v3.26.1
REGULATORY MATTERS, COMMITMENTS AND CONTINGENCIES (Tables)
 3 Months Ended
Mar. 31, 2026
REGULATORY MATTERS, COMMITMENTS AND CONTINGENCIES [Abstract]  
Regulatory Capital Positions [Table Text Block]
Regulatory Requirements
Actual
For Capital Adequacy Purposes
To be Well
-Capitalized
Thresholds
Amount
Ratio
Amount
Ratio
Amount
Ratio
(Dollars in thousands)
As of March 31, 2026
Total Capital (to Risk-Weighted
Assets)
First BanCorp.
$
2,420,129
18.19
%
$
1,064,412
8.0
%
N/A
N/A
FirstBank
$
2,362,757
17.77
%
$
1,063,962
8.0
%
$
1,329,953
10.0
%
CET1 Capital (to Risk-Weighted Assets)
First BanCorp.
$
2,253,076
16.93
%
$
598,732
4.5
%
N/A
N/A
FirstBank
$
2,095,773
15.76
%
$
598,479
4.5
%
$
864,469
6.5
%
Tier I Capital (to Risk-Weighted
Assets)
First BanCorp.
$
2,253,076
16.93
%
$
798,309
6.0
%
N/A
N/A
FirstBank
$
2,195,773
16.51
%
$
797,972
6.0
%
$
1,063,962
8.0
%
Leverage ratio
First BanCorp.
$
2,253,076
11.66
%
$
773,001
4.0
%
N/A
N/A
FirstBank
$
2,195,773
11.37
%
$
772,626
4.0
%
$
965,783
5.0
%
As of December 31, 2025
Total Capital (to Risk-Weighted
Assets)
First BanCorp.
$
2,412,137
18.01
%
$
1,071,257
8.0
%
N/A
N/A
FirstBank
$
2,355,882
17.61
%
$
1,070,432
8.0
%
$
1,338,040
10.0
%
CET1 Capital (to Risk-Weighted Assets)
First BanCorp.
$
2,243,981
16.76
%
$
602,582
4.5
%
N/A
N/A
%
FirstBank
$
2,087,853
15.60
%
$
602,118
4.5
%
$
869,726
6.5
%
Tier I Capital (to Risk-Weighted
Assets)
First BanCorp.
$
2,243,981
16.76
%
$
803,443
6.0
%
N/A
N/A
FirstBank
$
2,187,853
16.35
%
$
802,824
6.0
%
$
1,070,432
8.0
%
Leverage ratio
First BanCorp.
$
2,243,981
11.58
%
$
774,882
4.0
%
N/A
N/A
FirstBank
$
2,187,853
11.30
%
$
774,609
4.0
%
$
968,261
5.0
%