The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 280,345 1,289 SH SOLE 0 0 1,289
ALPHABET INC CAP STK CL A 02079K305 2,433,045 8,461 SH SOLE 0 0 8,461
ALPHABET INC CAP STK CL C 02079K107 1,132,523 3,948 SH SOLE 0 0 3,948
AMAZON COM INC COM 023135106 2,211,278 10,617 SH SOLE 0 0 10,617
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 1,741,246 41,917 SH SOLE 0 0 41,917
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 36,701,962 455,472 SH SOLE 0 0 455,472
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,378,673 16,250 SH SOLE 0 0 16,250
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 6,665,582 66,749 SH SOLE 0 0 66,749
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,050,762 9,451 SH SOLE 0 0 9,451
AMERICAN CENTY ETF TR US SML CP VALU 025072877 317,262,404 2,871,933 SH SOLE 0 0 2,871,933
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 2,996,133 37,168 SH SOLE 0 0 37,168
APPLE INC COM 037833100 5,583,120 21,999 SH SOLE 0 0 21,999
BANK AMERICA CORP COM 060505104 220,204 4,517 SH SOLE 0 0 4,517
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,436,280 2 SH SOLE 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,740,066 5,718 SH SOLE 0 0 5,718
BROADCOM INC COM 11135F101 966,290 3,122 SH SOLE 0 0 3,122
CHEVRON CORP NEW COM 166764100 546,423 2,641 SH SOLE 0 0 2,641
CINCINNATI FINL CORP COM 172062101 643,089 4,087 SH SOLE 0 0 4,087
CISCO SYS INC COM 17275R102 332,163 4,281 SH SOLE 0 0 4,281
COCA COLA CO COM 191216100 216,014 2,840 SH SOLE 0 0 2,840
CORNING INC COM 219350105 251,273 1,848 SH SOLE 0 0 1,848
COSTCO WHSL CORP NEW COM 22160K105 621,772 624 SH SOLE 0 0 624
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 551,509,542 13,062,756 SH SOLE 0 0 13,062,756
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 182,647,294 5,286,463 SH SOLE 0 0 5,286,463
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 1,354,615 31,971 SH SOLE 0 0 31,971
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 69,609,066 1,959,163 SH SOLE 0 0 1,959,163
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 2,716,458 64,067 SH SOLE 0 0 64,067
DIMENSIONAL ETF TRUST INTERNATIONAL VAL 25434V807 546,431 10,353 SH SOLE 0 0 10,353
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 148,377,572 3,095,714 SH SOLE 0 0 3,095,714
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,659,861 23,408 SH SOLE 0 0 23,408
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 92,499,080 1,481,170 SH SOLE 0 0 1,481,170
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 8,891,558 123,357 SH SOLE 0 0 123,357
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 128,045,824 3,585,713 SH SOLE 0 0 3,585,713
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 94,163,673 1,943,122 SH SOLE 0 0 1,943,122
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 47,005,509 1,341,481 SH SOLE 0 0 1,341,481
DIMENSIONAL ETF TRUST US SUSTAINABILITY 25434V716 3,795,768 92,377 SH SOLE 0 0 92,377
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 12,665,177 372,834 SH SOLE 0 0 372,834
EA SERIES TRUST ALPHA ARCHITECT 02072Q358 10,851,237 233,273 SH SOLE 0 0 233,273
EA SERIES TRUST ALPHA ARCHITECT 02072Q853 412,465 7,874 SH SOLE 0 0 7,874
ELI LILLY & CO COM 532457108 552,782 601 SH SOLE 0 0 601
EMERSON ELEC CO COM 291011104 2,746,601 20,963 SH SOLE 0 0 20,963
EXXON MOBIL CORP COM 30231G102 789,858 4,656 SH SOLE 0 0 4,656
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 279,882 1,200 SH SOLE 0 0 1,200
GE VERNOVA INC COM 36828A101 690,464 791 SH SOLE 0 0 791
GENERAL DYNAMICS CORP COM 369550108 330,178 962 SH SOLE 0 0 962
GENERAL ELECTRIC CO COM NEW 369604301 760,220 2,679 SH SOLE 0 0 2,679
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 1,694,163 98,785 SH SOLE 0 0 98,785
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 587,610 4,696 SH SOLE 0 0 4,696
GRAYSCALE ETHEREUM STAKING E SHS 389638107 341,400 20,000 SH SOLE 0 0 20,000
HAYWARD HLDGS INC COM 421298100 202,319 15,121 SH SOLE 0 0 15,121
HOME DEPOT INC COM 437076102 590,029 1,794 SH SOLE 0 0 1,794
ILLINOIS TOOL WKS INC COM 452308109 217,863 837 SH SOLE 0 0 837
INTERNATIONAL BUSINESS MACHS COM 459200101 246,511 1,017 SH SOLE 0 0 1,017
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,004,989 5,237 SH SOLE 0 0 5,237
INVESCO QQQ TR UNIT SER 1 46090e103 1,104,488 1,914 SH SOLE 0 0 1,914
ISHARES INC CORE MSCI EMKT 46434G103 675,178 9,680 SH SOLE 0 0 9,680
ISHARES SILVER TR ISHARES 46428Q109 718,468 10,544 SH SOLE 0 0 10,544
ISHARES TR CORE MSCI EAFE 46432F842 102,853,242 1,136,123 SH SOLE 0 0 1,136,123
ISHARES TR CORE S&P500 ETF 464287200 454,523,892 695,831 SH SOLE 0 0 695,831
ISHARES TR CORE S&P MCP ETF 464287507 747,490 11,069 SH SOLE 0 0 11,069
ISHARES TR CORE S&P SCP ETF 464287804 779,927 6,274 SH SOLE 0 0 6,274
ISHARES TR CORE S&P TTL STK 464287150 45,671,283 320,658 SH SOLE 0 0 320,658
ISHARES TR ESG AWR US AGRGT 46435U549 1,260,971 26,519 SH SOLE 0 0 26,519
ISHARES TR MRGSTR MD CP GRW 464288307 856,866 10,878 SH SOLE 0 0 10,878
ISHARES TR MSCI EAFE ETF 464287465 922,541 9,498 SH SOLE 0 0 9,498
ISHARES TR EAFE SML CP ETF 464288273 969,083 12,359 SH SOLE 0 0 12,359
ISHARES TR MSCI EMG MKT ETF 464287234 1,689,051 29,742 SH SOLE 0 0 29,742
ISHARES TR NATIONAL MUN ETF 464288414 1,116,443 10,518 SH SOLE 0 0 10,518
ISHARES TR RUS 1000 GRW ETF 464287614 9,583,534 22,475 SH SOLE 0 0 22,475
ISHARES TR RUS 1000 ETF 464287622 2,088,728 5,858 SH SOLE 0 0 5,858
ISHARES TR RUS 1000 VAL ETF 464287598 471,888 2,208 SH SOLE 0 0 2,208
ISHARES TR RUSSELL 2000 ETF 464287655 403,992 1,629 SH SOLE 0 0 1,629
ISHARES TR RUS 2000 VAL ETF 464287630 402,286 2,122 SH SOLE 0 0 2,122
ISHARES TR RUSSELL 3000 ETF 464287689 21,543,693 58,119 SH SOLE 0 0 58,119
ISHARES TR RUS MD CP GR ETF 464287481 43,088,959 336,317 SH SOLE 0 0 336,317
ISHARES TR RUS MID CAP ETF 464287499 419,353 4,313 SH SOLE 0 0 4,313
ISHARES TR RUS MDCP VAL ETF 464287473 1,161,017 7,966 SH SOLE 0 0 7,966
ISHARES TR S&P 500 VAL ETF 464287408 2,879,716 13,638 SH SOLE 0 0 13,638
ISHARES TR S&P 500 GRWT ETF 464287309 3,156,684 27,908 SH SOLE 0 0 27,908
ISHARES TR S&P MC 400GR ETF 464287606 898,707 8,932 SH SOLE 0 0 8,932
ISHARES TR SHRT NAT MUN ETF 464288158 47,793,426 448,765 SH SOLE 0 0 448,765
JOHNSON & JOHNSON COM 478160104 767,786 3,141 SH SOLE 0 0 3,141
JPMORGAN CHASE & CO COM 46625H100 990,143 3,366 SH SOLE 0 0 3,366
KINDER MORGAN INC DEL COM 49456B101 841,838 25,107 SH SOLE 0 0 25,107
KLAVIYO INC COM SER A 49845K101 342,788 17,615 SH SOLE 0 0 17,615
MCDONALDS CORP COM 580135101 354,611 1,141 SH SOLE 0 0 1,141
MERCK & CO INC COM 58933Y105 234,806 1,952 SH SOLE 0 0 1,952
META PLATFORMS INC CL A 30303M102 362,730 634 SH SOLE 0 0 634
MICROSOFT CORP COM 594918104 2,694,221 7,278 SH SOLE 0 0 7,278
NETFLIX INC COM 64110L106 225,856 2,349 SH SOLE 0 0 2,349
NUCOR CORP COM 670346105 490,728 2,902 SH SOLE 0 0 2,902
NVIDIA CORPORATION COM 67066G104 2,123,606 12,177 SH SOLE 0 0 12,177
PEPSICO INC COM 713448108 215,077 1,385 SH SOLE 0 0 1,385
PIPER SANDLER COMPANIES COM 724078100 595,253 7,776 SH SOLE 0 0 7,776
PNC FINL SVCS GROUP INC COM 693475105 416,804 2,003 SH SOLE 0 0 2,003
PRIMO BRANDS CORPORATION CLASS A COM SHS 741623102 300,903 15,980 SH SOLE 0 0 15,980
PROCTER AND GAMBLE CO COM 742718109 18,755,038 129,847 SH SOLE 0 0 129,847
QUANTA SVCS INC COM 74762E102 407,373 742 SH SOLE 0 0 742
RPM INTL INC COM 749685103 418,772 4,213 SH SOLE 0 0 4,213
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 80,479,086 3,251,680 SH SOLE 0 0 3,251,680
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 9,354,007 321,112 SH SOLE 0 0 321,112
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 315,029 10,329 SH SOLE 0 0 10,329
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 250,647 10,794 SH SOLE 0 0 10,794
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 27,548,528 1,097,551 SH SOLE 0 0 1,097,551
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 21,678,670 845,502 SH SOLE 0 0 845,502
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 256,790 5,474 SH SOLE 0 0 5,474
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 8,733,344 191,311 SH SOLE 0 0 191,311
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,657,081 11,774 SH SOLE 0 0 11,774
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 705,573 1,144 SH SOLE 0 0 1,144
SPDR SER TR PORTFOLIO S&P400 78464A847 319,219 5,390 SH SOLE 0 0 5,390
SPDR SER TR PRTFLO S&P500 VL 78464A508 392,663 6,940 SH SOLE 0 0 6,940
SPDR SER TR S&P DIVID ETF 78464A763 527,865 3,617 SH SOLE 0 0 3,617
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 547,479 1,620 SH SOLE 0 0 1,620
TESLA INC COM 88160R101 445,260 1,198 SH SOLE 0 0 1,198
TJX COS INC NEW COM 872540109 256,638 1,607 SH SOLE 0 0 1,607
UNITED STS OIL FD LP UNITS 91232N207 384,931 3,025 SH SOLE 0 0 3,025
US BANCORP DEL COM NEW 902973304 312,216 6,003 SH SOLE 0 0 6,003
VANECK ETF TRUST URANIUM AND NUCL 92189F601 215,368 1,617 SH SOLE 0 0 1,617
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 2,080,624 18,200 SH SOLE 0 0 18,200
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 565,962,370 7,217,987 SH SOLE 0 0 7,217,987
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,231,386 84,620 SH SOLE 0 0 84,620
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 404,603 1,966 SH SOLE 0 0 1,966
VANGUARD INDEX FDS GROWTH ETF 922908736 184,801,730 423,091 SH SOLE 0 0 423,091
VANGUARD INDEX FDS LARGE CAP ETF 922908637 105,281,912 352,290 SH SOLE 0 0 352,290
VANGUARD INDEX FDS MID CAP ETF 922908629 1,528,983 5,324 SH SOLE 0 0 5,324
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 284,620,484 1,105,967 SH SOLE 0 0 1,105,967
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 682,898 3,706 SH SOLE 0 0 3,706
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,254,599 36,692 SH SOLE 0 0 36,692
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,260,928 8,804 SH SOLE 0 0 8,804
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,227,699 4,062 SH SOLE 0 0 4,062
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,946,972 22,771 SH SOLE 0 0 22,771
VANGUARD INDEX FDS SMALL CP ETF 922908751 678,905 2,592 SH SOLE 0 0 2,592
VANGUARD INDEX FDS TOTAL STK MKT 922908769 378,000,743 1,178,270 SH SOLE 0 0 1,178,270
VANGUARD INDEX FDS VALUE ETF 922908744 1,950,383 9,941 SH SOLE 0 0 9,941
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,503,128 64,813 SH SOLE 0 0 64,813
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,446,608 32,578 SH SOLE 0 0 32,578
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 298,571 6,717 SH SOLE 0 0 6,717
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,285,147 45,804 SH SOLE 0 0 45,804
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 770,378 7,023 SH SOLE 0 0 7,023
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,498,726 76,849 SH SOLE 0 0 76,849
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 261,127 1,214 SH SOLE 0 0 1,214
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,684,560 34,815 SH SOLE 0 0 34,815
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 221,408,187 3,455,184 SH SOLE 0 0 3,455,184
VANGUARD WORLD FD ESG INTL STK ETF 921910725 590,697 8,235 SH SOLE 0 0 8,235
VANGUARD WORLD FD ESG US STK ETF 921910733 796,892 7,098 SH SOLE 0 0 7,098
VANGUARD WORLD FD INF TECH ETF 92204A702 3,005,080 4,307 SH SOLE 0 0 4,307
VISA INC COM CL A 92826C839 564,887 1,869 SH SOLE 0 0 1,869
WALMART INC COM 931142103 523,515 4,212 SH SOLE 0 0 4,212
ZOVIO INC COM 98979V102 184 48,484 SH SOLE 0 0 48,484