The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 286,369 9,878 SH SOLE 0 0 9,878
ABBVIE INC COM 00287Y109 375,536 1,727 SH SOLE 0 0 1,727
ALPHABET INC CAP STK CL C 02079K107 1,477,343 5,150 SH SOLE 0 0 5,150
ALPHABET INC CAP STK CL A 02079K305 16,504,509 57,395 SH SOLE 0 0 57,395
ALTRIA GROUP INC COM 02209S103 312,546 4,736 SH SOLE 0 0 4,736
BONDBLOXX ETF TRUST IR M TAXAWARE 09789C721 636,657 12,593 SH SOLE 0 0 12,593
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861 15,745,402 317,960 SH SOLE 0 0 317,960
BROADCOM INC COM 11135F101 747,038 2,414 SH SOLE 0 0 2,414
CELESTICA INC COM 15101Q207 1,247,561 4,429 SH SOLE 0 0 4,429
CISCO SYS INC COM 17275R102 323,686 4,172 SH SOLE 0 0 4,172
COMCAST CORP NEW CL A 20030N101 9,588,381 333,974 SH SOLE 0 0 333,974
COSTCO WHOLESALE CORPORATION COM 22160K105 380,614 382 SH SOLE 0 0 382
DELL TECHNOLOGIES INC CL C 24703L202 1,634,009 9,956 SH SOLE 0 0 9,956
EXELIXIS INC COM 30161Q104 1,601,169 37,332 SH SOLE 0 0 37,332
EXXON MOBIL CORP COM 30231G102 563,311 3,320 SH SOLE 0 0 3,320
META PLATFORMS INC CL A 30303M102 2,077,797 3,632 SH SOLE 0 0 3,632
FIRST TR EXCHNG TRADED FD VI FT VEST US EQUIT 33740F136 590,094 18,140 SH SOLE 0 0 18,140
FIRST TR EXCHNG TRADED FD VI FT VEST NAS 33740F557 278,549 8,915 SH SOLE 0 0 8,915
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F599 282,260 5,821 SH SOLE 0 0 5,821
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F615 569,474 13,431 SH SOLE 0 0 13,431
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F623 200,733 3,982 SH SOLE 0 0 3,982
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F631 671,208 15,782 SH SOLE 0 0 15,782
FIRST TR EXCHNG TRADED FD VI FT VEST UQ EQT 33740F672 507,718 11,691 SH SOLE 0 0 11,691
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F680 254,230 5,783 SH SOLE 0 0 5,783
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F698 582,147 12,455 SH SOLE 0 0 12,455
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F714 724,725 15,407 SH SOLE 0 0 15,407
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F722 254,094 4,497 SH SOLE 0 0 4,497
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F730 407,048 9,060 SH SOLE 0 0 9,060
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F763 447,415 8,011 SH SOLE 0 0 8,011
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F771 839,112 17,714 SH SOLE 0 0 17,714
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839 1,067,907 22,292 SH SOLE 0 0 22,292
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F847 263,508 4,935 SH SOLE 0 0 4,935
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740F854 414,925 9,527 SH SOLE 0 0 9,527
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U208 368,320 6,731 SH SOLE 0 0 6,731
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740U406 619,212 13,984 SH SOLE 0 0 13,984
FIRST TR EXCHNG TRADED FD VI FT VEST US EQUTY 33740U422 381,735 12,590 SH SOLE 0 0 12,590
FIRST TR EXCHNG TRADED FD VI FT VEST US EQUIT 33740U497 339,747 10,400 SH SOLE 0 0 10,400
FIRST TR EXCHNG TRADED FD VI FT VEST UQ EQT 33740U505 260,036 5,230 SH SOLE 0 0 5,230
FIRST TR EXCHNG TRADED FD VI FT VEST US EQ MA 33740U521 234,889 7,180 SH SOLE 0 0 7,180
FIRST TR EXCHNG TRADED FD VI VEST US EQUITY M 33740U562 215,638 6,366 SH SOLE 0 0 6,366
FIRST TR EXCHNG TRADED FD VI VEST US EQUITY M 33740U588 213,688 6,230 SH SOLE 0 0 6,230
FIRST TR EXCHNG TRADED FD VI VEST US EQUITY M 33740U612 281,232 8,400 SH SOLE 0 0 8,400
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740U802 506,121 12,728 SH SOLE 0 0 12,728
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U885 350,758 7,811 SH SOLE 0 0 7,811
FORTINET INC COM 34959E109 1,301,718 15,929 SH SOLE 0 0 15,929
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 1,598,672 64,489 SH SOLE 0 0 64,489
GLOBE LIFE INC COM 37959E102 1,338,706 9,619 SH SOLE 0 0 9,619
GOLDMAN SACHS GROUP INC COM 38141G104 10,096,643 11,935 SH SOLE 0 0 11,935
HP INC COM 40434L105 13,047,904 679,225 SH SOLE 0 0 679,225
INVESCO QQQ TR UNIT SER 1 46090E103 3,188,440 5,524 SH SOLE 0 0 5,524
INTUITIVE SURGICAL INC COM NEW 46120E602 225,885 490 SH SOLE 0 0 490
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 109,508 10,065 SH SOLE 0 0 10,065
ISHARES TR 0-5YR HI YL CP 46434V407 227,808 5,384 SH SOLE 0 0 5,384
ISHARES TR CORE DIV GRWTH 46434V621 19,210,869 273,737 SH SOLE 0 0 273,737
ISHARES TR 0-3 MNTH TREASRY 46436E718 5,413,663 53,782 SH SOLE 0 0 53,782
JPMORGAN CHASE & CO COM 46625H100 16,443,682 55,900 SH SOLE 0 0 55,900
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 228,854 4,578 SH SOLE 0 0 4,578
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 12,992,171 256,712 SH SOLE 0 0 256,712
JANUS DETROIT STR TR HENDERSON SECURI 47103U746 10,128,231 196,474 SH SOLE 0 0 196,474
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 18,586,523 380,404 SH SOLE 0 0 380,404
KINDER MORGAN INC DEL COM 49456B101 254,384 7,587 SH SOLE 0 0 7,587
LAZARD INC COM 52110M109 8,033,097 189,103 SH SOLE 0 0 189,103
MASTERCARD INCORPORATED CL A 57636Q104 290,817 582 SH SOLE 0 0 582
MERCADOLIBRE INC COM 58733R102 812,639 470 SH SOLE 0 0 470
MERCK & CO INC COM 58933Y105 13,246,688 110,123 SH SOLE 0 0 110,123
NETFLIX INC. COM 64110L106 906,021 9,423 SH SOLE 0 0 9,423
NORTHERN LTS FD TR IV MAIN SECTR ROTN 66538H591 330,639 5,475 SH SOLE 0 0 5,475
NVIDIA CORPORATION COM 67066G104 2,454,707 14,075 SH SOLE 0 0 14,075
ORACLE CORP COM 68389X105 297,167 2,020 SH SOLE 0 0 2,020
PGIM ETF TR PGIM ULTRA SH BD 69344A107 243,623 4,922 SH SOLE 0 0 4,922
PAYPAL HLDGS INC COM 70450Y103 11,918,966 263,519 SH SOLE 0 0 263,519
PIMCO ETF TR MULTISECTOR BD 72201R585 1,120,259 42,758 SH SOLE 0 0 42,758
PIMCO ETF TR ACTIVE BD ETF 72201R775 57,989,997 628,413 SH SOLE 0 0 628,413
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 11,895,307 118,279 SH SOLE 0 0 118,279
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,649,643 31,608 SH SOLE 0 0 31,608
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,019,972 3,106 SH SOLE 0 0 3,106
SPDR GOLD TR GOLD SHS 78463V107 1,294,080 3,007 SH SOLE 0 0 3,007
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 333,082 7,296 SH SOLE 0 0 7,296
SPDR SERIES TRUST STATE STREET SPD 78464A409 24,313,641 248,326 SH SOLE 0 0 248,326
SPDR SERIES TRUST STATE STREET SPD 78464A649 294,963 11,513 SH SOLE 0 0 11,513
SPDR SERIES TRUST STATE STREET SPD 78464A763 645,055 4,420 SH SOLE 0 0 4,420
SPDR SERIES TRUST STATE STREET SPD 78464A854 351,647 4,594 SH SOLE 0 0 4,594
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308 355,559 4,337 SH SOLE 0 0 4,337
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 488,887 7,981 SH SOLE 0 0 7,981
SHOPIFY INC CL A SUB VTG SHS 82509L107 383,617 3,234 SH SOLE 0 0 3,234
TESLA INC COM 88160R101 1,068,781 2,875 SH SOLE 0 0 2,875
UBER TECHNOLOGIES INC COM 90353T100 1,317,182 18,312 SH SOLE 0 0 18,312
UNITEDHEALTH GROUP INC COM 91324P102 12,874,073 47,578 SH SOLE 0 0 47,578
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 666,407 13,869 SH SOLE 0 0 13,869
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 328,195 6,990 SH SOLE 0 0 6,990
VERIZON COMMUNICATIONS INC COM 92343V104 14,826,753 295,354 SH SOLE 0 0 295,354
VISA INC COM CL A 92826C839 11,146,823 36,881 SH SOLE 0 0 36,881
WASTE MGMT INC DEL COM 94106L109 13,122,631 57,107 SH SOLE 0 0 57,107
WORLD GOLD TR SPDR GLD MINIS 98149E303 14,460,845 156,013 SH SOLE 0 0 156,013
ADVANCED MICRO DEVICES INC COM 007903107 317,554 1,561 SH SOLE 0 0 1,561
ALLSTATE CORP COM 020002101 9,944,092 47,960 SH SOLE 0 0 47,960
AMAZON COM INC COM 023135106 16,329,082 78,403 SH SOLE 0 0 78,403
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 5,428,223 130,675 SH SOLE 0 0 130,675
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 9,960,342 123,608 SH SOLE 0 0 123,608
AMERICAN ELEC PWR CO INC COM 025537101 231,487 1,766 SH SOLE 0 0 1,766
AMGEN INC COM 031162100 13,424,297 38,153 SH SOLE 0 0 38,153
APPLE INC COM 037833100 19,491,847 76,803 SH SOLE 0 0 76,803
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 305,250 637 SH SOLE 0 0 637
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528843 241,346 5,030 SH SOLE 0 0 5,030
CSG SYS INTL INC COM 126349109 1,397,897 17,487 SH SOLE 0 0 17,487
CAL MAINE FOODS INC COM NEW 128030202 5,731,645 72,415 SH SOLE 0 0 72,415
CATERPILLAR INC COM 149123101 1,585,245 2,238 SH SOLE 0 0 2,238
CHEVRON CORPORATION COM 166764100 593,621 2,869 SH SOLE 0 0 2,869
COCA COLA CO COM 191216100 13,315,083 175,083 SH SOLE 0 0 175,083
FORD MTR CO COM 345370860 1,179,566 102,215 SH SOLE 0 0 102,215
GE AEROSPACE COM NEW 369604301 210,600 742 SH SOLE 0 0 742
GRAPHIC PACKAGING HLDG CO COM 388689101 701,159 70,539 SH SOLE 0 0 70,539
HOME DEPOT INC COM 437076102 518,373 1,576 SH SOLE 0 0 1,576
INTERNATIONAL BUSINESS MACHS COM 459200101 421,349 1,738 SH SOLE 0 0 1,738
INTUIT COM 461202103 12,074,603 27,926 SH SOLE 0 0 27,926
ISHARES TR TIPS BD ETF 464287176 11,128,440 100,838 SH SOLE 0 0 100,838
ISHARES TR CORE S&P500 ETF 464287200 81,022,862 124,038 SH SOLE 0 0 124,038
ISHARES TR CORE US AGGBD ET 464287226 40,378,610 406,755 SH SOLE 0 0 406,755
ISHARES TR MSCI EMG MKT ETF 464287234 1,270,733 22,376 SH SOLE 0 0 22,376
ISHARES TR IBOXX INV CP ETF 464287242 1,601,630 14,695 SH SOLE 0 0 14,695
ISHARES TR S&P 500 GRWT ETF 464287309 1,399,048 12,369 SH SOLE 0 0 12,369
ISHARES TR 20 YR TR BD ETF 464287432 393,215 4,536 SH SOLE 0 0 4,536
ISHARES TR 7-10 YR TRSY BD 464287440 1,733,879 18,167 SH SOLE 0 0 18,167
ISHARES TR RUSSELL 2000 ETF 464287655 648,081 2,613 SH SOLE 0 0 2,613
ISHARES TR US TELECOM ETF 464287713 971,995 24,720 SH SOLE 0 0 24,720
ISHARES TR U.S. TECH ETF 464287721 872,814 4,811 SH SOLE 0 0 4,811
ISHARES TR US HLTHCARE ETF 464287762 773,406 12,547 SH SOLE 0 0 12,547
ISHARES TR CORE S&P SCP ETF 464287804 10,273,521 82,644 SH SOLE 0 0 82,644
ISHARES TR U.S. BAS MTL ETF 464287838 855,156 4,861 SH SOLE 0 0 4,861
ISHARES TR SP SMCP600VL ETF 464287879 1,258,539 10,625 SH SOLE 0 0 10,625
ISHARES TR MRGSTR MD CP GRW 464288307 492,155 6,248 SH SOLE 0 0 6,248
ISHARES TR NATIONAL MUN ETF 464288414 729,413 6,872 SH SOLE 0 0 6,872
ISHARES TR IBOXX HI YD ETF 464288513 1,750,712 22,005 SH SOLE 0 0 22,005
ISHARES TR RESIDENTIAL MULT 464288562 269,684 3,241 SH SOLE 0 0 3,241
ISHARES TR MBS ETF 464288588 1,694,927 17,851 SH SOLE 0 0 17,851
JOHNSON & JOHNSON COM 478160104 533,693 2,183 SH SOLE 0 0 2,183
KROGER CO COM 501044101 13,372,169 184,801 SH SOLE 0 0 184,801
LAM RESEARCH CORP COM NEW 512807306 232,035 1,086 SH SOLE 0 0 1,086
ELI LILLY & CO COM 532457108 455,340 495 SH SOLE 0 0 495
LOCKHEED MARTIN CORP COM 539830109 14,263,633 23,600 SH SOLE 0 0 23,600
MCDONALDS CORP COM 580135101 317,909 1,023 SH SOLE 0 0 1,023
MICROSOFT CORP COM 594918104 16,928,372 45,731 SH SOLE 0 0 45,731
NORTHROP GRUMMAN CORP COM 666807102 269,677 395 SH SOLE 0 0 395
NUCOR CORP COM 670346105 1,407,335 8,323 SH SOLE 0 0 8,323
PVH CORPORATION COM 693656100 10,572,694 151,558 SH SOLE 0 0 151,558
PHILIP MORRIS INTL INC COM 718172109 243,131 1,470 SH SOLE 0 0 1,470
PROCTER & GAMBLE CO COM 742718109 11,908,865 82,449 SH SOLE 0 0 82,449
ROBINHOOD MKTS INC COM CL A 770700102 303,950 4,386 SH SOLE 0 0 4,386
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 338,479 11,033 SH SOLE 0 0 11,033
SEMPRA COM 816851109 6,913,021 71,144 SH SOLE 0 0 71,144
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 228,299 676 SH SOLE 0 0 676
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 312,687 4,546 SH SOLE 0 0 4,546
VANGUARD BD INDEX FDS INTERMED TERM 921937819 314,907 4,080 SH SOLE 0 0 4,080
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 632,013 8,060 SH SOLE 0 0 8,060
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,004,044 13,634 SH SOLE 0 0 13,634
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 24,178,148 377,312 SH SOLE 0 0 377,312
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 576,613 10,668 SH SOLE 0 0 10,668
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 230,105 385 SH SOLE 0 0 385
VANGUARD INDEX FDS MID CAP ETF 922908629 20,319,089 70,754 SH SOLE 0 0 70,754
VANGUARD INDEX FDS GROWTH ETF 922908736 1,263,302 2,892 SH SOLE 0 0 2,892
VANGUARD INDEX FDS VALUE ETF 922908744 1,056,499 5,385 SH SOLE 0 0 5,385
VANGUARD INDEX FDS SMALL CP ETF 922908751 426,026 1,627 SH SOLE 0 0 1,627
VANGUARD INDEX FDS TOTAL STK MKT 922908769 367,611 1,146 SH SOLE 0 0 1,146
WALMART INC COM 931142103 14,018,690 112,799 SH SOLE 0 0 112,799
WELLS FARGO & CO COM 949746101 893,348 11,222 SH SOLE 0 0 11,222
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 1,535,842 8,124 SH SOLE 0 0 8,124