The Bank and the Company reported the following capital ratios as of March 31, 2026 and December 31, 2025:
| (Bank Only) |
|
|
|
|
|
|
|
|
|
|
Minimum for |
|
|
|
|
|
|
|
|
|
|
|
|
|
Capital Adequacy plus |
|
|
|
|
As of March 31, 2026 |
|
|
Well |
|
|
Capital Conservation |
|
| (dollars in thousands) |
|
Amount |
|
|
Ratio |
|
|
Capitalized(1) |
|
|
Buffer (1)(2) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1 leverage ratio
|
|
$
|
530,666 |
|
|
|
8.250 |
%
|
|
|
5.000 |
%
|
|
|
4.000 |
%
|
|
Common equity tier 1 capital
|
|
|
530,666 |
|
|
|
14.262 |
|
|
|
6.500 |
|
|
|
7.000 |
|
|
Tier 1 risk-based capital
|
|
|
530,666 |
|
|
|
14.262 |
|
|
|
8.000 |
|
|
|
8.500 |
|
|
Total risk-based capital
|
|
|
577,284 |
|
|
|
15.515 |
|
|
|
10.000 |
|
|
|
10.500 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Minimum for |
|
|
|
|
|
|
|
|
|
|
|
|
|
Capital Adequacy plus |
|
|
|
|
As of December 31, 2025 |
|
|
Well |
|
|
Capital Conservation |
|
| (dollars in thousands) |
|
Amount |
|
|
Ratio |
|
|
Capitalized(1) |
|
|
Buffer (1)(2) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1 leverage ratio
|
|
$
|
513,719 |
|
|
|
8.058 |
%
|
|
|
5.000 |
%
|
|
|
4.000 |
%
|
|
Common equity tier 1 capital
|
|
|
513,719 |
|
|
|
13.981 |
|
|
|
6.500 |
|
|
|
7.000 |
|
|
Tier 1 risk-based capital
|
|
|
513,719 |
|
|
|
13.981 |
|
|
|
8.000 |
|
|
|
8.500 |
|
|
Total risk-based capital
|
|
|
559,750 |
|
|
|
15.234 |
|
|
|
10.000 |
|
|
|
10.500 |
|
(Consolidated)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Minimum for |
|
|
|
|
|
|
|
|
|
|
Capital Adequacy plus |
|
|
|
|
As of March 31, 2026 |
|
|
Capital Conservation |
|
| (dollars in thousands) |
|
Amount |
|
|
Ratio |
|
|
Buffer (1)(2) |
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1 leverage ratio
|
|
$
|
662,125 |
|
|
|
10.290 |
%
|
|
|
4.000 |
%
|
|
Common equity tier 1 capital
|
|
|
662,125 |
|
|
|
17.790 |
|
|
|
7.000 |
|
|
Tier 1 risk-based capital
|
|
|
662,125 |
|
|
|
17.790 |
|
|
|
8.500 |
|
|
Total risk-based capital
|
|
|
708,755 |
|
|
|
19.043 |
|
|
|
10.500 |
|
|
|
|
|
|
|
|
|
|
Minimum for |
|
|
|
|
|
|
|
|
|
|
Capital Adequacy plus |
|
|
|
|
As of December 31, 2025 |
|
|
Capital Conservation |
|
| (dollars in thousands) |
|
Amount |
|
|
Ratio |
|
|
Buffer (1)(2) |
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1 leverage ratio
|
|
$
|
676,012 |
|
|
|
10.601 |
%
|
|
|
4.000 |
%
|
|
Common equity Tier 1 capital
|
|
|
676,012 |
|
|
|
18.393 |
|
|
|
7.000 |
|
|
Tier 1 risk-based capital
|
|
|
676,012 |
|
|
|
18.393 |
|
|
|
8.500 |
|
|
Total risk-based capital
|
|
|
722,055 |
|
|
|
19.646 |
|
|
|
10.500 |
|
(1) Federal regulatory minimum requirements to be considered to be Well Capitalized and Adequately Capitalized
(2) The March 31, 2026 and December 31, 2025 common equity tier 1, tier 1 risk-based, and total risk-based capital ratios include a capital conservation buffer of 2.50 percent
|