| Schedule of Segment Reporting Information |
Significant segment totals are reconciled to the financial statements as follows for the three months ended March 31,: | | | | | | | | | | | | | | | | | | | | | | | | | Banking | | Mortgage Operations | | Corporate | | Total Segments | | 2026 | | | | | | | | | Summary of Operations | | | | | | | | | Interest income | $ | 103,319 | | | $ | 12,800 | | | $ | 7 | | | $ | 116,126 | | | Interest expense | 27,063 | | | 5,760 | | | 524 | | | 33,347 | | | Net interest income (expense) | 76,256 | | | 7,040 | | | (517) | | | 82,779 | | | | | | | | | | | Provision for (benefit from) credit losses | 8,070 | | | 180 | | | — | | | 8,250 | | | | | | | | | | | Noninterest income: | | | | | | | | | Deposit account service fees | 2,096 | | | — | | | — | | | 2,096 | | | Treasury management service fees | 4,613 | | | — | | | — | | | 4,613 | | | Credit and debit card fees | 2,713 | | | — | | | — | | | 2,713 | | | Trust and investment advisory fees | 1,489 | | | — | | | — | | | 1,489 | | | Mortgage banking services, net | (656) | | | 14,971 | | | — | | | 14,315 | | | Other noninterest income | 1,949 | | | — | | | — | | | 1,949 | | | Total noninterest income | 12,204 | | | 14,971 | | | — | | | 27,175 | | | | | | | | | | | Noninterest expense: | | | | | | | | | Salary and employee benefits | 34,658 | | | 11,720 | | | 978 | | | 47,356 | | | Occupancy, equipment and software | 8,710 | | | 1,229 | | | 67 | | | 10,006 | | | | | | | | | | | Amortization of intangible assets | 507 | | | — | | | — | | | 507 | | | Merger related expenses | 2,322 | | | — | | | 359 | | | 2,681 | | | Other noninterest expenses | 9,291 | | | 5,095 | | | 405 | | | 14,791 | | | Total noninterest expense | 55,488 | | | 18,044 | | | 1,809 | | | 75,341 | | | | | | | | | | | Income (loss) before income taxes | $ | 24,902 | | | $ | 3,787 | | | $ | (2,326) | | | $ | 26,363 | | | | | | | | | | | Other Information | | | | | | | | | Depreciation expense on premises and equipment and amortization on software, respectively | $ | 2,103 | | | $ | 34 | | | $ | — | | | $ | 2,137 | | | Identifiable assets | $ | 7,206,916 | | | $ | 1,263,102 | | | $ | 95,105 | | | $ | 8,565,123 | |
| | | | | | | | | | | | | | | | | | | | | | | | | Banking | | Mortgage Operations | | Corporate | | Total Segments | | 2025 | | | | | | | | | Summary of Operations | | | | | | | | | Interest income | $ | 99,476 | | | $ | 10,963 | | | $ | 8 | | | $ | 110,447 | | | Interest expense | 29,138 | | | 5,631 | | | 1,200 | | | 35,969 | | | Net interest income (expense) | 70,338 | | | 5,332 | | | (1,192) | | | 74,478 | | | | | | | | | | | Provision for (benefit from) credit losses | 4,062 | | | (262) | | | — | | | 3,800 | | | | | | | | | | | Noninterest income: | | | | | | | | | Deposit account service fees | 2,027 | | | — | | | — | | | 2,027 | | | Treasury management service fees | 4,194 | | | — | | | — | | | 4,194 | | | Credit and debit card fees | 2,585 | | | 1 | | | — | | | 2,586 | | | Trust and investment advisory fees | 1,421 | | | — | | | — | | | 1,421 | | | Mortgage banking services, net | (622) | | | 9,677 | | | — | | | 9,055 | | | Other noninterest income | 2,491 | | | (45) | | | — | | | 2,446 | | | Total noninterest income | 12,096 | | | 9,633 | | | — | | | 21,729 | | | | | | | | | | | Noninterest expense: | | | | | | | | | Salary and employee benefits | 31,056 | | | 7,867 | | | 638 | | | 39,561 | | | Occupancy, equipment and software | 8,680 | | | 795 | | | 61 | | | 9,536 | | | | | | | | | | | Amortization of intangible assets | 628 | | | — | | | — | | | 628 | | | | | | | | | | | Other noninterest expenses | 8,347 | | | 4,218 | | | 432 | | | 12,997 | | | Total noninterest expense | 48,711 | | | 12,880 | | | 1,131 | | | 62,722 | | | | | | | | | | | Income (loss) before income taxes | $ | 29,661 | | | $ | 2,347 | | | $ | (2,323) | | | $ | 29,685 | | | | | | | | | | | Other Information | | | | | | | | | Depreciation expense on premises and equipment and amortization on software, respectively | $ | 1,996 | | | $ | 39 | | | $ | — | | | $ | 2,035 | | | Identifiable assets | $ | 6,928,554 | | | $ | 1,152,956 | | | $ | 134,948 | | | $ | 8,216,458 | |
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