| Schedule of Actual and Required Capital Amounts |
Actual and required capital amounts for the Parent Company are as follows as of: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Actual | | For Capital
Adequacy Purposes | | To be Well-
Capitalized under
Prompt Corrective
Action Provisions | | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | | March 31, 2026 | | | | | | | | | | | | | Total risk-based capital to risk-weighted assets: | $ | 1,210,539 | | | 15.29 | % | | $ | 633,193 | | | 8.00 | % | | N/A | | N/A | | Tier 1 risk-based capital to risk-weighted assets: | $ | 1,089,871 | | | 13.77 | % | | $ | 474,895 | | | 6.00 | % | | N/A | | N/A | | Common Equity Tier 1 (CET 1) to risk-weighted assets: | $ | 1,089,871 | | | 13.77 | % | | $ | 356,171 | | | 4.50 | % | | N/A | | N/A | | Tier 1 leverage capital to average assets: | $ | 1,089,871 | | | 13.06 | % | | $ | 333,819 | | | 4.00 | % | | N/A | | N/A | | December 31, 2025 | | | | | | | | | | | | | Total risk-based capital to risk-weighted assets: | $ | 1,187,736 | | | 15.73 | % | | $ | 604,008 | | | 8.00 | % | | N/A | | N/A | | Tier 1 risk-based capital to risk-weighted assets: | $ | 1,065,783 | | | 14.12 | % | | $ | 453,006 | | | 6.00 | % | | N/A | | N/A | | Common Equity Tier 1 (CET 1) to risk-weighted assets: | $ | 1,065,783 | | | 14.12 | % | | $ | 339,755 | | | 4.50 | % | | N/A | | N/A | | Tier 1 leverage capital to average assets: | $ | 1,065,783 | | | 12.75 | % | | $ | 334,328 | | | 4.00 | % | | N/A | | N/A |
Actual and required capital amounts for the Bank are as follows as of: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Actual | | For Capital
Adequacy Purposes | | To be Well-
Capitalized under
Prompt Corrective
Action Provisions | | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | | March 31, 2026 | | | | | | | | | | | | | Total risk-based capital to risk-weighted assets: | $ | 1,144,278 | | | 14.48 | % | | $ | 632,247 | | | 8.00 | % | | $ | 790,309 | | | 10.00 | % | | Tier 1 risk-based capital to risk-weighted assets: | $ | 1,060,364 | | | 13.42 | % | | $ | 474,185 | | | 6.00 | % | | $ | 632,247 | | | 8.00 | % | | Common Equity Tier 1 (CET 1) to risk-weighted assets: | $ | 1,060,364 | | | 13.42 | % | | $ | 355,639 | | | 4.50 | % | | $ | 513,701 | | | 6.50 | % | | Tier 1 leverage capital to average assets: | $ | 1,060,364 | | | 12.70 | % | | $ | 333,887 | | | 4.00 | % | | $ | 417,358 | | | 5.00 | % | | December 31, 2025 | | | | | | | | | | | | | Total risk-based capital to risk-weighted assets: | $ | 1,119,717 | | | 14.85 | % | | $ | 603,066 | | | 8.00 | % | | $ | 753,832 | | | 10.00 | % | | Tier 1 risk-based capital to risk-weighted assets: | $ | 1,034,444 | | | 13.72 | % | | $ | 452,299 | | | 6.00 | % | | $ | 603,066 | | | 8.00 | % | | Common Equity Tier 1 (CET 1) to risk-weighted assets: | $ | 1,034,444 | | | 13.72 | % | | $ | 339,225 | | | 4.50 | % | | $ | 489,991 | | | 6.50 | % | | Tier 1 leverage capital to average assets: | $ | 1,034,444 | | | 12.38 | % | | $ | 334,290 | | | 4.00 | % | | $ | 417,862 | | | 5.00 | % |
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