Our leases relate primarily to office space and bank branches with remaining lease terms of generally 1 to 15 years. Certain lease arrangements contain extension options which typically range from 5 to 10 years at the then fair market rental rates. As these extension options are not generally considered reasonably certain of exercise, they are not included in the lease term.


	March 31, 2026		December 31, 2025
ROU asset on leased property, gross	$	45,551	$	44,376
Accumulated amortization	(18,511)		(17,120)
ROU asset, net (included in prepaid expenses and other assets in our consolidated balance sheets)	$	27,040	$	27,256
Lease liability (included in accrued expenses and other liabilities in our consolidated balance sheets)	$	28,978	$	29,049
Weighted Average Remaining Life - Operating Leases (years)			5.09
Weighted Average Rate - Operating Leases			3.52		%

The following table reconciles future undiscounted lease payments due under non-cancelable operating leases to the aggregate operating lessee lease liability as of March 31, 2026:


Remainder of 2026	$	6,609
2027	6,544
2028	6,162
2029	5,291
2030	3,584

Thereafter	3,867
Total undiscounted operating lease liability	32,057
Imputed interest	3,079
Total operating lease liability included in the accompanying balance sheet	$	28,978

Total lease expense for three months ended March 31, 2026 and 2025 was $2,268 and $2,036, respectively. The components of total lease expense were as follows:


	For the three months ended March 31,
	2026		2025
Operating leases	$	2,213	$	1,970
Short-term leases	109		102

Sublease income	(54)		(36)
Net lease expense	$	2,268	$	2,036