v3.26.1
Segment Reporting - Summary of Financial Information of Reportable Segments and Reconciliation to Consolidated Financial Results (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Dec. 31, 2024
ASSETS        
Cash and Due from Banks $ 1,495,467   $ 736,970  
Intrabank assets 0   0  
Securities 46,169   48,247  
Loans held for sale 124,039   71,216  
Total loans receivable 3,859,379   3,749,531  
Allowance for credit losses (172,427) $ (183,178) (169,530) $ (176,994)
Other assets 311,202   305,003  
Total assets 5,663,829   4,741,437  
LIABILITIES        
Deposits 5,041,164   4,144,199  
Other Borrowings 48,074   48,036  
Intrabank liabilities 0   0  
Other liabilities 70,829   58,243  
Total liabilities 5,160,067   4,250,478  
Total interest income 111,681 104,907    
Interest (expense) income intrabank transfer 0 0    
Total interest expense 28,324 28,845    
Net interest income 83,357 76,062    
PROVISION FOR CREDIT LOSSES 51,398 55,781    
Net interest income after provision for credit losses - loans and unfunded commitments 31,959 20,281    
Service charges and fees 850 860    
Other income 536 698    
Total noninterest income 66,077 63,477    
Salaries and employee benefits 23,122 21,532    
Occupancy 859 1,034    
Data processing and software licenses 7,643 4,232    
Legal and professional expenses 7,002 6,488    
Other expenses 4,827 4,203    
BaaS loan and fraud expense 39,999 34,500    
Total noninterest expense 83,452 71,989    
Net income/(loss) before income taxes 14,584 11,769    
Income taxes 2,565 2,039    
NET INCOME 12,019 9,730    
BaaS Program Income        
LIABILITIES        
Revenue from contract with customer 10,888 6,278    
BaaS indemnification income        
LIABILITIES        
Revenue from contract with customer 53,803 55,641    
BaaS loan expense        
LIABILITIES        
BaaS loan and fraud expense 36,940 32,507    
BaaS fraud expense        
LIABILITIES        
BaaS loan and fraud expense 3,059 1,993    
CCBX        
LIABILITIES        
Provision for unfunded commitments 11 784    
Operating Segments | Community Bank        
ASSETS        
Cash and Due from Banks 4,454   4,243  
Intrabank assets 0   0  
Securities 0   0  
Loans held for sale 0   0  
Total loans receivable 1,975,255   1,941,979  
Allowance for credit losses (18,153)   (18,231)  
Other assets 29,503   29,809  
Total assets 1,991,059   1,957,800  
LIABILITIES        
Deposits 1,572,942   1,586,359  
Other Borrowings 0   0  
Intrabank liabilities 413,278   366,216  
Other liabilities 4,839   5,225  
Total liabilities 1,991,059   1,957,800  
Total interest income 31,734 30,292    
Interest (expense) income intrabank transfer (3,625) (3,909)    
Total interest expense 5,571 6,604    
Net interest income 22,538 19,779    
PROVISION FOR CREDIT LOSSES (542) 507    
Net interest income after provision for credit losses - loans and unfunded commitments 23,080 19,272    
Service charges and fees 818 860    
Other income 114 156    
Total noninterest income 932 1,016    
Salaries and employee benefits 7,297 7,155    
Occupancy 812 830    
Data processing and software licenses 1,817 1,395    
Legal and professional expenses 444 63    
Other expenses 1,012 910    
Total noninterest expense 11,382 10,353    
Net income/(loss) before income taxes 12,630 9,935    
Income taxes 1,918 1,587    
NET INCOME 10,712 8,348    
Operating Segments | Community Bank | BaaS Program Income        
LIABILITIES        
Revenue from contract with customer 0 0    
Operating Segments | Community Bank | BaaS indemnification income        
LIABILITIES        
Revenue from contract with customer 0 0    
Operating Segments | Community Bank | BaaS loan expense        
LIABILITIES        
BaaS loan and fraud expense 0 0    
Operating Segments | Community Bank | BaaS fraud expense        
LIABILITIES        
BaaS loan and fraud expense 0 0    
Operating Segments | CCBX        
ASSETS        
Cash and Due from Banks 1,441   750  
Intrabank assets 1,417,932   633,600  
Securities 0   0  
Loans held for sale 124,039   71,216  
Total loans receivable 1,884,124   1,807,552  
Allowance for credit losses (154,274)   (151,299)  
Other assets 240,799   235,137  
Total assets 3,514,061   2,596,956  
LIABILITIES        
Deposits 3,468,222   2,557,840  
Other Borrowings 0   0  
Intrabank liabilities 0   0  
Other liabilities 45,839   39,116  
Total liabilities 3,514,061   2,596,956  
Total interest income 71,153 67,855    
Interest (expense) income intrabank transfer 8,156 6,085    
Total interest expense 22,099 21,581    
Net interest income 57,210 52,359    
PROVISION FOR CREDIT LOSSES 51,940 55,274    
Net interest income after provision for credit losses - loans and unfunded commitments 5,270 (2,915)    
Service charges and fees 32 0    
Other income (4) 0    
Total noninterest income 64,719 61,919    
Salaries and employee benefits 11,527 7,975    
Occupancy 8 85    
Data processing and software licenses 5,035 1,146    
Legal and professional expenses 5,215 3,273    
Other expenses 2,949 1,626    
Total noninterest expense 64,733 48,605    
Net income/(loss) before income taxes 5,256 10,399    
Income taxes 1,218 2,007    
NET INCOME 4,038 8,392    
Operating Segments | CCBX | BaaS Program Income        
LIABILITIES        
Revenue from contract with customer 10,888 6,278    
Operating Segments | CCBX | BaaS indemnification income        
LIABILITIES        
Revenue from contract with customer 53,803 55,641    
Operating Segments | CCBX | BaaS loan expense        
LIABILITIES        
BaaS loan and fraud expense 36,940 32,507    
Operating Segments | CCBX | BaaS fraud expense        
LIABILITIES        
BaaS loan and fraud expense 3,059 1,993    
Operating Segments | Treasury & Administration        
ASSETS        
Cash and Due from Banks 1,489,572   731,977  
Intrabank assets (1,417,932)   (633,600)  
Securities 46,169   48,247  
Loans held for sale 0   0  
Total loans receivable 0   0  
Allowance for credit losses 0   0  
Other assets 40,900   40,057  
Total assets 158,709   186,681  
LIABILITIES        
Deposits 0   0  
Other Borrowings 48,074   48,036  
Intrabank liabilities (413,278)   (366,216)  
Other liabilities 20,151   13,902  
Total liabilities (345,053)   $ (304,278)  
Total interest income 8,794 6,760    
Interest (expense) income intrabank transfer (4,531) (2,176)    
Total interest expense 654 660    
Net interest income 3,609 3,924    
PROVISION FOR CREDIT LOSSES 0 0    
Net interest income after provision for credit losses - loans and unfunded commitments 3,609 3,924    
Service charges and fees 0 0    
Other income 426 542    
Total noninterest income 426 542    
Salaries and employee benefits 4,298 6,402    
Occupancy 39 119    
Data processing and software licenses 791 1,691    
Legal and professional expenses 1,343 3,152    
Other expenses 866 1,667    
Total noninterest expense 7,337 13,031    
Net income/(loss) before income taxes (3,302) (8,565)    
Income taxes (571) (1,555)    
NET INCOME (2,731) (7,010)    
Operating Segments | Treasury & Administration | BaaS Program Income        
LIABILITIES        
Revenue from contract with customer 0 0    
Operating Segments | Treasury & Administration | BaaS indemnification income        
LIABILITIES        
Revenue from contract with customer 0 0    
Operating Segments | Treasury & Administration | BaaS loan expense        
LIABILITIES        
BaaS loan and fraud expense 0 0    
Operating Segments | Treasury & Administration | BaaS fraud expense        
LIABILITIES        
BaaS loan and fraud expense $ 0 $ 0