Earnings (Loss) Per Share (“EPS”) (Tables)

3 Months Ended

Mar. 31, 2026

Earnings Per Share [Abstract]

Schedule of Earnings (Loss) Per Share, Basic and Diluted

The following are the components and results of the Company’s earnings per common share calculations for the periods presented:


			For the Three Months Ended March 31,
			2026						2025
			(Dollars in thousands, except per share data)
Net income (loss) applicable to common shares			$	65,262					$	(217,666)

Average number of common shares outstanding			234,358,704						212,739,981
Less: Average unallocated ESOP shares			(12,215,713)						(12,719,274)
Average number of common shares outstanding used to calculate basic earnings (loss) per common share			222,142,991						200,020,707
Common stock equivalents			1,241,596						1,395,138
Average number of common shares outstanding used to calculate diluted earnings per common share			223,384,587						201,415,845

Earnings (loss) per common share:
Basic			$	0.29					$	(1.09)
Diluted			$	0.29					$	(1.08)