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  <xs:element name="FairValueAdjustmentOnOtherRealEstateOwned" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ctbi_FairValueAdjustmentOnOtherRealEstateOwned"/>
  <xs:element name="OtherRealEstateOwnedTypicalFrequencyOfPeriodReviews" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_OtherRealEstateOwnedTypicalFrequencyOfPeriodReviews"/>
  <xs:element name="OtherRealEstateOwnedFrequencyOfPeriodicReviews" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_OtherRealEstateOwnedFrequencyOfPeriodicReviews"/>
  <xs:element name="PeriodOfCertainParticipantEmployeeTerminationEventsFollowingChangeInControlForRestrictionOnRestrictedStockGrantedToLapse" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_PeriodOfCertainParticipantEmployeeTerminationEventsFollowingChangeInControlForRestrictionOnRestrictedStockGrantedToLapse"/>
  <xs:element name="AccountsReceivableEquipmentAndInventoryMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_AccountsReceivableEquipmentAndInventoryMember"/>
  <xs:element name="CommercialOtherExcludingCommercialUnsecuredSBAPaycheckProtectionProgramMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_CommercialOtherExcludingCommercialUnsecuredSBAPaycheckProtectionProgramMember"/>
  <xs:element name="CommercialOtherMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_CommercialOtherMember"/>
  <xs:element name="CommercialRealEstateNonresidentialMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_CommercialRealEstateNonresidentialMember"/>
  <xs:element name="CommercialRealEstateResidentialMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_CommercialRealEstateResidentialMember"/>
  <xs:element name="CommunityBankingServicesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_CommunityBankingServicesMember"/>
  <xs:element name="ConsumerDirectMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_ConsumerDirectMember"/>
  <xs:element name="ConsumerIndirectMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_ConsumerIndirectMember"/>
  <xs:element name="ConversionDateMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_ConversionDateMember"/>
  <xs:element name="DealerFloorplansMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_DealerFloorplansMember"/>
  <xs:element name="DepositsAndOtherMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_DepositsAndOtherMember"/>
  <xs:element name="ExtendedMaturityAndPaymentChangeMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_ExtendedMaturityAndPaymentChangeMember"/>
  <xs:element name="FinancingReceivables30To89DaysPastDueMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_FinancingReceivables30To89DaysPastDueMember"/>
  <xs:element name="HotelMotelMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_HotelMotelMember"/>
  <xs:element name="ManagementRetentionRestrictedStockAwardMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_ManagementRetentionRestrictedStockAwardMember"/>
  <xs:element name="MeasurementInputCostToServiceMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_MeasurementInputCostToServiceMember"/>
  <xs:element name="MortgageServicingRightsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_MortgageServicingRightsMember"/>
  <xs:element name="OaemMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_OaemMember"/>
  <xs:element name="ProbabilityOfDefaultMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_ProbabilityOfDefaultMember"/>
  <xs:element name="RealEstateMortgageMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_RealEstateMortgageMember"/>
  <xs:element name="StockOwnershipIncentive2015PlanMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_StockOwnershipIncentive2015PlanMember"/>
  <xs:element name="WatchMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_WatchMember"/>
  <xs:element name="UnrecognizedFinancialInstrumentsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_UnrecognizedFinancialInstrumentsAbstract"/>
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  <xs:element name="DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ctbi_DocumentAndEntityInformationAbstract"/>
</xs:schema>
