The following schedule presents revenue from contracts with customers disaggregated by operating segment and reconciles those amounts to total noninterest income for the three months ended March 31, 2026 and 2025. Customer-related noninterest income from other sources represents revenue earned from customers that falls outside the scope of the applicable accounting guidance for revenue from contracts with customers. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Zions Bank | | CB&T | | Amegy | | (In millions) | 2026 | | 2025 | | 2026 | | 2025 | | 2026 | | 2025 | | | | | | | | | | | | | Commercial account fees | $ | 16 | | | $ | 15 | | | $ | 8 | | | $ | 7 | | | $ | 16 | | | $ | 15 | | Card fees 1 | 12 | | | 12 | | | 4 | | | 4 | | | 7 | | | 7 | | Retail and business banking fees | 6 | | | 5 | | | 4 | | | 3 | | | 4 | | | 4 | | | | | | | | | | | | | | Capital markets fees and income 2 | — | | | — | | | — | | | 1 | | | 1 | | | 8 | | | Wealth management fees | 4 | | | 4 | | | 2 | | | 1 | | | 5 | | | 5 | | | Other customer-related fees | 2 | | | 2 | | | 3 | | | 2 | | | 1 | | | 1 | | Total noninterest income from contracts with customers | 40 | | | 38 | | | 21 | | | 18 | | | 34 | | | 40 | | Customer-related noninterest income from other sources | 9 | | | 4 | | | 14 | | | 8 | | | 11 | | | 6 | | Total customer-related noninterest income | 49 | | | 42 | | | 35 | | | 26 | | | 45 | | | 46 | | Noncustomer-related noninterest income | 3 | | | — | | | 3 | | | 2 | | | 2 | | | 2 | | Total noninterest income | $ | 52 | | | $ | 42 | | | $ | 38 | | | $ | 28 | | | $ | 47 | | | $ | 48 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | NBAZ | | NSB | | Vectra | | (In millions) | 2026 | | 2025 | | 2026 | | 2025 | | 2026 | | 2025 | | | | | | | | | | | | | Commercial account fees | $ | 3 | | | $ | 2 | | | $ | 3 | | | $ | 3 | | | $ | 2 | | | $ | 2 | | Card fees 1 | 4 | | | 4 | | | 4 | | | 4 | | | 2 | | | 2 | | Retail and business banking fees | 2 | | | 2 | | | 3 | | | 2 | | | 1 | | | 1 | | | | | | | | | | | | | | Capital markets fees and income 2 | — | | | — | | | — | | | — | | | — | | | — | | | Wealth management fees | 1 | | | 1 | | | 2 | | | 2 | | | 1 | | | — | | | Other customer-related fees | — | | | 1 | | | — | | | — | | | 1 | | | 1 | | Total noninterest income from contracts with customers | 10 | | | 10 | | | 12 | | | 11 | | | 7 | | | 6 | | Customer-related noninterest income from other sources | 2 | | | — | | | 1 | | | 1 | | | 2 | | | 2 | | Total customer-related noninterest income | 12 | | | 10 | | | 13 | | | 12 | | | 9 | | | 8 | | Noncustomer-related noninterest income | — | | | — | | | — | | | — | | | — | | | — | | Total noninterest income | $ | 12 | | | $ | 10 | | | $ | 13 | | | $ | 12 | | | $ | 9 | | | $ | 8 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | TCBW | | Other | | Consolidated Bank | | (In millions) | 2026 | | 2025 | | 2026 | | 2025 | | 2026 | | 2025 | | | | | | | | | | | | | Commercial account fees | $ | 1 | | | $ | 1 | | | $ | (1) | | | $ | — | | | $ | 48 | | | $ | 45 | | Card fees 1 | — | | | 1 | | | 1 | | | — | | | 34 | | | 34 | | Retail and business banking fees | — | | | — | | | — | | | — | | | 20 | | | 17 | | | | | | | | | | | | | | Capital markets fees and income 2 | — | | | — | | | 1 | | | 1 | | | 2 | | | 10 | | | Wealth management fees | — | | | — | | | — | | | 1 | | | 15 | | | 14 | | | Other customer-related fees | — | | | — | | | 8 | | | 6 | | | 15 | | | 13 | | Total noninterest income from contracts with customers | 1 | | | 2 | | | 9 | | | 8 | | | 134 | | | 133 | | Customer-related noninterest income from other sources | 1 | | | — | | | (2) | | | 4 | | | 38 | | | 25 | | Total customer-related noninterest income | 2 | | | 2 | | | 7 | | | 12 | | | 172 | | | 158 | | Noncustomer-related noninterest income | — | | | — | | | 7 | | | 9 | | | 15 | | | 13 | | Total noninterest income | $ | 2 | | | $ | 2 | | | $ | 14 | | | $ | 21 | | | $ | 187 | | | $ | 171 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
1 Card fees exclude costs associated with reward programs that are netted against interchange fees, as these costs fall outside the scope of the applicable accounting guidance for revenue from contracts with customers. 2 Capital markets fees and income exclude revenue related to real estate capital markets, swaps, loan syndications, foreign exchange activities, and net credit valuation adjustment (“CVA”), as these items are not within the scope of the applicable accounting guidance for revenue from contracts with customers.
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