<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019cb4fa-054c-7e06-826e-831127e38b1a,g:e826169a-6071-4ec4-9913-c73ed9341666-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:pcb="http://www.mypcbbank.com/20260331" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.mypcbbank.com/20260331">
  <xs:import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd"/>
  <xs:import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/ecd/2025" schemaLocation="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/stpr/2025" schemaLocation="https://xbrl.sec.gov/stpr/2025/stpr-2025.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="pcb-20260331_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="pcb-20260331_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="pcb-20260331_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="pcb-20260331_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="Cover" roleURI="http://www.mypcbbank.com/role/Cover">
        <link:definition>0000001 - Document - Cover</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedBalanceSheets" roleURI="http://www.mypcbbank.com/role/ConsolidatedBalanceSheets">
        <link:definition>9952151 - Statement - Consolidated Balance Sheets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedBalanceSheetsParenthetical" roleURI="http://www.mypcbbank.com/role/ConsolidatedBalanceSheetsParenthetical">
        <link:definition>9952152 - Statement - Consolidated Balance Sheets (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofIncomeUnaudited" roleURI="http://www.mypcbbank.com/role/ConsolidatedStatementsofIncomeUnaudited">
        <link:definition>9952153 - Statement - Consolidated Statements of Income (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofComprehensiveIncomeUnaudited" roleURI="http://www.mypcbbank.com/role/ConsolidatedStatementsofComprehensiveIncomeUnaudited">
        <link:definition>9952154 - Statement - Consolidated Statements of Comprehensive Income (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofChangesinShareholdersEquityUnaudited" roleURI="http://www.mypcbbank.com/role/ConsolidatedStatementsofChangesinShareholdersEquityUnaudited">
        <link:definition>9952155 - Statement - Consolidated Statements of Changes in Shareholders' Equity (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofChangesinShareholdersEquityUnauditedParenthetical" roleURI="http://www.mypcbbank.com/role/ConsolidatedStatementsofChangesinShareholdersEquityUnauditedParenthetical">
        <link:definition>9952156 - Statement - Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofCashFlowsUnaudited" roleURI="http://www.mypcbbank.com/role/ConsolidatedStatementsofCashFlowsUnaudited">
        <link:definition>9952157 - Statement - Consolidated Statements of Cash Flows (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BasisofPresentationandSignificantAccountingPolicies" roleURI="http://www.mypcbbank.com/role/BasisofPresentationandSignificantAccountingPolicies">
        <link:definition>9952158 - Disclosure - Basis of Presentation and Significant Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurements" roleURI="http://www.mypcbbank.com/role/FairValueMeasurements">
        <link:definition>9952159 - Disclosure - Fair Value Measurements</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecurities" roleURI="http://www.mypcbbank.com/role/InvestmentSecurities">
        <link:definition>9952160 - Disclosure - Investment Securities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoans" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoans">
        <link:definition>9952161 - Disclosure - Loans and Allowance for Credit Losses on Loans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ServicingAssets" roleURI="http://www.mypcbbank.com/role/ServicingAssets">
        <link:definition>9952162 - Disclosure - Servicing Assets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OperatingLeases" roleURI="http://www.mypcbbank.com/role/OperatingLeases">
        <link:definition>9952163 - Disclosure - Operating Leases</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FederalHomeLoanBankAdvancesandOtherBorrowings" roleURI="http://www.mypcbbank.com/role/FederalHomeLoanBankAdvancesandOtherBorrowings">
        <link:definition>9952164 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareholdersEquity" roleURI="http://www.mypcbbank.com/role/ShareholdersEquity">
        <link:definition>9952165 - Disclosure - Shareholders' Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensation" roleURI="http://www.mypcbbank.com/role/ShareBasedCompensation">
        <link:definition>9952166 - Disclosure - Share-Based Compensation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxes" roleURI="http://www.mypcbbank.com/role/IncomeTaxes">
        <link:definition>9952167 - Disclosure - Income Taxes</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShare" roleURI="http://www.mypcbbank.com/role/EarningsPerShare">
        <link:definition>9952168 - Disclosure - Earnings Per Share</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OffBalanceSheetCreditExposuresCommitmentsandOtherContingencies" roleURI="http://www.mypcbbank.com/role/OffBalanceSheetCreditExposuresCommitmentsandOtherContingencies">
        <link:definition>9952169 - Disclosure - Off-Balance Sheet Credit Exposures, Commitments and Other Contingencies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryMatters" roleURI="http://www.mypcbbank.com/role/RegulatoryMatters">
        <link:definition>9952170 - Disclosure - Regulatory Matters</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RevenueRecognition" roleURI="http://www.mypcbbank.com/role/RevenueRecognition">
        <link:definition>9952171 - Disclosure - Revenue Recognition</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentInformation" roleURI="http://www.mypcbbank.com/role/SegmentInformation">
        <link:definition>9952172 - Disclosure - Segment Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SubsequentEvents" roleURI="http://www.mypcbbank.com/role/SubsequentEvents">
        <link:definition>9952173 - Disclosure - Subsequent Events</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BasisofPresentationandSignificantAccountingPoliciesPolicies" roleURI="http://www.mypcbbank.com/role/BasisofPresentationandSignificantAccountingPoliciesPolicies">
        <link:definition>9955511 - Disclosure - Basis of Presentation and Significant Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsTables" roleURI="http://www.mypcbbank.com/role/FairValueMeasurementsTables">
        <link:definition>9955512 - Disclosure - Fair Value Measurements (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesTables" roleURI="http://www.mypcbbank.com/role/InvestmentSecuritiesTables">
        <link:definition>9955513 - Disclosure - Investment Securities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansTables" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansTables">
        <link:definition>9955514 - Disclosure - Loans and Allowance for Credit Losses on Loans (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ServicingAssetsTables" roleURI="http://www.mypcbbank.com/role/ServicingAssetsTables">
        <link:definition>9955515 - Disclosure - Servicing Assets (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OperatingLeasesTables" roleURI="http://www.mypcbbank.com/role/OperatingLeasesTables">
        <link:definition>9955516 - Disclosure - Operating Leases (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareholdersEquityTables" roleURI="http://www.mypcbbank.com/role/ShareholdersEquityTables">
        <link:definition>9955517 - Disclosure - Shareholders' Equity (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationTables" roleURI="http://www.mypcbbank.com/role/ShareBasedCompensationTables">
        <link:definition>9955518 - Disclosure - Share-Based Compensation (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShareTables" roleURI="http://www.mypcbbank.com/role/EarningsPerShareTables">
        <link:definition>9955519 - Disclosure - Earnings Per Share (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OffBalanceSheetCreditExposuresCommitmentsandOtherContingenciesTables" roleURI="http://www.mypcbbank.com/role/OffBalanceSheetCreditExposuresCommitmentsandOtherContingenciesTables">
        <link:definition>9955520 - Disclosure - Off-Balance Sheet Credit Exposures, Commitments and Other Contingencies (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryMattersTables" roleURI="http://www.mypcbbank.com/role/RegulatoryMattersTables">
        <link:definition>9955521 - Disclosure - Regulatory Matters (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RevenueRecognitionTables" roleURI="http://www.mypcbbank.com/role/RevenueRecognitionTables">
        <link:definition>9955522 - Disclosure - Revenue Recognition (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentInformationTables" roleURI="http://www.mypcbbank.com/role/SegmentInformationTables">
        <link:definition>9955523 - Disclosure - Segment Information (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BasisofPresentationandSignificantAccountingPoliciesDetails" roleURI="http://www.mypcbbank.com/role/BasisofPresentationandSignificantAccountingPoliciesDetails">
        <link:definition>9955524 - Disclosure - Basis of Presentation and Significant Accounting Policies (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleofAssetsandLiabilitiesMeasuredatFairValueonaRecurringBasisDetails" roleURI="http://www.mypcbbank.com/role/FairValueMeasurementsScheduleofAssetsandLiabilitiesMeasuredatFairValueonaRecurringBasisDetails">
        <link:definition>9955525 - Disclosure - Fair Value Measurements - Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleofAssetsandLiabilitiesMeasuredatFairValueonaNonrecurringBasisDetails" roleURI="http://www.mypcbbank.com/role/FairValueMeasurementsScheduleofAssetsandLiabilitiesMeasuredatFairValueonaNonrecurringBasisDetails">
        <link:definition>9955526 - Disclosure - Fair Value Measurements - Schedule of Assets and Liabilities Measured at Fair Value on a Non-recurring Basis (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleofQuantitativeInformationaboutLevel3FairValueMeasurementsDetails" roleURI="http://www.mypcbbank.com/role/FairValueMeasurementsScheduleofQuantitativeInformationaboutLevel3FairValueMeasurementsDetails">
        <link:definition>9955527 - Disclosure - Fair Value Measurements - Schedule of Quantitative Information about Level 3 Fair Value Measurements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleofNetGainsLossesDetails" roleURI="http://www.mypcbbank.com/role/FairValueMeasurementsScheduleofNetGainsLossesDetails">
        <link:definition>9955528 - Disclosure - Fair Value Measurements - Schedule of Net Gains (Losses) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleofCarryingValueandEstimatedFairValuesofFinancialAssetsandLiabilitiesDetails" roleURI="http://www.mypcbbank.com/role/FairValueMeasurementsScheduleofCarryingValueandEstimatedFairValuesofFinancialAssetsandLiabilitiesDetails">
        <link:definition>9955529 - Disclosure - Fair Value Measurements - Schedule of Carrying Value and Estimated Fair Values of Financial Assets and Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleDetails" roleURI="http://www.mypcbbank.com/role/InvestmentSecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleDetails">
        <link:definition>9955530 - Disclosure - Investment Securities - Schedule of Amortized Cost and Fair Value of Securities Available-for-Sale (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesNarrativeDetails" roleURI="http://www.mypcbbank.com/role/InvestmentSecuritiesNarrativeDetails">
        <link:definition>9955531 - Disclosure - Investment Securities - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesScheduleofInvestmentsClassifiedbyContractualMaturityDateDetails" roleURI="http://www.mypcbbank.com/role/InvestmentSecuritiesScheduleofInvestmentsClassifiedbyContractualMaturityDateDetails">
        <link:definition>9955532 - Disclosure - Investment Securities - Schedule of Investments Classified by Contractual Maturity Date (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesScheduleofDebtSecuritiesAvailableforSaleUnrealizedLossPositionFairValueDetails" roleURI="http://www.mypcbbank.com/role/InvestmentSecuritiesScheduleofDebtSecuritiesAvailableforSaleUnrealizedLossPositionFairValueDetails">
        <link:definition>9955533 - Disclosure - Investment Securities - Schedule of Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansScheduleofLoansHeldforInvestmentDetails" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansScheduleofLoansHeldforInvestmentDetails">
        <link:definition>9955534 - Disclosure - Loans and Allowance for Credit Losses on Loans - Schedule of Loans Held-for-Investment (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansScheduleofAllowanceforCreditLossesonLoansDetails" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansScheduleofAllowanceforCreditLossesonLoansDetails">
        <link:definition>9955535 - Disclosure - Loans and Allowance for Credit Losses on Loans - Schedule of Allowance for Credit Losses on Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansScheduleofCreditQualityIndicatorsDetails" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansScheduleofCreditQualityIndicatorsDetails">
        <link:definition>9955536 - Disclosure - Loans and Allowance for Credit Losses on Loans - Schedule of Credit Quality Indicators (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansScheduleofNonaccrualLoansDetails" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansScheduleofNonaccrualLoansDetails">
        <link:definition>9955537 - Disclosure - Loans and Allowance for Credit Losses on Loans - Schedule of Nonaccrual Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansScheduleofCollateralDependentLoansDetails" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansScheduleofCollateralDependentLoansDetails">
        <link:definition>9955538 - Disclosure - Loans and Allowance for Credit Losses on Loans - Schedule of Collateral Dependent Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansScheduleofPastDueLoansDetails" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansScheduleofPastDueLoansDetails">
        <link:definition>9955539 - Disclosure - Loans and Allowance for Credit Losses on Loans - Schedule of Past Due Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansScheduleofLoanModificationsPastDueDetails" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansScheduleofLoanModificationsPastDueDetails">
        <link:definition>9955540 - Disclosure - Loans and Allowance for Credit Losses on Loans - Schedule of Loan Modifications Past Due (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansScheduleofLoansTransferredDetails" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansScheduleofLoansTransferredDetails">
        <link:definition>9955541 - Disclosure - Loans and Allowance for Credit Losses on Loans - Schedule of Loans Transferred (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansPurchasesSalesandTransfersDetails" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansPurchasesSalesandTransfersDetails">
        <link:definition>9955542 - Disclosure - Loans and Allowance for Credit Losses on Loans - Purchases, Sales, and Transfers (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansandAllowanceforCreditLossesonLoansScheduleofLoansHeldforSaleDetails" roleURI="http://www.mypcbbank.com/role/LoansandAllowanceforCreditLossesonLoansScheduleofLoansHeldforSaleDetails">
        <link:definition>9955543 - Disclosure - Loans and Allowance for Credit Losses on Loans - Schedule of Loans Held-for-Sale (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ServicingAssetsNarrativeDetails" roleURI="http://www.mypcbbank.com/role/ServicingAssetsNarrativeDetails">
        <link:definition>9955544 - Disclosure - Servicing Assets - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ServicingAssetsScheduleofServicingAssetswithKeyAssumptionsUsedtoEstimateFairValueDetails" roleURI="http://www.mypcbbank.com/role/ServicingAssetsScheduleofServicingAssetswithKeyAssumptionsUsedtoEstimateFairValueDetails">
        <link:definition>9955545 - Disclosure - Servicing Assets - Schedule of Servicing Assets with Key Assumptions Used to Estimate Fair Value (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ServicingAssetsScheduleofServicingAssetDetails" roleURI="http://www.mypcbbank.com/role/ServicingAssetsScheduleofServicingAssetDetails">
        <link:definition>9955546 - Disclosure - Servicing Assets - Schedule of Servicing Asset (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OperatingLeasesScheduleofOperatingLeaseCostandSupplementalInformationDetails" roleURI="http://www.mypcbbank.com/role/OperatingLeasesScheduleofOperatingLeaseCostandSupplementalInformationDetails">
        <link:definition>9955547 - Disclosure - Operating Leases - Schedule of Operating Lease Cost and Supplemental Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OperatingLeasesScheduleofMaturitiesofOperatingLeaseLiabilitiesDetails" roleURI="http://www.mypcbbank.com/role/OperatingLeasesScheduleofMaturitiesofOperatingLeaseLiabilitiesDetails">
        <link:definition>9955548 - Disclosure - Operating Leases - Schedule of Maturities of Operating Lease Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OperatingLeasesScheduleofMaturitiesofOperatingLeaseLiabilitiesDetails_1" roleURI="http://www.mypcbbank.com/role/OperatingLeasesScheduleofMaturitiesofOperatingLeaseLiabilitiesDetails_1">
        <link:definition>9955548 - Disclosure - Operating Leases - Schedule of Maturities of Operating Lease Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FederalHomeLoanBankAdvancesandOtherBorrowingsDetails" roleURI="http://www.mypcbbank.com/role/FederalHomeLoanBankAdvancesandOtherBorrowingsDetails">
        <link:definition>9955549 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareholdersEquityNarrativeDetails" roleURI="http://www.mypcbbank.com/role/ShareholdersEquityNarrativeDetails">
        <link:definition>9955550 - Disclosure - Shareholders' Equity - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareholdersEquityScheduleofAllocationofEstimatedPurchasePriceDetails" roleURI="http://www.mypcbbank.com/role/ShareholdersEquityScheduleofAllocationofEstimatedPurchasePriceDetails">
        <link:definition>9955551 - Disclosure - Shareholders' Equity - Schedule of Allocation of Estimated Purchase Price (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationNarrativeDetails" roleURI="http://www.mypcbbank.com/role/ShareBasedCompensationNarrativeDetails">
        <link:definition>9955552 - Disclosure - Share-Based Compensation - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationScheduleofShareBasedCompensationExpenseDetails" roleURI="http://www.mypcbbank.com/role/ShareBasedCompensationScheduleofShareBasedCompensationExpenseDetails">
        <link:definition>9955553 - Disclosure - Share-Based Compensation - Schedule of Share-Based Compensation Expense (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationScheduleofStockOptionActivityDetails" roleURI="http://www.mypcbbank.com/role/ShareBasedCompensationScheduleofStockOptionActivityDetails">
        <link:definition>9955554 - Disclosure - Share-Based Compensation - Schedule of Stock Option Activity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationScheduleofUnvestedStockOptionsDetails" roleURI="http://www.mypcbbank.com/role/ShareBasedCompensationScheduleofUnvestedStockOptionsDetails">
        <link:definition>9955555 - Disclosure - Share-Based Compensation - Schedule of Unvested Stock Options (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationScheduleofRSAActivityDetails" roleURI="http://www.mypcbbank.com/role/ShareBasedCompensationScheduleofRSAActivityDetails">
        <link:definition>9955556 - Disclosure - Share-Based Compensation - Schedule of RSA Activity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesDetails" roleURI="http://www.mypcbbank.com/role/IncomeTaxesDetails">
        <link:definition>9955557 - Disclosure - Income Taxes (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShareScheduleofEarningsPerShareBasicandDilutedDetails" roleURI="http://www.mypcbbank.com/role/EarningsPerShareScheduleofEarningsPerShareBasicandDilutedDetails">
        <link:definition>9955558 - Disclosure - Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShareNarrativeDetails" roleURI="http://www.mypcbbank.com/role/EarningsPerShareNarrativeDetails">
        <link:definition>9955559 - Disclosure - Earnings Per Share - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OffBalanceSheetCreditExposuresCommitmentsandOtherContingenciesScheduleofOutstandingFinancialCommitmentsDetails" roleURI="http://www.mypcbbank.com/role/OffBalanceSheetCreditExposuresCommitmentsandOtherContingenciesScheduleofOutstandingFinancialCommitmentsDetails">
        <link:definition>9955560 - Disclosure - Off-Balance Sheet Credit Exposures, Commitments and Other Contingencies - Schedule of Outstanding Financial Commitments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OffBalanceSheetCreditExposuresCommitmentsandOtherContingenciesNarrativeDetails" roleURI="http://www.mypcbbank.com/role/OffBalanceSheetCreditExposuresCommitmentsandOtherContingenciesNarrativeDetails">
        <link:definition>9955561 - Disclosure - Off-Balance Sheet Credit Exposures, Commitments and Other Contingencies - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryMattersNarrativeDetails" roleURI="http://www.mypcbbank.com/role/RegulatoryMattersNarrativeDetails">
        <link:definition>9955562 - Disclosure - Regulatory Matters - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryMattersScheduleofRegulatoryCapitalAmountsandRatiosDetails" roleURI="http://www.mypcbbank.com/role/RegulatoryMattersScheduleofRegulatoryCapitalAmountsandRatiosDetails">
        <link:definition>9955563 - Disclosure - Regulatory Matters - Schedule of Regulatory Capital Amounts and Ratios (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RevenueRecognitionDetails" roleURI="http://www.mypcbbank.com/role/RevenueRecognitionDetails">
        <link:definition>9955564 - Disclosure - Revenue Recognition (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentInformationDetails" roleURI="http://www.mypcbbank.com/role/SegmentInformationDetails">
        <link:definition>9955565 - Disclosure - Segment Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SubsequentEventsDetails" roleURI="http://www.mypcbbank.com/role/SubsequentEventsDetails">
        <link:definition>9955566 - Disclosure - Subsequent Events (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:element id="pcb_DepositsSavingsMoneyMarketDepositsAndNegotiableOrderOfWithdrawalNOW" abstract="false" name="DepositsSavingsMoneyMarketDepositsAndNegotiableOrderOfWithdrawalNOW" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_TimeDepositsOf250000OrLess" abstract="false" name="TimeDepositsOf250000OrLess" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_TimeDepositsOfMoreThan250000" abstract="false" name="TimeDepositsOfMoreThan250000" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_PreferredStockAbstract" abstract="true" name="PreferredStockAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pcb_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalIncludingOffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" abstract="false" name="FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalIncludingOffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_FeesAndCommissionsDepositorAccounts1" abstract="false" name="FeesAndCommissionsDepositorAccounts1" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_ServicingFeesNet1" abstract="false" name="ServicingFeesNet1" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_NetIncomeLossAvailableToCommonStockholdersIncludingUndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" abstract="false" name="NetIncomeLossAvailableToCommonStockholdersIncludingUndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_NetChangeInLoansHeldForInvestment" abstract="false" name="NetChangeInLoansHeldForInvestment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_FinancingReceivableCollateralDependentLoansTableTextBlock" abstract="false" name="FinancingReceivableCollateralDependentLoansTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="pcb_LoansHeldForInvestmentTransferredToLoansHeldForSaleTableTextBlock" abstract="false" name="LoansHeldForInvestmentTransferredToLoansHeldForSaleTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="pcb_LoansReceivableHeldForSaleTableTextBlock" abstract="false" name="LoansReceivableHeldForSaleTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="pcb_NewJerseyAndNewYorkMember" abstract="true" name="NewJerseyAndNewYorkMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_NumberOfFullServiceBranches" abstract="false" name="NumberOfFullServiceBranches" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="pcb_SBALoanPoolSecuritiesMember" abstract="true" name="SBALoanPoolSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_CommercialRealEstateLoansForBusinessMember" abstract="true" name="CommercialRealEstateLoansForBusinessMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_FinancingReceivableIndividuallyEvaluatedForCreditLossMeasurementInput" abstract="false" name="FinancingReceivableIndividuallyEvaluatedForCreditLossMeasurementInput" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="pcb_FairValueMeasurementsNonrecurringGainLoss" abstract="false" name="FairValueMeasurementsNonrecurringGainLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_InterestbearingDepositsInOtherFinancialInstitutionsFairValueDisclosure" abstract="false" name="InterestbearingDepositsInOtherFinancialInstitutionsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_DebtSecuritiesAvailableForSaleExcludingAccruedInterestMember" abstract="true" name="DebtSecuritiesAvailableForSaleExcludingAccruedInterestMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_InvestmentSecuritiesConcentrationRiskMember" abstract="true" name="InvestmentSecuritiesConcentrationRiskMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_DebtSecuritiesAvailableForSaleExcludingAccruedInterestIssuedByUSGovernmentAgencyAndUSGovernmentSponsoredEnterpriseMember" abstract="true" name="DebtSecuritiesAvailableForSaleExcludingAccruedInterestIssuedByUSGovernmentAgencyAndUSGovernmentSponsoredEnterpriseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_CommercialAndIndustrialPortfolioSegmentMember" abstract="true" name="CommercialAndIndustrialPortfolioSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_CommercialRealEstateLoansForInvestmentMember" abstract="true" name="CommercialRealEstateLoansForInvestmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_OtherConsumerMember" abstract="true" name="OtherConsumerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_OfficersAndDirectorsMember" abstract="true" name="OfficersAndDirectorsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowanceForCreditLosses" abstract="false" name="FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowanceForCreditLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_FinancingReceivableExcludingAccruedInterestNonaccrualAllowanceForCreditLoss" abstract="false" name="FinancingReceivableExcludingAccruedInterestNonaccrualAllowanceForCreditLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowanceForCreditLossesCollateralDependent" abstract="false" name="FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowanceForCreditLossesCollateralDependent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_FinancingReceivableExcludingAccruedInterestNonaccrualAllowanceForCreditLossCollateralDependent" abstract="false" name="FinancingReceivableExcludingAccruedInterestNonaccrualAllowanceForCreditLossCollateralDependent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_RestaurantMember" abstract="true" name="RestaurantMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_RetailStoreMember" abstract="true" name="RetailStoreMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_FinancingReceivableExcludingAccruedInterestCollateralDependentAmortizedCost" abstract="false" name="FinancingReceivableExcludingAccruedInterestCollateralDependentAmortizedCost" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_FinancingReceivablesExcludingAccruedInterestBeforeAllowanceForCreditLoss" abstract="false" name="FinancingReceivablesExcludingAccruedInterestBeforeAllowanceForCreditLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_FinancingReceivableExcludingAccruedInterestRecordedInvestmentPastDueAndNonaccrualStatus" abstract="false" name="FinancingReceivableExcludingAccruedInterestRecordedInvestmentPastDueAndNonaccrualStatus" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_FinancingReceivableExcludingAccruedInterestReclassificationToHeldForInvestment" abstract="false" name="FinancingReceivableExcludingAccruedInterestReclassificationToHeldForInvestment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_SBAPropertyMember" abstract="true" name="SBAPropertyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_SBACommercialTermLoansMember" abstract="true" name="SBACommercialTermLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_ServicingAssetsPrincipalValueOfLoansBeingServiced" abstract="false" name="ServicingAssetsPrincipalValueOfLoansBeingServiced" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" abstract="false" name="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_FederalReserveDiscountWindowMember" abstract="true" name="FederalReserveDiscountWindowMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_OvernightFederalFundsLinesMember" abstract="true" name="OvernightFederalFundsLinesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_PreferredStockRepurchaseOptionPeriod" abstract="false" name="PreferredStockRepurchaseOptionPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pcb_PreferredStockDividendRateFixedRateThresholdPeriod" abstract="false" name="PreferredStockDividendRateFixedRateThresholdPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pcb_PreferredStockRedemptionTermsMinimumPeriodForStockRedemption" abstract="false" name="PreferredStockRedemptionTermsMinimumPeriodForStockRedemption" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pcb_PreferredStockTermOfPurchaseOptionNotExercised" abstract="false" name="PreferredStockTermOfPurchaseOptionNotExercised" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pcb_PreferredStockRepurchaseOptionThresholdLoanOriginationQualificationsOver16ConsecutiveQuarters" abstract="false" name="PreferredStockRepurchaseOptionThresholdLoanOriginationQualificationsOver16ConsecutiveQuarters" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="pcb_PreferredStockRepurchaseOptionThresholdLoanOriginationQualificationsOver24Quarters" abstract="false" name="PreferredStockRepurchaseOptionThresholdLoanOriginationQualificationsOver24Quarters" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="pcb_PreferredStockRepurchaseOptionThresholdDividendRateAtSixDates" abstract="false" name="PreferredStockRepurchaseOptionThresholdDividendRateAtSixDates" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="pcb_MeasurementInputPurchasePriceMember" abstract="true" name="MeasurementInputPurchasePriceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_MeasurementInputDiscountAmountMember" abstract="true" name="MeasurementInputDiscountAmountMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_UnrecognizedSharebasedCompensationExpenseAbstract" abstract="true" name="UnrecognizedSharebasedCompensationExpenseAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pcb_UnrecognizedExpenseAbstract" abstract="true" name="UnrecognizedExpenseAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pcb_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisesInPeriodWeightedAverageRemainingContractualTerm" abstract="false" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisesInPeriodWeightedAverageRemainingContractualTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pcb_FixedRateLoanMember" abstract="true" name="FixedRateLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_VariableRateLoanMember" abstract="true" name="VariableRateLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_SBALoansMember" abstract="true" name="SBALoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_LoansCommitmentsMaturityTerm" abstract="false" name="LoansCommitmentsMaturityTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pcb_CapitalConservationBuffer" abstract="false" name="CapitalConservationBuffer" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="pcb_CompliancewithRegulatoryCapitalRequirementsunderBankingRegulationsActualAbstract" abstract="true" name="CompliancewithRegulatoryCapitalRequirementsunderBankingRegulationsActualAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pcb_CompliancewithRegulatoryCapitalRequirementsunderBankingRegulationsMinimumCapitalRequirementsAbstract" abstract="true" name="CompliancewithRegulatoryCapitalRequirementsunderBankingRegulationsMinimumCapitalRequirementsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pcb_CommonEquityTier1CapitalRequiredforCapitalAdequacytoRiskWeightedAssets" abstract="false" name="CommonEquityTier1CapitalRequiredforCapitalAdequacytoRiskWeightedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="pcb_CompliancewithRegulatoryCapitalRequirementsunderBankingRegulationsToBeWellCapitalizedUnderPromptCorrectiveProvisionsAbstract" abstract="true" name="CompliancewithRegulatoryCapitalRequirementsunderBankingRegulationsToBeWellCapitalizedUnderPromptCorrectiveProvisionsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pcb_CommonEquityTier1CapitalRequiredtobeWellCapitalizedtoRiskWeightedAssets" abstract="false" name="CommonEquityTier1CapitalRequiredtobeWellCapitalizedtoRiskWeightedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="pcb_FeesAndCommissionsDepositorAccounts1Member" abstract="true" name="FeesAndCommissionsDepositorAccounts1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_MonthlyServiceFeesMember" abstract="true" name="MonthlyServiceFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_AccountAnalysisFeesMember" abstract="true" name="AccountAnalysisFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_NonSufficientFundsChargesMember" abstract="true" name="NonSufficientFundsChargesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_OtherDepositRelatedFeesMember" abstract="true" name="OtherDepositRelatedFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_ProductsAndServicesDebitCardFeesMember" abstract="true" name="ProductsAndServicesDebitCardFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_ProductsAndServicesWireTransferFeesMember" abstract="true" name="ProductsAndServicesWireTransferFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_ProductsAndServicesOtherServiceChargesMember" abstract="true" name="ProductsAndServicesOtherServiceChargesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_ReportableSegmentMember" abstract="true" name="ReportableSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pcb_PremisesExpense" abstract="false" name="PremisesExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pcb_ReturnOnAverageAssetsPercentage" abstract="false" name="ReturnOnAverageAssetsPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="pcb_PercentageOfReturnOnAverageStockholdersEquity" abstract="false" name="PercentageOfReturnOnAverageStockholdersEquity" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="pcb_NetInterestMargin" abstract="false" name="NetInterestMargin" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="pcb_LoansHeldForInvestmentGrowthPercentage" abstract="false" name="LoansHeldForInvestmentGrowthPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="pcb_DepositsGrowthPercentageNet" abstract="false" name="DepositsGrowthPercentageNet" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="pcb_Tier1LeverageRatioPercentage" abstract="false" name="Tier1LeverageRatioPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="pcb_AllowanceCreditLossesOnLoansToLoansHeldForInvestment" abstract="false" name="AllowanceCreditLossesOnLoansToLoansHeldForInvestment" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
</xs:schema>
