v3.26.1
Segment Information (Details) - USD ($)
$ / shares in Units, $ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Revenue    
Interest expense $ 22,021 $ 22,609
Net interest income 26,810 24,283
Gain on sale of loans 1,409 887
Expenses    
Provision for credit losses 467 1,598
Salaries and employee benefits 9,720 9,075
Depreciation expense 523 564
Income before income taxes 14,903 10,791
Income taxes 4,250 3,056
Net income $ 10,653 $ 7,735
Earnings per share, diluted (in dollars per share) $ 0.74 $ 0.53
Reportable Segment    
Revenue    
Interest income $ 48,831 $ 46,892
Interest expense 22,021 22,609
Net interest income 26,810 24,283
Gain on sale of loans 1,409 887
Other income 1,965 1,693
Total revenue, net of interest expense 30,184 26,863
Expenses    
Provision for credit losses 467 1,598
Salaries and employee benefits 9,720 9,075
Premises expense 1,754 1,725
Depreciation expense 523 564
Other expense 2,817 3,110
Total expense 15,281 16,072
Income before income taxes 14,903 10,791
Income taxes 4,250 3,056
Net income $ 10,653 $ 7,735
Earnings per share, diluted (in dollars per share) $ 0.74 $ 0.53
Return on average assets 1.30% 1.01%
Return on average shareholders’ equity 10.95% 8.53%
Net interest margin 0.0336 0.0328
Loans held-for-investment growth percentage 0.019 0.037
Total deposits growth percentage 0.033 0.038
Tier 1 leverage ratio (consolidated) 0.1205 0.1214
ACL on loans to loans held-for-investment 0.0118 0.0117