Segment Information (Tables)

3 Months Ended

Mar. 31, 2026

Segment Reporting [Abstract]

Schedule of CODM Reviews to Allocate Recourses to the Bank

The following table presents financial measures the Chief Operating Decision Maker reviews to allocate resources to the Bank as of the dates or for the periods indicated:


						As of or For the Three Months Ended March 31,
($ in thousands)						2026						2025
Revenue
Interest income						$	48,831					$	46,892
Interest expense						22,021						22,609
Net interest income						26,810						24,283
Gain on sale of loans						1,409						887
Other income						1,965						1,693
Total revenue, net of interest expense						30,184						26,863
Expenses
Provision for credit losses						467						1,598
Salaries and employee benefits						9,720						9,075
Premises expense						1,754						1,725
Depreciation expense						523						564
Other expense						2,817						3,110
Total expense						15,281						16,072
Income before income taxes						14,903						10,791
Income taxes						4,250						3,056
Net income						$	10,653					$	7,735

Earnings per share, diluted						$	0.74					$	0.53
Return on average assets						1.30		%				1.01		%
Return on average shareholders’ equity						10.95		%				8.53		%
Net interest margin						3.36		%				3.28		%
Loans held-for-investment growth percentage						1.9		%				3.7		%
Total deposits growth percentage						3.3		%				3.8		%
Tier 1 leverage ratio (consolidated)						12.05		%				12.14		%
ACL on loans to loans held-for-investment						1.18		%				1.17		%