v3.26.1
Regulatory Matters (Tables)
 3 Months Ended
Mar. 31, 2026
Regulated Operations [Abstract]  
Schedule of Regulatory Capital Amounts and Ratios The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:
Actual
Minimum Capital Adequacy Requirement
To Be Well Capitalized Under Prompt Corrective Provisions
($ in thousands)AmountRatioAmountRatioAmountRatio
March 31, 2026
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)
$332,524 11.48 %$130,359 4.5 % N/A  N/A
Total capital (to risk-weighted assets)
437,001 15.09 %231,750 8.0 % N/A  N/A
Tier 1 capital (to risk-weighted assets)
401,665 13.87 %173,812 6.0 % N/A  N/A
Tier 1 capital (to average assets)
401,665 12.05 %133,293 4.0 % N/A  N/A
PCB Bank
Common tier 1 capital (to risk-weighted assets)
$389,882 13.46 %$130,311 4.5 %$188,227 6.5 %
Total capital (to risk-weighted assets)
425,218 14.68 %231,664 8.0 %289,580 10.0 %
Tier 1 capital (to risk-weighted assets)
389,882 13.46 %173,748 6.0 %231,664 8.0 %
Tier 1 capital (to average assets)
389,882 11.70 %133,250 4.0 %166,563 5.0 %
December 31, 2025
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)
$325,048 11.46 %$127,663 4.5 %N/AN/A
Total capital (to risk-weighted assets)
429,113 15.13 %226,956 8.0 %N/AN/A
Tier 1 capital (to risk-weighted assets)
394,189 13.89 %170,217 6.0 %N/AN/A
Tier 1 capital (to average assets)
394,189 11.89 %132,582 4.0 %N/AN/A
PCB Bank
Common tier 1 capital (to risk-weighted assets)
$382,620 13.49 %$127,616 4.5 %$184,334 6.5 %
Total capital (to risk-weighted assets)
417,545 14.72 %226,873 8.0 %283,591 10.0 %
Tier 1 capital (to risk-weighted assets)
382,620 13.49 %170,154 6.0 %226,873 8.0 %
Tier 1 capital (to average assets)
382,620 11.55 %132,540 4.0 %165,675 5.0 %