v3.26.1
Servicing Assets (Tables)
3 Months Ended
Mar. 31, 2026
Transfers and Servicing [Abstract]  
Schedule of Servicing Assets with Key Assumptions Used to Estimate Fair Value
The following table presents the composition of servicing assets with key assumptions used to estimate the fair value as of the dates indicated:
March 31, 2026
December 31, 2025
($ in thousands)Residential MortgageCRE SBAC&I SBATotalResidential MortgageCRE SBAC&I SBATotal
Carrying amount
$31 $4,857 $803 $5,691 $34 $4,900 $693 $5,627 
Fair value
$70 $8,842 $1,187 $10,099 $80 $8,906 $1,101 $10,087 
Discount rate
7.85 %12.75 %12.75 %7.85 %12.75 %12.75 %
Prepayment speed
12.06 %17.30 %16.28 %12.52 %16.67 %16.17 %
Weighted-average remaining life17.5 years19.7 years7.5 years17.7 years19.9 years7.4 years
Underlying loans being serviced
$6,534 $426,246 $73,865 $506,645 $7,550 $425,876 $68,982 $502,408 
Schedule of Servicing Asset
The following tables present activity in servicing assets for the periods indicated:
Three Months Ended March 31,
2026
2025
($ in thousands)Residential MortgageCRE SBAC&I SBATotalResidential MortgageCRE SBAC&I SBATotal
Balance at beginning of period
$34 $4,900 $693 $5,627 $42 $5,226 $569 $5,837 
Additions
— 275 206 481 — 273 70 343 
Amortization
(3)(318)(96)(417)(4)(415)(130)(549)
Balance at end of period
$31 $4,857 $803 $5,691 $38 $5,084 $509 $5,631