|
Client Name:
|
|||
|
Client Project Name:
|
SEMT 2026-INV3
|
||
|
Start - End Dates:
|
4/5/2022 - 4/8/2026
|
||
|
Deal Loan Count:
|
194
|
||
|
ATR QM Upload
|
|||
|
Loans in Report:
|
194
|
||
|
Loan Number
|
Deal
|
Seller Loan Number
|
Original Principal Balance
|
State
|
Loan Level ATR/QM Status
|
Verification Safe Harbor (VSH)?
|
Lender Provided ATR/QM Worksheet
|
Initial Lender ATR/QM Status
|
Application Date
|
Borrower 1 Citizenship
|
Borrower 2 Citizenship
|
Borrowers Qualified Through a Non-Resident Alien Program
|
Occupancy
|
Property Type
|
Number of Units
|
Loan Type
|
Exempt Loan Product Type
|
Exempt Loan Housing Agency
|
Community Housing Development
|
Credit Under Economic Stabilization Act Of 2008
|
Refinance Of Non-Standard Mortgage
|
Higher Priced Covered Transaction
|
State Prepay Exceptions
|
Loan Purpose
|
Loan Term Exceeds 30 Years
|
Interest Only Feature
|
Negative Amortization
|
Balloon Payment
|
Prepay Penalty Flag
|
Prepayment Penalty Type
|
Prohibited Prepayment Penalty
|
Exceeds Points And Fees
|
Exceeds DTI Limit
|
Lien Position
|
APR
|
QM Calculated DTI Adherence
|
QM Lenders DTI Adherence
|
QM Fee Adherence - Total Charges %
|
QM Fee Adherence - Lenders Fee %
|
Fannie Mae Eligible
|
Freddie Mac Eligible
|
VA Guaranty Eligible
|
FHA Insured Eligible
|
USDA Guarantee Eligible
|
Rural Housing Service Insured Eligible
|
QM - Expected Income Or Assets For DTI
|
QM - Current Employment Status For DTI
|
QM - Monthly Payment On Subject Loan For DTI
|
QM - Monthly Payment On Additional Loan For DTI
|
QM - Monthly Payment Mortgage Related Obligations
|
QM - Current Debt Obligations Alimony and Child Support for DTI
|
QM - Monthly DTI Ratio Or Residual Income
|
One or more Verification Safe Harbor Guidelines used?
|
Current/Reasonably Expected Income or Assets per Guideline used?
|
Current Debt Obligations, Alimony & Child Support per Guideline used?
|
Monthly DTI (includes monthly payment on subject loan and simultaneous loans)
|
Monthly Residual Income per guideline used?
|
Compensating Factors used for QM determination documented before closing?
|
ATR - Guidelines Provided to Document Approach
|
ATR - Current And Expected Income And Assets
|
ATR - Current Employment Status
|
ATR - Mortgage Payment Obligation
|
ATR - Mortgage Payment on Simultaneous Transaction
|
ATR - Payment For Mortgage Related Obligations
|
ATR - Debt Obligations Including Alimony and Child Support
|
ATR - Monthly DTI Ratio or Residual Income
|
ATR - Consumer Credit History
|
ATR Lenders - DTI (Back)
|
ATR Calculated DTI (Back)
|
QM Lender Value DTI (Back)
|
QM Calculated DTI (Back)
|
Initial DTI (Back)
|
DTI Qualifying (Back)
|
Residual Income Analysis in File
|
Residual Income Guidelines
|
Did Loan Meet Guidelines
|
Residual Income Amount
|
Asset Depletion
|
Asset Depletion Months Amortized
|
Asset Utilization
|
Partial Asset Depletion
|
Short Sale
|
Short Sale Date
|
Deed In Lieu
|
Deed In Lieu Date
|
QRM Flag
|
Borrower 2 Guarantor Flag
|
Borrower 2 Personal Guaranty Recourse to Borrower
|
Borrower 3 Guarantor Flag
|
Borrower 3 Personal Guaranty Recourse to Borrower
|
Borrower 4 Guarantor Flag
|
Borrower 4 Personal Guaranty Recourse to Borrower
|
Borrower 1 Paystub Flag
|
Borrower 1 Paystub Number of Months
|
Borrower 2 Paystub Flag
|
Borrower 2 Paystub Number of Months
|
Borrower 3 Paystub Flag
|
Borrower 3 Paystub Number of Months
|
Borrower 4 Paystub Flag
|
Borrower 4 Paystub Number of Months
|
Borrower 1 W2 Flag
|
Borrower 1 W2 Number of Months
|
Borrower 2 W2 Flag
|
Borrower 2 W2 Number of Months
|
Borrower 3 W2 Flag
|
Borrower 3 W2 Number of Months
|
Borrower 4 W2 Flag
|
Borrower 4 W2 Number of Months
|
Borrower 1 Personal Tax Return Flag
|
Borrower 1 Personal Tax Return Number of Months
|
Borrower 2 Personal Tax Return Flag
|
Borrower 2 Personal Tax Return Number of Months
|
Borrower 3 Personal Tax Return Flag
|
Borrower 3 Personal Tax Return Number of Months
|
Borrower 4 Personal Tax Return Flag
|
Borrower 4 Personal Tax Return Number of Months
|
Borrower 1 Business Tax Return Flag
|
Borrower 1 Business Tax Return Number of Months
|
Borrower 2 Business Tax Return Flag
|
Borrower 2 Business Tax Return Number of Months
|
Borrower 3 Business Tax Return Flag
|
Borrower 3 Business Tax Return Number of Months
|
Borrower 4 Business Tax Return Flag
|
Borrower 4 Business Tax Return Number of Months
|
Borrower 1 Verbal VOE Flag
|
Borrower 1 Verbal VOE Number of Months
|
Borrower 2 Verbal VOE Flag
|
Borrower 2 Verbal VOE Number of Months
|
Borrower 3 Verbal VOE Flag
|
Borrower 3 Verbal VOE Number of Months
|
Borrower 4 Verbal VOE Flag
|
Borrower 4 Verbal VOE Number of Months
|
Borrower 1 Written VOE Flag
|
Borrower 1 Written VOE Form
|
Borrower 1 Written VOE Number of Months
|
Borrower 2 Written VOE Flag
|
Borrower 2 Written VOE Form
|
Borrower 2 Written VOE Number of Months
|
Borrower 3 Written VOE Flag
|
Borrower 3 Written VOE Form
|
Borrower 3 Written VOE Number of Months
|
Borrower 4 Written VOE Flag
|
Borrower 4 Written VOE Form
|
Borrower 4 Written VOE Number of Months
|
Borrower 1 P&L Flag
|
Borrower 1 P&L Prepared By
|
Borrower 1 P&L Number of Months
|
Borrower 2 P&L Flag
|
Borrower 2 P&L Prepared By
|
Borrower 2 P&L Number of Months
|
Borrower 3 P&L Flag
|
Borrower 3 P&L Prepared By
|
Borrower 3 P&L Number of Months
|
Borrower 4 P&L Flag
|
Borrower 4 P&L Prepared By
|
Borrower 4 P&L Number of Months
|
Borrower 1 Lease Agreement Flag
|
Borrower 1 Lease Agreement Number of Months
|
Borrower 2 Lease Agreement Flag
|
Borrower 2 Lease Agreement Number of Months
|
Borrower 3 Lease Agreement Flag
|
Borrower 3 Lease Agreement Number of Months
|
Borrower 4 Lease Agreement Flag
|
Borrower 4 Lease Agreement Number of Months
|
Equity Income Flag
|
Equity Income Amount
|
Equity Income Number of Months
|
Cross Collateralized Loan?
|
Is the Loan a Short-Term Rental?
|
DSCR with Rent Schedule Flag
|
DSCR with Rent Schedule Income Amount
|
DSCR with Lease Agreement Flag
|
DSCR with Lease Agreement Income Amount
|
DSCR %
|
DSCR Method Used
|
Borrower 1 CPA Letter with Income Flag
|
Borrower 1 CPA Letter with Income Number of Months
|
Borrower 1 CPA Letter without Income Flag
|
Borrower 1 CPA Letter without Income Number of Months
|
Borrower 2 CPA Letter with Income Flag
|
Borrower 2 CPA Letter with Income Number of Months
|
Borrower 2 CPA Letter without Income Flag
|
Borrower 2 CPA Letter without Income Number of Months
|
Borrower 3 CPA Letter with Income Flag
|
Borrower 3 CPA Letter with Income Number of Months
|
Borrower 3 CPA Letter without Income Flag
|
Borrower 3 CPA Letter without Income Number of Months
|
Borrower 4 CPA Letter with Income Flag
|
Borrower 4 CPA Letter with Income Number of Months
|
Borrower 4 CPA Letter without Income Flag
|
Borrower 4 CPA Letter without Income Number of Months
|
Borrower 1 Personal Bank Statements Flag
|
Borrower 1 Personal Bank Statements Number of Months
|
Borrower 2 Personal Bank Statements Flag
|
Borrower 2 Personal Bank Statements Number of Months
|
Borrower 3 Personal Bank Statements Flag
|
Borrower 3 Personal Bank Statements Number of Months
|
Borrower 4 Personal Bank Statements Flag
|
Borrower 4 Personal Bank Statements Number of Months
|
Borrower 1 Business Bank Statements Flag
|
Borrower 1 Business Bank Statements Number of Months
|
Borrower 2 Business Bank Statements Flag
|
Borrower 2 Business Bank Statements Number of Months
|
Borrower 3 Business Bank Statements Flag
|
Borrower 3 Business Bank Statements Number of Months
|
Borrower 4 Business Bank Statements Flag
|
Borrower 4 Business Bank Statements Number of Months
|
Borrower 1 Award Letter Flag
|
Borrower 1 Award Letter Number of Months
|
Borrower 2 Award Letter Flag
|
Borrower 2 Award Letter Number of Months
|
Borrower 3 Award Letter Flag
|
Borrower 3 Award Letter Number of Months
|
Borrower 4 Award Letter Flag
|
Borrower 4 Award Letter Number of Months
|
Borrower 1 Offer Letter Flag
|
Borrower 1 Offer Letter Number of Months
|
Borrower 2 Offer Letter Flag
|
Borrower 2 Offer Letter Number of Months
|
Borrower 3 Offer Letter Flag
|
Borrower 3 Offer Letter Number of Months
|
Borrower 4 Offer Letter Flag
|
Borrower 4 Offer Letter Number of Months
|
Borrower 1 IRS Transcripts - Tax Returns Flag
|
Borrower 1 IRS Transcripts - Tax Returns Number of Months
|
Borrower 1 IRS Transcripts - W2s Flag
|
Borrower 1 IRS Transcripts - W2s Number of Months
|
Borrower 2 IRS Transcripts - Tax Returns Flag
|
Borrower 2 IRS Transcripts - Tax Returns Number of Months
|
Borrower 2 IRS Transcripts - W2s Flag
|
Borrower 2 IRS Transcripts - W2s Number of Months
|
Borrower 3 IRS Transcripts - Tax Returns Flag
|
Borrower 3 IRS Transcripts - Tax Returns Number of Months
|
Borrower 3 IRS Transcripts - W2s Flag
|
Borrower 3 IRS Transcripts - W2s Number of Months
|
Borrower 4 IRS Transcripts - Tax Returns Flag
|
Borrower 4 IRS Transcripts - Tax Returns Number of Months
|
Borrower 4 IRS Transcripts - W2s Flag
|
Borrower 4 IRS Transcripts - W2s Number of Months
|
Borrower 1 Income Doc Type Summary
|
Borrower 2 Income Doc Type Summary
|
Borrower 3 Income Doc Type Summary
|
Borrower 4 Income Doc Type Summary
|
Borrower 1 Documentation Used to Determine Legal Residency
|
Borrower 2 Documentation Used to Determine Legal Residency
|
Borrower 3 Documentation Used to Determine Legal Residency
|
Borrower 4 Documentation Used to Determine Legal Residency
|
|
|
409019810
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
2.9900
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
39.11
|
0
|
39.11
|
39.11
|
39.11
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
(No Data)
|
0
|
(No Data)
|
(No Data)
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
(No Data)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 2 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
Personal Tax Return - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409037626
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
5.6384
|
Yes
|
Yes
|
1.551
|
0.000
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.07
|
31.09
|
35.07
|
31.09
|
31.09
|
31.09
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
24
|
Yes
|
11
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 24 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 11 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409039035
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
23.47
|
0
|
23.47
|
23.47
|
23.47
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
25
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Paystub - 25 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409039122
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.3154
|
Yes
|
Yes
|
0.176
|
0.000
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38.14
|
37.4
|
38.14
|
37.4
|
37.4
|
37.4
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
33
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 33 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409040294
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.3631
|
Yes
|
Yes
|
0.099
|
0.000
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34.28
|
36.58
|
34.28
|
36.58
|
36.58
|
36.58
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
W2 - 36 months
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409040859
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
Non-QM: Lender documented all ATR UW factors
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1556
|
Yes
|
No
|
0.221
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
45.07
|
39.1
|
45.07
|
39.1
|
39.1
|
39.1
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
Award Letter - 1 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041528
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
4 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
23.88
|
0
|
23.88
|
23.88
|
23.88
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
25
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
36
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 25 months;
Personal Tax Return - 24 months;
W2 - 36 months;
Written VOE - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041586
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
30.51
|
0
|
30.51
|
30.51
|
30.51
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041587
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.8413
|
Yes
|
Yes
|
1.056
|
1.539
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.17
|
32.15
|
35.17
|
32.15
|
32.15
|
32.15
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041588
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
5.6251
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
18.17
|
0
|
18.17
|
18.17
|
18.17
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041589
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Rebuttable Presumption (APOR)
|
No
|
Present
|
Non-QM: Lender documented all ATR UW factors
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
Yes
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.7720
|
Yes
|
Yes
|
1.227
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34.26
|
35.85
|
34.26
|
35.85
|
35.85
|
35.85
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
36
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
Written VOE - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041590
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.7167
|
No
|
Yes
|
0.776
|
1.862
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40
|
43.46
|
40
|
43.46
|
43.46
|
43.46
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041591
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
25.72
|
0
|
25.72
|
25.72
|
25.72
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041592
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
40.67
|
0
|
40.67
|
40.67
|
40.67
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041593
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.23
|
0
|
46.23
|
46.23
|
46.23
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
24
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 24 months;
W2 - 12 months
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041594
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
39.65
|
0
|
39.65
|
39.65
|
39.65
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041596
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR-Attached
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.4900
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
36.26
|
0
|
36.26
|
36.26
|
36.26
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041597
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.4900
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
39.06
|
0
|
39.06
|
39.06
|
39.06
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041598
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
7.2500
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
31.83
|
0
|
31.83
|
31.83
|
31.83
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
23
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 23 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041599
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5048
|
Yes
|
Yes
|
1.026
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27.74
|
22.58
|
27.74
|
22.58
|
22.58
|
22.58
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 1 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041600
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
2 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
30.81
|
0
|
30.81
|
30.81
|
30.81
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
Personal Tax Return - 24 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041601
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.4879
|
Yes
|
Yes
|
0.849
|
1.058
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
16.76
|
15.79
|
16.76
|
15.79
|
15.79
|
15.79
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
CPA Letter - 24 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041602
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.0020
|
Yes
|
Yes
|
0.45
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
9.39
|
10.63
|
9.39
|
10.63
|
10.63
|
10.63
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041603
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.0457
|
Yes
|
Yes
|
0.356
|
0.356
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30.6
|
32.92
|
30.6
|
32.92
|
32.92
|
32.92
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041604
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.3599
|
Yes
|
Yes
|
1.319
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.04
|
40.05
|
40.04
|
40.05
|
40.05
|
40.05
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – W2(s) - 12 months;
Paystub - 1 months;
W2 - 12 months
|
IRS Transcripts – W2(s) - 12 months;
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041605
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.2762
|
Yes
|
Yes
|
0.358
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
16.13
|
16.13
|
16.13
|
16.13
|
16.13
|
16.13
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041606
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5753
|
Yes
|
Yes
|
0.431
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33.76
|
33.91
|
33.76
|
33.91
|
33.91
|
33.91
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041607
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5410
|
Yes
|
Yes
|
0.363
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.3
|
39.3
|
39.3
|
39.3
|
39.3
|
39.3
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041608
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.8496
|
Yes
|
Yes
|
0.292
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.76
|
39.87
|
39.76
|
39.87
|
39.87
|
39.87
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 24 months
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041609
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.1006
|
No
|
No
|
0.456
|
0.456
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
47.27
|
43.89
|
47.27
|
43.89
|
43.89
|
43.89
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041610
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
7.1526
|
No
|
No
|
0.412
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.96
|
49.96
|
49.96
|
49.96
|
49.96
|
49.96
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
35
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 35 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041611
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.1643
|
Yes
|
Yes
|
0.281
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.8
|
32.8
|
32.8
|
32.8
|
32.8
|
32.8
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041612
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.3891
|
Yes
|
Yes
|
0.65
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34.36
|
34.42
|
34.36
|
34.42
|
34.42
|
34.42
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041613
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.8750
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
26.37
|
0
|
26.37
|
26.37
|
26.37
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Other
|
1
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
Award Letter - 12 months;
Paystub - 1 months;
W2 - 36 months;
Written VOE - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041614
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.9900
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
16.65
|
0
|
16.65
|
16.65
|
16.65
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
13
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 13 months
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041615
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.1051
|
Yes
|
Yes
|
0.518
|
0.518
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.31
|
32.31
|
32.31
|
32.31
|
32.31
|
32.31
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041616
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Site Condo
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.5830
|
Yes
|
No
|
0.519
|
(No Data)
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
28.7
|
0
|
28.7
|
28.7
|
28.7
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041617
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.4253
|
No
|
No
|
0.453
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
44
|
44.47
|
44
|
44.47
|
44.47
|
44.47
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041618
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.4900
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
23.46
|
0
|
23.46
|
23.46
|
23.46
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041619
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
High Rise Condo (9+)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.4698
|
Yes
|
Yes
|
0.74
|
0.000
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
16
|
17.79
|
16
|
17.79
|
17.79
|
17.79
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041620
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Permanent Resident Alien
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5981
|
Yes
|
Yes
|
0.406
|
0.000
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.02
|
35.07
|
35.02
|
35.07
|
35.07
|
35.07
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
Yes
|
FMNA 1005
|
36
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
CPA Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 25 months
|
Business Tax Return - 12 months;
CPA Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 36 months
|
(No Data)
|
(No Data)
|
Green Card
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041621
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.6250
|
No
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
45.49
|
0
|
45.49
|
45.49
|
45.49
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
Yes
|
12
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 25 months
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 25 months
|
1099 - 12 months;
Award Letter - 12 months;
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
IRS Transcripts – Tax Return(s) - 12 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041622
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.6965
|
No
|
No
|
0.318
|
(No Data)
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
44.1
|
0
|
44.1
|
44.1
|
44.1
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
36
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Lease Agreement - 12 months;
Written VOE - 36 months
|
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041623
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
38.58
|
0
|
38.58
|
38.58
|
38.58
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041624
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.8750
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
31.62
|
0
|
31.62
|
31.62
|
31.62
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
36
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Written VOE - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041625
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Mid Rise Condo (5-8)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.2805
|
Yes
|
No
|
0.287
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
32.72
|
0
|
32.72
|
32.72
|
32.72
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
36
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
Written VOE - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041626
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
4.7500
|
No
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
43.43
|
0
|
43.43
|
43.43
|
43.43
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041627
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
4.7500
|
No
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
45.02
|
0
|
45.02
|
45.02
|
45.02
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041628
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
5.8750
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
38.18
|
0
|
38.18
|
38.18
|
38.18
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041629
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
ATR/QM: Exempt
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.3912
|
Yes
|
Yes
|
0.565
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.88
|
36.88
|
36.88
|
36.88
|
36.88
|
36.88
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
Full Recourse
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
6
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
3
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 6 months;
Written VOE - 3 months
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041630
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
2 Family
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.0217
|
Yes
|
Yes
|
3.295
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.49
|
35.5
|
35.49
|
35.5
|
35.5
|
35.5
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041631
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.4900
|
No
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
47.87
|
0
|
47.87
|
47.87
|
47.87
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
25
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
Paystub - 25 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041745
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.1409
|
Yes
|
Yes
|
0.112
|
Not Applicable
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
16.98
|
17.23
|
16.98
|
17.23
|
17.23
|
17.23
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409041749
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.0191
|
Yes
|
Yes
|
0.115
|
0.000
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.92
|
40.77
|
40.92
|
40.77
|
40.77
|
40.77
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Bank Statement for Retirement Income - 13 months;
W2 - 24 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409042343
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.2773
|
Yes
|
Yes
|
0.11
|
0.125
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.8
|
40.8
|
40.8
|
40.8
|
40.8
|
40.8
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
26
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
CPA Letter with Income - 1 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
Written VOE - 26 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409042618
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
17.47
|
0
|
17.47
|
17.47
|
17.47
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Lease Agreement - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 25 months
|
Lease Agreement - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409042780
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.0000
|
Yes
|
No
|
0
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
32.77
|
0
|
32.77
|
32.77
|
32.77
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
33
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 33 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409042788
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.5000
|
Yes
|
No
|
0
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
40.3
|
0
|
40.3
|
40.3
|
40.3
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409042796
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.7500
|
Yes
|
No
|
0
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
39.91
|
0
|
39.91
|
39.91
|
39.91
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
6
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 6 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409042894
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.3431
|
Yes
|
Yes
|
0.233
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.06
|
42.06
|
42.06
|
42.06
|
42.06
|
42.06
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409043203
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.5000
|
No
|
No
|
0
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
37.2
|
0
|
37.2
|
37.2
|
37.2
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 1 months;
Personal Tax Return - 12 months
|
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 1 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045593
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.2961
|
Yes
|
Yes
|
1.592
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
28.25
|
27.69
|
28.25
|
27.69
|
27.69
|
27.69
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045807
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.0724
|
Yes
|
Yes
|
0.749
|
0.671
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
31.61
|
31.3
|
31.61
|
31.3
|
31.3
|
31.3
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 24 months;
Personal Bank Statement for Retirement Income - 1 months
|
1099 - 24 months;
Personal Bank Statement for Retirement Income - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045808
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.8750
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
39.17
|
0
|
39.17
|
39.17
|
39.17
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045809
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR-Attached
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.03
|
0
|
46.03
|
46.03
|
46.03
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045810
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.4900
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.98
|
0
|
46.98
|
46.98
|
46.98
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045811
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.3535
|
Yes
|
Yes
|
1.13
|
1.130
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36
|
35.76
|
36
|
35.76
|
35.75
|
35.76
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045812
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.6558
|
Yes
|
Yes
|
0.54
|
0.540
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
15
|
14.6
|
15
|
14.6
|
14.6
|
14.6
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Business Tax Return - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
Award Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045813
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
2 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.6250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.78
|
0
|
46.78
|
46.78
|
46.78
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
P & L - 12 months;
Personal Tax Return - 24 months;
W2 - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045814
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
2 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
28.61
|
0
|
28.61
|
28.61
|
28.61
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Tax Return - 12 months
|
Paystub - 2 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045815
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.3497
|
No
|
Yes
|
0.918
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
43
|
43.26
|
43
|
43.26
|
43.26
|
43.26
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Tax Return - 12 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045816
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.3750
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
44.62
|
0
|
44.62
|
44.62
|
44.62
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045817
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.2678
|
Yes
|
Yes
|
0.852
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38
|
37.76
|
38
|
37.76
|
37.76
|
37.76
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045818
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Permanent Resident Alien
|
Permanent Resident Alien
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.6376
|
Yes
|
Yes
|
0.506
|
0.506
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
25.85
|
31.83
|
25.85
|
31.83
|
31.83
|
31.83
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
Written VOE - 24 months
|
Paystub - 1 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
Green Card
|
Green Card
|
(No Data)
|
(No Data)
|
|
|
409045819
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
5.9901
|
No
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.35
|
0
|
46.35
|
46.35
|
46.35
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045820
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.1863
|
Yes
|
Yes
|
0.188
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33.7
|
29.68
|
33.7
|
29.68
|
29.68
|
29.68
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045821
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.1125
|
Yes
|
Yes
|
0.248
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35
|
34.73
|
35
|
34.73
|
34.73
|
34.73
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045822
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
3 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.4900
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
28.16
|
0
|
28.16
|
28.16
|
28.16
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045823
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
2 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
41.42
|
0
|
41.42
|
41.42
|
41.42
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045824
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.2976
|
No
|
No
|
0.507
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.54
|
49.95
|
49.54
|
49.95
|
49.95
|
49.95
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045825
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
41.44
|
0
|
41.44
|
41.44
|
41.44
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045826
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
2 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
45.66
|
0
|
45.66
|
45.66
|
45.66
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Tax Return - 12 months;
Written VOE - 24 months
|
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 24 months
|
Personal Tax Return - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045827
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
24.67
|
0
|
24.67
|
24.67
|
24.67
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
2
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 2 months;
W2 - 12 months
|
Paystub - 2 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045828
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.3750
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
32.81
|
0
|
32.81
|
32.81
|
32.81
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045829
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
49.83
|
0
|
49.83
|
49.83
|
49.83
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045830
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
35.17
|
0
|
35.17
|
35.17
|
35.17
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Business Tax Return - 12 months;
Personal Tax Return - 12 months
|
1099 - 12 months;
Business Tax Return - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045831
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5357
|
Yes
|
Yes
|
0.323
|
0.323
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.74
|
42.04
|
41.74
|
42.04
|
42.04
|
42.04
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months
|
Award Letter - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045832
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
8.0599
|
No
|
No
|
0.514
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
47.21
|
47.21
|
47.21
|
47.21
|
47.21
|
47.21
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045833
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.1094
|
Yes
|
Yes
|
0.847
|
0.847
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.66
|
38.96
|
42.66
|
38.96
|
38.96
|
38.96
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 2 months
|
Personal Bank Statement for Retirement Income - 2 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045834
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.4900
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
40.82
|
0
|
40.82
|
40.82
|
40.82
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
25
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
Paystub - 25 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045835
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
3 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
26.79
|
0
|
26.79
|
26.79
|
26.79
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045836
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.9900
|
No
|
No
|
0
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
44.52
|
0
|
44.52
|
44.52
|
44.52
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045837
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
37.59
|
0
|
37.59
|
37.59
|
37.59
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
13
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 13 months
|
W2 - 12 months;
Written VOE - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045838
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
36.23
|
0
|
36.23
|
36.23
|
36.23
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045839
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.5576
|
No
|
No
|
0.567
|
0.567
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.29
|
46.29
|
46.29
|
46.29
|
46.29
|
46.29
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Bank Statement for Retirement Income - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
Award Letter - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045840
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.5000
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
31.47
|
0
|
31.47
|
31.47
|
31.47
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
13
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Written VOE - 13 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045841
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
Yes
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.4211
|
No
|
No
|
0.361
|
0.359
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
48.01
|
48.01
|
48.01
|
48.01
|
48.01
|
48.01
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
25
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Bank Statement for Retirement Income - 1 months
|
Paystub - 25 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045842
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.4900
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
34.02
|
0
|
34.02
|
34.02
|
34.02
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045843
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6966
|
No
|
No
|
1.063
|
1.021
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
48.65
|
46.54
|
48.65
|
46.54
|
46.54
|
46.54
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 2 months;
Personal Tax Return - 12 months;
W2 - 1 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045844
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.6202
|
Yes
|
Yes
|
0.387
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34.52
|
26.66
|
34.52
|
26.66
|
26.66
|
26.66
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045845
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.6817
|
No
|
No
|
0.419
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.82
|
46.85
|
46.92
|
46.85
|
46.85
|
46.85
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
36
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
19
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 36 months
|
Written VOE - 19 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045846
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5826
|
Yes
|
Yes
|
0.612
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30.59
|
30.6
|
30.59
|
30.6
|
30.6
|
30.6
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045848
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.2493
|
Yes
|
Yes
|
0.267
|
0.000
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.69
|
32.62
|
32.69
|
32.62
|
32.62
|
32.62
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Paystub - 1 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045849
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
5.9104
|
Yes
|
Yes
|
0.242
|
0.242
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
25.62
|
25.42
|
25.62
|
25.42
|
25.42
|
25.42
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
W2 - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045850
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Rowhouse
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.6155
|
Yes
|
Yes
|
2.906
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27.97
|
28.44
|
27.97
|
28.44
|
28.44
|
28.44
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
10
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 24 months
|
Business Tax Return - 12 months;
Personal Tax Return - 24 months;
Written VOE - 10 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045851
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.4395
|
Yes
|
Yes
|
0.513
|
0.514
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33.6
|
31.54
|
33.6
|
31.54
|
31.54
|
31.54
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months
|
1099 - 12 months;
Award Letter - 1 months;
Paystub - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045852
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Not Provided
|
QM: Safe Harbor
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
5.7336
|
Yes
|
Yes
|
0.251
|
0.251
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
26.67
|
27.11
|
26.67
|
27.11
|
27.11
|
27.11
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045853
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
40.97
|
0
|
40.97
|
40.97
|
40.97
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
11
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
P & L - 11 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045854
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.2456
|
Yes
|
Yes
|
0.578
|
0.579
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.75
|
28
|
41.75
|
28
|
28
|
28
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045855
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.0226
|
Yes
|
Yes
|
1.948
|
1.948
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
17.39
|
17.39
|
17.39
|
17.39
|
17.39
|
17.39
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
25
|
Yes
|
FMNA 1005
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 25 months
|
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045856
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.2519
|
Yes
|
Yes
|
0.725
|
0.000
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
21.09
|
21.09
|
21.09
|
21.09
|
21.09
|
21.09
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045857
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.0674
|
No
|
No
|
0.453
|
0.454
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
45.48
|
45.16
|
45.48
|
45.16
|
45.16
|
45.16
|
No
|
No
|
(No Data)
|
XXXXX
|
Yes
|
240
|
Yes
|
Yes
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 1 months;
Personal Bank Statement for Retirement Income - 1 months
|
1099 - 12 months;
Award Letter - 1 months;
Personal Bank Statement for Retirement Income - 3 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045858
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.0653
|
Yes
|
Yes
|
0.486
|
0.486
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
21
|
21.15
|
21
|
21.15
|
21.15
|
21.15
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
11
|
Yes
|
10
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 11 months;
W2 - 24 months
|
Paystub - 10 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045859
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.8699
|
Yes
|
No
|
1.336
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
50
|
27.7
|
50
|
27.7
|
27.7
|
27.7
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
CPA Letter - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045860
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.1941
|
Yes
|
Yes
|
0.374
|
0.000
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.98
|
32.98
|
32.98
|
32.98
|
32.98
|
32.98
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
W2 - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045861
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.7046
|
Yes
|
Yes
|
0.716
|
(No Data)
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
29.87
|
35.37
|
29.87
|
35.37
|
35.37
|
35.37
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045862
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.8750
|
Yes
|
No
|
0
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
41.84
|
0
|
41.84
|
41.84
|
41.84
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 24 months;
Award Letter - 12 months;
Personal Tax Return - 12 months
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045863
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.4900
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.8
|
0
|
46.8
|
46.8
|
46.8
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045864
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.4900
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
26.9
|
0
|
26.9
|
26.9
|
26.9
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045865
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5562
|
Yes
|
Yes
|
0.493
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33
|
33.21
|
33
|
33.21
|
33.21
|
33.21
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045866
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.1250
|
No
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
45.17
|
0
|
45.17
|
45.17
|
45.17
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Award Letter - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045867
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.3750
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
24.88
|
0
|
24.88
|
24.88
|
24.88
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 1 months;
Personal Bank Statements - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045868
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1880
|
No
|
No
|
0.477
|
0.477
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49
|
48.14
|
49
|
48.14
|
48.14
|
48.14
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Bank Statement for Retirement Income - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045869
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.3139
|
Yes
|
No
|
1.844
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
32.41
|
0
|
32.41
|
32.41
|
32.41
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
13
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
W2 - 24 months;
Written VOE - 13 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045870
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.0574
|
Yes
|
Yes
|
0.484
|
0.484
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.02
|
36.09
|
36.02
|
36.09
|
36.09
|
36.09
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
33
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 33 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045871
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
30.27
|
0
|
30.27
|
30.27
|
30.27
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Other
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045872
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.8750
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
20.1
|
0
|
20.1
|
20.1
|
20.1
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045873
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
5.9380
|
Yes
|
Yes
|
0.549
|
0.549
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
20.79
|
20.8
|
20.79
|
20.8
|
20.8
|
20.8
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
2
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 2 months;
W2 - 12 months
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045874
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.3750
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
44.44
|
0
|
44.44
|
44.44
|
44.44
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
25
|
Yes
|
FMNA 1005
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 25 months
|
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045876
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.4900
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
44.51
|
0
|
44.51
|
44.51
|
44.51
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
16
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 16 months;
Written VOE - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045877
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
5.9901
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.79
|
0
|
46.79
|
46.79
|
46.79
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 12 months;
Personal Tax Return - 12 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045878
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
3 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.0000
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
48.53
|
0
|
48.53
|
48.53
|
48.53
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045879
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
Permanent Resident Alien
|
Permanent Resident Alien
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.4900
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
27.85
|
0
|
27.85
|
27.85
|
27.85
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
68
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
W2 - 12 months;
Written VOE - 68 months
|
Paystub - 1 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
Green Card
|
Green Card
|
(No Data)
|
(No Data)
|
|
|
409045880
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Permanent Resident Alien
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.1700
|
No
|
No
|
0.731
|
0.750
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
44.77
|
44.77
|
44.77
|
44.77
|
44.77
|
44.77
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Award Letter - 12 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
Green Card
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045881
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.2732
|
Yes
|
No
|
0.901
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
36.58
|
0
|
36.58
|
36.58
|
36.58
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
60
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Business Tax Return - 12 months;
CPA Letter - 60 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045882
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
2 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
21.79
|
0
|
21.79
|
21.79
|
21.79
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045883
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.08
|
0
|
46.08
|
46.08
|
46.08
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
36
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
36
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Lease Agreement - 12 months;
Personal Tax Return - 12 months;
Written VOE - 36 months
|
Personal Tax Return - 12 months;
Written VOE - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045884
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.4982
|
No
|
No
|
0.003
|
0.003
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.59
|
49.59
|
49.59
|
49.59
|
49.59
|
49.59
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045885
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.45
|
0
|
46.45
|
46.45
|
46.45
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045886
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.7125
|
Yes
|
Yes
|
1.035
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.44
|
42.44
|
42.44
|
42.44
|
42.44
|
42.44
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045887
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.8157
|
Yes
|
Yes
|
1.642
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
11.36
|
11.36
|
11.36
|
11.36
|
11.36
|
11.36
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045888
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.5539
|
No
|
No
|
1.954
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
50
|
48.68
|
50
|
48.68
|
48.68
|
48.68
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
26
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 26 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045889
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.6690
|
Yes
|
Yes
|
0.358
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
20
|
21.02
|
20
|
21.02
|
21.02
|
21.02
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045890
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
5.9901
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
29.29
|
0
|
29.29
|
29.29
|
29.29
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045891
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.8750
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
41.86
|
0
|
41.86
|
41.86
|
41.86
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045892
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5698
|
Yes
|
Yes
|
0.429
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
31.15
|
31.05
|
31.15
|
31.05
|
31.05
|
31.05
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045893
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
22.19
|
0
|
22.19
|
22.19
|
22.19
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045895
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
3 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
24.94
|
0
|
24.94
|
24.94
|
24.94
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045896
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
7.7501
|
No
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.16
|
0
|
46.16
|
46.16
|
46.16
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045897
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.0000
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
49.8
|
0
|
49.8
|
49.8
|
49.8
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
10
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Lease Agreement - 10 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045898
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
3 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.3750
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
19.61
|
0
|
19.61
|
19.61
|
19.61
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045899
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.1251
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
48.41
|
0
|
48.41
|
48.41
|
48.41
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
Yes
|
26
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
26
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 36 months
|
Paystub - 1 months;
W2 - 26 months;
Written VOE - 26 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045900
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Not Provided
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.8215
|
No
|
Yes
|
0.728
|
0.729
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.74
|
49.58
|
42.74
|
49.58
|
49.58
|
49.58
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045901
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
39.81
|
0
|
39.81
|
39.81
|
39.81
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045902
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.6250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
45.52
|
0
|
45.52
|
45.52
|
45.52
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Personal Tax Return - 12 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045903
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
42.96
|
0
|
42.96
|
42.96
|
42.96
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045904
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.7640
|
Yes
|
No
|
2.583
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
29.87
|
0
|
29.87
|
29.87
|
29.87
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
Personal Bank Statement for Retirement Income - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045905
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6942
|
Yes
|
No
|
0.823
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
40.17
|
0
|
40.17
|
40.17
|
40.17
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 12 months;
Written VOE - 24 months
|
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045906
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
22.27
|
0
|
22.27
|
22.27
|
22.27
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045907
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
5.6191
|
Yes
|
Yes
|
1.215
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
26
|
25.68
|
26
|
25.68
|
25.68
|
25.68
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
13
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 13 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045908
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
2 Family
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.2143
|
Yes
|
Yes
|
0.695
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.35
|
40.25
|
41.35
|
40.25
|
40.25
|
40.25
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045909
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.1312
|
Yes
|
Yes
|
0.372
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
9.43
|
9.43
|
9.43
|
9.43
|
9.43
|
9.43
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045910
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.4900
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
28.5
|
0
|
28.5
|
28.5
|
28.5
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045911
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.4900
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
49.88
|
0
|
49.88
|
49.88
|
49.88
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
12
|
Yes
|
Borrower
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
P & L - 12 months;
Personal Tax Return - 12 months
|
Business Tax Return - 12 months;
P & L - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045912
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
5.9901
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
43.27
|
0
|
43.27
|
43.27
|
43.27
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
1099 - 24 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 2 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045913
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
2 Family
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.4900
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
42.78
|
0
|
42.78
|
42.78
|
42.78
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045914
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.2864
|
Yes
|
Yes
|
0.521
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
31.14
|
31.53
|
31.14
|
31.53
|
31.53
|
31.53
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 2 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045915
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.6860
|
Yes
|
No
|
1.033
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
44
|
40.27
|
44
|
40.27
|
40.27
|
40.27
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Award Letter - 12 months
|
Award Letter - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045916
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.6250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
49.63
|
0
|
49.63
|
49.63
|
49.63
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
25
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Lease Agreement - 12 months;
Paystub - 25 months;
W2 - 24 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045917
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5288
|
Yes
|
Yes
|
0.271
|
0.271
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36
|
29.56
|
36
|
29.56
|
29.56
|
29.56
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045918
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.0839
|
Yes
|
No
|
0.637
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
17.35
|
0
|
17.35
|
17.35
|
17.35
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045919
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5566
|
Yes
|
Yes
|
0.544
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
43
|
42.85
|
43
|
42.85
|
42.85
|
42.85
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045920
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
5.9740
|
Yes
|
Yes
|
0.92
|
0.911
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30
|
28.81
|
30
|
28.81
|
28.81
|
28.81
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 24 months
|
1099 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045921
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.1250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
42.61
|
0
|
42.61
|
42.61
|
42.61
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045922
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.1854
|
Yes
|
Yes
|
0.455
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
25.78
|
25.66
|
25.78
|
25.66
|
25.66
|
25.66
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045923
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
7.0607
|
No
|
No
|
0.451
|
(No Data)
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
47.73
|
0
|
47.73
|
47.73
|
47.73
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
13
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
Written VOE - 13 months
|
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045924
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.7070
|
Yes
|
No
|
0.771
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
28.16
|
0
|
28.16
|
28.16
|
28.16
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045925
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.2485
|
No
|
No
|
2.432
|
(No Data)
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
43.61
|
0
|
43.61
|
43.61
|
43.61
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 12 months
|
1099 - 12 months;
Award Letter - 12 months;
Paystub - 1 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045926
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.7149
|
Yes
|
Yes
|
0.839
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
37.4
|
37.4
|
37.4
|
37.4
|
37.4
|
37.4
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045927
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.4324
|
Yes
|
Yes
|
0.467
|
0.467
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.71
|
36.71
|
36.71
|
36.71
|
36.71
|
36.71
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
25
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 25 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045928
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
7.0939
|
Yes
|
Yes
|
0.683
|
Not Applicable
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33.15
|
32.79
|
33.15
|
32.79
|
32.79
|
32.79
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045929
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.2400
|
Yes
|
No
|
0.473
|
0.474
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
48.89
|
42.3
|
48.89
|
42.3
|
42.3
|
42.3
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045930
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.5655
|
Yes
|
Yes
|
0.34
|
0.340
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.42
|
39.53
|
40.42
|
39.53
|
39.53
|
39.53
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
240
|
Yes
|
Yes
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Personal Bank Statements - 1 months
|
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045931
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.6988
|
No
|
No
|
0.58
|
Not Applicable
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
48.12
|
48.12
|
48.12
|
48.12
|
48.12
|
48.12
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045932
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
No
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.2556
|
No
|
No
|
0.828
|
(No Data)
|
No
|
Yes
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
45.02
|
0
|
45.02
|
45.02
|
45.02
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045933
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.0000
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
36
|
0
|
36
|
36
|
36
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045934
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
7.3750
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
46.26
|
0
|
46.26
|
46.26
|
46.26
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
Personal Tax Return - 24 months
|
Business Tax Return - 24 months;
Personal Bank Statement for Retirement Income - 1 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045935
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.1752
|
Yes
|
Yes
|
0.35
|
0.344
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
19.73
|
19.52
|
19.73
|
19.52
|
19.52
|
19.52
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045936
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
6.4765
|
No
|
No
|
2.622
|
2.620
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.09
|
49.06
|
49.09
|
49.06
|
49.06
|
49.06
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045937
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Mid Rise Condo (5-8)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.2592
|
Yes
|
Yes
|
0.399
|
0.399
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.06
|
40.05
|
41.06
|
40.05
|
40.05
|
40.05
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 1 months;
Personal Bank Statement for Retirement Income - 1 months
|
1099 - 12 months;
Award Letter - 1 months;
Personal Bank Statement for Retirement Income - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045938
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Investor
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.1250
|
No
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
47.26
|
0
|
47.26
|
47.26
|
47.26
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045939
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
ATR/QM: Exempt
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Investor
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
6.6250
|
Yes
|
No
|
0
|
(No Data)
|
No
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
21.86
|
0
|
21.86
|
21.86
|
21.86
|
(No Data)
|
(No Data)
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045940
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.8876
|
Yes
|
Yes
|
1.384
|
1.385
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34
|
32.73
|
34
|
32.73
|
32.73
|
32.73
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
409045941
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Not Provided
|
QM: Safe Harbor
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
6.1544
|
Yes
|
Yes
|
0.239
|
0.239
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.91
|
27.6
|
32.91
|
27.6
|
27.6
|
27.6
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (The Work Number, Equifax etc)
|
25
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Written VOE - 25 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
|
|
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the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.
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