v3.26.1
Loans - Schedule of Unpaid Principal Balances of Transferred Loans and Cash Flows Received (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Contractually Specified Servicing Fee Income, Statement Of Income Or Comprehensive Income, Extensible Enumeration, Not Disclosed Flag Servicing fees collected from transferred loans Servicing fees collected from transferred loans  
Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced $ 23,977,915   $ 22,906,537
Servicing fees collected from transferred loans 43,855 $ 29,693  
Charge-offs, net of recoveries, of transferred loans 240,533 140,194  
Personal Loans | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced 14,216,887   13,215,980
Servicing fees collected from transferred loans 35,702 20,168  
Charge-offs, net of recoveries, of transferred loans 229,724 128,921  
Student Loans | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced 2,405,276   2,653,191
Servicing fees collected from transferred loans 3,147 5,145  
Charge-offs, net of recoveries, of transferred loans 10,809 11,273  
Home Loans | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced 7,355,752   7,037,366
Servicing fees collected from transferred loans 5,006 $ 4,380  
Loans in Delinquency | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced 534,242   503,871
Loans in Delinquency | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced 321,949   315,821
Loans in Delinquency | Personal Loans | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced 436,272   396,827
Loans in Delinquency | Personal Loans | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced 243,933   235,479
Loans in Delinquency | Student Loans | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced 44,935   57,225
Loans in Delinquency | Student Loans | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced 24,981   30,523
Loans in Delinquency | Home Loans | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced 53,035   49,819
Loans in Delinquency | Home Loans | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary      
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]      
Total transferred loans serviced $ 53,035   $ 49,819