v3.26.1
Loans - Schedule of Loans Measured at Fair Value (Details) - Fair Value - Fair Value, Recurring - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance $ 38,390,916 $ 34,251,986
Accumulated interest 237,680 214,244
Cumulative fair value adjustments 2,038,653 1,937,131
Total fair value of loans 40,667,249 36,403,361
Fair value of loans 90 days or more delinquent    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 121,200 123,547
Accumulated interest 5,533 5,670
Cumulative fair value adjustments (97,807) (99,732)
Total fair value of loans 28,926 29,485
Personal Loans | Personal Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 22,317,947 20,243,217
Accumulated interest 161,450 151,079
Cumulative fair value adjustments 1,203,024 1,146,372
Total fair value of loans 23,682,421 21,540,668
Personal Loans | Fair value of loans 90 days or more delinquent | Personal Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 105,579 104,486
Accumulated interest 5,145 5,286
Cumulative fair value adjustments (86,679) (85,843)
Total fair value of loans 24,045 23,929
Student Loans | Student Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 14,510,630 12,875,440
Accumulated interest 69,285 58,277
Cumulative fair value adjustments 756,905 723,861
Total fair value of loans 15,336,820 13,657,578
Student Loans | Fair value of loans 90 days or more delinquent | Student Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 14,659 18,141
Accumulated interest 343 384
Cumulative fair value adjustments (10,976) (13,512)
Total fair value of loans 4,026 5,013
Home Loans | Home Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 1,562,339 1,133,329
Accumulated interest 6,945 4,888
Cumulative fair value adjustments 78,724 66,898
Total fair value of loans 1,648,008 1,205,115
Home Loans | Fair value of loans 90 days or more delinquent | Home Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 962 920
Accumulated interest 45 0
Cumulative fair value adjustments (152) (377)
Total fair value of loans $ 855 $ 543