The table below presents revenue from contracts with customers disaggregated by type of service, which best depicts how the revenue and cash flows are affected by economic factors, and by the reportable segment to which each revenue stream relates, as well as a reconciliation of total revenue from contracts with customers to total noninterest income.


	Three Months Ended March 31,
		2026		2025
Revenue from contracts with customers
Financial Services
Referrals, loan platform business(1)		$	19,277	$	19,700
Referrals, other(2)		3,756		2,530
Interchange(2)		35,201		22,812
Brokerage(2)		15,104		6,985
Net crypto transaction revenue(3)		852		—
Other(2)(4)		5,972		1,731
Total financial services		80,162		53,758
Technology Platform
Technology services		48,784		85,988
Other(4)		558		636
Total technology platform(5)		49,342		86,624
Total net revenue from contracts with customers		129,504		140,382
Other sources of revenue
Loan origination, sales, securitizations and servicing		142,209		52,805
Loan platform business, other(1)		118,978		73,050
Other		16,689		6,796
Total other sources of revenue		277,876		132,651
Total noninterest income		$	407,380	$	273,033

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(4) Financial Services includes revenues from wire fee income, enterprise services, SoFi Plus subscriptions and equity capital markets services. Technology Platform includes revenues from software licenses and associated services, and payment network fees for serving as a transaction card program manager for enterprise customers that are the program marketers for separate card programs.

(5) Revenue from contracts with customers is presented within noninterest income—technology products and solutions and noninterest income—other in the condensed consolidated statements of operations and comprehensive income. Related to these technology platform services, we had deferred revenue of $7,599 and $8,535 as of March 31, 2026 and December 31, 2025, respectively, which are presented within accounts payable, accruals and other liabilities in the condensed consolidated balance sheets. We recognized revenue of $2,032 and $2,368 during the three months ended March 31, 2026 and 2025, respectively, associated with deferred revenue within noninterest income—technology products and solutions in the condensed consolidated statements of operations and comprehensive income.