v3.26.1
Deposits
3 Months Ended
Mar. 31, 2026
Deposits [Abstract]  
Deposits
Note 7. Deposits
We offer deposit accounts to our members through SoFi Bank, which include interest-bearing deposits and noninterest-bearing deposits.
Below is a disaggregated presentation of our deposits:
March 31, 2026December 31, 2025
Savings deposits$35,342,000 $32,461,228 
Demand deposits3,691,384 3,685,409 
Time deposits(1)
1,086,315 1,240,713 
Total interest-bearing deposits(2)
40,119,699 37,387,350 
Noninterest-bearing deposits122,998 118,045 
Total deposits$40,242,697 $37,505,395 
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(1) As of March 31, 2026 and December 31, 2025, the amount of time deposits that exceeded the insured limit (referred to as “uninsured deposits”) totaled $29,702 and $26,317, respectively.
(2) As of March 31, 2026 and December 31, 2025, includes brokered deposits of $1,243,663 and $1,402,355, respectively. Brokered deposits consist of time deposits and demand deposits.
As of March 31, 2026, future maturities of our total time deposits were as follows:
Remainder of 2026$1,076,775 
20273,713 
20285,433 
2029367 
203027 
Thereafter— 
Total$1,086,315