0001015328 2026-05-06 2026-05-06 0001015328 1 2026-05-06 2026-05-06 0001015328 2 2026-05-06 2026-05-06 0001015328 3 2026-05-06 2026-05-06 0001015328 4 2026-05-06 2026-05-06 0001015328 5 2026-05-06 2026-05-06 0001015328 6 2026-05-06 2026-05-06 0001015328 7 2026-05-06 2026-05-06 iso4217:USD pure S-3 S-3ASR EX-FILING FEES 0001015328 WINTRUST FINANCIAL CORP N/A N/A S-3 WINTRUST FINANCIAL CORP false Debt Debt Securities true 0.0001381 false Equity Common stock, no par value true 0.0001381 false Equity Preferred stock, no par value true 0.0001381 false Other Depositary Shares true 0.0001381 false Other Warrants true 0.0001381 false Other Stock Purchase Contracts true 0.0001381 false Other Stock Purchase Units true 0.0001381 0.00 0.00 0.00 0.00 0.00 (a) An indeterminate aggregate initial offering price and number or amount of the securities of each identified class is being registered as may from time to time be sold at indeterminate prices. Separate consideration may or may not be received for securities that are issuable upon conversion of, or in exchange for, or upon exercise of, convertible or exchangeable securities. In reliance on and in accordance with Rules 456(b) and 457(r), Wintrust Financial Corporation (the "Registrant") is deferring payment of all of the registration fee. (b) The securities registered under this registration statement may be sold separately, together or as units with other securities registered under this registration statement and may include hybrid securities consisting of a combination of features of any of the securities listed in the table. (c) Debt securities, common stock, preferred stock and depositary shares may be issuable upon conversion or redemption of debt securities, preferred stock or depositary shares, as the case may be, or upon the exercise of warrants, in each case registered under this registration statement. (a) An indeterminate aggregate initial offering price and number or amount of the securities of each identified class is being registered as may from time to time be sold at indeterminate prices. Separate consideration may or may not be received for securities that are issuable upon conversion of, or in exchange for, or upon exercise of, convertible or exchangeable securities. In reliance on and in accordance with Rules 456(b) and 457(r), Wintrust Financial Corporation (the "Registrant") is deferring payment of all of the registration fee. (b) The securities registered under this registration statement may be sold separately, together or as units with other securities registered under this registration statement and may include hybrid securities consisting of a combination of features of any of the securities listed in the table. (c) Debt securities, common stock, preferred stock and depositary shares may be issuable upon conversion or redemption of debt securities, preferred stock or depositary shares, as the case may be, or upon the exercise of warrants, in each case registered under this registration statement. (d) Common stock and preferred stock may be issued by the Registrant upon settlement of the stock purchase units of the Registrant and common stock may be issued by the Registrant upon settlement of the stock purchase contracts, in each case registered under this registration statement. See Footnote 2. (a) An indeterminate aggregate initial offering price and number or amount of the securities of each identified class is being registered as may from time to time be sold at indeterminate prices. Separate consideration may or may not be received for securities that are issuable upon conversion of, or in exchange for, or upon exercise of, convertible or exchangeable securities. In reliance on and in accordance with Rules 456(b) and 457(r), Wintrust Financial Corporation (the "Registrant") is deferring payment of all of the registration fee. (b) The securities registered under this registration statement may be sold separately, together or as units with other securities registered under this registration statement and may include hybrid securities consisting of a combination of features of any of the securities listed in the table. (c) Debt securities, common stock, preferred stock and depositary shares may be issuable upon conversion or redemption of debt securities, preferred stock or depositary shares, as the case may be, or upon the exercise of warrants, in each case registered under this registration statement. (d) Depositary shares will be evidenced by depositary receipts issued pursuant to a deposit agreement. In the event the Registrant elects to offer to the public fractional interests in shares of preferred stock registered under this registration statement, depositary receipts will be distributed to those persons purchasing such fractional interests and the shares of preferred stock will be issued to the depositary under the applicable deposit agreement. (a) An indeterminate aggregate initial offering price and number or amount of the securities of each identified class is being registered as may from time to time be sold at indeterminate prices. Separate consideration may or may not be received for securities that are issuable upon conversion of, or in exchange for, or upon exercise of, convertible or exchangeable securities. In reliance on and in accordance with Rules 456(b) and 457(r), Wintrust Financial Corporation (the "Registrant") is deferring payment of all of the registration fee. (b) The securities registered under this registration statement may be sold separately, together or as units with other securities registered under this registration statement and may include hybrid securities consisting of a combination of features of any of the securities listed in the table. (c) Warrants may represent rights to purchase debt securities, common stock or preferred stock of the Registrant, in each case registered under this registration statement. (a) An indeterminate aggregate initial offering price and number or amount of the securities of each identified class is being registered as may from time to time be sold at indeterminate prices. Separate consideration may or may not be received for securities that are issuable upon conversion of, or in exchange for, or upon exercise of, convertible or exchangeable securities. In reliance on and in accordance with Rules 456(b) and 457(r), Wintrust Financial Corporation (the "Registrant") is deferring payment of all of the registration fee. (b) The securities registered under this registration statement may be sold separately, together or as units with other securities registered under this registration statement and may include hybrid securities consisting of a combination of features of any of the securities listed in the table. (c) Stock purchase contracts may be issued separately or as stock purchase units. (a) An indeterminate aggregate initial offering price and number or amount of the securities of each identified class is being registered as may from time to time be sold at indeterminate prices. Separate consideration may or may not be received for securities that are issuable upon conversion of, or in exchange for, or upon exercise of, convertible or exchangeable securities. In reliance on and in accordance with Rules 456(b) and 457(r), Wintrust Financial Corporation (the "Registrant") is deferring payment of all of the registration fee. (b) The securities registered under this registration statement may be sold separately, together or as units with other securities registered under this registration statement and may include hybrid securities consisting of a combination of features of any of the securities listed in the table. (c) Stock purchase units may consist of a stock purchase contract and securities of the Registrant, in each case registered under this registration statement, or securities of third parties, including U.S. treasury securities, securing the holders' obligations to purchase common stock under the stock purchase contracts.