| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| ROLLFORWARD OF ALLL & RESERVE FOR UNFUNDED LENDING COMMITMENTS |
| (Dollars in millions) | | Commercial, Financial, and Industrial | | Commercial Real Estate | | Consumer Real Estate | | Credit Card and Other | | Total |
| | Three Months Ended March 31, 2026 |
| Allowance for loan and lease losses: | | | | | | | | | | |
| Balance as of January 1, 2026 | | $ | 335 | | | $ | 177 | | | $ | 206 | | | $ | 20 | | | $ | 738 | |
| Charge-offs | | (36) | | | (4) | | | (1) | | | (4) | | | (45) | |
| Recoveries | | 14 | | | — | | | 2 | | | 1 | | | 17 | |
| Provision for loan and lease losses | | 40 | | | (17) | | | (6) | | | 3 | | | 20 | |
| Balance as of March 31, 2026 | | $ | 353 | | | $ | 156 | | | $ | 201 | | | $ | 20 | | | $ | 730 | |
| | | | | | | | | | |
| Reserve for remaining unfunded commitments: | | | | | | | | | | |
| Balance as of January 1, 2026 | | $ | 81 | | | $ | 11 | | | $ | 9 | | | $ | — | | | $ | 101 | |
| Provision for remaining unfunded commitments | | (1) | | | (4) | | | — | | | — | | | (5) | |
| Balance as of March 31, 2026 | | 80 | | | 7 | | | 9 | | | — | | | 96 | |
| Allowance for credit losses as of March 31, 2026 | | $ | 433 | | | $ | 163 | | | $ | 210 | | | $ | 20 | | | $ | 826 | |
| | | | | | | | | | |
| | Three Months Ended March 31, 2025 |
| Allowance for loan and lease losses: | | | | | | | | | | |
| Balance as of January 1, 2025 | | $ | 345 | | | $ | 227 | | | $ | 221 | | | $ | 22 | | | $ | 815 | |
| Charge-offs | | (34) | | | (3) | | | — | | | (4) | | | (41) | |
| Recoveries | | 6 | | | 4 | | | 1 | | | 1 | | | 12 | |
| Provision for loan and lease losses | | 28 | | | (3) | | | 8 | | | 3 | | | 36 | |
| Balance as of March 31, 2025 | | $ | 345 | | | $ | 225 | | | $ | 230 | | | $ | 22 | | | $ | 822 | |
| | | | | | | | | | |
| Reserve for remaining unfunded commitments: | | | | | | | | | | |
| Balance as of January 1, 2025 | | $ | 57 | | | $ | 11 | | | $ | 11 | | | $ | — | | | $ | 79 | |
| Provision for remaining unfunded commitments | | 6 | | | (2) | | | — | | | — | | | 4 | |
| Balance as of March 31, 2025 | | 63 | | | 9 | | | 11 | | | — | | | 83 | |
| Allowance for credit losses as of March 31, 2025 | | $ | 408 | | | $ | 234 | | | $ | 241 | | | $ | 22 | | | $ | 905 | |
| | | | | | | | | | |
| | | | | | | | | | |
| | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |