| Schedule of business segment financial information |
| | | | | | | | | | | | | | | | | | Multi-family | | | | | | | | | | | | | | | Mortgage | | Mortgage | | | | | | | | | | | | Banking | | Warehousing | | Banking | | Other | | Total | | | | (In thousands) | Three Months Ended March 31, 2026 | | | Interest income | | $ | 1,062 | | $ | 100,646 | | $ | 165,158 | | $ | 3,645 | | $ | 270,511 | Interest expense | | | 20 | | | 62,079 | | | 80,526 | | | (762) | | | 141,863 | Net interest income | | | 1,042 | | | 38,567 | | | 84,632 | | | 4,407 | | | 128,648 | Provision for credit losses | | | (7) | | | (707) | | | 16,013 | | | — | | | 15,299 | Net interest income after provision for credit losses | | | 1,049 | | | 39,274 | | | 68,619 | | | 4,407 | | | 113,349 | Noninterest income | | | 39,089 | | | 4,321 | | | 6,282 | | | (3,093) | | | 46,599 | Noninterest expense | | | | | | | | | | | | | | | | Salaries and employee benefits | | | 20,976 | | | 1,968 | | | 6,753 | | | 8,868 | | | 38,565 | Other noninterest expense | | | 4,652 | | | 5,918 | | | 20,996 | | | 5,511 | | | 37,077 | Total noninterest expense | | | 25,628 | | | 7,886 | | | 27,749 | | | 14,379 | | | 75,642 | Income (loss) before income taxes | | | 14,510 | | | 35,709 | | | 47,152 | | | (13,065) | | | 84,306 | Income taxes | | | 3,496 | | | 7,061 | | | 9,172 | | | (3,155) | | | 16,574 | Net income (loss) | | $ | 11,014 | | $ | 28,648 | | $ | 37,980 | | $ | (9,910) | | $ | 67,732 | Total assets | | $ | 522,976 | | $ | 8,544,107 | | $ | 10,850,657 | | $ | 404,042 | | $ | 20,321,782 | | | | | | | | | | | | | | | | | Significant non-cash items: | | | | | | | | | | | | | | | | Included in other noninterest income: | | | | | | | | | | | | | | | | Servicing rights fair value adjustments | | $ | 7,379 | | $ | — | | $ | 1,559 | | $ | — | | $ | 8,938 | Derivative fair value adjustments | | | — | | | 2,696 | | | — | | | — | | | 2,696 | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | Multi-family | | | | | | | | | | | | | | | Mortgage | | Mortgage | | | | | | | | | | | | Banking | | Warehousing | | Banking | | Other | | Total | | | | (In thousands) | Three Months Ended March 31, 2025 | | | Interest income | | $ | 1,180 | | $ | 86,117 | | $ | 196,044 | | $ | 3,863 | | $ | 287,204 | Interest expense | | | 20 | | | 57,669 | | | 108,107 | | | (788) | | | 165,008 | Net interest income | | | 1,160 | | | 28,448 | | | 87,937 | | | 4,651 | | | 122,196 | Provision for credit losses | | | (48) | | | (426) | | | 8,201 | | | — | | | 7,727 | Net interest income after provision for credit losses | | | 1,208 | | | 28,874 | | | 79,736 | | | 4,651 | | | 114,469 | Noninterest income | | | 28,896 | | | (740) | | | (1,067) | | | (3,396) | | | 23,693 | Noninterest expense | | | | | | | | | | | | | | | | Salaries and employee benefits | | | 20,928 | | | 1,977 | | | 6,479 | | | 7,035 | | | 36,419 | Other noninterest expense | | | 3,632 | | | 6,044 | | | 10,831 | | | 4,738 | | | 25,245 | Total noninterest expense | | | 24,560 | | | 8,021 | | | 17,310 | | | 11,773 | | | 61,664 | Income (loss) before income taxes | | | 5,544 | | | 20,113 | | | 61,359 | | | (10,518) | | | 76,498 | Income taxes | | | 2,131 | | | 4,715 | | | 14,252 | | | (2,839) | | | 18,259 | Net income (loss) | | $ | 3,413 | | $ | 15,398 | | $ | 47,107 | | $ | (7,679) | | $ | 58,239 | Total assets | | $ | 460,441 | | $ | 5,902,165 | | $ | 12,002,564 | | $ | 432,630 | | $ | 18,797,800 | | | | | | | | | | | | | | | | | Significant non-cash items: | | | | | | | | | | | | | | | | Included in other noninterest income: | | | | | | | | | | | | | | | | Servicing rights fair value adjustments | | $ | 449 | | $ | — | | $ | (1,203) | | $ | — | | $ | (754) | Derivative fair value adjustments | | | — | | | (2,258) | | | — | | | — | | | (2,258) |
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