v3.26.1
Leases
3 Months Ended
Mar. 31, 2026
Leases  
Leases

Note 6: Leases

The Company has operating leases for various locations with terms ranging from two to ten years. Some operating leases include options to extend. The extensions were included in the ROU asset if the likelihood of extension was reasonably certain. The Company elected not to separate non-lease components from lease components for its operating leases.

Supplemental balance sheet information related to leases is presented in the table below as of March 31, 2026 and December 31, 2025:

March 31, 2026

December 31, 2025

(In thousands)

Balance Sheet

Operating lease ROU asset (in other assets)

$

13,370

$

6,006

Operating lease liability (in other liabilities)

14,482

7,264

Weighted average remaining lease term (years)

6.0

3.7

Weighted average discount rate

3.90%

3.44%

The table below presents the components of lease expenses for the three months ended March 31, 2026 and 2025. Operating lease expenses are included in occupancy and equipment expense on the unaudited condensed income statements.

Three Months Ended

March 31, 

2026

2025

(In thousands)

Statement of Income

Components of lease expense:

Operating lease cost

$

639

$

694

As of March 31, 2026, the Company has a forward-starting lease with total net future minimum lease payments of $1.3 million. The lease commences on April 1, 2026, and obligates the Company to use and pay for space over ten years upon commencement. No ROU asset or lease liability has been recorded as of March 31, 2026 because the lease has not commenced.

Supplemental cash flow information related to leases is presented in the tables below.

March 31, 2026

(In thousands)

Maturities of operating lease liabilities:

One year or less

$

2,398

Year two

3,051

Year three

2,906

Year four

2,492

Year five

2,010

Thereafter

3,598

Total future minimum lease payments

16,455

Less: imputed interest

1,973

Total

$

14,482

Three Months Ended

March 31, 

2026

2025

(In thousands)

Cash Flow Statement

Supplemental cash flow information:

Operating cash flows for operating leases

$

605

$

560

ROU assets obtained in exchange for new operating lease liabilities

7,893