Note 6 - Credit Quality Indicators (Tables)

3 Months Ended

Mar. 31, 2026

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

		Term Loans Amortized Cost Basis by Origination Year
(In Thousands of Dollars)																										*Revolving*
As of March 31, 2026		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Loans*				*Total*
Commercial real estate - Owner occupied:
Risk Rating
Pass		$	6,435			$	97,972			$	93,041			$	75,052			$	69,005			$	259,001			$	6,180			$	606,686
Special mention			0				0				1,554				4,670				363				1,276				0				7,863
Substandard			0				0				0				4,989				4,840				2,161				0				11,990
Total commercial real estate - Owner occupied loans		$	6,435			$	97,972			$	94,595			$	84,711			$	74,208			$	262,438			$	6,180			$	626,539

Commercial real estate - Owner Occupied: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	1			$	0			$	1

Commercial real estate - Non-owner occupied:
Risk Rating
Pass		$	14,550			$	91,541			$	104,325			$	97,891			$	193,371			$	467,941			$	22,322			$	991,941
Special mention			0				0				0				0				3,112				3,893				290				7,295
Substandard			0				0				4,146				0				0				42,121				0				46,267
Doubtful			0				0				0				0				1,865				0				0				1,865
Total commercial real estate - Non-owner occupied loans		$	14,550			$	91,541			$	108,471			$	97,891			$	198,348			$	513,955			$	22,612			$	1,047,368

Commercial real estate - Non-owner occupied: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	0			$	0			$	0

Commercial real estate - Farmland:
Risk Rating
Pass		$	6,968			$	22,635			$	22,991			$	19,083			$	36,266			$	113,859			$	7,177			$	228,979
Special mention			0				0				0				0				0				0				0				0
Substandard			0				0				0				1,839				0				637				0				2,476
Total commercial real estate - Farmland loans		$	6,968			$	22,635			$	22,991			$	20,922			$	36,266			$	114,496			$	7,177			$	231,455

Commercial real estate - Farmland: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	0			$	0			$	0

Commercial real estate - Other:
Risk Rating
Pass		$	5,707			$	68,403			$	64,518			$	103,518			$	52,205			$	68,358			$	21,762			$	384,471
Special mention			0				0				0				9,306				0				165				0				9,471
Substandard			0				2,953				0				1,465				3,499				563				946				9,426
Total commercial real estate - Other loans		$	5,707			$	71,356			$	64,518			$	114,289			$	55,704			$	69,086			$	22,708			$	403,368

Commercial real estate - Other: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	0			$	0			$	0

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of March 31, 2026		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Loans*				*Total*
Commercial - Commercial and industrial:
Risk Rating
Pass		$	21,865			$	107,794			$	99,324			$	73,119			$	50,748			$	46,938			$	164,156			$	563,944
Special mention			0				0				0				0				2,026				330				4,591				6,947
Substandard			0				970				5,828				3,694				7,057				2,706				1,811				22,066
Total commercial - Commercial and industrial loans		$	21,865			$	108,764			$	105,152			$	76,813			$	59,831			$	49,974			$	170,558			$	592,957

Commercial - Commercial and industrial: Current period gross write-offs		$	0			$	10			$	6			$	31			$	86			$	158			$	0			$	291

Commercial - Agricultural:
Risk Rating
Pass		$	1,993			$	11,287			$	6,205			$	7,187			$	7,376			$	3,200			$	15,895			$	53,143
Special mention			0				0				0				0				0				0				0				0
Substandard			0				0				29				0				26				106				0				161
Total commercial - Agricultural loans		$	1,993			$	11,287			$	6,234			$	7,187			$	7,402			$	3,306			$	15,895			$	53,304

Commercial - Agricultural: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	0			$	0			$	0

Residential real estate - 1-4 family residential:
Payment Performance
Performing		$	27,635			$	158,176			$	127,731			$	108,168			$	191,644			$	596,855			$	5,293			$	1,215,502
Nonperforming			0				0				0				198				999				4,017				0				5,214
Total residential real estate - 1-4 family residential loans		$	27,635			$	158,176			$	127,731			$	108,366			$	192,643			$	600,872			$	5,293			$	1,220,716

Residential real estate - 1-4 family residential: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	32			$	0			$	32

Residential real estate - Home equity lines of credit:
Payment Performance
Performing		$	0			$	100			$	395			$	163			$	514			$	7,606			$	339,630			$	348,408
Nonperforming			0				101				0				203				558				648				0				1,510
Total residential real estate - Home equity lines of credit loans		$	0			$	201			$	395			$	366			$	1,072			$	8,254			$	339,630			$	349,918

Residential real estate - Home equity lines of credit: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	51			$	0			$	51

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of March 31, 2026		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Loans*				*Total*
Consumer - Indirect:
Payment Performance
Performing		$	25,493			$	73,812			$	49,673			$	34,384			$	26,636			$	32,247			$	0			$	242,245
Nonperforming			0				34				130				57				70				267				0				558
Total consumer - Indirect loans		$	25,493			$	73,846			$	49,803			$	34,441			$	26,706			$	32,514			$	0			$	242,803

Consumer - Indirect: Current period gross write-offs		$	0			$	16			$	42			$	46			$	0			$	189			$	0			$	293

Consumer - Direct:
Payment Performance
Performing		$	1,608			$	4,673			$	2,043			$	1,441			$	846			$	10,997			$	0			$	21,608
Nonperforming			0				0				1				0				0				3				0				4
Total consumer - Direct loans		$	1,608			$	4,673			$	2,044			$	1,441			$	846			$	11,000			$	0			$	21,612

Consumer - Direct: Current period gross write-offs		$	0			$	0			$	6			$	0			$	5			$	10			$	0			$	21

Consumer - Other:
Payment Performance
Performing		$	0			$	0			$	0			$	0			$	4			$	690			$	9,233			$	9,927
Nonperforming			0				0				0				0				97				0				0				97
Total consumer - Other loans		$	0			$	0			$	0			$	0			$	101			$	690			$	9,233			$	10,024

Consumer - Other: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	1			$	39			$	40

		Term Loans Amortized Cost Basis by Origination Year
(In Thousands of Dollars)																										*Revolving*
As of December 31, 2025		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Loans*				*Total*
Commercial real estate - Owner occupied:
Risk Rating
Pass		$	54,226			$	47,332			$	49,344			$	40,512			$	55,333			$	133,226			$	3,195			$	383,168
Special mention			0				648				4,729				0				1,069				74				0				6,520
Substandard			0				0				1,346				430				1				1,406				0				3,183
Total commercial real estate - Owner occupied loans		$	54,226			$	47,980			$	55,419			$	40,942			$	56,403			$	134,706			$	3,195			$	392,871

Commercial real estate - Owner Occupied: Current period gross write-offs		$	0			$	0			$	0			$	0			$	22			$	75			$	0			$	97

Commercial real estate - Non-owner occupied:
Risk Rating
Pass		$	79,473			$	71,707			$	47,336			$	115,103			$	75,125			$	257,596			$	20,072			$	666,412
Special mention			0				0				0				3,126				0				4,103				215				7,444
Substandard			0				21				124				1,870				10,528				21,812				0				34,355
Doubtful			0				0				0				0				1,865				0				0				1,865
Total commercial real estate - Non-owner occupied loans		$	79,473			$	71,728			$	47,460			$	120,099			$	87,518			$	283,511			$	20,287			$	710,076

Commercial real estate - Non-owner occupied: Current period gross write-offs		$	0			$	0			$	0			$	1,970			$	0			$	0			$	0			$	1,970

Commercial real estate - Farmland:
Risk Rating
Pass		$	20,347			$	19,990			$	20,478			$	35,611			$	16,728			$	91,987			$	3,568			$	208,709
Substandard			0				0				1,872				0				352				298				0				2,522
Total commercial real estate - Farmland loans		$	20,347			$	19,990			$	22,350			$	35,611			$	17,080			$	92,285			$	3,568			$	211,231

Commercial real estate - Farmland: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	44			$	0			$	44

Commercial real estate - Other:
Risk Rating
Pass		$	62,052			$	50,127			$	48,815			$	65,170			$	23,895			$	24,391			$	1,351			$	275,801
Special mention			0				0				9,279				0				0				1,364				0				10,643
Substandard			2,965				0				981				3,496				112				10				0				7,564
Total commercial real estate - Other loans		$	65,017			$	50,127			$	59,075			$	68,666			$	24,007			$	25,765			$	1,351			$	294,008

Commercial real estate - Other: Current period gross write-offs		$	0			$	0			$	0			$	2,454			$	0			$	0			$	0			$	2,454

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of December 31, 2025		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Loans*				*Total*
Commercial - Commercial and industrial:
Risk Rating
Pass		$	65,564			$	63,502			$	52,078			$	38,843			$	11,342			$	19,002			$	80,655			$	330,986
Special mention			0				0				0				2,158				253				0				2,050				4,461
Substandard			8				210				21				2,612				719				1,163				1,557				6,290
Total commercial - Commercial and industrial loans		$	65,572			$	63,712			$	52,099			$	43,613			$	12,314			$	20,165			$	84,262			$	341,737

Commercial - Commercial and industrial: Current period gross write-offs		$	345			$	122			$	230			$	311			$	127			$	116			$	28			$	1,279

Commercial - Agricultural:
Risk Rating
Pass		$	11,929			$	6,738			$	8,151			$	8,058			$	2,502			$	1,028			$	16,523			$	54,929
Special mention			0				0				0				0				0				0				0				0
Substandard			0				32				0				20				18				90				0				160
Total commercial - Agricultural loans		$	11,929			$	6,770			$	8,151			$	8,078			$	2,520			$	1,118			$	16,523			$	55,089

Commercial - Agricultural: Current period gross write-offs		$	0			$	114			$	16			$	38			$	26			$	18			$	0			$	212

Residential real estate - 1-4 family residential:
Payment Performance
Performing		$	90,911			$	88,021			$	58,641			$	142,333			$	140,411			$	323,056			$	4,112			$	847,485
Nonperforming			0				0				396				574				238				2,487				0				3,695
Total residential real estate - 1-4 family residential loans		$	90,911			$	88,021			$	59,037			$	142,907			$	140,649			$	325,543			$	4,112			$	851,180

Residential real estate - 1-4 family residential: Current period gross write-offs		$	0			$	0			$	0			$	0			$	150			$	67			$	0			$	217

Residential real estate - Home equity lines of credit:
Payment Performance
Performing		$	0			$	24			$	135			$	296			$	211			$	4,963			$	175,044			$	180,673
Nonperforming			0				0				7				438				0				668				0				1,113
Total residential real estate - Home equity lines of credit loans		$	0			$	24			$	142			$	734			$	211			$	5,631			$	175,044			$	181,786

Residential real estate - Home equity lines of credit: Current period gross write-offs		$	0			$	0			$	10			$	28			$	0			$	13			$	0			$	51

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of December 31, 2025		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Loans*				*Total*
Consumer - Indirect:
Payment Performance
Performing		$	78,564			$	55,727			$	38,329			$	30,359			$	15,556			$	21,052			$	0			$	239,587
Nonperforming			2				125				101				102				86				107				0				523
Total consumer - Indirect loans		$	78,566			$	55,852			$	38,430			$	30,461			$	15,642			$	21,159			$	0			$	240,110

Consumer - Indirect: Current period gross write-offs		$	22			$	191			$	93			$	40			$	93			$	489			$	0			$	928

Consumer - Direct:
Payment Performance
Performing		$	4,010			$	1,580			$	1,280			$	871			$	647			$	8,142			$	0			$	16,530
Nonperforming			0				0				0				4				0				17				0				21
Total consumer - Direct loans		$	4,010			$	1,580			$	1,280			$	875			$	647			$	8,159			$	0			$	16,551

Consumer - Direct: Current period gross write-offs		$	0			$	6			$	16			$	9			$	0			$	28			$	0			$	59

Consumer - Other:
Payment Performance
Performing		$	0			$	0			$	0			$	4			$	64			$	418			$	9,491			$	9,977
Nonperforming			0				0				0				97				0				0				0				97
Total consumer - Other loans		$	0			$	0			$	0			$	101			$	64			$	418			$	9,491			$	10,074

Consumer - Other: Current period gross write-offs		$	0			$	1			$	5			$	0			$	1			$	189			$	0			$	196

Financing Receivable, Purchased With Credit Deterioration [Table Text Block]

		*March 31, 2026*
Par value of acquired loans at acquisition		$	1,531,402
Net purchase discount			(21,229	)
Allowance for credit losses of PCD loans			(3,995	)
Allowance for credit losses of PSLs			(15,335	)
Purchase price of loans at acquisition		$	1,490,843

Schedule of Loans Held for Sale [Table Text Block]

		*March 31, 2026*								*December 31, 2025*
(In Thousands of Dollars)			Loan Balance				ACL Balance				Loan Balance				ACL Balance
Commercial real estate
Owner Occupied		$	10,508			$	715			$	258			$	9
Non-owner Occupied			35,942				3,778				25,690				1,428
Farmland			0				0				0				0
Other			1,410				43				0				0
Commercial
Commercial and industrial			17,263				600				509				25
Agricultural			88				5				88				6
Residential real estate
1-4 family residential			2,087				10				894				4
Home equity lines of credit			605				6				0				0
Total		$	67,903			$	5,157			$	27,439			$	1,472