v3.26.1
Note 5 - Loan Restructurings (Tables)
3 Months Ended
Mar. 31, 2026
Notes Tables  
Financing Receivable, Modified [Table Text Block]

Three Months Ended March 31, 2026

 

Amortized Cost

     

(In Thousands of Dollars)

 

Payment Deferral

  

Term Extension

  

Interest Rate Reduction

  

Combination Payment Deferral and Interest Rate Reduction

  

Total

  

% of Total Class of Financing Receivable

 

Commercial real estate

                        

Non-owner occupied

 $4,321  $0  $0  $0  $4,321   0.41%

Residential real estate

                        

1-4 family residential

  0   0   0   38   38   0.00%

Total modifications to borrowers experiencing financial difficulty

 $4,321  $0  $0  $38  $4,359   0.09%

Three Months Ended March 31, 2025

 

Amortized Cost

     

(In Thousands of Dollars)

 

Payment Deferral

  

Term Extension

  

Interest Rate Reduction

  

Combination Payment Deferral and Interest Rate Reduction

  

Total

  

% of Total Class of Financing Receivable

 

Commercial

                        

Commercial and industrial

 $124  $0  $0  $0  $124   0.04%

Residential real estate

                        

Home equity lines of credit

  0   15   0   0   15   0.01%

Total modifications to borrowers experiencing financial difficulty

 $124  $15  $0  $0  $139   0.00%
  

Payment Deferral

  

Interest Rate Reduction

  

Term Extension

 
  

Weighted-Average

  

Weighted-Average Contractual Interest Rate

  

Weighted-Average Years

 
  

Principal Deferred

  

From

  

To

  

Added to the Life

 

Three Months Ended March 31, 2026

                

Commercial real estate

                

Non-owner occupied

 $19             

Residential real estate

                

1-4 family residential

 $5   6.75%  3.00%    
  

Payment Deferral

  

Interest Rate Reduction

  

Term Extension

 
  

Weighted-Average

  

Weighted-Average Contractual Interest Rate

  

Weighted-Average Years

 
  

Principal Deferred

  

From

  

To

  

Added to the Life

 

Three Months Ended March 31, 2025

                

Commercial

                

Commercial and industrial

 $112             

Residential real estate

                

Home Equity Lines of Credit

      0.00%  0.00%  5 
Financing Receivable, Performance of Modified Loans [Table Text Block]

Three Months Ended March 31, 2026

 

Payment status (Amortized cost Basis)

 
      

30-89

  

90+

 

(In Thousands of Dollars)

 

Current

  

Days past due

  

Days past due

 

Accrual restructured loans

            

Commercial real estate

            

Non-owner occupied

 $0  $0  $0 

Residential real estate

            

1-4 family residential

  0   0   0 

Total accruing restructured loans

 $0  $0  $0 
             

Nonaccrual restructured loans

            

Commercial real estate

            

Non-owner occupied

  4,321   0   0 

Residential real estate

            

1-4 family residential

  38   0   0 

Total nonaccrual restructured loans

 $4,359  $0  $0 

Total restructured loans

 $4,359  $0  $0 

Three Months Ended March 31, 2025

 

Payment status (Amortized cost Basis)

 
      

30-89

  

90+

 

(In Thousands of Dollars)

 

Current

  

Days past due

  

Days past due

 

Accrual restructured loans

            

Commercial real estate

            

Non-owner occupied

 $0  $0  $0 

Residential real estate

            

Home equity lines of credit

  15   0   0 

Total accruing restructured loans

 $15  $0  $0 
             

Nonaccrual restructured loans

            

Commercial

  0   0   124 

Commercial and industrial

            

Total nonaccrual restructured loans

 $0  $0  $124 

Total restructured loans

 $15  $0  $124 
Financing Receivable, Modified, Subsequent Default [Table Text Block]

Three Months Ended March 31, 2026

 

Amortized Cost

 
              

Combination

 
              

Term Extension

 
  

Payment

  

Term

  

Interest Rate

  

and Interest Rate

 

(In Thousands of Dollars)

 

Deferral

  

Extension

  

Reduction

  

Reduction

 

Residential real estate

                

1-4 family residential

 $102  $0  $0  $0 

Total modifications to borrowers experiencing financial difficulty

 $102  $0  $0  $0 

Three Months Ended March 31, 2025

 

Amortized Cost

 
              

Combination

 
              

Term Extension

 
  

Payment

  

Term

  

Interest Rate

  

and Interest Rate

 

(In Thousands of Dollars)

 

Deferral

  

Extension

  

Reduction

  

Reduction

 

Commercial

                

Commercial and industrial

 $124  $0  $0  $0 

Residential real estate

                

1-4 family residential

  0   0   0   0 

Home equity lines of credit

  0   0   0   19 

Total modifications to borrowers experiencing financial difficulty

 $124  $0  $0  $19