v3.26.1
LOANS RECEIVABLE - Credit-Rating Classification of Loans Receivable (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2026
Mar. 31, 2025
Jun. 30, 2025
Total loans          
Originated current fiscal year $ 339,106   $ 339,106   $ 484,997
Originated fiscal year before current fiscal year 501,601   501,601   370,584
Originated two years before current fiscal year 329,809   329,809   881,531
Originated three years before current fiscal year 847,262   847,262   1,565,977
Originated four years before current fiscal year 1,486,085   1,486,085   825,017
Originated more than five years before current fiscal year 2,163,303   2,163,303   1,593,050
Revolving loans 114,078   114,078   93,383
Financing receivable, before allowance for credit loss, fee and loan in process 5,781,244   5,781,244   5,814,539
Total current period gross charge-offs          
Originated current fiscal year, charge-offs     0   0
Originated fiscal year before current fiscal year, charge-offs     0   0
Originated two years before current fiscal year, charge-offs     400   0
Originated three years before current fiscal year, charge-offs     0   0
Originated four years before current fiscal year, charge-offs     0   0
Originated more than five years before current fiscal year, charge-offs     2,072   1,136
Revolving loans, charge-offs     0   0
Total 718 $ 372 2,472 $ 1,081 1,136
Commercial          
Total loans          
Financing receivable, before allowance for credit loss, fee and loan in process 3,976,465   3,976,465   4,012,678
Commercial | Multi-family mortgage          
Total loans          
Originated current fiscal year 19,035   19,035   146,525
Originated fiscal year before current fiscal year 143,550   143,550   26,430
Originated two years before current fiscal year 26,219   26,219   591,647
Originated three years before current fiscal year 574,744   574,744   939,414
Originated four years before current fiscal year 883,230   883,230   231,737
Originated more than five years before current fiscal year 908,223   908,223   773,901
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 2,555,001   2,555,001   2,709,654
Total current period gross charge-offs          
Originated current fiscal year, charge-offs     0   0
Originated fiscal year before current fiscal year, charge-offs     0   0
Originated two years before current fiscal year, charge-offs     0   0
Originated three years before current fiscal year, charge-offs     0   0
Originated four years before current fiscal year, charge-offs     0   0
Originated more than five years before current fiscal year, charge-offs     1,195   0
Revolving loans, charge-offs     0   0
Total 540 0 1,195 0 0
Commercial | Nonresidential mortgage          
Total loans          
Originated current fiscal year 89,420   89,420   132,407
Originated fiscal year before current fiscal year 129,491   129,491   81,426
Originated two years before current fiscal year 80,291   80,291   102,965
Originated three years before current fiscal year 95,265   95,265   190,781
Originated four years before current fiscal year 186,135   186,135   109,315
Originated more than five years before current fiscal year 431,770   431,770   369,613
Revolving loans 50   50   49
Financing receivable, before allowance for credit loss, fee and loan in process 1,012,422   1,012,422   986,556
Total current period gross charge-offs          
Originated current fiscal year, charge-offs     0    
Originated fiscal year before current fiscal year, charge-offs     0    
Originated two years before current fiscal year, charge-offs     0    
Originated three years before current fiscal year, charge-offs     0    
Originated four years before current fiscal year, charge-offs     0    
Originated more than five years before current fiscal year, charge-offs     5   830
Revolving loans, charge-offs     0    
Total 0 332 5 830 830
Commercial | Commercial business          
Total loans          
Originated current fiscal year 75,609   75,609   23,816
Originated fiscal year before current fiscal year 16,659   16,659   9,755
Originated two years before current fiscal year 8,023   8,023   5,718
Originated three years before current fiscal year 4,755   4,755   21,958
Originated four years before current fiscal year 17,774   17,774   14,389
Originated more than five years before current fiscal year 17,401   17,401   9,343
Revolving loans 61,056   61,056   53,776
Financing receivable, before allowance for credit loss, fee and loan in process 201,277   201,277   138,755
Total current period gross charge-offs          
Originated current fiscal year, charge-offs     0   0
Originated fiscal year before current fiscal year, charge-offs     0   0
Originated two years before current fiscal year, charge-offs     400   0
Originated three years before current fiscal year, charge-offs     0   0
Originated four years before current fiscal year, charge-offs     0   0
Originated more than five years before current fiscal year, charge-offs     814   295
Revolving loans, charge-offs     0   0
Total 178 40 1,214 242 295
Commercial | Construction          
Total loans          
Originated current fiscal year 31,171   31,171   41,990
Originated fiscal year before current fiscal year 85,586   85,586   90,212
Originated two years before current fiscal year 78,642   78,642   0
Originated three years before current fiscal year 0   0   979
Originated four years before current fiscal year 1,129   1,129   35,435
Originated more than five years before current fiscal year 5,502   5,502   3,362
Revolving loans 5,735   5,735   5,735
Financing receivable, before allowance for credit loss, fee and loan in process 207,765   207,765   177,713
Total current period gross charge-offs          
Originated current fiscal year, charge-offs     0   0
Originated fiscal year before current fiscal year, charge-offs     0   0
Originated two years before current fiscal year, charge-offs     0   0
Originated three years before current fiscal year, charge-offs     0   0
Originated four years before current fiscal year, charge-offs     0   0
Originated more than five years before current fiscal year, charge-offs     0   0
Revolving loans, charge-offs     0   0
Total 0 0 0 0 0
Residential          
Total loans          
Originated current fiscal year 123,509   123,509   138,854
Originated fiscal year before current fiscal year 125,639   125,639   160,632
Originated two years before current fiscal year 134,800   134,800   176,406
Originated three years before current fiscal year 168,279   168,279   411,028
Originated four years before current fiscal year 396,226   396,226   433,603
Originated more than five years before current fiscal year 792,431   792,431   428,063
Revolving loans 139   139   5
Financing receivable, before allowance for credit loss, fee and loan in process 1,741,023   1,741,023   1,748,591
Total current period gross charge-offs          
Originated current fiscal year, charge-offs     0   0
Originated fiscal year before current fiscal year, charge-offs     0   0
Originated two years before current fiscal year, charge-offs     0   0
Originated three years before current fiscal year, charge-offs     0   0
Originated four years before current fiscal year, charge-offs     0   0
Originated more than five years before current fiscal year, charge-offs     47   2
Revolving loans, charge-offs     0   0
Total 0 0 47 2 2
Consumer          
Total loans          
Financing receivable, before allowance for credit loss, fee and loan in process 63,756   63,756   53,270
Consumer | Home equity loans          
Total loans          
Originated current fiscal year 0   0   800
Originated fiscal year before current fiscal year 393   393   1,786
Originated two years before current fiscal year 1,590   1,590   4,606
Originated three years before current fiscal year 4,034   4,034   1,731
Originated four years before current fiscal year 1,528   1,528   302
Originated more than five years before current fiscal year 6,839   6,839   7,792
Revolving loans 46,995   46,995   33,720
Financing receivable, before allowance for credit loss, fee and loan in process 61,379   61,379   50,737
Total current period gross charge-offs          
Originated current fiscal year, charge-offs     0   0
Originated fiscal year before current fiscal year, charge-offs     0   0
Originated two years before current fiscal year, charge-offs     0   0
Originated three years before current fiscal year, charge-offs     0   0
Originated four years before current fiscal year, charge-offs     0   0
Originated more than five years before current fiscal year, charge-offs     11   2
Revolving loans, charge-offs     0   0
Total 0 0 11 2 2
Consumer | Other consumer          
Total loans          
Originated current fiscal year 362   362   605
Originated fiscal year before current fiscal year 283   283   343
Originated two years before current fiscal year 244   244   189
Originated three years before current fiscal year 185   185   86
Originated four years before current fiscal year 63   63   236
Originated more than five years before current fiscal year 1,137   1,137   976
Revolving loans 103   103   98
Financing receivable, before allowance for credit loss, fee and loan in process 2,377   2,377   2,533
Total current period gross charge-offs          
Originated current fiscal year, charge-offs     0   0
Originated fiscal year before current fiscal year, charge-offs     0   0
Originated two years before current fiscal year, charge-offs     0   0
Originated three years before current fiscal year, charge-offs     0   0
Originated four years before current fiscal year, charge-offs     0   0
Originated more than five years before current fiscal year, charge-offs     0   7
Revolving loans, charge-offs     0   0
Total 0 $ 0 0 $ 5 7
Pass | Commercial | Multi-family mortgage          
Total loans          
Originated current fiscal year 19,035   19,035   146,525
Originated fiscal year before current fiscal year 143,550   143,550   26,430
Originated two years before current fiscal year 26,219   26,219   591,647
Originated three years before current fiscal year 574,744   574,744   939,414
Originated four years before current fiscal year 881,707   881,707   219,907
Originated more than five years before current fiscal year 839,116   839,116   720,674
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 2,484,371   2,484,371   2,644,597
Pass | Commercial | Nonresidential mortgage          
Total loans          
Originated current fiscal year 89,420   89,420   132,407
Originated fiscal year before current fiscal year 129,491   129,491   81,426
Originated two years before current fiscal year 80,291   80,291   102,965
Originated three years before current fiscal year 95,265   95,265   190,781
Originated four years before current fiscal year 186,135   186,135   107,519
Originated more than five years before current fiscal year 420,212   420,212   352,364
Revolving loans 50   50   49
Financing receivable, before allowance for credit loss, fee and loan in process 1,000,864   1,000,864   967,511
Pass | Commercial | Commercial business          
Total loans          
Originated current fiscal year 75,609   75,609   23,729
Originated fiscal year before current fiscal year 16,576   16,576   9,355
Originated two years before current fiscal year 7,307   7,307   5,718
Originated three years before current fiscal year 4,755   4,755   20,915
Originated four years before current fiscal year 15,110   15,110   14,264
Originated more than five years before current fiscal year 16,689   16,689   7,608
Revolving loans 61,056   61,056   53,647
Financing receivable, before allowance for credit loss, fee and loan in process 197,102   197,102   135,236
Pass | Commercial | Construction          
Total loans          
Originated current fiscal year 31,171   31,171   41,990
Originated fiscal year before current fiscal year 85,586   85,586   85,712
Originated two years before current fiscal year 78,642   78,642   0
Originated three years before current fiscal year 0   0   979
Originated four years before current fiscal year 1,129   1,129   8,991
Originated more than five years before current fiscal year 2,747   2,747   3,362
Revolving loans 5,735   5,735   5,735
Financing receivable, before allowance for credit loss, fee and loan in process 205,010   205,010   146,769
Pass | Residential          
Total loans          
Originated current fiscal year 123,509   123,509   138,854
Originated fiscal year before current fiscal year 125,639   125,639   160,333
Originated two years before current fiscal year 133,838   133,838   174,947
Originated three years before current fiscal year 166,643   166,643   410,255
Originated four years before current fiscal year 395,716   395,716   432,804
Originated more than five years before current fiscal year 783,262   783,262   417,105
Revolving loans 139   139   5
Financing receivable, before allowance for credit loss, fee and loan in process 1,728,746   1,728,746   1,734,303
Pass | Consumer | Home equity loans          
Total loans          
Originated current fiscal year 0   0   800
Originated fiscal year before current fiscal year 393   393   1,690
Originated two years before current fiscal year 1,402   1,402   4,606
Originated three years before current fiscal year 4,034   4,034   1,648
Originated four years before current fiscal year 1,445   1,445   302
Originated more than five years before current fiscal year 6,710   6,710   7,612
Revolving loans 46,905   46,905   33,553
Financing receivable, before allowance for credit loss, fee and loan in process 60,889   60,889   50,211
Pass | Consumer | Other consumer          
Total loans          
Originated current fiscal year 362   362   605
Originated fiscal year before current fiscal year 283   283   343
Originated two years before current fiscal year 244   244   189
Originated three years before current fiscal year 185   185   86
Originated four years before current fiscal year 63   63   236
Originated more than five years before current fiscal year 1,135   1,135   976
Revolving loans 27   27   26
Financing receivable, before allowance for credit loss, fee and loan in process 2,299   2,299   2,461
Special Mention | Commercial | Multi-family mortgage          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   0
Special Mention | Commercial | Nonresidential mortgage          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   945
Originated more than five years before current fiscal year 764   764   6,187
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 764   764   7,132
Special Mention | Commercial | Commercial business          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 716   716   0
Originated three years before current fiscal year 0   0   1,043
Originated four years before current fiscal year 2,664   2,664   125
Originated more than five years before current fiscal year 105   105   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 3,485   3,485   1,168
Special Mention | Commercial | Construction          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   5,950
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   5,950
Special Mention | Residential          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 330   330   687
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 330   330   687
Special Mention | Consumer | Home equity loans          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   96
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   96
Special Mention | Consumer | Other consumer          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   0
Substandard | Commercial | Multi-family mortgage          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 1,523   1,523   11,830
Originated more than five years before current fiscal year 69,107   69,107   53,227
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 70,630   70,630   65,057
Substandard | Commercial | Nonresidential mortgage          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   851
Originated more than five years before current fiscal year 10,794   10,794   11,062
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 10,794   10,794   11,913
Substandard | Commercial | Commercial business          
Total loans          
Originated current fiscal year 0   0   87
Originated fiscal year before current fiscal year 83   83   400
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 607   607   1,735
Revolving loans 0   0   129
Financing receivable, before allowance for credit loss, fee and loan in process 690   690   2,351
Substandard | Commercial | Construction          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   4,500
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   20,494
Originated more than five years before current fiscal year 2,755   2,755   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 2,755   2,755   24,994
Substandard | Residential          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   299
Originated two years before current fiscal year 962   962   1,459
Originated three years before current fiscal year 1,636   1,636   773
Originated four years before current fiscal year 510   510   799
Originated more than five years before current fiscal year 8,839   8,839   10,271
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 11,947   11,947   13,601
Substandard | Consumer | Home equity loans          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   96
Originated two years before current fiscal year 188   188   0
Originated three years before current fiscal year 0   0   83
Originated four years before current fiscal year 83   83   0
Originated more than five years before current fiscal year 129   129   180
Revolving loans 90   90   71
Financing receivable, before allowance for credit loss, fee and loan in process 490   490   430
Substandard | Consumer | Other consumer          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   0
Doubtful | Commercial | Multi-family mortgage          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   0
Doubtful | Commercial | Nonresidential mortgage          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   0
Doubtful | Commercial | Commercial business          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   0
Doubtful | Commercial | Construction          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   0
Doubtful | Residential          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   0
Doubtful | Consumer | Home equity loans          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 0   0   0
Revolving loans 0   0   0
Financing receivable, before allowance for credit loss, fee and loan in process 0   0   0
Doubtful | Consumer | Other consumer          
Total loans          
Originated current fiscal year 0   0   0
Originated fiscal year before current fiscal year 0   0   0
Originated two years before current fiscal year 0   0   0
Originated three years before current fiscal year 0   0   0
Originated four years before current fiscal year 0   0   0
Originated more than five years before current fiscal year 2   2   0
Revolving loans 76   76   72
Financing receivable, before allowance for credit loss, fee and loan in process $ 78   $ 78   $ 72