v3.26.1
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2026
Mar. 31, 2025
Interest Income        
Loans $ 66,310 $ 64,768 $ 202,069 $ 196,507
Taxable investment securities 11,425 12,738 35,648 40,925
Tax-exempt investment securities 34 55 110 185
Other interest-earning assets 1,400 1,773 4,502 6,454
Total Interest Income 79,169 79,334 242,329 244,071
Interest Expense        
Deposits 31,045 34,912 98,124 106,651
Borrowings 8,888 10,380 29,296 38,320
Total Interest Expense 39,933 45,292 127,420 144,971
Net Interest Income 39,236 34,042 114,909 99,100
Provision for credit losses 391 366 876 581
Net Interest Income after Provision for Credit Losses 38,845 33,676 114,033 98,519
Non-Interest Income        
Fees and service charges 922 573 3,109 1,835
Gain on sale of loans 193 112 616 616
Income from bank owned life insurance 2,646 2,617 8,045 7,803
Electronic banking fees and charges 389 391 1,278 1,275
Other income 1,944 869 4,464 2,532
Total Non-Interest Income 6,094 4,562 17,512 14,061
Non-Interest Expense        
Salaries and employee benefits 19,316 17,700 56,434 52,777
Net occupancy expense of premises 3,263 3,075 9,458 8,704
Equipment and systems 3,975 3,921 11,956 11,673
Advertising and marketing 665 609 1,639 1,262
Federal deposit insurance premium 1,302 1,450 3,960 4,516
Directors' compensation 307 326 920 1,048
Other expense 3,471 3,309 10,789 9,757
Total Non-Interest Expense 32,299 30,390 95,156 89,737
Income before Income Taxes 12,640 7,848 36,389 22,843
Income tax expense 2,503 1,200 7,297 3,537
Net Income $ 10,137 $ 6,648 $ 29,092 $ 19,306
Net Income per Common Share (EPS)        
Basic (in dollars per share) $ 0.16 $ 0.11 $ 0.46 $ 0.31
Diluted (in dollars per share) $ 0.16 $ 0.11 $ 0.46 $ 0.31
Weighted Average Number of Common Shares Outstanding        
Basic (in shares) 62,908 62,548 62,835 62,478
Diluted (in shares) 63,251 62,713 63,140 62,705