BENEFIT PLANS (Tables)

9 Months Ended

Mar. 31, 2026

Schedule of Net Periodic Benefit Expense

The following table sets forth the aggregate net periodic benefit expense for the Bank’s Benefit Equalization Plan, Postretirement Welfare Plan, Directors’ Consultation and Retirement Plan, Atlas Bank Retirement Income Plan and Supplemental Executive Retirement Plan:


	Three Months Ended March 31,				Nine Months Ended March 31,				Affected Line Item in the Consolidated Statements of Income
	2026		2025		2026		2025
	(In Thousands)
Service cost	$	154	$	18	$	450	$	54	Salaries and employee benefits
Interest cost	108		97		316		277		Other expense
Accretion of unrecognized gain	(36)		(26)		(107)		(80)		Other expense
Expected return on assets	(22)		(23)		(67)		(68)		Other expense
Net periodic benefit cost	$	204	$	66	$	592	$	183