v3.26.1
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Mar. 31, 2026
Jun. 30, 2025
Assets    
Cash and amounts due from depository institutions $ 17,984 $ 21,864
Interest-bearing deposits in other banks 105,852 145,405
Cash and cash equivalents 123,836 167,269
Investment securities available for sale (amortized cost of $1,080,159 and $1,125,111, respectively) 983,325 1,012,969
Investment securities held to maturity (fair value of $99,078 and $106,712, respectively) 110,581 120,217
Loans held-for-sale 12,183 5,931
Loans receivable 5,779,181 5,812,937
Less: allowance for credit losses on loans (44,723) (46,191)
Net loans receivable 5,734,458 5,766,746
Premises and equipment 41,896 43,897
Federal Home Loan Bank (“FHLB”) of New York stock 55,737 64,261
Accrued interest receivable 28,304 28,098
Goodwill 113,525 113,525
Core deposit intangibles 1,080 1,436
Bank owned life insurance 312,050 304,717
Deferred income tax assets, net 50,961 55,203
Other assets 39,720 56,181
Total Assets 7,607,656 7,740,450
Deposits:    
Non-interest-bearing 631,506 582,045
Interest-bearing 5,097,576 5,093,172
Total deposits 5,729,082 5,675,217
Borrowings 1,060,000 1,256,491
Advance payments by borrowers for taxes 19,317 19,317
Other liabilities 36,225 43,463
Total Liabilities 6,844,624 6,994,488
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 800,000,000 shares authorized; 64,739,151 shares and 64,577,481 shares issued and outstanding, respectively 648 646
Paid-in capital 495,442 494,546
Retained earnings 349,881 341,744
Unearned employee stock ownership plan shares; 1,806,282 shares and 1,956,805 shares, respectively (17,511) (18,970)
Accumulated other comprehensive loss (65,428) (72,004)
Total Stockholders' Equity 763,032 745,962
Total Liabilities and Stockholders' Equity $ 7,607,656 $ 7,740,450