v3.26.1
BORROWINGS
 9 Months Ended
Mar. 31, 2026
Debt Disclosure [Abstract]  
BORROWINGS BORROWINGS
Borrowings at March 31, 2026 and June 30, 2025 consisted of the following:
March 31,
2026		June 30,
2025
(In Thousands)
FHLB advances$900,000 $1,106,491 
Total fixed-rate advances900,000 1,106,491 
Overnight borrowings (1)
160,000 150,000 
Total borrowings$1,060,000 $1,256,491 
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(1)At March 31, 2026 and June 30, 2025 there were FHLB overnight line of credit borrowings of $160.0 million and $150.0 million, respectively.
Fixed rate advances from the FHLB of New York mature as follows:
March 31, 2026June 30, 2025
BalanceWeighted
Average
Interest Rate		BalanceWeighted
Average
Interest Rate
(Dollars in Thousands)
By remaining period to maturity:
Less than one year$700,000 3.82 %$906,500 4.44 %
One to two years200,000 3.98 %— — 
Two to three years— — 200,000 3.98 %
Three to four years— — — — 
Four to five years— — — — 
Greater than five years— — — — 
Total advances900,000 3.86 %1,106,500 4.36 %
Unamortized fair value adjustments— (9)
Total advances, net of fair value adjustments$900,000 $1,106,491 
At March 31, 2026, FHLB advances and overnight line of credit borrowings were collateralized by the FHLB capital stock owned by the Bank and mortgage loans with carrying values of approximately $2.87 billion. At June 30, 2025, such borrowings were collateralized by the FHLB capital stock owned by the Bank and mortgage loans with aggregate carrying values of approximately $3.24 billion.
At March 31, 2026, the Company also maintained available secured borrowing capacity of $2.45 billion with the FHLB and the Federal Reserve Discount Window, which was supported by pledged collateral with a book value of approximately $4.5 billion.