Comprehensive income represents the sum of net income and items of other comprehensive income or loss, including net unrealized gains or losses on securities available for sale and net unrealized gains or losses on derivatives. The Company's derivative instruments are utilized to manage economic risks, including interest rate risk. Changes in fair value of the Company's cash flow swap derivatives are primarily driven by changes in interest rates and recognized in other comprehensive income. The Company’s total comprehensive income or loss for the three months ended March 31, 2026 and March 31, 2025 is reported in the Consolidated Statements of Comprehensive Income.

The following tables present the changes in accumulated other comprehensive (loss) income by component, net of tax for the three months ended March 31, 2026 and March 31, 2025:


	Net Unrealized Gain (Loss) on Available for Sale Securities		Net Unrealized Gain (Loss) on Interest Rate Swaps		Total
	(In thousands)
Balance at December 31, 2025	$	(1,774)	$	1,558	$	(216)
Other comprehensive income (loss) before reclassifications, net of tax	(300)		86		(214)
Amounts reclassified from accumulated other comprehensive income, net of tax	—		(45)		(45)
Net other comprehensive income (loss)	(300)		41		(259)
Balance at March 31, 2026	$	(2,074)	$	1,599	$	(475)


	Net Unrealized Gain (Loss) on Available for Sale Securities		Net Unrealized Gain (Loss) on Interest Rate Swaps		Total
	(In thousands)
Balance at December 31, 2024	$	(3,832)	$	2,588	$	(1,244)
Other comprehensive (loss) income before reclassifications, net of tax	914		(399)		515
Amounts reclassified from accumulated other comprehensive income, net of tax	—		(467)		(467)
Net other comprehensive (loss) income	914		(866)		48
Balance at March 31, 2025	$	(2,918)	$	1,722	$	(1,196)


Accumulated Other Comprehensive Income Components	Three Months Ended March 31,			Associated Line Item in the Consolidated Statements of Income
		2026				2025
		(In thousands)




Derivatives:
Unrealized gains (losses) on derivatives		$	58	$	612		Interest expense on borrowings
Tax (expense) benefit		(13)		(145)			Income tax expense
Net of tax		$	45	$	467