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  <xs:element id="rjf_EquitiesETFsAndFixedIncomeProductsMember" abstract="true" name="EquitiesETFsAndFixedIncomeProductsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_MutualFundAndOtherMember" abstract="true" name="MutualFundAndOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_AccountAndServiceFeeRevenueRJBDPFeesMember" abstract="true" name="AccountAndServiceFeeRevenueRJBDPFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_AccountAndServiceFeeRevenueClientAccountAndOtherFeesMember" abstract="true" name="AccountAndServiceFeeRevenueClientAccountAndOtherFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_InvestmentBankingRevenueMergersAndAcquisitionAndAdvisoryMember" abstract="true" name="InvestmentBankingRevenueMergersAndAcquisitionAndAdvisoryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_InvestmentBankingRevenueEquityUnderwritingMember" abstract="true" name="InvestmentBankingRevenueEquityUnderwritingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_InvestmentBankingRevenueDebtUnderwritingMember" abstract="true" name="InvestmentBankingRevenueDebtUnderwritingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_AffordableHousingInvestmentsBusinessMember" abstract="true" name="AffordableHousingInvestmentsBusinessMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_RevenueFromContractWithCustomerIncludingAssessedTaxAndNoninterestIncome" abstract="false" name="RevenueFromContractWithCustomerIncludingAssessedTaxAndNoninterestIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rjf_InterestIncomeCashAndCashEquivalents" abstract="false" name="InterestIncomeCashAndCashEquivalents" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rjf_InterestIncomeOnAssetsSegregatedPursuantToRegulationsAndOtherSegregatedAssets" abstract="false" name="InterestIncomeOnAssetsSegregatedPursuantToRegulationsAndOtherSegregatedAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rjf_BrokerageClientReceivables" abstract="false" name="BrokerageClientReceivables" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rjf_BrokerageClientPayablesInterestExpense" abstract="false" name="BrokerageClientPayablesInterestExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rjf_SeniorNotesInterestExpense" abstract="false" name="SeniorNotesInterestExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rjf_NumberOfShareBasedCompensationPlans" abstract="false" name="NumberOfShareBasedCompensationPlans" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="rjf_RaymondJamesFinancialIncMember" abstract="true" name="RaymondJamesFinancialIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_TriStateCapitalBankMember" abstract="true" name="TriStateCapitalBankMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_ScheduleOfComplianceWithRegulatoryCapitalRequirementsBrokerDealerTable" abstract="true" name="ScheduleOfComplianceWithRegulatoryCapitalRequirementsBrokerDealerTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rjf_ScheduleOfComplianceWithRegulatoryCapitalRequirementsBrokerDealerLineItems" abstract="true" name="ScheduleOfComplianceWithRegulatoryCapitalRequirementsBrokerDealerLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rjf_NetCapitalAsAPercentOfAggregateDebitItems" abstract="false" name="NetCapitalAsAPercentOfAggregateDebitItems" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="rjf_NetIncomeLossAttributableToCommonShareholdersBasic" abstract="false" name="NetIncomeLossAttributableToCommonShareholdersBasic" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rjf_EarningsPerCommonShareAbstract" abstract="true" name="EarningsPerCommonShareAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rjf_BankSegmentMember" abstract="true" name="BankSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rjf_RevenuesfromExternalCustomersPretaxIncomeLossandAssetsTable" abstract="true" name="RevenuesfromExternalCustomersPretaxIncomeLossandAssetsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rjf_RevenuesfromExternalCustomersPretaxIncomeLossandAssetsLineItems" abstract="true" name="RevenuesfromExternalCustomersPretaxIncomeLossandAssetsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rjf_IncomeLossBeforeTaxesExcludingNoncontrollingInterestAbstract" abstract="true" name="IncomeLossBeforeTaxesExcludingNoncontrollingInterestAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
</xs:schema>
