REGULATORY CAPITAL REQUIREMENTS (Tables)

6 Months Ended

Mar. 31, 2026

Regulatory Capital Requirement [Abstract]

Summary of Minimum Requirements Under Regulatory Framework

The following table presents regulatory capital ratio requirements for RJF as of March 31, 2026 and September 30, 2025.


	Required ratio (1)		Well-capitalized		March 31, 2026				September 30, 2025
$ in millions					Ratio		Amount		Ratio		Amount
RJF:
Tier 1 leverage	4.0	%	N/A (2)		12.4	%	$	11,044	13.1	%	$	11,156
Tier 1 capital	8.5	%	6.0	%	22.9	%	$	11,044	23.0	%	$	11,156
CET1 capital	7.0	%	N/A (2)		22.9	%	$	11,044	22.9	%	$	11,081
Total capital	10.5	%	10.0	%	24.0	%	$	11,568	24.1	%	$	11,687

(1)The required ratio for tier 1 capital, CET1 capital, and total capital reflect our minimum risk-based capital requirements plus a capital conservation buffer of 2.5%.

(2)The Fed’s regulations do not establish well-capitalized thresholds for these measures for BHCs.

The following table presents regulatory capital ratio requirements for RJB and TSC as of March 31, 2026 and September 30, 2025. Our banks’ failure to remain well-capitalized could result in certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a material effect on our financial statements.


	Required ratio (1)		Well-capitalized		March 31, 2026				September 30, 2025
$ in millions					Ratio		Amount		Ratio		Amount
Raymond James Bank:
Tier 1 leverage	4.0	%	5.0	%	8.1	%	$	3,580	8.0	%	$	3,434
Tier 1 capital	8.5	%	8.0	%	14.5	%	$	3,580	13.9	%	$	3,434
CET1 capital	7.0	%	6.5	%	14.5	%	$	3,580	13.9	%	$	3,434
Total capital	10.5	%	10.0	%	15.8	%	$	3,890	15.2	%	$	3,743
TriState Capital Bank:
Tier 1 leverage	4.0	%	5.0	%	7.4	%	$	1,750	7.6	%	$	1,661
Tier 1 capital	8.5	%	8.0	%	18.6	%	$	1,750	16.8	%	$	1,661
CET1 capital	7.0	%	6.5	%	18.6	%	$	1,750	16.8	%	$	1,661
Total capital	10.5	%	10.0	%	19.3	%	$	1,817	17.5	%	$	1,732

(1)The required ratio for tier 1 capital, CET1 capital, and total capital reflect our minimum risk-based capital requirements plus a capital conservation buffer of 2.5%.

Raymond James & Associates Inc

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Net Capital and Risk Adjusted Capital Positions of Certain Businesses and Subsidiaries

The following table presents the net capital position of RJ&A.


$ in millions	March 31, 2026			September 30, 2025
Raymond James & Associates, Inc.:
(Alternative Method elected)
Net capital as a percent of aggregate debit items	30.1		%	30.3		%
Net capital	$	1,077		$	1,030
Less: required net capital	(72)			(68)
Excess net capital	$	1,005		$	962