The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CRH PLC ORD G25508105 643,124 6,118 SH SOLE 6,118 0 0
LINDE PLC SHS G54950103 210,202 424 SH SOLE 424 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 458,414 1,100 SH SOLE 1,100 0 0
ASML HLDG NV NY Registry Shs N07059210 203,407 154 SH SOLE 154 0 0
CNH INDL N V SHS N20944109 253,110 23,010 SH SOLE 23,010 0 0
AT&T COM 00206R102 423,427 14,606 SH SOLE 14,606 0 0
AST SPACEMOBILE INC COM CL A 00217D100 726,687 8,769 SH SOLE 4,844 0 3,925
ABBOTT LABS COM 002824100 8,979,210 87,457 SH SOLE 87,442 0 15
ABBOTT LABS COM 002824100 17,453 170 SH OTR 170 0 0
ABBVIE INC COM 00287Y109 6,203,902 28,525 SH SOLE 28,521 0 4
ABBVIE INC COM 00287Y109 10,657 49 SH OTR 49 0 0
ADOBE INC COM 00724F101 449,211 1,848 SH SOLE 1,848 0 0
ADVANCED MICRO DEVICES INC COM 007903107 541,734 2,663 SH SOLE 2,663 0 0
ALLSTATE CORP COM 020002101 245,697 1,185 SH SOLE 1,185 0 0
ALLY FINL INC COM 02005N100 318,194 8,111 SH SOLE 8,111 0 0
ALPHABET INC CAP STK CL A 02079K305 46,999,381 163,442 SH SOLE 163,340 0 102
ALPHABET INC CAP STK CL A 02079K305 85,692 298 SH OTR 298 0 0
ALTRIA GROUP INC COM 02209S103 464,965 7,046 SH SOLE 7,046 0 0
AMAZON COM INC COM 023135106 31,402,534 150,778 SH SOLE 148,698 0 2,080
AMAZON COM INC COM 023135106 59,565 286 SH OTR 286 0 0
AMERICAN ELEC PWR CO INC COM 025537101 409,231 3,122 SH SOLE 3,122 0 0
AMERICAN EXPRESS CO COM 025816109 243,496 805 SH SOLE 805 0 0
AMGEN INC COM 031162100 1,514,474 4,304 SH SOLE 4,304 0 0
APA CORPORATION COM 03743Q108 355,010 8,365 SH SOLE 8,365 0 0
APPLE INC COM 037833100 46,997,847 185,184 SH SOLE 185,155 0 29
APPLE INC COM 037833100 86,288 340 SH OTR 340 0 0
APPLIED MATLS INC COM 038222105 341,790 1,000 SH SOLE 1,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 405,344 1,995 SH SOLE 1,695 0 300
BANK AMERICA CORP COM 060505104 12,370,995 253,764 SH SOLE 253,642 0 122
BANK AMERICA CORP COM 060505104 26,568 545 SH OTR 545 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11,511,821 24,023 SH SOLE 24,019 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 25,397 53 SH OTR 53 0 0
BLACKROCK INC COM 09290D101 10,885,595 11,319 SH SOLE 11,317 0 2
BLACKROCK INC COM 09290D101 22,119 23 SH OTR 23 0 0
BOEING CO COM 097023105 4,860,511 24,421 SH SOLE 24,417 0 4
BOEING CO COM 097023105 10,150 51 SH OTR 51 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 346,372 5,711 SH SOLE 5,511 0 200
BROADCOM INC COM 11135F101 17,685,401 57,140 SH SOLE 56,021 0 1,119
BROADCOM INC COM 11135F101 30,951 100 SH OTR 100 0 0
CVS HEALTH CORP COM 126650100 357,304 4,975 SH SOLE 4,975 0 0
COTERRA ENERGY INC COM 127097103 298,162 8,485 SH SOLE 8,485 0 0
CATERPILLAR INC COM 149123101 13,809,302 19,492 SH SOLE 19,489 0 3
CATERPILLAR INC COM 149123101 23,379 33 SH OTR 33 0 0
CHEVRON CORP NEW COM 166764100 697,253 3,370 SH SOLE 3,370 0 0
CHURCH AND DWIGHT INC COM 171340102 385,038 4,126 SH SOLE 4,126 0 0
CISCO SYS INC COM 17275R102 8,657,181 111,576 SH SOLE 111,557 0 19
CISCO SYS INC COM 17275R102 16,759 216 SH OTR 216 0 0
COCA COLA CO COM 191216100 9,860,643 129,660 SH SOLE 129,587 0 73
COCA COLA CO COM 191216100 18,632 245 SH OTR 245 0 0
CONOCOPHILLIPS COM 20825C104 6,724,872 50,946 SH SOLE 50,936 0 10
CONOCOPHILLIPS COM 20825C104 15,180 115 SH OTR 115 0 0
COSTCO WHSL CORP NEW COM 22160K105 13,851,373 13,901 SH SOLE 13,899 0 2
COSTCO WHSL CORP NEW COM 22160K105 26,903 27 SH OTR 27 0 0
CUMMINS INC COM 231021106 228,658 425 SH SOLE 425 0 0
DANAHER CORPORATION COM 235851102 3,520,492 18,568 SH SOLE 18,565 0 3
DANAHER CORPORATION COM 235851102 6,636 35 SH OTR 35 0 0
DEERE & CO COM 244199105 911,419 1,618 SH SOLE 1,618 0 0
DISNEY WALT CO COM DISNEY 254687106 3,842,188 39,865 SH SOLE 39,858 0 7
DISNEY WALT CO COM DISNEY 254687106 7,806 81 SH OTR 81 0 0
DOLLAR GEN CORP COM 256677105 260,968 2,198 SH SOLE 2,198 0 0
EVERSOURCE ENERGY COM 30040W108 213,451 3,081 SH SOLE 3,081 0 0
EXXON MOBIL CORP COM 30231G102 13,169,009 77,620 SH SOLE 77,606 0 14
EXXON MOBIL CORP COM 30231G102 27,315 161 SH OTR 161 0 0
META PLATFORMS INC CL A 30303M102 22,428,640 39,202 SH SOLE 39,195 0 7
META PLATFORMS INC CL A 30303M102 47,486 83 SH OTR 83 0 0
FEDEX CORP COM 31428X106 9,657,108 27,113 SH SOLE 27,108 0 5
FEDEX CORP COM 31428X106 20,302 57 SH OTR 57 0 0
FIFTH THIRD BANCORP COM 316773100 213,112 4,587 SH SOLE 4,587 0 0
FIRST TR EXCHANGE-TRADED ALP COM 33735K108 308,285 2,000 SH SOLE 2,000 0 0
FORD MTR CO COM 345370860 219,479 19,019 SH SOLE 19,019 0 0
GE AEROSPACE COM 369604301 266,743 940 SH SOLE 940 0 0
GENERAL MTRS CO COM 37045V100 9,771,047 131,155 SH SOLE 131,130 0 25
GENERAL MTRS CO COM 37045V100 21,828 293 SH OTR 293 0 0
GERMAN AMERN BANCORP INC COM 373865104 40,405,580 966,872 SH SOLE 19,528 0 947,344
GOLDMAN SACHS GROUP INC COM 38414G104 994,038 1,175 SH SOLE 1,175 0 0
HOME DEPOT INC COM 437076102 977,132 2,971 SH SOLE 2,957 0 14
HONEYWELL INTL INC COM 438516106 7,240,871 32,035 SH SOLE 32,030 0 5
HONEYWELL INTL INC COM 438516106 14,239 63 SH OTR 63 0 0
ILLINOIS TOOL WKS INC COM 452308109 225,411 866 SH SOLE 866 0 0
INTEL CORP COM 458140100 349,818 7,927 SH SOLE 7,927 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,061,109 3,571 SH SOLE 3,571 0 0
ISHARES TR CORE S&P TTL STK 464287150 629,540 4,420 SH SOLE 4,420 0 0
ISHARES TR CORE S&P500 ETF 464287200 36,866,519 56,439 SH SOLE 56,439 0 0
ISHARES TR CORE US AGGBD ET 464287226 624,209 6,288 SH SOLE 6,288 0 0
ISHARES TR MSCI EAFE ETF 464287465 888,448 9,147 SH SOLE 9,147 0 0
ISHARES TR RUS MID CAP ETF 464287499 93,274,294 959,316 SH SOLE 959,071 0 245
ISHARES TR RUS MID CAP ETF 464287499 208,461 2,144 SH OTR 2,144 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 909,593 4,257 SH SOLE 4,257 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 526,604 1,235 SH SOLE 1,235 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 53,971,744 217,628 SH SOLE 217,572 0 56
ISHARES TR RUSSELL 2000 ETF 464287655 121,272 489 SH OTR 489 0 0
ISHARES TR CORE S&P US VLU 464287663 592,232 5,792 SH SOLE 5,792 0 0
ISHARES TR SHRT NATG MUN ETF 464288158 3,916,111 36,771 SH SOLE 36,321 0 450
ISHARES TR MSCI ACWI EX US 464288240 114,612,754 1,673,912 SH SOLE 1,673,482 0 430
ISHARES TR MSCI ACWI EX US 464288240 259,227 3,786 SH OTR 3,786 0 0
ISHARES TR NATIONAL MUN ETF 464288414 14,137,481 133,184 SH SOLE 132,141 0 1,043
ISHARES TR GOV/CRED BD ETF 464288596 410,117 3,937 SH SOLE 3,937 0 0
ISHARES TR INTRM GOV CR ETF 464288612 94,435,269 885,220 SH SOLE 885,220 0 0
ISHARES TR INTRM GOV CR ETF 464288612 123,108 1,154 SH OTR 1,154 0 0
JPMORGAN CHASE & CO COM 46625H100 16,794,771 57,094 SH SOLE 57,085 0 9
JPMORGAN CHASE & CO COM 46625H100 29,121 99 SH OTR 99 0 0
JOHNSON & JOHNSON COM 478160104 12,066,780 49,365 SH SOLE 49,357 0 8
JOHNSON & JOHNSON COM 478160104 23,466 96 SH OTR 96 0 0
KLA CORP COM NEW 482480100 346,016 235 SH SOLE 235 0 0
KINDER MORGAN INC DEL COM 49456B101 211,943 6,321 SH SOLE 6,321 0 0
KROGER CO COM 501044101 222,507 3,075 SH SOLE 3,075 0 0
LENNAR CORP CL A 526057104 223,265 2,571 SH SOLE 2,571 0 0
ELI LILLY & CO COM 532457108 13,819,544 15,025 SH SOLE 14,959 0 66
ELI LILLY & CO COM 532457108 25,753 28 SH OTR 28 0 0
LOCKHEED MARTIN CORP COM 539830109 253,239 419 SH SOLE 419 0 0
M & T BK CORP COM 55261F104 7,389,826 35,748 SH SOLE 35,742 0 6
M & T BK CORP COM 55261F104 16,330 79 SH OTR 79 0 0
MASTERCARD INCORPORATED CL A 57636Q104 13,501,312 27,021 SH SOLE 27,016 0 5
MASTERCARD INCORPORATED CL A 57636Q104 25,482 51 SH OTR 51 0 0
MCDONALDS CORP COM 580135101 615,985 1,982 SH SOLE 1,982 0 0
MERCK & CO INC COM 58933Y105 430,758 3,581 SH SOLE 3,376 0 205
MICROSOFT CORP COM 594918104 41,245,451 111,423 SH SOLE 110,081 0 1,342
MICROSOFT CORP COM 594918104 75,884 205 SH OTR 205 0 0
MICRON TECHNOLOGY INC COM 595112103 23,307,919 68,991 SH SOLE 68,980 0 11
MICRON TECHNOLOGY INC COM 595112103 44,257 131 SH OTR 131 0 0
MORGAN STANLEY COM NEW 617446448 13,260,392 80,576 SH SOLE 80,562 0 14
MORGAN STANLEY COM NEW 617446448 26,495 161 SH OTR 161 0 0
NEXTERA ENERGY INC COM 65339F101 589,230 6,344 SH SOLE 6,344 0 0
NIKE INC CL B 654106103 3,501,015 66,282 SH SOLE 66,269 0 13
NIKE INC CL B 654106103 7,711 146 SH OTR 146 0 0
NORTHROP GRUMMAN CORP COM 666807102 7,267,902 10,653 SH SOLE 10,653 0 0
NORTHROP GRUMMAN CORP COM 666807102 23,878 35 SH OTR 35 0 0
NVIDIA CORPORATION COM 67066G104 46,936,969 269,134 SH SOLE 269,088 0 46
NVIDIA CORPORATION COM 67066G104 92,955 533 SH OTR 533 0 0
ORACLE CORP COM 68389X105 12,847,704 87,334 SH SOLE 87,320 0 14
ORACLE CORP COM 68389X105 24,714 168 SH OTR 168 0 0
PNC FINL SVCS GROUP INC COM 693475105 318,377 1,530 SH SOLE 1,530 0 0
PEPSICO INC COM 713448108 375,957 2,421 SH SOLE 2,421 0 0
PFIZER INC COM 717081103 3,945,998 140,527 SH SOLE 140,500 0 27
PFIZER INC COM 717081103 8,676 309 SH OTR 309 0 0
PHILIP MORRIS INTL INC COM 718172109 592,082 3,581 SH SOLE 3,581 0 0
PHILLIPS 66 COM 718546104 4,731,578 25,972 SH SOLE 25,967 0 5
PHILLIPS 66 COM 718546104 10,748 59 SH OTR 59 0 0
PROCTER & GAMBLE CO COM 742718109 9,843,152 68,147 SH SOLE 68,136 0 11
PROCTER & GAMBLE CO COM 742718109 18,488 128 SH OTR 128 0 0
QUALCOMM INC COM 747525103 321,821 2,499 SH SOLE 2,065 0 434
RTX CORPORATION COM 75513E101 13,425,840 69,600 SH SOLE 69,587 0 13
RTX CORPORATION COM 75513E101 28,549 148 SH OTR 148 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 27,947,438 42,973 SH SOLE 42,897 0 76
SPDR S&P 500 ETF TR TR UNIT 78462F103 147,627 227 SH OTR 227 0 0
SPDR GOLD TR GOLD SHS 78463V107 558,086 1,297 SH SOLE 179 0 1,118
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 314,813 6,711 SH SOLE 6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,435,829 31,453 SH SOLE 31,453 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 452,890 13,503 SH SOLE 13,503 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 832,106 10,525 SH SOLE 10,525 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 218,580 2,567 SH SOLE 2,567 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 766,404 1,242 SH SOLE 1,242 0 0
SALESFORCE INC COM 79466L302 1,391,624 7,455 SH SOLE 7,455 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 412,752 8,260 SH SOLE 8,260 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 563,715 3,845 SH SOLE 3,845 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 415,228 5,065 SH SOLE 5,065 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,298,825 48,622 SH SOLE 48,614 0 8
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 10,244 94 SH OTR 94 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 972,095 19,690 SH SOLE 19,690 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 281,733 1,742 SH SOLE 1,742 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,998,284 15,036 SH SOLE 15,036 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,873,312 16,898 SH SOLE 16,898 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 21,679,812 472,430 SH SOLE 472,332 0 98
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 50,616 1,103 SH OTR 1,103 0 0
STRYKER CORPORATION COM 863667101 208,654 635 SH SOLE 635 0 0
SYNOPSIS INC COM 871607107 3,957,663 9,982 SH SOLE 9,980 0 2
SYNOPSIS INC COM 871607107 9,515 24 SH OTR 24 0 0
TJX COS INC NEW COM 872540109 5,519,870 34,564 SH SOLE 34,558 0 6
TJX COS INC NEW COM 872540109 10,380 65 SH OTR 65 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 325,107 962 SH SOLE 862 0 100
TARGET CORP COM 87612E106 315,483 2,603 SH SOLE 2,603 0 0
TEXAS INSTRS INC COM 882508104 664,735 3,424 SH SOLE 3,424 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 5,089,793 10,355 SH SOLE 10,353 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102 9,830 20 SH OTR 20 0 0
TRUIST FINL CORP COM 89832Q109 369,920 8,047 SH SOLE 8,047 0 0
TYSON FOODS INC CL A 902494103 281,715 4,397 SH SOLE 4,397 0 0
US BANCORP DEL COM NEW 902973304 317,000 6,095 SH SOLE 6,095 0 0
UNITEDHEALTH GROUP INC COM 91324P102 6,576,960 24,306 SH SOLE 24,302 0 4
UNITEDHEALTH GROUP INC COM 91324P102 12,988 48 SH OTR 48 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 604,850 7,844 SH SOLE 7,844 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 235,896 642 SH SOLE 642 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 440,899 5,623 SH SOLE 5,623 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,527,890 23,821 SH SOLE 23,821 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 317,898 4,233 SH SOLE 4,233 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870 3,106,683 37,543 SH SOLE 37,543 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 227,426 2,564 SH SOLE 2,564 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,032,412 3,595 SH SOLE 3,595 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 719,829 1,648 SH SOLE 1,648 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 523,657 2,669 SH SOLE 2,669 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 633,060 2,417 SH SOLE 2,417 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,658,587 5,170 SH SOLE 5,170 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 525,443 10,467 SH SOLE 5,584 0 4,883
VISA INC COM CL A 92826C839 1,938,265 6,413 SH SOLE 6,413 0 0
WALMART INC COM 931142103 9,129,484 73,459 SH SOLE 73,362 0 97
WALMART INC COM 931142103 19,511 157 SH OTR 157 0 0
WASTE MGMT INC DEL COM 94106L109 232,547 1,012 SH SOLE 1,012 0 0
WETERN UN CO COM 959802109 183,661 21,038 SH SOLE 21,038 0 0
ZOESTIS INC CL A 98978V103 2,393,397 20,247 SH SOLE 20,243 0 4
ZOESTIS INC CL A 98978V103 5,201 44 SH OTR 44 0 0