v3.26.1
CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
INTEREST INCOME:    
Loans, including related fees $ 67,521 $ 63,612
Securities:    
Taxable 6,536 6,002
Tax-exempt 2,864 2,604
Other 1,025 814
TOTAL INTEREST INCOME 77,946 73,032
INTEREST EXPENSE:    
Deposits 16,629 18,199
Short-term borrowings 2,352 1,693
Other borrowings 2,032 1,165
TOTAL INTEREST EXPENSE 21,013 21,057
NET INTEREST INCOME 56,933 51,975
Provision for credit losses 2,550 1,950
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 54,383 50,025
NON-INTEREST INCOME:    
Trust and financial services 1,491 1,393
Service charges and fees on deposit accounts 7,382 7,585
Other service charges and fees 374 316
Interchange income 186 214
Loan servicing fees 326 165
Gain on sales of mortgage loans 294 225
Other 1,164 613
TOTAL NON-INTEREST INCOME 11,217 10,511
NON-INTEREST EXPENSE:    
Salaries and employee benefits 21,361 19,248
Occupancy expense 2,958 2,676
Equipment expense 5,340 4,505
FDIC Expense 690 750
Other 10,530 9,580
TOTAL NON-INTEREST EXPENSE 40,879 36,759
INCOME BEFORE INCOME TAXES 24,721 23,777
Provision for income taxes 4,917 5,371
NET INCOME 19,804 18,406
OTHER COMPREHENSIVE INCOME    
Change in unrealized gains (losses) on securities, net of reclassifications and taxes (8,674) 11,100
Change in funded status of post retirement benefits, net of taxes 79 3
COMPREHENSIVE INCOME $ 11,209 $ 29,509
PER SHARE DATA    
Basic Earnings per Share (in dollars per share) $ 1.67 $ 1.55
Diluted Earnings per Share (in dollars per share) $ 1.67 $ 1.55
Weighted average number of shares outstanding, basic (in shares) 11,885 11,842
Weighted average number of shares outstanding, diluted (in shares) 11,885 11,842