v3.26.1
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 96,887 $ 130,369
Federal funds sold   475
Securities available-for-sale 1,170,768 1,149,526
Loans 4,415,977 4,050,434
(Less) plus: Net deferred loan (fees)/costs 7,944 4,869
Allowance for credit losses (52,338) (47,995)
Loans, net 4,371,583 4,007,308
Restricted stock 18,553 18,536
Accrued interest receivable 27,881 27,762
Premises and equipment, net 88,692 78,582
Bank-owned life insurance 136,453 131,286
Goodwill 98,229 98,229
Other intangible assets 20,400 16,234
Other real estate owned 184 94
Other assets 98,959 97,725
TOTAL ASSETS 6,128,589 5,756,126
Deposits:    
Non-interest-bearing 1,139,666 916,473
Interest-bearing:    
Certificates of deposit exceeding the FDIC insurance limits 135,035 135,605
Other interest-bearing deposits 3,567,685 3,499,033
Total Deposits 4,842,386 4,551,111
Short-term borrowings 349,781 292,468
Other borrowings 208,756 188,208
Other liabilities 72,378 73,470
TOTAL LIABILITIES 5,473,301 5,105,257
Shareholders' equity    
Common stock, $0.125 stated value per share; Authorized shares - 40,000,000; Issued shares-16,206,804 in 2026 and 16,190,157 in 2025; Outstanding shares - 11,891,896 in 2026 and 11,880,759 in 2025 2,021 2,021
Additional paid-in capital 147,643 147,442
Retained earnings 754,938 741,793
Accumulated other comprehensive loss (95,276) (86,681)
Less: Treasury shares at cost - 4,314,908 in 2026 and 4,309,398 in 2025 (154,038) (153,706)
TOTAL SHAREHOLDERS' EQUITY 655,288 650,869
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY 6,128,589 5,756,126
Commercial    
ASSETS    
Loans 2,410,989 2,375,344
Residential    
ASSETS    
Loans 1,301,666 986,955
Consumer    
ASSETS    
Loans $ 703,322 $ 688,135