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  <xs:element id="acva_AccountsReceivableAllowanceForCreditLossWriteoffNetAbstract" abstract="true" name="AccountsReceivableAllowanceForCreditLossWriteoffNetAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="acva_AllowanceForDoubtfulAccountsReceivableWriteOffsNet" abstract="false" name="AllowanceForDoubtfulAccountsReceivableWriteOffsNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acva_FinancingReceivableAllowanceForCreditLossWriteoffNetAbstract" abstract="true" name="FinancingReceivableAllowanceForCreditLossWriteoffNetAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="acva_TricolorHoldingsLLCMember" abstract="true" name="TricolorHoldingsLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acva_TwoThousandAndTwentyOneRevolverMember" abstract="true" name="TwoThousandAndTwentyOneRevolverMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acva_WarehouseFacilityMember" abstract="true" name="WarehouseFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acva_AuctionMarketplaceRevenueMember" abstract="true" name="AuctionMarketplaceRevenueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acva_OtherMarketplaceRevenueMember" abstract="true" name="OtherMarketplaceRevenueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acva_DataServicesRevenueMember" abstract="true" name="DataServicesRevenueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acva_EarningsPerShareBasicAndDilutedEPSAbstract" abstract="true" name="EarningsPerShareBasicAndDilutedEPSAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="acva_UnvestedRestrictedStockAwardAndRestrictedStockUnitsMember" abstract="true" name="UnvestedRestrictedStockAwardAndRestrictedStockUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acva_ACVSegmentMember" abstract="true" name="ACVSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acva_MarketplaceOperationsExpense" abstract="false" name="MarketplaceOperationsExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acva_MichaelWatermanMember" abstract="true" name="MichaelWatermanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
