v3.26.1
CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Current Assets:    
Cash and cash equivalents $ 340,970 $ 271,497
Trade receivables (net of allowance of $5,398 and $3,829) 268,867 197,225
Finance receivables (net of allowance of $22,256 and $29,026) 190,432 180,486
Other current assets 24,019 24,295
Total current assets 824,288 673,503
Property and equipment (net of accumulated depreciation of $7,304 and $6,589) 13,654 12,852
Goodwill 183,052 183,725
Acquired intangible assets (net of amortization of $42,642 and $40,202) 78,290 81,024
Capitalized software (net of amortization of $76,085 and $67,874) 84,840 81,964
Other assets 51,257 52,543
Total assets 1,235,381 1,085,611
Current Liabilities:    
Accounts payable 526,634 390,830
Accrued payroll 10,732 9,308
Accrued other liabilities 22,988 20,711
Total current liabilities 560,354 420,849
Long-term debt 200,000 190,000
Other long-term liabilities 44,103 45,079
Total liabilities 804,457 655,928
Commitments and Contingencies
Stockholders' Equity:    
Preferred Stock; $0.001 par value; 20,000 shares authorized; 0 and 0 shares issued and outstanding at March 31, 2026 and December 31, 2025, respectively 0 0
Common Stock; $0.001 par value; 2,000,000 shares authorized; 174,132 and 173,179 shares issued and outstanding at March 31, 2026 and December 31, 2025, respectively 174 173
Additional paid-in capital 1,009,840 996,628
Accumulated deficit (579,348) (568,456)
Accumulated other comprehensive income 258 1,338
Total stockholders' equity 430,924 429,683
Total liabilities and stockholders' equity $ 1,235,381 $ 1,085,611