v3.26.1
REINSURANCE - Effect of Reinsurance on Premiums and Benefits and Claims (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Reinsurance Disclosures [Abstract]    
Earned premiums, direct $ 3,421 $ 3,433
Earned premiums, ceded (135) (88)
Earned premiums, assumed 24 36
Net earned premiums [1] 3,310 3,381
Benefits and claims, excluding reserve remeasurement, direct 1,995 2,031
Benefits and claims, excluding reserve remeasurement, ceded (88) (56)
Benefits and claims, excluding reserve remeasurement, assumed 7 11
Benefits and claims, excluding reserve remeasurement 1,914 1,986
Reserve remeasurement (gains) losses, direct (81) (41)
Reserve remeasurement (gains) losses, ceded (1) 0
Reserve remeasurement (gains) losses (82) (41)
Total benefits and claims, net $ 1,832 $ 1,945
[1] Includes a gain (loss) of an immaterial amount for the three-month periods ended March 31, 2026 and 2025, respectively, related to remeasurement of the deferred profit liability for limited-payment contracts.