The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,058,524 4,867 SH SOLE 0 0 4,867
ADOBE INC COM 00724F101 3,275,260 13,474 SH SOLE 0 0 13,474
ALPHABET INC CAP STK CL A 02079K305 9,975,169 34,689 SH SOLE 0 0 34,689
ALPHABET INC CAP STK CL C 02079K107 697,357 2,431 SH SOLE 0 0 2,431
ALTRIA GROUP INC COM 02209S103 2,373,169 35,963 SH SOLE 0 0 35,963
AMAZON COM INC COM 023135106 434,659 2,087 SH SOLE 0 0 2,087
AMERICAN EXPRESS CO COM 025816109 6,436,169 21,278 SH SOLE 0 0 21,278
APPLE INC COM 037833100 6,501,173 25,616 SH SOLE 0 0 25,616
ATLASSIAN CORPORATION CL A 049468101 1,491,467 21,853 SH SOLE 0 0 21,853
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,581,839 3,301 SH SOLE 0 0 3,301
BLOCK H & R INC COM 093671105 1,340,317 42,228 SH SOLE 0 0 42,228
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 1,313,236 22,460 SH SOLE 0 0 22,460
CARDINAL HEALTH INC COM 14149Y108 1,121,000 5,305 SH SOLE 0 0 5,305
CHEVRON CORPORATION COM 166764100 1,281,746 6,195 SH SOLE 0 0 6,195
CISCO SYS INC COM 17275R102 212,402 2,737 SH SOLE 0 0 2,737
CME GROUP INC COM 12572Q105 707,068 2,394 SH SOLE 0 0 2,394
CORPAY INC COM SHS 219948106 4,591,240 15,778 SH SOLE 0 0 15,778
COSTCO WHOLESALE CORPORATION COM 22160K105 4,861,582 4,879 SH SOLE 0 0 4,879
COUPANG INC CL A 22266T109 2,741,263 145,194 SH SOLE 0 0 145,194
DOCUSIGN INC COM 256163106 2,686,345 56,662 SH SOLE 0 0 56,662
EMBECTA CORP COMMON STOCK 29082K105 330,837 37,425 SH SOLE 0 0 37,425
EOG RES INC COM 26875P101 1,710,986 11,835 SH SOLE 0 0 11,835
FAIR ISAAC CORP COM 303250104 2,624,013 2,458 SH SOLE 0 0 2,458
FIRST TR EXCHANGE-TRADED FD NASDAQ-100 SEL 337344105 330,766 2,605 SH SOLE 0 0 2,605
FIRST TR EXCHNG TRADED FD VI ACTV FCTR LGCP 33740F821 250,313 6,489 SH SOLE 0 0 6,489
FLAHERTY & CRUMRIN PFD & INM COM 338478100 468,495 30,245 SH SOLE 0 0 30,245
FLAHERTY & CRUMRINE TOTAL RE COM 338479108 558,922 33,670 SH SOLE 0 0 33,670
FRESHWORKS INC CLASS A COM 358054104 2,948,600 367,198 SH SOLE 0 0 367,198
GE VERNOVA INC COM 36828A101 216,479 248 SH SOLE 0 0 248
GENERAL MILLS INC COM 370334104 1,135,806 30,516 SH SOLE 0 0 30,516
GITLAB INC CLASS A COM 37637K108 2,541,596 117,449 SH SOLE 0 0 117,449
GLOBAL PMTS INC COM 37940X102 3,868,404 57,480 SH SOLE 0 0 57,480
GOLDMAN SACHS GROUP INC COM 38141G104 274,341 324 SH SOLE 0 0 324
HEWLETT PACKARD ENTERPRISE C COM 42824C109 240,648 10,107 SH SOLE 0 0 10,107
INTUIT COM 461202103 4,544,746 10,511 SH SOLE 0 0 10,511
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4,110,543 21,418 SH SOLE 0 0 21,418
INVESCO QQQ TR UNIT SER 1 46090E103 1,572,731 2,725 SH SOLE 0 0 2,725
IOVANCE BIOTHERAPEUTICS INC COM 462260100 43,752 12,465 SH SOLE 0 0 12,465
ISHARES INC CORE MSCI EMKT 46434G103 255,285 3,660 SH SOLE 0 0 3,660
ISHARES TR MSCI EAFE MIN VL 46429B689 373,703 4,090 SH SOLE 0 0 4,090
ISHARES TR CORE S&P500 ETF 464287200 2,120,320 3,246 SH SOLE 0 0 3,246
ISHARES TR EXPANDED TECH 464287515 268,168 3,350 SH SOLE 0 0 3,350
ISHARES TR CORE S&P MCP ETF 464287507 269,175 3,986 SH SOLE 0 0 3,986
ISHARES TR CORE S&P SCP ETF 464287804 340,485 2,739 SH SOLE 0 0 2,739
ISHARES TR EAFE SML CP ETF 464288273 272,475 3,475 SH SOLE 0 0 3,475
ISHARES TR U.S. TECH ETF 464287721 395,496 2,180 SH SOLE 0 0 2,180
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 19,998,643 395,152 SH SOLE 0 0 395,152
KENVUE INC COM 49177J102 2,704,508 156,874 SH SOLE 0 0 156,874
MASTERCARD INCORPORATED CL A 57636Q104 3,257,284 6,519 SH SOLE 0 0 6,519
MCDONALDS CORP COM 580135101 232,160 747 SH SOLE 0 0 747
MERCK & CO INC COM 58933Y105 555,615 4,619 SH SOLE 0 0 4,619
META PLATFORMS INC CL A 30303M102 8,615,706 15,059 SH SOLE 0 0 15,059
MICROSOFT CORP COM 594918104 932,814 2,520 SH SOLE 0 0 2,520
MOLSON COORS BEVERAGE CO CL B 60871R209 1,028,273 23,880 SH SOLE 0 0 23,880
MORNINGSTAR INC COM 617700109 1,257,056 7,436 SH SOLE 0 0 7,436
NETFLIX INC. COM 64110L106 270,758 2,816 SH SOLE 0 0 2,816
NVIDIA CORPORATION COM 67066G104 885,064 5,075 SH SOLE 0 0 5,075
PACER FDS TR US CASH COWS 100 69374H881 293,719 4,695 SH SOLE 0 0 4,695
PACER FDS TR US SMALL CAP CAS 69374H857 250,599 5,585 SH SOLE 0 0 5,585
PAYCHEX INC COM 704326107 2,979,806 32,347 SH SOLE 0 0 32,347
PAYPAL HLDGS INC COM 70450Y103 3,328,385 73,588 SH SOLE 0 0 73,588
PROCTER & GAMBLE CO COM 742718109 210,449 1,457 SH SOLE 0 0 1,457
QUALCOMM INC COM 747525103 257,560 2,000 SH SOLE 0 0 2,000
RBB FD INC F/M US TREASURY 74933W452 678,445 13,607 SH SOLE 0 0 13,607
S&P GLOBAL INC COM 78409V104 1,798,763 4,229 SH SOLE 0 0 4,229
SALESFORCE INC COM 79466L302 4,027,032 21,573 SH SOLE 0 0 21,573
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 968,782 31,577 SH SOLE 0 0 31,577
SPDR SERIES TRUST STATE STREET SPD 78464A508 4,494,149 79,430 SH SOLE 0 0 79,430
SPDR SERIES TRUST STATE STREET SPD 78468R663 616,737 6,730 SH SOLE 0 0 6,730
STRYKER CORPORATION COM 863667101 261,229 795 SH SOLE 0 0 795
TARGET CORP COM 87612E106 1,782,488 14,707 SH SOLE 0 0 14,707
TESLA INC COM 88160R101 1,562,465 4,203 SH SOLE 0 0 4,203
TRADEWEB MKTS INC CL A 892672106 4,045,621 34,384 SH SOLE 0 0 34,384
UNILEVER PLC SPON ADR NEW 904767803 645,812 11,336 SH SOLE 0 0 11,336
UNITED PARCEL SVCS INC CL B 911312106 1,228,569 12,488 SH SOLE 0 0 12,488
UNITEDHEALTH GROUP INC COM 91324P102 4,447,417 16,436 SH SOLE 0 0 16,436
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 38,058,412 393,572 SH SOLE 0 0 393,572
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,700,627 9,540 SH SOLE 0 0 9,540
VANGUARD INDEX FDS SM CP VAL ETF 922908611 454,704 2,093 SH SOLE 0 0 2,093
VANGUARD INDEX FDS VALUE ETF 922908744 298,224 1,520 SH SOLE 0 0 1,520
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 243,250 1,320 SH SOLE 0 0 1,320
VANGUARD INDEX FDS MID CAP ETF 922908629 215,385 750 SH SOLE 0 0 750
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 2,324,271 30,724 SH SOLE 0 0 30,724
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 531,041 9,825 SH SOLE 0 0 9,825
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 260,742 4,069 SH SOLE 0 0 4,069
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 964,075 10,230 SH SOLE 0 0 10,230
VANGUARD WORLD FD CONSUM STP ETF 92204A207 301,400 1,342 SH SOLE 0 0 1,342
VEEVA SYS INC CL A COM 922475108 3,650,390 20,781 SH SOLE 0 0 20,781
VISA INC COM CL A 92826C839 1,070,232 3,541 SH SOLE 0 0 3,541
WISDOMTREE TR WISDOMTREE US VA 97717W547 4,897,352 51,698 SH SOLE 0 0 51,698
WORKDAY INC CL A 98138H101 4,418,969 34,013 SH SOLE 0 0 34,013
WPP PLC NEW ADR 92937A102 203,005 13,055 SH SOLE 0 0 13,055
YELP INC CL A 985817105 4,027,969 162,812 SH SOLE 0 0 162,812