Exhibit 99.02 Schedule 4

 

Loan ID Alt ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Maturity Date Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
XXXXX OBX2026HYB1021   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $0.00 XX/XX/XXXX 3.220% Manual Underwriting Manual Underwriting No 3.014% $433.21 3.000% 3.000% $3,499.31 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,410.56 $XXXXXX N/A     $0.00     38.34% 38.34% 38.34% No               Self-Employed           Full Doc 0   NA   N/A 0     2 0     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 7 Tax Preparer       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2011","2012","2013"] - 2011, 2012, 2013 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2011","2012","2013"] - 2011, 2012, 2013 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 8.7 $XXXXXXX 34.9 No 62.64 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1022   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 6.475% $350.00 5.875% 5.875% $1,295.32 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $1,570.73 $XXXXXX N/A     $0.00     44.01% 44.01% 54.16% No               Employed           Full Doc 0   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       710                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 37.9 $XXXXXXX 37.9 No 50.4 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1023   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX ATR Risk: Lender did not document all ATR UW Factors Yes No No N/A Appendix Q Documentation $795.00 XX/XX/XXXX 4.380% Manual Underwriting Manual Underwriting No 4.401%   3.990% 3.990% $3,457.08 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,909.68 $XXXXXX N/A     $0.00     40.84% 40.84% 40.84% No               Employed           Full Doc 0   Missing   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 30.6 $XXXXXXX 30.6 No 73.23 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1024   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 4.260% Manual Underwriting Manual Underwriting No 4.200%   3.750% 3.750% $4,631.16 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,209.19 $XXXXXX N/A     $0.00     37.79% 37.86% 37.86% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 88 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       810                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 53.2 $XXXXXXX 53.2 No 48.78 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1025   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX ATR Risk: Lender did not document all ATR UW Factors Yes No No N/A N/A $995.00 XX/XX/XXXX 4.380% Manual Underwriting Manual Underwriting No 3.955%   3.490% 3.490% $3,404.01 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,055.37 $XXXXXX N/A XXXXXXX MI $XXX.XX XX/XX/XXXX Annually 19.70% 22.93% 22.93% No               Self-Employed           Full Doc 2   NA   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MI United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 22.0 $XXXXXXX 22.0 No 60.48 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1026   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $1,939.50 XX/XX/XXXX 3.700% Manual Underwriting Manual Underwriting No 3.655%   3.375% 3.375% $4,642.01 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,718.51 $XXXXXX N/A XXXXXXX MD $XXX.XX XX/XX/XXXX Monthly 34.69% 34.87% 34.87% No               Self-Employed           Full Doc 2   Less than 1 Month   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Borrower Prepared 16 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2014","2015","2016","2017"] - 2014, 2015, 2016, 2017 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2014","2015","2016","2017"] - 2014, 2015, 2016, 2017 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       709                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MD United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 21.2 $XXXXXXX 21.2 No 72.41 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX XXXXXXX      
XXXXX OBX2026HYB1027   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 4.100% Manual Underwriting Manual Underwriting No 3.753%   3.375% 3.375% $2,687.94 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,979.89 $XXXXXX Yes XXXXXXX NJ $XXX.XX XX/XX/XXXX Monthly 18.86% 17.70% 17.70% No               Employed           Full Doc 1   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2018","2019"] - 2018, 2019 Borrower - 3 YRS Executed 4506T Verified - ["2018","2019"] - 2018, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Notary Acknowledgment   United States       N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 10.3 $XXXXXXX 10.3 No 80.0 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1028   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 4.310% Manual Underwriting Manual Underwriting No 3.840%   3.375% 3.375% $2,953.20 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,111.34 $XXXXXX N/A     $0.00     21.63% 17.16% 17.16% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 70 29 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2016"] - 2017, 2018, 2019, 2016 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2016"] - 2017, 2018, 2019, 2016 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2016"] - 2017, 2018, 2019, 2016 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2016"] - 2017, 2018, 2019, 2016 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 31.9 $XXXXXXX 31.9 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1029   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 3.780% Manual Underwriting Manual Underwriting No 3.570%   3.250% 3.250% $2,289.19 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,804.21 $XXXXXX N/A XXXXXXX NC $XXX.XX XX/XX/XXXX Annually 18.60% 16.36% 16.36% No               Employed           Full Doc 2   1 Month   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 585.1 $XXXXXXX 585.1 No 41.09 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1030   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 3.940% Manual Underwriting Manual Underwriting No 3.663%   3.250% 3.250% $3,133.49 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,567.22 $XXXXXX N/A     $0.00     23.90% 25.88% 25.88% No No             Employed Employed         Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 27.9 $XXXXXXX 27.9 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1031   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 3.760% Manual Underwriting Manual Underwriting No 3.404%   2.990% 2.990% $3,052.72 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,200.46 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 23.92% 23.92% 23.92% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 18.7 $XXXXXXX 18.7 No 62.66 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1032   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $2,994.90 XX/XX/XXXX 3.910% Manual Underwriting Manual Underwriting No 3.507%   2.990% 2.990% $2,544.07 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,420.04 $XXXXXX N/A XXXXXXX IL $XXX.XX XX/XX/XXXX Annually 41.29% 41.29% 41.29% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 30 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     721                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   IL United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   IL United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 49.8 $XXXXXXX 49.8 No 60.42 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1033   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 3.760% Manual Underwriting Manual Underwriting No 3.273%   2.990% 2.990% $3,894.85 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,890.55 $XXXXXX N/A     $0.00     20.62% 20.63% 20.63% No No             Employed Not Employed         Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 52 33 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 33.8 $XXXXXXX 33.8 No 59.95 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1034   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR Risk: Lender did not document all ATR UW Factors Yes No No N/A N/A $4,407.00 XX/XX/XXXX 3.810% Manual Underwriting Manual Underwriting No 3.350%   2.875% 2.875% $5,808.49 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,335.68 $XXXXXX N/A     $0.00     39.96% 39.96% 39.96% No No             Self-Employed Self-Employed         Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 2 2 2 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 33.33% 50.00%   Borrower Prepared 6 Borrower Borrower Prepared Borrower 6 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2014","2015","2016"] - 2014, 2015, 2016 || Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2014","2015","2016"] - 2014, 2015, 2016 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2014","2015","2016"] - 2014, 2015, 2016 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2014","2015","2016"] - 2014, 2015, 2016 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 31.4 $XXXXXXX 31.4 No 49.82 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX XXXXXXX XXXXXXX    
XXXXX OBX2026HYB1035   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $5,199.80 XX/XX/XXXX 4.130% Manual Underwriting Manual Underwriting No 3.483%   4.250% 2.875% $3,591.16 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,778.85 $XXXXXX N/A     $0.00     37.46% 41.32% 37.46% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   IL United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 701.3 $XXXXXXX 701.3 No 56.59 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1036   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00 XX/XX/XXXX 3.470% Manual Underwriting Manual Underwriting No 3.634%   3.875% 3.875% $3,176.45 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,454.20 $XXXXXX N/A XXXXXXX MO $XXX.XX XX/XX/XXXX Annually 24.38% 24.38% 24.38% No No             Employed Self-Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 6 Yes 25 25 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2010","2011"] - 2010, 2011 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2010","2011"] - 2010, 2011 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2010","2011"] - 2010, 2011 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2010","2011"] - 2010, 2011 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MO United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   MO United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 13.5 $XXXXXXX 13.5 No 72.95 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1037   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 3.420% Manual Underwriting Manual Underwriting No 3.514%   3.875% 3.875% $4,410.82 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,555.55 $XXXXXX N/A XXXXXXX TX $XXX.XX XX/XX/XXXX Annually 18.14% 18.14% 18.14% No               Self-Employed           Full Doc 2   NA   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 61.38%   Stocks/Bonds Borrower Prepared 3 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       800                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 14.6 $XXXXXXX 14.6 No 78.17 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1038   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $4,352.86 XX/XX/XXXX 3.280% Manual Underwriting Manual Underwriting No 3.225%   3.375% 3.375% $3,013.51 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,060.74 $XXXXXX N/A     $0.00     28.35% 28.35% 28.35% No No             Employed Not Employed         Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX           779                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   GA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 7.6 $XXXXXXX 7.6 No 60.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1039   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $5,689.30 XX/XX/XXXX 3.740% Manual Underwriting Manual Underwriting No 3.348%   3.375% 3.375% $6,546.04 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $10,396.74 $XXXXXX Yes XXXXXXX TX $XXX.XX XX/XX/XXXX Annually 35.71% 39.33% 39.33% No No             Employed Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018"] - 2017, 2018 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018"] - 2017, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 41.4 $XXXXXXX 41.4 No 70.51 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1040   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $6,399.95 XX/XX/XXXX 3.330% Manual Underwriting Manual Underwriting No 3.054%   3.125% 3.125% $2,304.97 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,546.66 $XXXXXX N/A     $0.00     34.05% 34.05% 34.05% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2019","2018"] - 2020, 2019, 2018 || Co Borrower - 3 YRS Executed 4506T Verified - ["2018","2019","2020"] - 2018, 2019, 2020 Borrower - 3 YRS Executed 4506T Verified - ["2020","2019","2018"] - 2020, 2019, 2018 || Co Borrower - 3 YRS Executed 4506T Verified - ["2018","2019","2020"] - 2018, 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   IL United States XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     I-551 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 61.3 $XXXXXXX 61.3 No 58.42 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1041   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $3,927.00 XX/XX/XXXX 3.280% Manual Underwriting Manual Underwriting No 2.996%   3.125% 3.125% $4,065.97 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,788.51 $XXXXXX N/A     $0.00     20.65% 19.13% 19.13% No No             Employed Employed         Full Doc 2 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 45.7 $XXXXXXX 45.7 No 65.46 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1042   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $17,232.50 XX/XX/XXXX 3.420% Manual Underwriting Manual Underwriting No 3.622% $11,615.00 3.750% 3.750% $6,460.46 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,023.62 $XXXXXX N/A     $0.00     39.34% 34.60% 34.60% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 99 31 FNMA 1005     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014","2015"] - 2013, 2014, 2015 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014","2015"] - 2013, 2014, 2015 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       733                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 21.4 $XXXXXXX 21.4 No 82.06 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1008   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 5.412% $0.00 5.750% 5.750% $1,123.65 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $1,595.84 $XXXXXX N/A XXXXXXX FL $XXX.XX XX/XX/XXXX Monthly 34.37% 40.28% 49.96% No               Employed           Full Doc 0   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 Month Paystubs Verified Borrower XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       664                 No                                       NA     0       0     0     0   0 0 0 0 1 0 0 0 1 0 0 Unknown No             No US Citizen US Citizen N/A Missing     United States       N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 0.0 $XXXXXXX 14.5 No 70.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1043   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 4.470% Manual Underwriting Manual Underwriting No 4.842%   5.125% 5.125% $5,728.00 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,772.73 $XXXXXX N/A XXXXXXX NC $XXX.XX XX/XX/XXXX Annually 28.10% 28.10% 28.10% No No             Self-Employed Not Employed         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%   Proceeds from Sale Borrower Prepared 5 Borrower N/A N/A 0 NA 0 No 0 Yes 3 3 Work Number NA 0 0 N/A No 0     Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   VA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   VA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 51.1 $XXXXXXX 51.1 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1044   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,140.00 XX/XX/XXXX 4.390% Manual Underwriting Manual Underwriting No 4.591%   4.625% 4.625% $4,401.03 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,922.36 $XXXXXX N/A XXXXXXX FL $XXX.XX XX/XX/XXXX Monthly 52.40% 49.13% 49.13% No               Self-Employed           Full Doc 2   2+ Months   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 97.00%     Borrower Prepared 16 Borrower       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       778                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 114.7 $XXXXXXX 114.7 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1045   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 4.130% Manual Underwriting Manual Underwriting No 4.147%   4.490% 4.490% $8,388.46 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $9,618.54 $XXXXXX N/A     $0.00     40.97% 40.03% 40.03% No Yes             Employed Employed         Full Doc 2 2 NA NA N/A 0 N/A 0 2 0 1 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 35 28 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other AKA signature Notarized WA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 68.9 $XXXXXXX 79.6 No 75.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1046   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 4.910% Manual Underwriting Manual Underwriting No 4.533%   4.490% 4.490% $4,129.71 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,389.63 $XXXXXX N/A     $0.00     29.47% 29.47% 29.47% No No             Employed Employed         Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 19 19 Other Yes 2 2 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form GA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form GA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 30.3 $XXXXXXX 30.3 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1047   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $50.00 XX/XX/XXXX 4.330% Manual Underwriting Manual Underwriting No 4.258%   4.490% 4.490% $3,319.96 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,822.86 $XXXXXX Yes XXXXXXX IL $XXX.XX XX/XX/XXXX Monthly 22.41% 20.25% 20.25% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 63 28 Work Number Yes 96 28 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 27.7 $XXXXXXX 81.9 No 80.0 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1048   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 4.450% Manual Underwriting Manual Underwriting No 4.228%   4.490% 4.490% $4,757.25 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,974.83 $XXXXXX N/A XXXXXXX TX $XXX.XX XX/XX/XXXX Annually 32.07% 32.00% 14.12% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 29 29 Other NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     724                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 40.3 $XXXXXXX 40.3 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1011   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 4.330% Manual Underwriting Manual Underwriting No 4.165%   4.375% 4.375% $5,671.88 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,683.42 $XXXXXX N/A     $0.00     28.02% 28.02% 28.02% No No             Employed Employed         Full Doc 2 0 Less than 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NC United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 59.8 $XXXXXXX 59.8 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1049   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 3.830% Manual Underwriting Manual Underwriting No 3.905%   4.250% 4.250% $3,364.87 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,828.65 $XXXXXX N/A XXXXXXX AZ $XXX.XX XX/XX/XXXX Monthly 42.99% 42.90% 42.90% No               Self-Employed           Full Doc 0   NA   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 3 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       715                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen Yes - ITIN Card Standard Driver's License - Not for federal use   AZ United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 21.7 $XXXXXXX 21.7 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1050   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $4,725.53 XX/XX/XXXX 3.830% Manual Underwriting Manual Underwriting No 3.994%   4.250% 4.250% $3,655.64 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,409.65 $XXXXXX N/A XXXXXXX TX $XXX.XX XX/XX/XXXX Annually 39.89% 40.39% 40.39% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022","2019"] - 2020, 2021, 2022, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022","2019"] - 2020, 2021, 2022, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen Yes - ITIN Card Employment Authorization Card     India XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 17.5 $XXXXXXX 17.5 No 90.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1051   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 4.170% Manual Underwriting Manual Underwriting No 3.979%   4.250% 4.250% $4,796.41 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $8,525.06 $XXXXXX N/A XXXXXXX NJ $XXX.XX XX/XX/XXXX Annually 30.56% 30.56% 30.56% No No             Employed Employed         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 12 12 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     795                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 51.7 $XXXXXXX 51.7 No 40.21 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1052   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A Appendix Q Documentation $3,611.92 XX/XX/XXXX 4.130% Manual Underwriting Manual Underwriting No 3.871%   4.125% 4.125% $6,707.55 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $8,447.49 $XXXXXX No XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 46.54% 45.80% 45.80% No No             Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     792                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 95.9 $XXXXXXX 95.9 No 72.84 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1053   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $28,874.98 XX/XX/XXXX 4.300% Manual Underwriting Manual Underwriting No 3.913%   3.990% 3.990% $9,179.15 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $11,360.23 $XXXXXX N/A     $0.00     43.11% 43.11% 43.11% No No             Employed Not Employed         Full Doc 1 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 38 28 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Bonus, Commission - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - [] Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - [] XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 76.7 $XXXXXXX 76.7 No 70.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1054   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 3.830% Manual Underwriting Manual Underwriting No 3.733%   3.990% 3.990% $4,787.46 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,495.20 $XXXXXX N/A XXXXXXX CO $XXX.XX XX/XX/XXXX Monthly 35.85% 35.85% 35.85% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 28 28 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 57.6 $XXXXXXX 74.0 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1055   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,230.00 XX/XX/XXXX 3.720% Manual Underwriting Manual Underwriting No 3.644%   3.875% 3.875% $3,806.74 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,139.14 $XXXXXX N/A XXXXXXX OH $XXX.XX XX/XX/XXXX Annually 30.63% 30.62% 30.62% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 27 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   OH United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 5.2 $XXXXXXX 5.2 No 73.59 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1056   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 3.390% Manual Underwriting Manual Underwriting No 3.673%   3.875% 3.875% $3,043.70 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,768.83 $XXXXXX N/A XXXXXXX NC $XXX.XX XX/XX/XXXX Annually 21.51% 21.53% 21.53% No No             Employed Employed         Full Doc 2 1 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 10 10 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form NC United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form NC United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 96.4 $XXXXXXX 96.4 No 81.01 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1057   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $4,864.00 XX/XX/XXXX 3.560% Manual Underwriting Manual Underwriting No 3.622%   3.750% 3.750% $4,075.42 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,349.37 $XXXXXX N/A     $0.00     19.04% 19.04% 19.04% No               Employed           Full Doc 0   Less than 1 Month   Yes 12     2 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2020","2019"] - 2020, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 10.7 $XXXXXXX 10.7 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1058   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 3.430% Manual Underwriting Manual Underwriting No 3.461%   3.625% 3.625% $6,361.92 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,057.67 $XXXXXX N/A     $0.00     44.94% 45.02% 45.02% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No     0 0 Other     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Employment Authorization Card     Iran XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 46.1 $XXXXXXX 46.1 No 90.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1059   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 3.340% Manual Underwriting Manual Underwriting No 3.410%   3.490% 3.490% $6,458.21 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,427.29 $XXXXXX N/A     $0.00     31.86% 32.28% 32.28% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Lease Agreements Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   GA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 146.9 $XXXXXXX 146.9 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1060   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $32,241.00 XX/XX/XXXX 4.330% Manual Underwriting Manual Underwriting No 3.774%   3.875% 3.375% $6,183.62 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $7,929.82 $XXXXXX N/A XXXXXXX CO $XXX.XX XX/XX/XXXX Annually 30.58% 32.05% 30.58% No No             Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     813                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form AR United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form AR United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 14.9 $XXXXXXX 14.9 No 56.8 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1061   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 3.000% Manual Underwriting Manual Underwriting No 3.236%   3.375% 3.375% $3,641.52 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,993.40 $XXXXXX N/A     $0.00     41.61% 42.71% 42.71% No               Self-Employed           Full Doc 2   NA   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       741                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   UT United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 52.0 $XXXXXXX 52.0 No 79.97 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1062   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $10,632.00 XX/XX/XXXX 3.390% Manual Underwriting Manual Underwriting No 3.741%   3.375% 3.375% $3,559.87 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,594.19 $XXXXXX N/A XXXXXXX NC $XXX.XX XX/XX/XXXX Annually 27.92% 28.93% 28.93% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 27 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020"] - 2020 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020"] - 2020 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020"] - 2020 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020"] - 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NC United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   NC United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 83.6 $XXXXXXX 83.6 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1063   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 3.040% Manual Underwriting Manual Underwriting No 3.156%   3.250% 3.250% $4,904.95 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,801.80 $XXXXXX N/A     $0.00     31.91% 31.91% 31.91% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 68.0 $XXXXXXX 68.0 No 79.93 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1064   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 3.430% Manual Underwriting Manual Underwriting No 3.091%   3.125% 3.125% $4,272.12 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,580.62 $XXXXXX N/A     $0.00     38.72% 38.72% 38.72% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 9.04%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       768                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 19.5 $XXXXXXX 19.5 No 72.79 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1065   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 3.340% Manual Underwriting Manual Underwriting No 3.211%   3.125% 3.125% $4,245.20 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,875.16 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 39.65% 39.65% 39.65% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       803                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 7.6 $XXXXXXX 48.4 No 73.35 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1066   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $3,153.76 XX/XX/XXXX 3.000% Manual Underwriting Manual Underwriting No 3.101%   3.125% 3.125% $3,673.34 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,366.38 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 42.03% 42.03% 42.03% No No             Employed Not Employed         Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 12 Other NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 248.1 $XXXXXXX 248.1 No 64.96 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1067   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $3,147.00 XX/XX/XXXX 2.920% Manual Underwriting Manual Underwriting No 3.112%   3.125% 3.125% $3,659.40 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,109.61 $XXXXXX Yes XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 44.64% 44.64% 44.64% No               Employed           Full Doc 2   2+ Months   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 23 23 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2014","2015"] - 2019, 2020, 2021, 2014, 2015 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2014","2015"] - 2019, 2020, 2021, 2014, 2015 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       721                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Employment Authorization Document (I-821D)   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 7.7 $XXXXXXX 7.7 No 85.0 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1068   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM Risk: Loan does not meet QM requirements Yes No No N/A APOR Threshold $3,733.41 XX/XX/XXXX 2.950% Manual Underwriting Manual Underwriting No 3.015%   2.990% 2.990% $3,294.00 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,843.96 $XXXXXX N/A     $0.00     31.54% 31.53% 31.53% No No             Employed Not Employed         Full Doc 2 0 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 113 10 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   GA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 1.6 $XXXXXXX 1.6 No 56.28 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1069   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $30,267.60 XX/XX/XXXX 3.390% Manual Underwriting Manual Underwriting No 3.214%   2.990% 2.990% $6,400.19 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $7,340.07 $XXXXXX N/A XXXXXXX WA $XXX.XX XX/XX/XXXX Annually 40.73% 40.26% 40.26% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 Other     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen No Employment Authorization Card     India XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 97.0 $XXXXXXX 97.0 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1010   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $5,016.40 XX/XX/XXXX 2.980% Manual Underwriting Manual Underwriting No 2.962%   2.875% 2.875% $5,310.62 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,224.81 $XXXXXX N/A     $0.00     37.43% 37.43% 37.43% No No             Employed Employed         Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 32 FNMA 1005 Yes 21 21 Work Number No 0     Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021","2019"] - 2020, 2021, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021","2019"] - 2020, 2021, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       795                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form TN United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form TN United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 22.6 $XXXXXXX 22.6 No 82.58 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1070   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.930% Manual Underwriting Manual Underwriting No 2.939%   2.875% 2.875% $3,979.67 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,353.56 $XXXXXX N/A     $0.00     16.24% 16.17% 16.17% No               Self-Employed           Full Doc 2   NA   N/A 0     2 2     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 11 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       783                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form AL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 155.4 $XXXXXXX 155.4 No 56.42 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1071   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.950% Manual Underwriting Manual Underwriting No 2.939%   2.875% 2.875% $3,621.92 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,288.19 $XXXXXX N/A     $0.00     24.62% 24.62% 24.62% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 33 33 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       702                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CT United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 126.6 $XXXXXXX 126.6 No 52.59 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1072   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,488.00 XX/XX/XXXX 2.970% Manual Underwriting Manual Underwriting No 2.960%   2.875% 2.875% $4,128.18 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,370.49 $XXXXXX Yes XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 44.24% 44.19% 44.19% No               Employed           Full Doc 2   1 Month   N/A 0     1 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 26 26 Work Number     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       819                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 27.9 $XXXXXXX 41.7 No 76.54 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1073   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $9,544.00 XX/XX/XXXX 3.340% Manual Underwriting Manual Underwriting No 3.111%   2.875% 2.875% $3,500.56 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,271.33 $XXXXXX N/A     $0.00     21.73% 21.73% 21.73% No No             Employed Employed         Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form ME United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form ME United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 30.9 $XXXXXXX 30.9 No 67.5 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1074   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.908%   2.750% 2.750% $2,879.41 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,270.49 $XXXXXX N/A     $0.00     29.75% 26.79% 26.79% Yes Yes             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 Work Number Yes 182 34 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 37.0 $XXXXXXX 37.0 No 47.02 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1075   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.920% Manual Underwriting Manual Underwriting No 2.855%   3.000% 2.750% $4,492.58 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,936.42 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 33.92% 34.74% 33.92% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 31 31 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-551 Stamp and Passport   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 28.1 $XXXXXXX 28.9 No 73.49 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1076   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $9,360.00 XX/XX/XXXX 2.970% Manual Underwriting Manual Underwriting No 2.815%   3.000% 2.625% $6,877.97 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,922.30 $XXXXXX N/A     $0.00     25.33% 26.24% 25.33% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 14.2 $XXXXXXX 14.2 No 78.62 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1077   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,342.00 XX/XX/XXXX 2.970% Manual Underwriting Manual Underwriting No 2.783%   3.000% 2.625% $3,276.00 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,042.23 $XXXXXX N/A XXXXXXX TN $XXX.XX XX/XX/XXXX Monthly 18.31% 18.85% 18.31% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   TN United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 136.7 $XXXXXXX 136.9 No 52.68 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1078   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $350.00 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.785%   2.625% 2.625% $3,285.44 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,972.46 $XXXXXX N/A     $0.00     29.03% 29.02% 29.02% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 Work Number Yes 182 34 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 20.0 $XXXXXXX 96.5 No 41.63 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1079   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.950% Manual Underwriting Manual Underwriting No 2.786%   2.625% 2.625% $5,621.35 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,671.35 $XXXXXX N/A     $0.00     35.75% 35.75% 35.75% No No             Employed Employed         Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     754                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 149.7 $XXXXXXX 149.7 No 38.88 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1080   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.940% Manual Underwriting Manual Underwriting No 2.780%   2.625% 2.625% $7,336.94 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,938.34 $XXXXXX N/A     $0.00     33.90% 33.95% 33.95% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 117 33 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form AZ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 20.1 $XXXXXXX 20.1 No 64.78 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1081   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $4,033.66 XX/XX/XXXX 2.950% Manual Underwriting Manual Underwriting No 2.784%   2.625% 2.625% $6,075.92 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,439.50 $XXXXXX N/A     $0.00     27.84% 27.84% 27.84% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 24 23 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       811                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form DC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 16.0 $XXXXXXX 64.8 No 72.04 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1082   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.950% Manual Underwriting Manual Underwriting No 2.708%   2.490% 2.490% $4,968.91 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,199.98 $XXXXXX N/A     $0.00     33.97% 33.97% 33.97% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 31 31 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 13.0 $XXXXXXX 13.0 No 66.27 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1083   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $45,781.00 XX/XX/XXXX 3.040% Manual Underwriting Manual Underwriting No 2.932%   2.490% 2.490% $7,438.62 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $9,133.27 $XXXXXX N/A     $0.00     45.89% 44.47% 44.47% No               Self-Employed           Full Doc 2   NA   N/A 0     2 2     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Borrower Prepared 25 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $275,000.00         No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CO United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 134.9 $XXXXXXX 134.9 No 58.45 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1084   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,371.66 XX/XX/XXXX 2.980% Manual Underwriting Manual Underwriting No 2.710%   2.490% 2.490% $4,330.05 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,625.98 $XXXXXX N/A     $0.00     41.29% 41.29% 41.29% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 23.4 $XXXXXXX 23.4 No 40.64 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1085   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.950% Manual Underwriting Manual Underwriting No 2.714%   2.490% 2.490% $4,309.59 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,477.42 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 24.05% 24.07% 24.07% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 6 Other Yes 60 31 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX I-551 Stamp and Passport   XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX I-551 Stamp and Passport   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 39.0 $XXXXXXX 39.0 No 57.18 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1086   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.980% Manual Underwriting Manual Underwriting No 2.700%   2.490% 2.490% $5,855.73 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,394.62 $XXXXXX N/A     $0.00     28.88% 28.89% 28.89% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 0 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 5 FNMA 1005 No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 168.2 $XXXXXXX 168.2 No 64.52 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1087   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.950% Manual Underwriting Manual Underwriting No 2.705%   2.490% 2.490% $4,353.71 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,868.00 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 42.60% 42.61% 42.61% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 23 Other     0   No 0     Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX I-551 Stamp and Passport   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 23.2 $XXXXXXX 23.2 No 69.61 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1088   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.970% Manual Underwriting Manual Underwriting No 2.699%   2.490% 2.490% $3,645.14 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,875.63 $XXXXXX N/A     $0.00     36.48% 37.17% 37.17% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Employment Authorization Document (I-821D)   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 12.1 $XXXXXXX 12.1 No 63.49 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1089   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.950% Manual Underwriting Manual Underwriting No 2.705%   2.490% 2.490% $7,997.41 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $11,138.40 $XXXXXX N/A     $0.00     37.50% 37.50% 37.50% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 19 Work Number Yes 31 31 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 32.8 $XXXXXXX 32.8 No 65.38 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1090   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $5,188.00 XX/XX/XXXX 2.960% Manual Underwriting Manual Underwriting No 2.686%   2.375% 2.375% $2,853.14 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,120.08 $XXXXXX N/A     $0.00     22.49% 23.88% 23.88% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 1 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   PA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 41.4 $XXXXXXX 41.4 No 74.91 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1091   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $4,788.96 XX/XX/XXXX 2.920% Manual Underwriting Manual Underwriting No 2.674%   3.000% 2.375% $4,248.60 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,048.95 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 22.02% 23.43% 22.17% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       803                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-551 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 43.6 $XXXXXXX 43.6 No 44.79 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1092   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $12,863.85 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.706%   2.250% 2.250% $2,206.95 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $2,759.02 $XXXXXX N/A XXXXXXX CO $XXX.XX XX/XX/XXXX Annually 36.62% 36.62% 36.62% No               Self-Employed           Full Doc 0   NA   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 11 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CO United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 195.9 $XXXXXXX 195.9 No 41.99 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1093   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR Risk: Lender did not document all ATR UW Factors Yes No No N/A N/A $9,863.67 XX/XX/XXXX 2.940% Manual Underwriting Manual Underwriting No 2.621%   3.000% 2.250% $4,976.98 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $7,298.80 $XXXXXX N/A     $0.00     41.77% 44.84% 42.87% No No             Employed Retired         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $150,000.00         No US Citizen US Citizen N/A Other Patriot Act Form AZ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 27.4 $XXXXXXX 27.4 No 64.59 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1094   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $19,894.73 XX/XX/XXXX 2.930% Manual Underwriting Manual Underwriting No 2.665%   2.125% 2.125% $3,323.76 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $4,911.34 $XXXXXX N/A     $0.00     27.57% 27.59% 27.59% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 264 12 Other Yes 32 32 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $400,000.00         No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 30.3 $XXXXXXX 30.3 No 51.37 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1095   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $20,480.00 XX/XX/XXXX 2.950% Manual Underwriting Manual Underwriting No 2.652%   2.125% 2.125% $3,304.17 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,880.64 $XXXXXX N/A     $0.00     25.34% 25.34% 25.34% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 35 35 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 11.3 $XXXXXXX 11.3 No 62.79 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1096   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $16,022.00 XX/XX/XXXX 2.950% Manual Underwriting Manual Underwriting No 2.617%   2.125% 2.125% $3,473.28 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,757.01 $XXXXXX N/A     $0.00     25.38% 25.38% 25.38% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 59 35 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 27.6 $XXXXXXX 27.6 No 58.3 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1097   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR Risk: Lender did not document all ATR UW Factors Yes No No N/A N/A $20,003.00 XX/XX/XXXX 2.960% Manual Underwriting Manual Underwriting No 2.550%   1.990% 1.990% $3,643.83 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,690.35 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 32.30% 32.30% 32.30% No No             Self-Employed Self-Employed         Full Doc 2 2 NA NA N/A 0 N/A 0 1 1 1 1 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 50.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 || Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 144.1 $XXXXXXX 144.1 No 66.79 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1014   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 5.515% $0.00 5.500% 5.500% $1,716.96 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $2,349.55 $XXXXXX N/A     $0.00     36.07% 39.86% 49.55% No               Employed           Stated Not Verified 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) Borrower XXXXXXX XXXXXXX XX XXXX XXXXXXX           720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $46,800.00         No US Citizen US Citizen N/A Missing     United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 0.0 $XXXXXXX 0.0 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1015   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 6.522% $0.00 7.375% 5.375% $1,591.94 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $1,996.70 $XXXXXX N/A     $0.00     44.13% 55.76% 64.78% No               Employed           Stated Not Verified 0   2+ Months   N/A 0     1 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified Borrower - 1 YR Personal Tax Returns Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       522                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Missing     United States       N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 3.7 $XXXXXXX 3.7 No 95.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1004   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 7.251% $0.00 6.000% 6.000% $2,000.00 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $2,981.73 $XXXXXX N/A XXXXXXX IL $XXX.XX XX/XX/XXXX Annually 42.48% 42.46% 68.61% No               Employed           Full Doc 1   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified Borrower XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $20,000.00         No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   IL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 8.3 $XXXXXXX 8.3 No 84.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1005   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 7.457% $0.00 5.875% 5.875% $1,215.61 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $1,426.66 $XXXXXX N/A     $0.00     27.46% 31.92% 42.88% No No             Employed Employed         Full Doc 0 0 Missing Missing N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime, Bonus - 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX                             No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A Missing     United States       N/A     US Citizen US Citizen N/A Missing     United States       N/A                                                         Fee Simple   No   N/A $XXXXXXX 1.1 $XXXXXXX 1.1 No 84.92 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1009   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 5.911% $0.00 7.750% 5.750% $3,552.69 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $5,339.42 $XXXXXX N/A     $0.00     34.75% 38.13% 43.65% No               Self-Employed           Stated Not Verified 0   NA   N/A 0     1 0     0 1 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 3 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 1 YR IRS Transcripts Verified Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No Unknown           No US Citizen US Citizen N/A Missing     United States       N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 2.4 $XXXXXXX 2.4 No 95.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1006   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 7.466% $0.00 6.250% 6.250% $1,539.29 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $2,129.75 $XXXXXX N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Self-Employed Self-Employed         Not Stated Not Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     707                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen Non-Permanent Non-US Citizen Missing Passport     Canada XX/XX/XXXX Canada XX/XX/XXXX Missing     US Citizen Non-Permanent Non-US Citizen Missing Passport     Canada XX/XX/XXXX Canada XX/XX/XXXX Missing                                                         Fee Simple   No No N/A $XXXXXXX 0.0 $XXXXXXX 0.0 No 29.41 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1001   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $4,594.80 XX/XX/XXXX 2.890% Manual Underwriting Manual Underwriting No 3.194% $343.54 5.625% 5.625% $5,065.77 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,140.16 $XXXXXX N/A     $0.00     38.92% 38.92% 38.92% No               Self-Employed           Full Doc 2   2+ Months   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MN United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 253.4 $XXXXXXX 253.4 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1098   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 4.850% Manual Underwriting Manual Underwriting No 4.287%   5.375% 5.375% $5,879.70 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $9,100.96 $XXXXXX Yes XXXXXXX NY $XXX.XX XX/XX/XXXX Monthly 39.87% 40.34% 40.34% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     748                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX Taiwan XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 31.8 $XXXXXXX 31.8 No 49.3 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1099   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $2,014.00 XX/XX/XXXX 3.030% Manual Underwriting Manual Underwriting No 2.999%   5.125% 5.125% $5,105.59 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $7,144.86 $XXXXXX Yes XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 42.95% 42.95% 42.95% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       770                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 6.7 $XXXXXXX 6.7 No 73.54 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1100   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 3.770% Manual Underwriting Manual Underwriting No 0.000%   5.125% 5.125% $3,611.88 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,104.93 $XXXXXX N/A XXXXXXX GA $XXX.XX XX/XX/XXXX Annually 23.71% 23.71% 23.71% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       796                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   GA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 42.9 $XXXXXXX 42.9 No 62.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1101   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $14,491.00 XX/XX/XXXX 3.000% Manual Underwriting Manual Underwriting No 3.075%   5.000% 3.000% $4,294.57 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,535.11 $XXXXXX N/A     $0.00     40.31% 40.31% 40.31% Yes               Employed           Full Doc 2   1 Month   N/A 0     2 0     2 1 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 36 36 FNMA 1005     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       761                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 56.0 $XXXXXXX 56.0 No 71.43 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1102   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 3.030% Manual Underwriting Manual Underwriting No 2.850%   4.990% 4.990% $6,863.02 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,547.40 $XXXXXX N/A     $0.00     27.11% 31.35% 31.35% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 37 30 Other     0   No 0     Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       810                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 24.4 $XXXXXXX 24.4 No 79.99 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1103   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 3.030% Manual Underwriting Manual Underwriting No 2.844%   4.875% 4.875% $5,757.78 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,358.57 $XXXXXX N/A     $0.00     36.10% 36.10% 36.10% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       760                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 15.7 $XXXXXXX 15.7 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1104   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 3.880% Manual Underwriting Manual Underwriting No 3.828%   4.750% 4.750% $2,999.47 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,398.26 $XXXXXX N/A     $0.00     37.24% 37.24% 37.24% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       813                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   CA USA XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 26.4 $XXXXXXX 26.4 No 30.63 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1105   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $2,352.00 XX/XX/XXXX 3.400% Manual Underwriting Manual Underwriting No 3.023%   4.750% 4.750% $8,005.85 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $10,882.93 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 28.39% 28.39% 28.39% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     0 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 202.9 $XXXXXXX 202.9 No 56.84 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1106   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $3,923.75 XX/XX/XXXX 4.360% Manual Underwriting Manual Underwriting No 3.768%   4.750% 4.750% $4,303.60 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,187.72 $XXXXXX N/A     $0.00     41.33% 30.97% 30.97% No No             Retired Self-Employed         Full Doc 0 2 NA NA N/A 0 N/A 0 0 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2016","2017","2018"] - 2016, 2017, 2018 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2016","2017","2018"] - 2016, 2017, 2018 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2016","2017","2018"] - 2016, 2017, 2018 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2016","2017","2018"] - 2016, 2017, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA United States XX/XX/XXXX     N/A     Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal Use     USA XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 1.8 $XXXXXXX 46.1 No 57.49 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1016   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 3.720% Manual Underwriting Manual Underwriting No 3.665%   4.750% 4.750% $2,394.37 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,128.27 $XXXXXX N/A XXXXXXX VA $XXX.XX XX/XX/XXXX Monthly 29.26% 29.26% 29.26% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       715                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   VA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 28.9 $XXXXXXX 28.9 No 75.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1107   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $11,221.13 XX/XX/XXXX 3.900% Manual Underwriting Manual Underwriting No 4.042%   4.250% 3.375% $3,667.42 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,234.93 $XXXXXX N/A XXXXXXX FL $XXX.XX XX/XX/XXXX Monthly 35.10% 37.36% 40.98% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 1 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 124 35 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       749                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 18.7 $XXXXXXX 18.7 No 70.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1108   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $6,216.65 XX/XX/XXXX 3.230% Manual Underwriting Manual Underwriting No 3.357%   4.990% 4.990% $3,002.57 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,821.98 $XXXXXX N/A     $0.00     20.32% 21.68% 19.69% No No             Not Employed Employed         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014"] - 2013, 2014 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014","2015","2016"] - 2013, 2014, 2015, 2016 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014"] - 2013, 2014 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014","2015","2016"] - 2013, 2014, 2015, 2016 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 6.1 $XXXXXXX 6.1 No 67.87 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1007   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 4.333%   6.000% 6.000% $1,719.43 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $1,398.83 $XXXXXX N/A     $0.00     43.15% 42.26% 57.28% No               Employed           Stated Not Verified 0   NA   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Executed 4506T Verified Borrower - 1 YR Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MD United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 31.0 $XXXXXXX 31.0 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1109   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 6.097% $0.00 7.875% 5.875% $1,957.69 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $2,269.77 $XXXXXX N/A XXXXXXX MD $XXX.XX XX/XX/XXXX Monthly 31.67% 37.23% 47.57% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified Borrower XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       680                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MD United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 3.0 $XXXXXXX 3.0 No 73.97 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1111   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $10,617.57 XX/XX/XXXX 5.230% Manual Underwriting Manual Underwriting No 4.304%   4.250% 4.250% $7,562.15 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $10,255.16 $XXXXXX N/A XXXXXXX AZ $XXX.XX XX/XX/XXXX Monthly 38.52% 33.33% 41.79% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 || Co Borrower - N/A - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     727                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   AZ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   AZ United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 19.4 $XXXXXXX 19.4 No 74.99 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1112   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $4,309.78 XX/XX/XXXX 4.600% Manual Underwriting Manual Underwriting No 4.124%   3.990% 2.000% $6,293.86 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,096.82 $XXXXXX N/A     $0.00     37.88% 36.26% 44.44% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Entry Stamp   XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India        XX/XX/XXXX India XX/XX/XXXX Entry Stamp   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 8.7 $XXXXXXX 8.7 No 79.99 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1113   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $0.00 XX/XX/XXXX 2.920% Manual Underwriting Manual Underwriting No 3.009%   4.990% 4.990% $5,529.67 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,530.02 $XXXXXX N/A     $0.00     38.52% 38.52% 38.52% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 35 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 7.0 $XXXXXXX 18.4 No 75.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1114   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 3.020% Manual Underwriting Manual Underwriting No 3.012%   2.990% 4.990% $2,944.73 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,619.80 $XXXXXX N/A     $0.00     44.96% 41.42% 11.82% No No             Retired Retired         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 44.0 $XXXXXXX 44.0 No 73.62 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1115   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $3,253.00 XX/XX/XXXX 2.770% Manual Underwriting Manual Underwriting No 2.921%   4.750% 4.750% $3,264.08 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,853.53 $XXXXXX N/A     $0.00     35.15% 35.14% 35.14% No No             Employed Employed         Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 2 0 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 130 33 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX Turkey XX/XX/XXXX N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX Greece XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 100.7 $XXXXXXX 100.7 No 41.72 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1116   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $4,942.87 XX/XX/XXXX 3.100% Manual Underwriting Manual Underwriting No 2.923%   2.625% 2.625% $3,159.28 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,101.72 $XXXXXX N/A XXXXXXX AZ $XXX.XX XX/XX/XXXX Monthly 27.77% 25.61% 27.77% No No             Employed Employed         Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 78 25 Work Number Yes 29 25 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   AZ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   AZ United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 44.8 $XXXXXXX 44.8 No 64.21 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1117   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $3,659.38 XX/XX/XXXX 2.860% Manual Underwriting Manual Underwriting No 2.842%   4.490% 4.490% $4,665.96 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,108.00 $XXXXXX N/A XXXXXXX NC $XXX.XX XX/XX/XXXX Monthly 30.93% 30.93% 30.93% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       766                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form NC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 154.8 $XXXXXXX 154.8 No 61.46 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1118   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.740% Manual Underwriting Manual Underwriting No 2.840%   4.490% 4.490% $4,255.13 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,428.79 $XXXXXX N/A XXXXXXX WA $XXX.XX XX/XX/XXXX Monthly 18.95% 18.95% 18.95% No               Employed           Full Doc 2   1 Month   N/A 0     1 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   WA USA XX/XX/XXXX     I-551 Stamp and Passport   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 285.0 $XXXXXXX 285.0 No 49.46 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1119   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $14,100.31 XX/XX/XXXX 3.570% Manual Underwriting Manual Underwriting No 3.009%   4.490% 4.490% $4,159.50 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,005.14 $XXXXXX N/A XXXXXXX GA $XXX.XX XX/XX/XXXX Annually 43.08% 43.08% 43.08% No No             Retired Retired         Full Doc 0 1 NA NA N/A 0 N/A 0 2 0 2 0 3 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2022"] - 2022 || Co Borrower - Military and Government Assistance, Retirement - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2022","2021"] - 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2022"] - 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2022","2021"] - 2022, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     783                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form GA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form GA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 37.6 $XXXXXXX 37.6 No 57.68 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1120   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.710% Manual Underwriting Manual Underwriting No 2.801%   4.375% 2.375% $6,335.92 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,049.99 $XXXXXX N/A     $0.00     43.00% 42.48% 42.48% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 82 33 FNMA 1005 Yes 33 33 FNMA 1005 No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     732                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 68.9 $XXXXXXX 69.0 No 68.59 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1121   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,395.00 XX/XX/XXXX 2.720% Manual Underwriting Manual Underwriting No 2.814%   4.375% 4.375% $5,573.59 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $7,121.07 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 39.77% 39.77% 39.77% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 183 32 FNMA 1005     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 2.7 $XXXXXXX 26.9 No 78.61 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1122   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $5,107.00 XX/XX/XXXX 2.740% Manual Underwriting Manual Underwriting No 2.749%   4.250% 4.250% $4,942.15 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,774.55 $XXXXXX N/A     $0.00     28.74% 28.74% 28.74% No No             Employed Employed         Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 32 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     788                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form NJ United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 24.1 $XXXXXXX 24.1 No 69.28 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1123   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $11,960.00 XX/XX/XXXX 2.770% Manual Underwriting Manual Underwriting No 2.790%   4.250% 4.250% $12,298.49 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $14,193.81 $XXXXXX N/A XXXXXXX WA $XXX.XX XX/XX/XXXX Monthly 40.26% 41.14% 41.14% No               Employed           Full Doc 0   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 35 35 Other     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 131.0 $XXXXXXX 131.0 No 69.44 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1124   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $2,956.50 XX/XX/XXXX 2.710% Manual Underwriting Manual Underwriting No 2.760%   4.250% 2.250% $5,482.39 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,933.61 $XXXXXX N/A     $0.00     31.61% 31.61% 31.61% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 33 33 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   IL USA XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 32.9 $XXXXXXX 32.9 No 73.8 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1125   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.720% Manual Underwriting Manual Underwriting No 2.761%   4.250% 4.250% $4,310.45 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,828.80 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 39.69% 39.69% 39.69% No No             Employed Employed         Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 240 32 Other Yes 66 19 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX India XX/XX/XXXX N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX India XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 47.2 $XXXXXXX 47.2 No 68.45 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1126   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $12,884.00 XX/XX/XXXX 3.100% Manual Underwriting Manual Underwriting No 2.931%   4.250% 4.250% $4,672.88 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,094.43 $XXXXXX N/A     $0.00     39.95% 39.95% 39.95% No               Employed           Full Doc 2   1 Month   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       703                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form SC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 54.7 $XXXXXXX 54.7 No 45.23 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1127   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR Risk: Lender did not document all ATR UW Factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.710% Manual Underwriting Manual Underwriting No 2.755%   4.250% 2.250% $5,922.35 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,604.26 $XXXXXX N/A XXXXXXX CO $XXX.XX XX/XX/XXXX Annually 44.61% 44.61% 44.61% No               Self-Employed           Full Doc 2   NA   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Borrower Prepared 21 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CO United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 32.5 $XXXXXXX 32.5 No 58.9 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1128   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.730% Manual Underwriting Manual Underwriting No 2.755%   4.250% 2.250% $4,494.95 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,940.42 $XXXXXX Yes XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 38.92% 38.59% 38.59% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Employment Authorization Document (I-821D)   XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Employment Authorization Card     United States XX/XX/XXXX     I-821D Employment Authorization Document (I-821-D)   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 28.7 $XXXXXXX 28.7 No 68.7 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1129   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $0.00 XX/XX/XXXX 2.730% Manual Underwriting Manual Underwriting No 2.750%   4.250% 4.250% $4,819.84 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,300.61 $XXXXXX N/A     $0.00     31.92% 31.95% 31.95% No No             Employed Not Employed         Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 8.2 $XXXXXXX 8.2 No 66.2 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1130   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.730% Manual Underwriting Manual Underwriting No 2.768%   4.250% 4.250% $4,058.50 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,113.35 $XXXXXX N/A     $0.00     17.12% 17.12% 17.12% No No             Employed Not Employed         Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form IA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form IA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 62.6 $XXXXXXX 62.6 No 55.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1131   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.710% Manual Underwriting Manual Underwriting No 2.756%   4.250% 4.250% $5,037.86 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,571.76 $XXXXXX N/A     $0.00     27.21% 27.20% 27.20% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 65 34 Work Number Yes 84 34 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     807                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States of America XX/XX/XXXX N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 164.8 $XXXXXXX 164.8 No 61.14 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1132   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $0.00 XX/XX/XXXX 2.740% Manual Underwriting Manual Underwriting No 2.751%   4.250% 4.250% $4,380.34 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,193.57 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 25.30% 25.30% 25.30% No No             Employed Employed         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 55 32 Work Number Yes 36 21 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     752                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX I-551 Stamp and Passport   XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX I-551 Stamp and Passport   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 58.4 $XXXXXXX 58.4 No 70.39 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1133   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.710% Manual Underwriting Manual Underwriting No 2.749%   4.250% 4.250% $4,392.67 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,913.03 $XXXXXX N/A     $0.00     19.59% 19.59% 19.59% No No             Employed Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 33 33 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2021"] - 2021 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 3 YRS Executed 4506T Verified - ["2021"] - 2021 || Co Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     United States XX/XX/XXXX India XX/XX/XXXX Entry Stamp   XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     United States XX/XX/XXXX India XX/XX/XXXX I-551 Stamp and Passport   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 5.2 $XXXXXXX 5.2 No 59.53 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1134   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $13,528.00 XX/XX/XXXX 2.920% Manual Underwriting Manual Underwriting No 2.842%   4.250% 4.250% $5,915.71 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,215.81 $XXXXXX N/A     $0.00     44.69% 44.49% 44.49% No No             Employed Self-Employed         Full Doc 1 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.32%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 13 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CT United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CT United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 0.0 $XXXXXXX 38.4 No 41.47 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1013   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $3,044.55 XX/XX/XXXX 2.710% Manual Underwriting Manual Underwriting No 2.721%   4.125% 4.125% $5,345.69 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,507.77 $XXXXXX N/A     $0.00     45.28% 45.29% 45.29% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     0 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 50 33 Other     0   No 0     Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $74,450.00         No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 44.4 $XXXXXXX 44.4 No 67.28 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1135   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.720% Manual Underwriting Manual Underwriting No 2.708%   4.125% 4.125% $10,176.85 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $12,217.83 $XXXXXX N/A     $0.00     39.44% 51.52% 51.52% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Other NA 0 0 N/A No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     I-551 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 66.1 $XXXXXXX 66.1 No 69.99 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1136   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $0.00 XX/XX/XXXX 2.730% Manual Underwriting Manual Underwriting No 2.710%   2.125% 4.125% $5,029.96 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,001.63 $XXXXXX N/A     $0.00     34.47% 30.08% 34.44% No No             Employed Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 137 33 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     809                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States of America XX/XX/XXXX N/A     Permanent Resident Alien Permanent Non-US Citizen No Global Entry Card     United States XX/XX/XXXX     I-551 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 0.0 $XXXXXXX 0.0 No 53.52 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1137   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $0.00 XX/XX/XXXX 2.730% Manual Underwriting Manual Underwriting No 2.709%   4.125% 2.125% $4,106.89 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,895.16 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 38.16% 38.16% 38.16% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 31 Work Number     0   No 0     Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   CA USA XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 9.5 $XXXXXXX 9.5 No 41.74 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1138   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $0.00 XX/XX/XXXX 2.730% Manual Underwriting Manual Underwriting No 2.713%   4.125% 4.125% $4,227.37 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,798.83 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 41.47% 41.47% 41.47% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 25 24 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     United States XX/XX/XXXX China XX/XX/XXXX Work Visa    XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 36.8 $XXXXXXX 36.8 No 61.64 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1139   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.720% Manual Underwriting Manual Underwriting No 2.710%   4.125% 4.125% $3,036.72 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,765.52 $XXXXXX N/A     $0.00     40.11% 40.68% 40.68% No               Employed           Full Doc 0   NA   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form MI United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 51.8 $XXXXXXX 51.8 No 54.96 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1140   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.730% Manual Underwriting Manual Underwriting No 2.716%   4.125% 4.125% $4,442.19 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,640.64 $XXXXXX N/A XXXXXXX WA $XXX.XX XX/XX/XXXX Monthly 33.29% 33.30% 33.30% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Work Visa    XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Work Visa   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 65.6 $XXXXXXX 65.6 No 41.66 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1141   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $5,210.79 XX/XX/XXXX 2.720% Manual Underwriting Manual Underwriting No 2.718%   4.125% 4.125% $7,381.36 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,033.18 $XXXXXX N/A     $0.00     17.21% 17.21% 17.21% No No             Self-Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 2 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     805                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TN United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   TN United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 2.6 $XXXXXXX 32.0 No 74.29 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1142   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.720% Manual Underwriting Manual Underwriting No 2.711%   4.125% 2.125% $4,899.80 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,130.48 $XXXXXX N/A XXXXXXX WA $XXX.XX XX/XX/XXXX Monthly 46.01% 46.01% 46.01% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 7 7 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 158.1 $XXXXXXX 158.1 No 53.21 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1143   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.730% Manual Underwriting Manual Underwriting No 2.718%   4.125% 4.125% $4,655.12 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,649.53 $XXXXXX N/A     $0.00     32.62% 32.63% 32.63% No No             Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 4 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       812                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 12.4 $XXXXXXX 12.4 No 21.83 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1144   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.720% Manual Underwriting Manual Underwriting No 2.710%   4.125% 4.125% $6,290.10 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,722.79 $XXXXXX N/A     $0.00     37.13% 37.13% 37.13% No               Self-Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Other REO Net Rental Income(Loss), SESoleProprietor, Bonus, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       803                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 3.9 $XXXXXXX 40.6 No 49.92 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1145   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.710% Manual Underwriting Manual Underwriting No 2.709%   4.125% 4.125% $4,235.22 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,440.01 $XXXXXX N/A     $0.00     29.92% 29.92% 29.92% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       773                 No                                       NA     0       0     0     0   0 0 0 0     0   0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 164.2 $XXXXXXX 164.2 No 50.37 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1146   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $1,010.00 XX/XX/XXXX 2.720% Manual Underwriting Manual Underwriting No 2.710%   4.125% 2.125% $4,410.31 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,789.86 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 39.40% 39.40% 39.40% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 33 33 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     China XX/XX/XXXX China XX/XX/XXXX Work Visa    XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 47.0 $XXXXXXX 47.0 No 61.49 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1147   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $0.00 XX/XX/XXXX 2.730% Manual Underwriting Manual Underwriting No 2.717%   4.125% 4.125% $7,124.77 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $9,229.99 $XXXXXX N/A     $0.00     40.97% 40.97% 40.97% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 31 Other NA 0 0 N/A No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     807                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 38.8 $XXXXXXX 38.8 No 68.7 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1148   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $0.00 XX/XX/XXXX 2.730% Manual Underwriting Manual Underwriting No 2.706%   4.125% 2.125% $6,016.35 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,008.32 $XXXXXX N/A     $0.00     33.88% 33.88% 33.88% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       799                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 24.9 $XXXXXXX 24.9 No 60.56 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1149   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $7,519.67 XX/XX/XXXX 2.790% Manual Underwriting Manual Underwriting No 2.726%   3.990% 3.990% $4,117.21 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,671.17 $XXXXXX N/A     $0.00     33.32% 32.99% 32.99% No               Employed           Full Doc 2   2+ Months   N/A 0     2 0     3 1 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 30 30 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 53.9 $XXXXXXX 53.9 No 50.79 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1150   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $7,450.00 XX/XX/XXXX 2.840% Manual Underwriting Manual Underwriting No 2.723%   3.990% 3.990% $4,024.57 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,103.10 $XXXXXX N/A     $0.00     43.39% 43.36% 43.36% No No             Self-Employed Employed         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 2 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership, SESCorp, SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 92.6 $XXXXXXX 92.6 No 62.52 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1151   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold $0.00 XX/XX/XXXX 2.790% Manual Underwriting Manual Underwriting No 2.666%   3.990% 3.990% $4,475.30 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,080.93 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 28.09% 27.42% 27.42% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 3 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     Work Visa    XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     Work Visa   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 8.4 $XXXXXXX 12.7 No 68.51 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1152   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,365.20 XX/XX/XXXX 2.740% Manual Underwriting Manual Underwriting No 2.667%   3.990% 3.990% $3,162.43 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $7,379.04 $XXXXXX N/A XXXXXXX IL $XXX.XX XX/XX/XXXX Monthly 30.08% 30.51% 30.51% No               Self-Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 25.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   IL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 216.3 $XXXXXXX 216.3 No 29.48 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1153   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $13,281.00 XX/XX/XXXX 2.720% Manual Underwriting Manual Underwriting No 2.638%   3.625% 3.625% $4,476.99 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,915.34 $XXXXXX N/A     $0.00     35.31% 35.31% 35.31% No No             Employed Not Employed         Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 17 17 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2021","2020"] - 2021, 2020 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021"] - 2021 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021","2020"] - 2021, 2020 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021"] - 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       783                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 164.8 $XXXXXXX 164.8 No 67.7 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1154   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00 XX/XX/XXXX 3.310% Manual Underwriting Manual Underwriting No 3.021% $21.91 3.125% 3.125% $2,081.90 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $2,925.71 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 40.00% 41.77% 41.77% No No             Self-Employed Employed         Full Doc 0 0 NA 2+ Months N/A 0 N/A 0 2 0 2 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 60 24 FNMA 1005 No 0     Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - Wage, Bonus, Wage - 2 YRS Personal Tax Returns Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 34.7 $XXXXXXX 34.7 No 59.27 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1155   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 7.523% $300.00 6.875% 6.875% $921.37 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $1,297.66 $XXXXXX N/A     $0.00     34.18% 38.02% 38.02% No               Employed           Full Doc 2   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 14 FNMA 1005     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Written VOE Verified Borrower XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No Closed End - Fixed           No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WV United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 4.6 $XXXXXXX 4.6 No 99.61 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1156   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $16,195.00 XX/XX/XXXX 3.180% Manual Underwriting Manual Underwriting No 3.289% $0.00 3.750% 3.750% $2,963.94 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,493.72 $XXXXXX N/A     $0.00     36.81% 36.81% 36.81% No               Self-Employed           Full Doc 0   NA   N/A 0     2 0     2 3 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       703                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 38.6 $XXXXXXX 38.6 No 23.7 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1157   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 4.350% Manual Underwriting Manual Underwriting No 4.332%   3.750% 3.750% $3,334.43 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,991.62 $XXXXXX Yes XXXXXXX IL $XXX.XX XX/XX/XXXX Monthly 28.88% 28.79% 28.79% No               Employed           Full Doc 0   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2018"] - 2015, 2016, 2018 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2018"] - 2015, 2016, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   IL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 84.3 $XXXXXXX 84.3 No 80.0 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1158   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 4.350% Manual Underwriting Manual Underwriting No 4.371%   3.625% 3.625% $2,476.36 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,833.86 $XXXXXX N/A     $0.00     22.62% 22.62% 22.62% No No             Retired Employed         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 91 91 Work Number No 0     Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       814                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 168.1 $XXXXXXX 168.1 No 45.25 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1159   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $895.00 XX/XX/XXXX 3.170% Manual Underwriting Manual Underwriting No 3.190% $2,500.00 3.625% 3.625% $2,667.91 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,632.61 $XXXXXX No XXXXXXX ME $XXX.XX XX/XX/XXXX Annually 38.66% 38.66% 38.66% Yes Yes             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2011","2012","2013","2014"] - 2011, 2012, 2013, 2014 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2011","2012","2013","2014"] - 2011, 2012, 2013, 2014 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     783                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Identification Affidavit MA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Identification Affidavit MA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 73.3 $XXXXXXX 73.3 No 75.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1160   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $1,210.65 XX/XX/XXXX 4.330% Manual Underwriting Manual Underwriting No 4.409%   3.625% 3.625% $2,230.09 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,026.42 $XXXXXX N/A XXXXXXX NC $XXX.XX XX/XX/XXXX Annually 37.36% 37.36% 37.36% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0     Borrower - Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2016","2017","2018"] - 2016, 2017, 2018 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2016","2017","2018"] - 2016, 2017, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 9.7 $XXXXXXX 9.7 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1161   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 4.700% Manual Underwriting Manual Underwriting No 4.384%   3.625% 3.625% $3,119.39 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,290.22 $XXXXXX N/A     $0.00     42.10% 42.10% 42.10% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2016","2017","2018","2019"] - 2016, 2017, 2018, 2019 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2016","2017","2018","2019"] - 2016, 2017, 2018, 2019 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     800                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 20.2 $XXXXXXX 20.2 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1162   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $5,507.00 XX/XX/XXXX 4.480% Manual Underwriting Manual Underwriting No 4.252%   3.625% 3.625% $3,465.99 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,890.19 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 31.26% 31.26% 31.26% No No             Employed Employed         Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 28 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   PA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 24.5 $XXXXXXX 24.5 No 75.62 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1163   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX ATR Risk: Lender did not document all ATR UW Factors Yes No No N/A Qualifying DTI Exceeds 43% $795.00 XX/XX/XXXX 4.240% Manual Underwriting Manual Underwriting No 4.123%   3.490% 3.490% $3,834.56 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,701.33 $XXXXXX N/A     $0.00     42.79% 43.59% 43.59% No No             Self-Employed Employed         Full Doc 0 2 NA NA N/A 0 N/A 0 2 2 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2015","2016","2017"] - 2015, 2016, 2017 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2016","2017","2018"] - 2016, 2017, 2018 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2015","2016","2017"] - 2015, 2016, 2017 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2016","2017","2018"] - 2016, 2017, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 58.4 $XXXXXXX 58.4 No 28.26 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX XXXXXXX XXXXXXX    
XXXXX OBX2026HYB1164   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $2,315.33 XX/XX/XXXX 4.120% Manual Underwriting Manual Underwriting No 4.202%   3.490% 3.490% $2,632.62 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,660.22 $XXXXXX N/A     $0.00     30.03% 36.19% 36.19% No No             Self-Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 64 26 FNMA 1005 No 0     Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 || Co Borrower - Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 34.6 $XXXXXXX 34.6 No 69.06 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1002   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors No No No N/A Qualifying DTI Exceeds 43% $5,057.70 XX/XX/XXXX 3.180% Manual Underwriting Manual Underwriting No 3.171% $0.00 3.375% 3.375% $3,382.04 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,268.37 $XXXXXX N/A     $0.00     39.99% 44.75% 44.75% No               Self-Employed           Full Doc 2   NA   N/A 0     2 2     0 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2012","2013","2014"] - 2012, 2013, 2014 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2012","2013","2014"] - 2012, 2013, 2014 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       730                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 8.3 $XXXXXXX 12.1 No 58.85 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1165   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 4.240% Manual Underwriting Manual Underwriting No 4.201%   3.375% 3.375% $3,240.57 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,504.82 $XXXXXX Yes XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 42.66% 42.79% 42.79% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 25 25 FNMA 1005 No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     696                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Missing     United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Missing     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 7.8 $XXXXXXX 7.8 No 61.08 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1166   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR Risk: Lender did not document all ATR UW Factors Yes No No N/A N/A $995.00 XX/XX/XXXX 4.570% Manual Underwriting Manual Underwriting No 3.274%   3.375% 3.375% $2,519.94 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,535.12 $XXXXXX N/A XXXXXXX MA $XXX.XX XX/XX/XXXX Monthly 15.72% 15.36% 15.36% No No             Employed Employed         Full Doc 0 0 Missing Missing N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Executed 4506T Verified || Co Borrower - Wage - 1 YR Executed 4506T Verified Borrower - 1 YR Executed 4506T Verified || Co Borrower - 1 YR Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     805                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   MA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 66.5 $XXXXXXX 66.5 No 55.88 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1167   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A Appendix Q Documentation $1,275.00 XX/XX/XXXX 4.770% Manual Underwriting Manual Underwriting No 4.419%   3.375% 3.375% $2,444.79 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,302.10 $XXXXXX N/A XXXXXXX NJ $XXX.XX XX/XX/XXXX Annually 20.04% 19.98% 19.98% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       744                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 74.3 $XXXXXXX 74.3 No 70.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1168   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR Risk: Lender did not document all ATR UW Factors Yes No No N/A N/A $0.00 XX/XX/XXXX 4.200% Manual Underwriting Manual Underwriting No 3.890%   3.375% 3.375% $2,785.21 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,689.55 $XXXXXX Yes XXXXXXX OR $XXX.XX XX/XX/XXXX Monthly 31.71% 31.78% 31.78% No               Employed           Full Doc 2   1 Month   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2017","2018","2019"] - 2017, 2018, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2017","2018","2019"] - 2017, 2018, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       754                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   OR United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 2.4 $XXXXXXX 191.7 No 70.0 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1169   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 4.650% Manual Underwriting Manual Underwriting No 4.187%   3.375% 3.375% $2,962.04 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,654.65 $XXXXXX N/A XXXXXXX TX $XXX.XX XX/XX/XXXX Monthly 37.31% 37.67% 37.67% No No             Employed Employed         Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 209 30 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 27.5 $XXXXXXX 27.5 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1170   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 4.150% Manual Underwriting Manual Underwriting No 4.004%   3.375% 3.375% $3,868.34 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,347.59 $XXXXXX N/A     $0.00     21.44% 21.42% 21.42% No No             Self-Employed Employed         Full Doc 1 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 3 FNMA 1005 NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Missing     United States       N/A     US Citizen US Citizen N/A Missing     United States       N/A                                                         Fee Simple   No No N/A $XXXXXXX 34.6 $XXXXXXX 34.6 No 67.31 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1171   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $4,840.00 XX/XX/XXXX 3.160% Manual Underwriting Manual Underwriting No 3.038% $2,027.20 3.125% 3.125% $2,677.35 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,334.43 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 37.63% 37.28% 37.28% No               Self-Employed           Full Doc 2   NA   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 3 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 54.3 $XXXXXXX 67.2 No 69.44 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1172   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $795.00 XX/XX/XXXX 3.650% Manual Underwriting Manual Underwriting No 3.615%   3.125% 3.125% $3,161.41 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,367.66 $XXXXXX No XXXXXXX MD $XXX.XX XX/XX/XXXX Annually 19.30% 19.26% 19.26% No No             Employed Not Employed         Full Doc 0 0 1 Month NA N/A 0 N/A 0 2 2 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MD United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 12.4 $XXXXXXX 12.4 No 47.92 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX XXXXXXX XXXXXXX    
XXXXX OBX2026HYB1173   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $995.00 XX/XX/XXXX 3.190% Manual Underwriting Manual Underwriting No 2.940% $3,936.57 3.125% 3.125% $2,998.63 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,663.60 $XXXXXX N/A     $0.00     41.62% 41.79% 41.79% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 1 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 68.2 $XXXXXXX 68.2 No 53.85 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1174   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $1,630.87 XX/XX/XXXX 4.040% Manual Underwriting Manual Underwriting No 3.710%   2.990% 2.990% $2,624.92 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,196.01 $XXXXXX N/A     $0.00     41.82% 41.76% 41.76% No               Retired           Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Missing     United States       N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 25.2 $XXXXXXX 25.2 No 60.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1175   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 4.500% Manual Underwriting Manual Underwriting No 3.754%   2.875% 2.875% $4,333.97 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,319.97 $XXXXXX N/A     $0.00     37.88% 38.27% 38.27% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 18 Work Number     0   No 0     Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       796                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 41.0 $XXXXXXX 41.0 No 74.61 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1176   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 4.440% Manual Underwriting Manual Underwriting No 3.760%   2.875% 2.875% $4,148.92 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,489.26 $XXXXXX N/A     $0.00     41.86% 41.86% 41.86% No               Retired           Full Doc 2   NA   N/A 0     2 0     3 1 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability, Retirement, Retirement, Investment Income - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - ["2017","2018","2019"] - 2017, 2018, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   IL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 62.0 $XXXXXXX 151.9 No 52.63 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1177   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A Appendix Q Documentation $20,183.00 XX/XX/XXXX 4.210% Manual Underwriting Manual Underwriting No 3.565%   2.490% 2.490% $5,129.82 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,785.59 $XXXXXX N/A     $0.00     30.40% 30.36% 30.36% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 90 33 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2017"] - 2018, 2019, 2017 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2017"] - 2018, 2019, 2017 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 64.6 $XXXXXXX 64.6 No 74.29 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1178   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 3.080% Manual Underwriting Manual Underwriting No 2.986%   3.375% 3.375% $3,978.87 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,764.04 $XXXXXX N/A     $0.00     12.53% 12.53% 12.53% No No             Employed Employed         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     771                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 146.0 $XXXXXXX 146.0 No 68.7 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1179   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $395.00 XX/XX/XXXX 3.230% Manual Underwriting Manual Underwriting No 3.053%   3.375% 3.375% $2,864.78 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,749.42 $XXXXXX N/A XXXXXXX GA $XXX.XX XX/XX/XXXX Annually 26.66% 26.78% 26.78% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0     Borrower - Other REO Net Rental Income(Loss), Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       787                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form GA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 42.1 $XXXXXXX 42.1 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1180   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $3,505.10 XX/XX/XXXX 3.260% Manual Underwriting Manual Underwriting No 3.197%   3.375% 3.375% $2,770.62 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,198.25 $XXXXXX N/A XXXXXXX FL $XXX.XX XX/XX/XXXX Monthly 30.66% 31.37% 31.37% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     0 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified - ["2018","2017"] - 2018, 2017 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - ["2018","2017"] - 2018, 2017 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 68.8 $XXXXXXX 68.8 No 50.14 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1181   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 3.140% Manual Underwriting Manual Underwriting No 3.063%   3.250% 3.250% $3,616.27 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,057.45 $XXXXXX N/A     $0.00     40.81% 40.81% 40.81% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 126 29 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 77.5 $XXXXXXX 77.5 No 69.24 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1182   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 3.140% Manual Underwriting Manual Underwriting No 2.666%   3.125% 3.125% $5,207.49 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,517.71 $XXXXXX N/A     $0.00     27.82% 27.82% 27.82% No No             Self-Employed Retired         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds Borrower Prepared 5 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - [] Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - [] XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 24.0 $XXXXXXX 24.0 No 63.98 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1183   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $3,193.91 XX/XX/XXXX 3.430% Manual Underwriting Manual Underwriting No 3.222%   3.125% 3.125% $2,504.46 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,705.21 $XXXXXX N/A XXXXXXX GA $XXX.XX XX/XX/XXXX Annually 33.43% 33.69% 33.69% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018"] - 2017, 2018 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018"] - 2017, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   GA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 0.0 $XXXXXXX 93.4 No 48.72 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1184   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 3.160% Manual Underwriting Manual Underwriting No 2.952%   3.125% 3.125% $4,788.51 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,569.80 $XXXXXX N/A     $0.00     30.77% 30.77% 30.77% No No             Employed Employed         Full Doc 1 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019"] - 2018, 2019 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019"] - 2018, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019"] - 2018, 2019 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019"] - 2018, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 37.7 $XXXXXXX 37.7 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1185   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $990.00 XX/XX/XXXX 3.200% Manual Underwriting Manual Underwriting No 3.022% $93.60 3.125% 3.125% $2,480.29 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,636.14 $XXXXXX N/A XXXXXXX VA $XXX.XX XX/XX/XXXX Monthly 23.59% 26.19% 26.19% Yes Yes             Self-Employed Retired         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 -2.70% 100.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds Borrower Prepared 9 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $400,000.00         No US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 335.4 $XXXXXXX 335.4 No 50.86 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1017   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $18,462.50 XX/XX/XXXX 3.250% Manual Underwriting Manual Underwriting No 3.274% $0.00 3.000% 3.101% $3,309.59 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,540.14 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 37.50% 42.45% 42.45% No               Self-Employed           Full Doc 2   1 Month   N/A 0     2 2     2 3 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 9 Borrower       NA 0 No   Yes 88 32 FNMA 1005     0   No 0     Borrower - Wage, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 30.2 $XXXXXXX 30.2 No 37.38 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1186   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $995.00 XX/XX/XXXX 3.260% Manual Underwriting Manual Underwriting No 2.935%   2.990% 2.990% $4,936.48 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $11,189.80 $XXXXXX N/A     $0.00     21.26% 21.26% 21.26% No               Self-Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Borrower Prepared 3 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SESoleProprietor, Other REO Net Rental Income(Loss), Other - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       800                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 151.4 $XXXXXXX 151.4 No 47.64 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1187   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $1,420.00 XX/XX/XXXX 3.250% Manual Underwriting Manual Underwriting No 3.169%   3.125% 3.125% $2,223.26 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,123.25 $XXXXXX N/A     $0.00     35.06% 36.32% 36.32% No               Employed           Full Doc 2   1 Month   N/A 0     1 0     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2014"] - 2014 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2014"] - 2014 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 13.7 $XXXXXXX 13.7 No 61.06 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1018   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00 XX/XX/XXXX 3.360% Manual Underwriting Manual Underwriting No 3.156% $0.00 3.454% 3.454% $2,611.91 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,565.40 $XXXXXX N/A XXXXXXX AL $XXX.XX XX/XX/XXXX Monthly 19.88% 19.88% 19.88% No No             Self-Employed Employed         Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 2 2 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   FL United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 15.7 $XXXXXXX 15.7 No 65.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1188   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $4,600.71 XX/XX/XXXX 3.780% Manual Underwriting Manual Underwriting No 4.072%   4.000% 4.000% $4,201.25 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,023.84 $XXXXXX N/A XXXXXXX TX $XXX.XX XX/XX/XXXX Annually 29.21% 31.01% 31.01% No No             Employed Self-Employed         Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 2 2 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 78.00% Proceeds from Sale N/A 0 N/A Borrower Prepared Borrower 18 NA 0 No 0 NA 0 0 N/A Yes 3 3 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2015","2016","2017"] - 2015, 2016, 2017 || Co Borrower - Wage, SESCorp, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, Extension, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2014","2015","2016","2017"] - 2014, 2015, 2016, 2017 Borrower - 3 YRS Executed 4506T Verified - ["2015","2016","2017"] - 2015, 2016, 2017 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, Extension, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2014","2015","2016","2017"] - 2014, 2015, 2016, 2017 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 6.0 $XXXXXXX 6.0 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1189   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $200.00 XX/XX/XXXX 3.180% Manual Underwriting Manual Underwriting No 3.518% $1,244.09 4.250% 4.250% $7,157.73 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $15,553.62 $XXXXXX N/A     $0.00     36.34% 32.45% 32.45% No No             Employed Employed         Full Doc 0 2 1 Month NA N/A 0 N/A 0 2 1 2 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     721                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $192,000.00         No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   GA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 52.0 $XXXXXXX 52.0 No 84.9 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1190   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $287.00 XX/XX/XXXX 3.130% Manual Underwriting Manual Underwriting No 2.942%   3.125% 3.125% $5,140.51 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $7,290.27 $XXXXXX Yes XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 38.45% 38.44% 38.44% No No             Employed Employed         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 34 34 Work Number No 0     Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - Bonus, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2012","2013","2014"] - 2012, 2013, 2014 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2012","2013","2014"] - 2012, 2013, 2014 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     775                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 66.0 $XXXXXXX 66.0 No 66.67 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1191   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $15,257.20 XX/XX/XXXX 3.940% Manual Underwriting Manual Underwriting No 4.088%   3.875% 4.125% $3,307.97 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,514.44 $XXXXXX N/A XXXXXXX FL $XXX.XX XX/XX/XXXX Monthly 11.20% 11.01% 11.01% No               Self-Employed           Full Doc 2   1 Month   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 11 Tax Preparer       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       736                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 84.9 $XXXXXXX 84.9 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1192   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) Yes No No N/A N/A $20,385.70 XX/XX/XXXX 3.210% Manual Underwriting Manual Underwriting No 3.754%   3.625% 3.705% $4,429.40 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,595.13 $XXXXXX N/A     $0.00     37.24% 36.85% 36.85% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 0 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified - ["2014","2015","2016"] - 2014, 2015, 2016 || Co Borrower Borrower - 2 YRS Personal Tax Returns Verified - ["2014","2015","2016"] - 2014, 2015, 2016 || Co Borrower XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     815                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form DC United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form DC United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 54.6 $XXXXXXX 54.6 No 75.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1193   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) No No No N/A N/A $10,505.00 XX/XX/XXXX 3.230% Manual Underwriting Manual Underwriting No 3.416%   2.875% 2.875% $2,630.42 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,799.12 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 42.99% 41.22% 41.22% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 31 FNMA 1005     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2013","2014","2015"] - 2013, 2014, 2015 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2013","2014","2015"] - 2013, 2014, 2015 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       772                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 14.9 $XXXXXXX 14.9 No 79.75 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1194   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $3,379.00 XX/XX/XXXX 2.790% Manual Underwriting Manual Underwriting No 2.833%   2.625% 2.650% $2,737.57 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,038.50 $XXXXXX N/A     $0.00     32.55% 32.65% 32.65% No No             Employed Not Employed         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 62 32 Other NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 11.5 $XXXXXXX 11.5 No 77.63 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1195   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $24,680.00 XX/XX/XXXX 2.830% Manual Underwriting Manual Underwriting No 2.447%   2.750% 1.750% $5,153.65 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $7,461.26 $XXXXXX N/A     $0.00     38.52% 42.03% 38.52% No               Employed           Full Doc 0   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 1 1 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2020"] - 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2020"] - 2021, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $250,000.00         No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 17.9 $XXXXXXX 54.0 No 39.8 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1196   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $6,902.21 XX/XX/XXXX 7.130% Manual Underwriting Manual Underwriting No 7.198%   5.990% 5.990% $5,104.45 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,770.96 $XXXXXX N/A XXXXXXX CO $XXX.XX XX/XX/XXXX Annually 41.60% 41.60% 41.60% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2022","2023"] - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - ["2022","2023"] - 2022, 2023 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CO United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 17.4 $XXXXXXX 17.4 No 65.92 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1197   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $17,834.60 XX/XX/XXXX 5.070% Manual Underwriting Manual Underwriting No 4.471%   4.375% 4.375% $5,841.64 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,240.98 $XXXXXX N/A     $0.00     39.97% 39.97% 39.97% No               Employed           Full Doc 2   2+ Months   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 117 30 Work Number     0   No 0     Borrower - Wage, Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 22.1 $XXXXXXX 22.1 No 90.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1198   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 5.060% Manual Underwriting Manual Underwriting No 4.416%   6.250% 4.250% $3,984.93 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,465.73 $XXXXXX N/A     $0.00     29.90% 33.54% 29.90% No No             Employed Employed         Full Doc 0 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2022"] - 2022 || Co Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022"] - 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 71.4 $XXXXXXX 71.4 No 64.72 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1199   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,096.75 XX/XX/XXXX 5.060% Manual Underwriting Manual Underwriting No 4.423%   4.500% 4.500% $8,740.32 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $11,256.98 $XXXXXX N/A     $0.00     41.23% 41.23% 40.67% No No             Employed Employed         Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 107.2 $XXXXXXX 107.2 No 75.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1200   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $4,434.00 XX/XX/XXXX 4.520% Manual Underwriting Manual Underwriting No 4.379%   4.250% 4.250% $4,529.78 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,173.46 $XXXXXX N/A XXXXXXX SC $XXX.XX XX/XX/XXXX Annually 44.69% 44.69% 44.69% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 29 Work Number Yes 24 24 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form SC United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form SC United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 77.7 $XXXXXXX 83.1 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1201   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $11,810.00 XX/XX/XXXX 4.190% Manual Underwriting Manual Underwriting No 4.097%   4.250% 4.250% $5,312.95 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,890.81 $XXXXXX N/A XXXXXXX KY $XXX.XX XX/XX/XXXX Monthly 38.47% 38.81% 38.81% No No             Employed Not Employed         Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 128 36 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 || Co Borrower - N/A - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified - ["2020","2021"] - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified - ["2020","2021"] - 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   KY United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   KY United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 19.0 $XXXXXXX 19.0 No 90.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1202   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $12,827.00 XX/XX/XXXX 4.320% Manual Underwriting Manual Underwriting No 4.065%   4.250% 4.250% $4,427.45 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,711.05 $XXXXXX N/A XXXXXXX AZ $XXX.XX XX/XX/XXXX Monthly 39.35% 39.35% 11.79% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       773                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   AZ United States XX/XX/XXXX     I-551 Stamp and Passport   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 17.0 $XXXXXXX 17.0 No 90.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1203   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $4,855.20 XX/XX/XXXX 4.190% Manual Underwriting Manual Underwriting No 4.096%   4.250% 4.250% $4,157.38 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,414.15 $XXXXXX N/A XXXXXXX NC $XXX.XX XX/XX/XXXX Monthly 38.60% 37.78% 37.78% No               Employed           Full Doc 1   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2021","2022"] - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2021","2022"] - 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       764                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form NC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 12.1 $XXXXXXX 12.1 No 79.91 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1204   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,608.50 XX/XX/XXXX 4.460% Manual Underwriting Manual Underwriting No 4.024%   4.250% 4.250% $4,673.43 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,845.67 $XXXXXX N/A XXXXXXX TX $XXX.XX XX/XX/XXXX Annually 44.51% 44.51% 44.51% No No             Self-Employed Retired         Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 2 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Proceeds from Sale,Proceeds from Sale Borrower Prepared 24 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020"] - 2020 || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2020"] - 2020 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020"] - 2020 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020"] - 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX US Citizen US Citizen N/A Real ID Driver's License   TX United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 58.0 $XXXXXXX 58.0 No 65.52 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1205   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $25,888.00 XX/XX/XXXX 4.940% Manual Underwriting Manual Underwriting No 4.458%   4.500% 3.990% $5,674.88 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,057.64 $XXXXXX N/A     $0.00     25.46% 25.70% 24.74% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 27 27 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form WI United States XX/XX/XXXX     N/A     Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form WI USA XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No Yes N/A $XXXXXXX 26.2 $XXXXXXX 26.2 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1206   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $33,365.89 XX/XX/XXXX 4.520% Manual Underwriting Manual Underwriting No 4.365%   3.875% 4.375% $7,212.64 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $10,400.79 $XXXXXX N/A XXXXXXX PA $XXX.XX XX/XX/XXXX Monthly 25.63% 24.34% 24.34% No               Employed           Full Doc 1   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 78.8 $XXXXXXX 78.8 No 50.29 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1207   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $13,010.00 XX/XX/XXXX 4.460% Manual Underwriting Manual Underwriting No 3.713%   3.875% 3.875% $5,642.85 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,613.51 $XXXXXX N/A     $0.00     38.22% 39.17% 39.17% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 43 43 Other Yes 32 32 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   FL United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 93.4 $XXXXXXX 93.4 No 77.42 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1208   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $20,607.95 XX/XX/XXXX 5.120% Manual Underwriting Manual Underwriting No 4.409%   3.750% 5.290% $3,855.41 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,653.88 $XXXXXX N/A XXXXXXX NC $XXX.XX XX/XX/XXXX Annually 33.77% 34.79% 34.79% No No             Self-Employed Self-Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 54.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 || Co Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     708                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NC United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 17.8 $XXXXXXX 17.8 No 63.07 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1209   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,940.73 XX/XX/XXXX 3.090% Manual Underwriting Manual Underwriting No 3.018%   2.990% 2.990% $6,220.60 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,548.45 $XXXXXX N/A     $0.00     43.19% 43.90% 43.90% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 99 25 Other     0   No 0     Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       746                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 190.7 $XXXXXXX 190.7 No 69.36 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1210   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 3.240% Manual Underwriting Manual Underwriting No 3.070%   2.990% 2.990% $2,802.52 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,955.67 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Annually 35.26% 31.61% 31.61% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 269 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 120.3 $XXXXXXX 120.3 No 41.09 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1211   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $70.00 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.952%   2.875% 2.875% $2,383.57 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $2,917.61 $XXXXXX N/A XXXXXXX SC $XXX.XX XX/XX/XXXX Annually 29.37% 29.04% 29.04% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 45 34 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       819                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   SC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 19.7 $XXXXXXX 19.7 No 53.84 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1212   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,269.74 XX/XX/XXXX 3.090% Manual Underwriting Manual Underwriting No 2.966%   2.875% 2.875% $4,245.50 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,264.69 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 34.19% 34.81% 34.81% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 35 12 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Work Visa    XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Work Visa   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 21.6 $XXXXXXX 21.6 No 69.14 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1213   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.953%   2.875% 2.875% $2,771.48 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,435.77 $XXXXXX N/A     $0.00     30.38% 27.94% 27.94% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       739                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     Employment Authorization Document (I-821D)   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 5.1 $XXXXXXX 5.1 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1214   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.948%   2.875% 2.875% $6,558.62 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,864.78 $XXXXXX N/A     $0.00     20.67% 20.67% 20.67% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     0 3 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 25.9 $XXXXXXX 25.9 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1215   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,130.00 XX/XX/XXXX 3.090% Manual Underwriting Manual Underwriting No 3.096%   3.250% 2.875% $3,046.44 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,099.75 $XXXXXX N/A XXXXXXX TX $XXX.XX XX/XX/XXXX Annually 46.17% 48.41% 47.48% No No             Employed Employed         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A Borrower Prepared Borrower 2 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - Other, Wage, Commission - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022","2019"] - 2020, 2021, 2022, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022","2019"] - 2020, 2021, 2022, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     789                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 176.4 $XXXXXXX 176.4 No 60.34 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1216   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,414.00 XX/XX/XXXX 2.940% Manual Underwriting Manual Underwriting No 2.956%   3.000% 2.875% $4,769.92 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,518.61 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Annually 28.74% 29.24% 28.98% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 204 25 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 8.8 $XXXXXXX 30.9 No 61.16 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1217   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,962.00 XX/XX/XXXX 3.090% Manual Underwriting Manual Underwriting No 2.958%   2.875% 2.875% $3,158.65 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,026.16 $XXXXXX N/A     $0.00     16.85% 17.30% 17.30% No No             Self-Employed Employed         Full Doc 0 0 1 Month Less than 1 Month N/A 0 N/A 0 2 2 2 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 15 15 Work Number No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   AZ United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX USA XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 95.1 $XXXXXXX 95.1 No 34.61 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1012   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.889%   2.750% 2.750% $5,143.84 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,704.45 $XXXXXX N/A     $0.00     42.59% 42.25% 42.25% No               Self-Employed           Full Doc 2   NA   N/A 0     2 2     3 1 Yes   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Borrower Prepared 11 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   GA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 29.2 $XXXXXXX 29.2 No 41.18 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1218   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,011.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.896%   3.000% 2.750% $2,560.52 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,073.70 $XXXXXX N/A XXXXXXX TX $XXX.XX XX/XX/XXXX Monthly 38.80% 39.93% 39.52% No               Employed           Full Doc 2   2+ Months   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 12 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       726                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX Unitedstates XX/XX/XXXX N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 18.0 $XXXXXXX 18.0 No 79.98 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1219   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.891%   2.750% 2.750% $3,143.46 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,514.71 $XXXXXX N/A XXXXXXX PA $XXX.XX XX/XX/XXXX Annually 48.84% 48.84% 48.84% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 26 26 Work Number     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX India XX/XX/XXXX N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 14.0 $XXXXXXX 57.7 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1220   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $3,076.00 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.908%   3.000% 2.750% $2,854.98 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,169.33 $XXXXXX N/A XXXXXXX SC $XXX.XX XX/XX/XXXX Annually 37.76% 38.52% 37.76% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       733                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form SC United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 12.6 $XXXXXXX 12.6 No 79.67 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1221   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $350.00 XX/XX/XXXX 2.890% Manual Underwriting Manual Underwriting No 2.846%   2.625% 2.625% $3,099.85 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,942.44 $XXXXXX N/A XXXXXXX TX $XXX.XX XX/XX/XXXX Annually 39.56% 39.69% 39.69% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form TX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 18.2 $XXXXXXX 18.2 No 57.98 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1222   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.848%   2.625% 2.625% $3,796.95 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $6,439.67 $XXXXXX N/A     $0.00     35.94% 35.94% 35.94% No No             Employed Employed         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - N/A - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $250,000.00         No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 77.2 $XXXXXXX 77.2 No 42.2 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1223   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.839%   3.000% 2.625% $3,202.43 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,261.01 $XXXXXX N/A     $0.00     45.31% 46.51% 45.30% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 18 Work Number     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2020","2019","2021"] - 2020, 2019, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2020","2019","2021"] - 2020, 2019, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     Republic of India XX/XX/XXXX India XX/XX/XXXX Employment Authorization Document (I-821D)   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 10.1 $XXXXXXX 10.7 No 69.05 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1224   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,035.00 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.840%   2.625% 2.625% $3,713.66 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,752.48 $XXXXXX N/A XXXXXXX KS $XXX.XX XX/XX/XXXX Annually 19.00% 19.00% 19.00% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 76 35 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   KS United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 69.7 $XXXXXXX 69.7 No 64.9 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1225   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $5,170.64 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.850%   2.625% 2.625% $3,939.14 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,409.50 $XXXXXX N/A     $0.00     46.86% 47.29% 47.29% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 197 32 Work Number Yes 203 32 Work Number No 0     Borrower - Wage, Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     709                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form FL United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 4.4 $XXXXXXX 39.0 No 59.08 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1226   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.834%   2.625% 2.265% $4,112.90 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,510.06 $XXXXXX N/A     $0.00     37.39% 39.21% 39.21% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 90 33 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Other Patriot Act Form N/A India XX/XX/XXXX     Work Visa    XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 15.5 $XXXXXXX 15.5 No 78.77 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1227   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 3.160% Manual Underwriting Manual Underwriting No 2.835%   2.625% 2.625% $3,632.23 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,471.28 $XXXXXX N/A     $0.00     35.20% 35.20% 35.20% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     People's Republic of China XX/XX/XXXX People's Republic of China      XX/XX/XXXX I-551 Stamp and Passport   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 38.2 $XXXXXXX 38.2 No 62.37 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1228   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.840%   2.625% 2.625% $5,919.85 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,900.85 $XXXXXX N/A     $0.00     29.90% 29.90% 29.90% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 44 36 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020"] - 2020 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020"] - 2020 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020"] - 2020 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020"] - 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 65.3 $XXXXXXX 65.3 No 65.51 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1229   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.842%   2.625% 2.625% $3,504.56 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,904.35 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 38.81% 38.81% 38.81% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 7 7 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 16.1 $XXXXXXX 16.1 No 51.09 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1230   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.830% Manual Underwriting Manual Underwriting No 2.783%   2.490% 2.490% $3,954.57 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,452.12 $XXXXXX Yes XXXXXXX WA $XXX.XX XX/XX/XXXX Monthly 31.00% 30.62% 30.62% No No             Employed Not Employed         Full Doc 2 0 NA NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 19 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 13.2 $XXXXXXX 13.2 No 78.29 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1231   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.780%   2.490% 2.490% $3,523.80 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,919.45 $XXXXXX N/A     $0.00     21.44% 21.44% 21.44% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX USA XX/XX/XXXX N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX USA XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 97.3 $XXXXXXX 97.3 No 31.44 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1232   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.784%   2.490% 2.490% $3,469.33 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,436.47 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 41.58% 43.02% 43.02% No               Retired           Full Doc 0   NA   N/A 0     2 0     3 3 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Retirement, Other, Retirement, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 9.2 $XXXXXXX 113.9 No 39.96 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1233   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.785%   3.000% 2.490% $4,736.30 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,757.12 $XXXXXX N/A XXXXXXX WA $XXX.XX XX/XX/XXXX Monthly 30.23% 31.42% 30.23% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Employment Authorization Card     India XX/XX/XXXX     Work Visa    XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Employment Authorization Card     India XX/XX/XXXX     Work Visa   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 19.8 $XXXXXXX 20.2 No 71.33 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1234   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.850% Manual Underwriting Manual Underwriting No 2.772%   2.490% 2.490% $7,561.17 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $9,807.07 $XXXXXX N/A     $0.00     32.05% 32.09% 32.09% No No             Employed Employed         Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 0 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 237 34 Work Number Yes 89 34 Work Number No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   WA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   WA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 54.4 $XXXXXXX 54.4 No 49.13 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1235   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.890% Manual Underwriting Manual Underwriting No 2.779%   2.490% 2.490% $3,657.61 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,253.68 $XXXXXX N/A XXXXXXX MD $XXX.XX XX/XX/XXXX Annually 29.18% 29.18% 29.18% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $140,000.00         No US Citizen US Citizen N/A Other Patriot Act Form MD United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 37.0 $XXXXXXX 37.0 No 66.68 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1236   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.810% Manual Underwriting Manual Underwriting No 2.775%   2.490% 2.490% $2,733.29 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,812.14 $XXXXXX N/A XXXXXXX NM $XXX.XX XX/XX/XXXX Annually 18.73% 18.73% 18.73% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 32 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   N/A United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 52.3 $XXXXXXX 52.3 No 34.02 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1237   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.773%   2.490% 2.490% $3,704.82 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,379.74 $XXXXXX N/A     $0.00     23.97% 23.97% 23.97% No No             Not Employed Employed         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 20 19 Work Number No 0     Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     783                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 17.8 $XXXXXXX 72.6 No 53.65 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1238   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,350.00 XX/XX/XXXX 2.890% Manual Underwriting Manual Underwriting No 2.796%   2.490% 2.490% $3,268.22 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,399.09 $XXXXXX N/A     $0.00     33.65% 33.57% 33.57% No               Employed           Full Doc 1   2+ Months   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 5 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2019"] - 2020, 2021, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2019"] - 2020, 2021, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       762                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 115.6 $XXXXXXX 115.6 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1239   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $3,728.00 XX/XX/XXXX 2.790% Manual Underwriting Manual Underwriting No 2.787%   2.490% 2.490% $3,077.88 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,019.75 $XXXXXX N/A XXXXXXX GA $XXX.XX XX/XX/XXXX Annually 36.44% 36.44% 36.44% No               Employed           Full Doc 2   2+ Months   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 32 Work Number     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MI United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 30.8 $XXXXXXX 30.8 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1240   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.784%   2.490% 2.490% $2,766.60 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,926.07 $XXXXXX N/A     $0.00     19.62% 21.89% 21.89% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 19 Other Yes 43 31 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 145.3 $XXXXXXX 145.3 No 65.22 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1241   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.810% Manual Underwriting Manual Underwriting No 2.783%   2.490% 2.490% $4,521.14 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $7,600.43 $XXXXXX N/A     $0.00     33.41% 33.46% 33.46% No No             Employed Employed         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 290 32 Work Number No 0     Borrower || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $150,000.00         No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 30.0 $XXXXXXX 30.0 No 79.74 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1242   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.782%   3.000% 2.490% $4,804.62 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,661.66 $XXXXXX N/A     $0.00     35.54% 37.12% 35.54% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 18.5 $XXXXXXX 18.5 No 54.27 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1243   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $5,141.87 XX/XX/XXXX 2.890% Manual Underwriting Manual Underwriting No 2.780%   2.490% 2.490% $2,533.60 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $3,874.56 $XXXXXX N/A     $0.00     18.60% 18.60% 18.60% No No             Employed Not Employed         Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $203,000.00         No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   PA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 189.7 $XXXXXXX 189.7 No 84.51 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1244   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.780% Manual Underwriting Manual Underwriting No 2.783%   2.490% 2.490% $3,648.40 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,773.12 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 35.24% 35.24% 12.90% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 34 34 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2018","2019"] - 2018, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019"] - 2018, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   CA USA XX/XX/XXXX     Work Visa    XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 12.0 $XXXXXXX 12.0 No 67.98 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1245   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $3,510.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.787%   2.490% 2.490% $4,948.71 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,041.96 $XXXXXX N/A XXXXXXX CO $XXX.XX XX/XX/XXXX Annually 39.22% 37.31% 37.31% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 4 FNMA 1005 No 0     Borrower - Wage, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CO United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 15.5 $XXXXXXX 15.5 No 36.62 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1246   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,050.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.781%   2.490% 2.490% $3,618.79 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $5,054.59 $XXXXXX N/A XXXXXXX CO $XXX.XX XX/XX/XXXX Annually 40.70% 40.78% 40.78% No No             Retired Self-Employed         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 3 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, SSI and Disability, Retirement, Retirement, Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $295,000.00         No US Citizen US Citizen N/A Other Patriot Act Form CO United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CO United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 25.9 $XXXXXXX 25.9 No 56.38 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1247   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,589.00 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.787%   3.000% 2.490% $5,359.98 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,888.11 $XXXXXX N/A     $0.00     36.99% 39.28% 38.04% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 269 34 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 117.7 $XXXXXXX 131.8 No 55.28 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1248   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.722%   2.375% 2.375% $4,269.82 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,096.85 $XXXXXX N/A     $0.00     28.23% 28.23% 28.23% No No             Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Employment Authorization Document (I-821D)   XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX I-821D Employment Authorization Document (I-821-D)   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 52.8 $XXXXXXX 52.8 No 64.62 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1249   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $4,147.50 XX/XX/XXXX 2.830% Manual Underwriting Manual Underwriting No 2.730%   2.375% 2.375% $2,622.21 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,268.48 $XXXXXX N/A     $0.00     30.70% 30.70% 30.70% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 6 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   PA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 104.3 $XXXXXXX 104.3 No 56.22 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1250   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $3,700.00 XX/XX/XXXX 2.820% Manual Underwriting Manual Underwriting No 2.731%   2.375% 2.375% $3,331.56 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,168.94 $XXXXXX N/A     $0.00     22.53% 22.53% 22.53% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       809                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 76.4 $XXXXXXX 76.4 No 57.72 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1251   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.780% Manual Underwriting Manual Underwriting No 2.720%   2.375% 2.375% $3,797.53 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,405.36 $XXXXXX No XXXXXXX CA $XXX.XX XX/XX/XXXX Annually 36.91% 36.32% 36.32% No No             Employed Not Employed         Full Doc 1 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 33 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     730                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Work Visa    XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX I-821D Employment Authorization Document (I-821-D)   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 9.1 $XXXXXXX 9.1 No 54.28 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1252   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,648.06 XX/XX/XXXX 2.870% Manual Underwriting Manual Underwriting No 2.737%   2.375% 2.375% $2,947.23 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $3,748.93 $XXXXXX N/A XXXXXXX NC $XXX.XX XX/XX/XXXX Annually 34.78% 34.78% 34.78% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 33 Work Number     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   NC United States XX/XX/XXXX     I-551 Stamp and Passport   XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 68.0 $XXXXXXX 68.0 No 79.82 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1253   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.850% Manual Underwriting Manual Underwriting No 2.725%   2.375% 2.375% $4,475.50 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,179.39 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 45.73% 45.73% 45.73% No No             Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 17 17 Other NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX India XX/XX/XXXX Employment Authorization Document (I-821D)   XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX India XX/XX/XXXX I-821D Employment Authorization Document (I-821-D)   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 23.2 $XXXXXXX 23.2 No 74.29 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1254   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.790% Manual Underwriting Manual Underwriting No 2.727%   2.375% 2.375% $2,467.37 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,783.16 $XXXXXX N/A     $0.00     40.36% 38.11% 38.11% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 34.0 $XXXXXXX 34.0 No 65.11 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1255   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.747%   2.375% 2.375% $3,663.06 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,950.12 $XXXXXX N/A     $0.00     40.92% 39.94% 39.94% No No             Employed Employed         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 2 0 2 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 292 34 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - 2 YRS Personal Tax Returns Verified, IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 23.9 $XXXXXXX 23.9 No 65.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1256   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.830% Manual Underwriting Manual Underwriting No 2.728%   2.375% 2.375% $6,353.87 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,387.86 $XXXXXX N/A     $0.00     30.47% 30.47% 30.47% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   CA USA XX/XX/XXXX     I-551 Stamp and Passport   XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Standard Driver's License - Not for federal Use     USA XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 12.8 $XXXXXXX 12.8 No 62.88 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1257   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $4,966.57 XX/XX/XXXX 2.780% Manual Underwriting Manual Underwriting No 2.753%   2.375% 2.375% $4,104.79 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $5,780.22 $XXXXXX Yes XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 48.13% 48.54% 48.54% No               Self-Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     0 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Borrower Prepared 9 Borrower       NA 0 No   Yes 72 34 Work Number     0   No 0     Borrower - Wage, Bonus, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 36.4 $XXXXXXX 36.4 No 67.06 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1258   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.722%   2.375% 2.375% $4,667.97 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,515.77 $XXXXXX Yes XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 40.51% 39.76% 39.76% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 32 Work Number     0   No 0     Borrower - Other REO Net Rental Income(Loss), Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       741                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 46.0 $XXXXXXX 46.0 No 62.82 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1259   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.830% Manual Underwriting Manual Underwriting No 2.720%   2.375% 2.375% $4,678.99 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,858.29 $XXXXXX Yes XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 21.00% 20.94% 20.94% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 120 32 Work Number Yes 147 32 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 13.3 $XXXXXXX 13.3 No 67.26 Yes No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1260   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.733%   2.375% 2.375% $4,259.49 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,766.60 $XXXXXX N/A     $0.00     31.73% 39.16% 39.16% No No             Employed Employed         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 24 24 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 22.0 $XXXXXXX 22.0 No 61.23 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1261   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.780% Manual Underwriting Manual Underwriting No 2.725%   2.375% 2.375% $2,942.08 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,861.19 $XXXXXX N/A     $0.00     21.06% 21.06% 21.06% No               Self-Employed           Full Doc 2   NA   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Borrower Prepared 8 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other REO Net Rental Income(Loss), SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       801                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 92.9 $XXXXXXX 92.9 No 55.87 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1262   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.810% Manual Underwriting Manual Underwriting No 2.733%   2.375% 2.375% $3,852.32 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $4,814.98 $XXXXXX N/A XXXXXXX AZ $XXX.XX XX/XX/XXXX Monthly 21.09% 21.10% 21.10% No               Employed           Full Doc 2   1 Month   N/A 0     1 0     3 2 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   AZ United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 160.4 $XXXXXXX 160.4 No 65.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1263   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.790% Manual Underwriting Manual Underwriting No 2.730%   2.375% 2.375% $6,859.71 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $9,096.06 $XXXXXX N/A     $0.00     17.97% 17.97% 17.97% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 32 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 96.5 $XXXXXXX 96.5 No 47.07 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1264   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.731%   2.375% 2.375% $3,658.71 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,929.96 $XXXXXX N/A     $0.00     18.65% 18.65% 18.65% No No             Employed Employed         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 2 0 2 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     I-551 Stamp and Passport   XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     I-551 Stamp and Passport   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 22.1 $XXXXXXX 22.1 No 59.21 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1265   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $0.00 XX/XX/XXXX 2.830% Manual Underwriting Manual Underwriting No 2.727%   2.375% 2.375% $3,375.47 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,911.11 $XXXXXX N/A     $0.00     16.54% 16.52% 16.52% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 45.2 $XXXXXXX 45.2 No 62.04 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1266   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.730%   2.375% 2.375% $3,720.20 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,917.63 $XXXXXX N/A     $0.00     37.84% 37.84% 37.84% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 12 12 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     India XX/XX/XXXX India XX/XX/XXXX Work Visa    XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 11.0 $XXXXXXX 11.0 No 65.12 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1267   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.830% Manual Underwriting Manual Underwriting No 2.670%   2.250% 2.250% $5,567.53 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,999.36 $XXXXXX N/A     $0.00     28.51% 28.51% 28.51% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 31 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2020","2019"] - 2021, 2020, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2020","2019"] - 2021, 2020, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 26.0 $XXXXXXX 26.0 No 46.98 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1268   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.810% Manual Underwriting Manual Underwriting No 2.668%   2.250% 2.250% $4,644.11 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,213.55 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 31.44% 31.44% 31.44% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 32 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       816                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 49.5 $XXXXXXX 49.5 No 76.12 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1269   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.820% Manual Underwriting Manual Underwriting No 2.671%   2.250% 2.250% $5,658.63 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $6,980.10 $XXXXXX N/A XXXXXXX WA $XXX.XX XX/XX/XXXX Monthly 33.81% 33.81% 33.81% No No             Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 32 32 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A     Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     I-151 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 13.2 $XXXXXXX 13.2 No 72.21 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1270   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.830% Manual Underwriting Manual Underwriting No 2.672%   2.250% 2.250% $3,604.58 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,240.11 $XXXXXX N/A     $0.00     22.50% 22.51% 22.51% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 46.1 $XXXXXXX 46.1 No 57.85 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1271   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.810% Manual Underwriting Manual Underwriting No 2.672%   2.250% 2.250% $3,815.29 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $5,266.00 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 27.66% 27.66% 27.66% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 38 31 Other Yes 32 31 Other No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $65,000.00         No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     I-551 Permanent Resident Card    XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     I-551 Permanent Resident Card   XX/XX/XXXX                                                     Fee Simple   No No N/A $XXXXXXX 44.3 $XXXXXXX 44.3 No 65.22 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1272   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $11,134.01 XX/XX/XXXX 2.810% Manual Underwriting Manual Underwriting No 2.703%   3.000% 2.250% $8,288.00 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $10,931.91 $XXXXXX N/A     $0.00     39.40% 39.40% 36.95% No No             Employed Employed         Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 Work Number Yes 28 28 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No HELOC $250,000.00         No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 27.4 $XXXXXXX 27.4 No 65.53 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1273   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,310.00 XX/XX/XXXX 2.820% Manual Underwriting Manual Underwriting No 2.675%   2.250% 2.250% $2,999.43 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,043.36 $XXXXXX N/A     $0.00     36.80% 36.80% 36.80% No               Self-Employed           Full Doc 0   NA   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 9 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       708                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form N/A United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 33.8 $XXXXXXX 33.8 No 54.12 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1274   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,023.19 XX/XX/XXXX 2.810% Manual Underwriting Manual Underwriting No 2.676%   2.250% 2.250% $6,740.75 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $9,000.98 $XXXXXX N/A     $0.00     35.13% 35.29% 35.29% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 33 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form N/A United States XX/XX/XXXX   XX/XX/XXXX N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 17.3 $XXXXXXX 49.1 No 69.98 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1275   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,985.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.677%   2.250% 2.250% $3,080.22 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,138.39 $XXXXXX N/A     $0.00     43.72% 43.72% 43.72% No               Employed           Full Doc 2   1 Month   N/A 0     2 2     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     Borrower Prepared 7 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       764                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CO United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 13.4 $XXXXXXX 13.4 No 51.99 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1276   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.810% Manual Underwriting Manual Underwriting No 2.672%   3.000% 2.250% $4,028.33 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,967.21 $XXXXXX N/A     $0.00     33.30% 35.51% 33.30% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     0 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 140 32 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       806                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form GA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 66.5 $XXXXXXX 66.5 No 59.72 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1277   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.810% Manual Underwriting Manual Underwriting No 2.673%   2.250% 2.250% $6,663.65 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $9,534.39 $XXXXXX N/A XXXXXXX CA $XXX.XX XX/XX/XXXX Monthly 38.14% 38.30% 38.30% No               Employed           Full Doc 2   1 Month   N/A 0     0 0     3 1 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Borrower Prepared 9 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - ["2020","2019"] - 2020, 2019 Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - ["2020","2019"] - 2020, 2019 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       807                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 17.9 $XXXXXXX 17.9 No 68.1 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1278   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,010.00 XX/XX/XXXX 2.780% Manual Underwriting Manual Underwriting No 2.674%   2.250% 2.250% $5,376.28 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,781.19 $XXXXXX N/A     $0.00     31.44% 31.44% 31.44% No No             Employed Employed         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 429.9 $XXXXXXX 429.9 No 40.19 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1279   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $2,875.55 XX/XX/XXXX 2.820% Manual Underwriting Manual Underwriting No 2.637%   3.000% 2.125% $3,146.73 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,149.14 $XXXXXX N/A     $0.00     25.58% 27.34% 25.58% No No             Retired Retired         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form CT United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form CT United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 12.2 $XXXXXXX 12.2 No 21.32 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1280   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $7,192.50 XX/XX/XXXX 2.790% Manual Underwriting Manual Underwriting No 2.655%   2.125% 2.125% $4,648.02 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $6,032.86 $XXXXXX N/A     $0.00     15.72% 15.72% 15.72% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 32 Other Yes 36 36 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     809                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Other Patriot Act Form WA United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 27.3 $XXXXXXX 27.3 No 51.52 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1281   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $12,788.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.700%   2.125% 2.125% $4,164.99 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $4,878.11 $XXXXXX N/A     $0.00     31.22% 31.22% 31.22% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     0 0     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 14 Other     0   No 0     Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 39.8 $XXXXXXX 39.8 No 80.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1282   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $1,013.00 XX/XX/XXXX 2.810% Manual Underwriting Manual Underwriting No 2.617%   2.125% 2.125% $3,454.07 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $5,606.77 $XXXXXX N/A     $0.00     40.67% 40.67% 40.67% No No             Employed Employed         Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 108 108 Work Number Yes 228 228 FNMA 1005 No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     787                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport     United States XX/XX/XXXX United States XX/XX/XXXX N/A     US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   WA United States XX/XX/XXXX United States XX/XX/XXXX N/A                                                         Fee Simple   No No N/A $XXXXXXX 64.0 $XXXXXXX 64.0 No 23.87 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1283   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $14,145.52 XX/XX/XXXX 2.830% Manual Underwriting Manual Underwriting No 2.679%   2.125% 2.125% $5,643.04 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $7,315.59 $XXXXXX N/A     $0.00     42.01% 42.01% 42.01% No No             Employed Not Employed         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use     United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A $XXXXXXX 14.4 $XXXXXXX 14.4 No 68.24 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1284   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $20,067.00 XX/XX/XXXX 2.880% Manual Underwriting Manual Underwriting No 2.660%   1.990% 1.990% $5,123.91 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $8,054.81 $XXXXXX N/A     $0.00     12.47% 12.47% 12.47% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 2     3 3 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 34 34 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), Balance Sheet Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 105.9 $XXXXXXX 105.9 No 36.53 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1285   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A $11,875.00 XX/XX/XXXX 2.800% Manual Underwriting Manual Underwriting No 2.614%   1.875% 1.875% $2,871.56 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,595.00 $XXXXXX N/A     $0.00     30.91% 31.47% 31.47% No               Employed           Full Doc 2   Less than 1 Month   N/A 0     2 0     3 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       777                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport     United States XX/XX/XXXX China XX/XX/XXXX Work Visa    XX/XX/XXXX                                                                               Fee Simple   No No N/A $XXXXXXX 12.0 $XXXXXXX 12.0 No 53.57 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1019   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX NA XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 4.360% $300.00 5.750% 5.750% $771.70 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $XXXXXX $1,207.29 $XXXXXX N/A     $0.00     35.41% 42.70% 42.70% No               Employed           Full Doc 2   1 Month   N/A 0     2 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       746                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No HELOC $29,500.00         No US Citizen US Citizen N/A Missing     United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No Yes N/A $XXXXXXX 4.1 $XXXXXXX 4.1 No 100.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1020   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 4.932%   5.375% 5.375% $1,493.72 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $XXXXXX $2,133.50 $XXXXXX N/A XXXXXXX MI $XXX.XX XX/XX/XXXX Monthly 43.10% 49.29% 58.86% No No             Employed Not Employed         Full Doc 0 0 Missing NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Missing 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss) || Co Borrower Borrower || Co Borrower XXXXXXX XXXXXXX XX XXXX XXXXXXX           706                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No Closed End - Fixed           No US Citizen US Citizen N/A Missing     United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Missing     United States XX/XX/XXXX     N/A                                                         Fee Simple   No Yes N/A $XXXXXXX 0.0 $XXXXXXX 0.0 No 100.0 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX        
XXXXX OBX2026HYB1286   XXXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XX/XX/XXXX N/A XX/XX/XXXX ATR/QM: Not Applicable No No No N/A N/A $0.00   0.000% Manual Underwriting Manual Underwriting No 5.784%   7.750% 5.750% $2,873.31 No   $XXXXXX $XXXXXX $XXXXXX $XXXXXX $0.00 $0.00 $0.00 $3,695.50 $XXXXXX N/A     $0.00     23.18% 33.11% 29.57% No               Self-Employed           Stated Not Verified 0   NA   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 1 YR Executed 4506T Verified Borrower - 1 YR Executed 4506T Verified XXXXXXX XXXXXXX XX XXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX       684                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   IL United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A $XXXXXXX 13.5 $XXXXXXX 13.5 No 46.36 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX