Exhibit 99.02 Schedule 3

 

Loan ID Alt ID Lender Application Date Originator QM Status Final QM Status Originator QM Status Difference than Final QM Status? Reason Why NonQM Final Status APR Pricing Threshold Exceeded? QM DTI Threshold Exceeded? Higher Priced Mortgage Loan (HPML)? Negatively Amortizing Loan? Principal Deferment? Interest Only Flag? Prepayment Penalty? Balloon Flag? Adjustable Rate Balloon? Loan Term Less Than 5 Years? QM Points and Fees Threshold Exceeded? QM Total Points and Fees APR ATR: Qualifying Payment Properly Considered? ATR: Current Employment/Self-Employment Verified? ATR: Balloon Qualifying Payment Properly Considered? ATR: Reasonable Income or Assets Considered? ATR: Subject PITIA Adequately Documented? ATR: All Liabilities Including Alimony and Child Support in DTI? ATR: Simultaneous Loan Calculated Properly ATR: Credit History was Considered Properly? ATR: Did Lender Document All ATR Factors? ATR: Was an ATR/QM DTI/Residual Income Analysis Provided? Residual Income Residual Income Meets Guidelines? Borrower 1 Employment Indicator Borrower 2 Employment Indicator Borrower 1 Foreign National Indicator Borrower 2 Foreign National Indicator Business Purpose Loan? Business Purpose Verified?
XXXXX OBX2026HYB1021 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No No No No No No Not Tested 0 3.014 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1022 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested Yes No No No Yes No No No No Not Tested 0 6.475 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1023 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM Risk: Loan does not meet QM requirements Yes Appendix Q Documentation Not Tested No No No No No No No No No No 795.0 4.401 Yes No N/A No No Yes N/A Yes No Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1024 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 4.2 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1025 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM Risk: Loan does not meet QM requirements Yes Appendix Q Documentation Not Tested No No No No No No No No No No 995.0 3.955 Yes No N/A Yes Yes Yes N/A Yes No Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1026 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 1939.5 3.655 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1027 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 3.753 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1028 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 3.84 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1029 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 3.57 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1030 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 3.663 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1031 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 3.404 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1032 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 2994.9 3.507 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1033 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 3.273 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1034 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM Risk: Loan does not meet QM requirements Yes Appendix Q Documentation Not Tested No No No No No No No No No No 4407.0 3.35 Yes Yes N/A Yes Yes No N/A No No Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1035 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 5199.8 3.483 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1036 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No No No No No No Not Tested 0 3.634 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1037 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 3.514 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1038 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 4352.86 3.225 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1039 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 5689.3 3.348 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1040 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 6399.95 3.054 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1041 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 3927.0 2.996 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1042 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 17232.5 3.622 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1008 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No Yes No No No No Not Tested 0 5.412 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1043 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 4.842 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1044 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 2140.0 4.591 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1045 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 4.147 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1046 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 4.533 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1047 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 50.0 4.258 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1048 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 4.228 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1011 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 4.165 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1049 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 3.905 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1050 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 4725.53 3.994 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1051 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 3.979 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1052 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 3611.92 3.871 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1053 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 28874.98 3.913 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1054 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 3.733 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1055 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 2230.0 3.644 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1056 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 3.673 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1057 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 4864.0 3.622 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1058 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 1010.0 3.461 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1059 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 3.41 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1060 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 32241.0 3.774 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1061 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 3.236 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1062 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 10632.0 3.741 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1063 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 3.156 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1064 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 3.091 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1065 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 3.211 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1066 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 3153.76 3.101 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1067 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 3147.0 3.112 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1068 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) ATR Risk: Safe Harbor APOR did not document all ATR UW Factors (APOR SH) Yes   No No No No No No No No No No No 3733.41 3.015 Yes Yes N/A No Yes Yes N/A Yes No Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1069 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 30267.6 3.214 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1010 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 5016.4 2.962 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1070 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.939 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1071 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.939 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1072 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 2488.0 2.96 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1073 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 9544.0 3.111 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1074 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.908 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1075 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.855 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1076 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 9360.0 2.815 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1077 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 2342.0 2.783 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1078 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 350.0 2.785 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1079 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.786 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1080 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.78 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1081 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 4033.66 2.784 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1082 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.708 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1083 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 45781.0 2.932 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1084 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1371.66 2.71 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1085 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.714 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1086 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.7 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1087 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.705 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1088 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.699 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1089 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.705 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1090 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 5188.0 2.686 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1091 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 4788.96 2.674 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1092 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 12863.85 2.706 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1093 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) ATR Risk: Safe Harbor APOR did not document all ATR UW Factors (APOR SH) Yes   No Yes No No No No No No No No No 9863.67 2.621 Yes No N/A Yes Yes Yes N/A Yes No Yes $XXXX.XX N/A Employed Retired No No No  
XXXXX OBX2026HYB1094 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 19894.73 2.665 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1095 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 20480.0 2.652 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1096 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 16022.0 2.617 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1097 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) ATR Risk: Safe Harbor APOR did not document all ATR UW Factors (APOR SH) Yes   No No No No No No No No No No No 20003.0 2.55 Yes Yes N/A No Yes Yes N/A Yes No Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1014 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No Yes No No No No Not Tested 0 5.515 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1015 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested Yes No No No Yes No No No No Not Tested 0 6.522 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1004 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No Yes No No No No Not Tested 0 7.251 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1005 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No Yes No No No No Not Tested 0 7.456 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1009 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No No No No No No Not Tested 0 5.911 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1006 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No Yes No No No No Not Tested 0 7.466 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1001 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 4594.8 3.194 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1098 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 4.287 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1099 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 2014.0 2.999 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1100 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 0 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1101 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 14491.0 3.075 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1102 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 2.85 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1103 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 2.844 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1104 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 3.828 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1105 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 2352.0 3.023 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1106 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 3923.75 3.768 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Retired Employed No No No  
XXXXX OBX2026HYB1016 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 3.665 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1107 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 11221.13 4.042 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1108 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 6216.65 3.357 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Not Employed Employed No No No  
XXXXX OBX2026HYB1007 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No Yes No No No No Not Tested 0 4.333 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1109 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No Yes No No No No Not Tested 0 6.097 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1111 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 10617.57 4.304 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1112 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 4309.78 4.124 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1113 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 0.0 3.009 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1114 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 3.012 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Retired Retired No No No  
XXXXX OBX2026HYB1115 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 3253.0 2.921 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1116 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 4942.87 2.923 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1117 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 3659.38 2.842 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1118 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.84 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1119 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes Yes No No No No No No No No No 14100.31 3.009 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Retired Retired No No No  
XXXXX OBX2026HYB1120 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.801 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1121 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1395.0 2.814 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1122 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 5107.0 2.749 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1123 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 11960.0 2.79 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1124 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 2956.5 2.76 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1125 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.761 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1126 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 12884.0 2.931 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1127 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes Yes No No No No No No No No No 1010.0 2.755 Yes Yes N/A Yes Yes No Yes Yes No Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1128 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.755 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1129 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 0.0 2.75 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1130 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.768 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1131 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.756 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1132 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 0.0 2.751 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1133 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.749 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1134 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes Yes No No No No No No No No No 13528.0 2.842 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1013 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes Yes No No No No No No No No No 3044.55 2.721 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1135 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes Yes No No No No No No No No No 1010.0 2.708 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1136 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 0.0 2.71 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1137 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 0.0 2.709 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1138 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 0.0 2.713 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1139 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.71 Yes Yes N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1140 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.716 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1141 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 5210.79 2.718 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1142 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes Yes No No No No No No No No No 1010.0 2.711 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1143 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.718 Yes N/A N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1144 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.71 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1145 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.709 Yes N/A N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1146 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 1010.0 2.71 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1147 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 0.0 2.717 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1148 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 0.0 2.706 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1149 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 7519.67 2.726 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1150 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 7450.0 2.723 Yes Yes N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1151 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM Risk: Loan does not meet QM requirements Yes APOR Threshold Yes No No No No No No No No No No 0.0 2.666 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1152 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1365.2 2.667 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1153 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 13281.0 2.638 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1154 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No No No No No No Not Tested 0 3.021 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1155 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No Yes No No No No Not Tested 0 7.523 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1156 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 16195.0 3.289 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1157 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 4.332 Yes Yes N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1158 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 4.371 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Retired Employed No No No  
XXXXX OBX2026HYB1159 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 0 3.19 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1160 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 1210.65 4.409 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1161 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 4.384 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1162 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 5507.0 4.252 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1163 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM Risk: Loan does not meet QM requirements Yes Qualifying DTI Exceeds 43% Not Tested Yes No No No No No No No No No 795.0 4.123 Yes Yes N/A Yes Yes No N/A Yes No Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1164 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 2315.33 4.202 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1002 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 5057.7 3.171 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1165 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 0 4.201 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1166 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM Risk: Loan does not meet QM requirements Yes Appendix Q Documentation Not Tested No No No No No No No No No No 995.0 3.274 Yes Yes N/A N/A Yes Yes N/A Yes No Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1167 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 1275.0 4.419 Yes Yes N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1168 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM Risk: Loan does not meet QM requirements Yes Appendix Q Documentation Not Tested No No No No No No No No No No 0 3.89 Yes No N/A Yes Yes Yes N/A Yes No Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1169 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 4.187 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1170 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 4.004 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1171 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 4840.0 3.038 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1172 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 795.0 3.615 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1173 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 2.94 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1174 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 1630.87 3.71 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Retired   No   No  
XXXXX OBX2026HYB1175 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 3.754 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1176 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 3.76 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Retired   No   No  
XXXXX OBX2026HYB1177 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 20183.0 3.565 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1178 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 2.986 Yes Yes N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1179 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 395.0 3.053 Yes Yes N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1180 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 3505.1 3.197 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1181 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 3.063 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1182 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 2.666 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Retired No No No  
XXXXX OBX2026HYB1183 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 3193.91 3.222 Yes Yes N/A Yes Yes Yes Yes Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1184 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 2.952 Yes N/A N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1185 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 990.0 3.022 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Retired No No No  
XXXXX OBX2026HYB1017 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 18462.5 3.274 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1186 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 995.0 2.935 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1187 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 1420.0 3.169 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1018 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No No No No No No Not Tested 0 3.156 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1188 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 4600.71 4.072 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1189 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 0 3.518 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1190 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 287.0 2.942 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1191 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 15257.2 4.088 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1192 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 20385.7 3.754 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1193 XX/XX/XXXX QM: Safe Harbor DTI (DTI SH) QM: Safe Harbor DTI (DTI SH) No   Not Tested No No No No No No No No No No 10505.0 3.416 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1194 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 3379.0 2.833 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1195 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 24680.0 2.447 Yes Yes N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1196 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 6902.21 7.198 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1197 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 17834.6 4.471 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1198 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 4.416 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1199 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 2096.75 4.423 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1200 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 4434.0 4.379 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1201 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 11810.0 4.097 Yes Yes N/A No Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1202 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 12827.0 4.065 Yes Yes N/A N/A Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1203 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 4855.2 4.096 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1204 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 1608.5 4.024 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXX.XX N/A Employed Retired No No No  
XXXXX OBX2026HYB1205 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 25888.0 4.458 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1206 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 33365.89 4.365 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1207 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 13010.0 3.713 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1208 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 20607.95 4.409 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1209 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 1940.73 3.018 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1210 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 3.07 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1211 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 70.0 2.952 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1212 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 2269.74 2.966 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1213 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.953 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1214 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.948 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1215 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 2130.0 3.096 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1216 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1414.0 2.956 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1217 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1962.0 2.958 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1012 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.889 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1218 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1011.0 2.896 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1219 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 0.0 2.891 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1220 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 3076.0 2.908 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1221 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 350.0 2.846 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1222 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.848 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1223 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 1010.0 2.839 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1224 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1035.0 2.84 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1225 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 5170.64 2.85 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1226 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.834 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1227 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.835 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1228 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.84 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1229 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.842 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1230 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.783 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1231 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.78 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1232 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 0.0 2.784 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Retired   No   No  
XXXXX OBX2026HYB1233 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.785 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1234 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.772 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1235 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.779 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1236 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.775 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1237 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.773 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Not Employed Employed No No No  
XXXXX OBX2026HYB1238 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1350.0 2.796 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1239 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 3728.0 2.787 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1240 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.784 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1241 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.783 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1242 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.782 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1243 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 5141.87 2.78 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1244 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.783 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1245 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 3510.0 2.787 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1246 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 2050.0 2.781 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Retired Employed No No No  
XXXXX OBX2026HYB1247 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1589.0 2.787 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1248 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.722 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1249 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 4147.5 2.73 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1250 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 3700.0 2.731 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1251 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.72 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1252 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 2648.06 2.737 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1253 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 1010.0 2.725 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1254 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.727 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1255 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.747 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1256 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.728 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1257 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 4966.57 2.753 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1258 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.722 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1259 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.72 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1260 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.733 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1261 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.725 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1262 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.733 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1263 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.73 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1264 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.731 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1265 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 0.0 2.727 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1266 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.73 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1267 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.67 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1268 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.668 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1269 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.671 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1270 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.672 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1271 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.672 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1272 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 11134.01 2.703 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1273 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 2310.0 2.675 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1274 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 2023.19 2.676 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1275 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No Yes No No No No No No No No No 2985.0 2.677 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1276 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.672 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1277 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.673 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1278 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1010.0 2.674 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1279 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 2875.55 2.637 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Retired Retired No No No  
XXXXX OBX2026HYB1280 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 7192.5 2.655 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1281 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 12788.0 2.7 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1282 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 1013.0 2.617 Yes Yes N/A Yes Yes No N/A Yes Yes Yes $XXXX.XX N/A Employed Employed No No No  
XXXXX OBX2026HYB1283 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 14145.52 2.679 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1284 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 20067.0 2.66 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1285 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No   No No No No No No No No No No No 11875.0 2.614 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1019 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No Yes No No No No Not Tested 0 4.36 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No  
XXXXX OBX2026HYB1020 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested Yes No No No Yes No No No No Not Tested 0 4.932 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed Not Employed No No No  
XXXXX OBX2026HYB1286 XX/XX/XXXX ATR/QM: Not Applicable ATR/QM: Not Applicable No   Not Tested No No No No Yes No No No No Not Tested 0 5.784 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXX.XX N/A Employed   No   No