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  <xs:element id="wtm_KuduInvestmentManagementLLCSegmentMember" abstract="true" name="KuduInvestmentManagementLLCSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_HGGlobalBAMSegmentMember" abstract="true" name="HGGlobalBAMSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DistinguishedPartnersSegmentMember" abstract="true" name="DistinguishedPartnersSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_OtherDisposalGroupMember" abstract="true" name="OtherDisposalGroupMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_PremiumsAndCommissionsReceivable" abstract="false" name="PremiumsAndCommissionsReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_PremiumsAndCommissionsPayable" abstract="false" name="PremiumsAndCommissionsPayable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BambooInsuranceServicesLLCSegmentMember" abstract="true" name="BambooInsuranceServicesLLCSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_InvestmentsExcludingMediaAlphaMember" abstract="true" name="InvestmentsExcludingMediaAlphaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_MediaAlphaMember" abstract="true" name="MediaAlphaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_BrokerCommissionExpense" abstract="false" name="BrokerCommissionExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_TotalEquityIncludingNoncontrollingInterestMember" abstract="true" name="TotalEquityIncludingNoncontrollingInterestMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_NoncontrollingInterestNetContributionAndDilutionDuringPeriod" abstract="false" name="NoncontrollingInterestNetContributionAndDilutionDuringPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_StockholdersEquityAdjustmentsToTemporaryEquity" abstract="false" name="StockholdersEquityAdjustmentsToTemporaryEquity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_TemporaryEquityComprehensiveIncomeLossNetOfTax" abstract="false" name="TemporaryEquityComprehensiveIncomeLossNetOfTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_HGGlobalSegmentMember" abstract="true" name="HGGlobalSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_InterestIncomeOperatingNetOfInterestPaymentsReceived" abstract="false" name="InterestIncomeOperatingNetOfInterestPaymentsReceived" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_IncreaseDecreaseInPremiumsCommissionsAndFeesReceivable" abstract="false" name="IncreaseDecreaseInPremiumsCommissionsAndFeesReceivable" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_IncreaseDecreaseInPremiumsAndCommissionsPayable" abstract="false" name="IncreaseDecreaseInPremiumsAndCommissionsPayable" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_IncreaseDecreaseInAccruedBonuses" abstract="false" name="IncreaseDecreaseInAccruedBonuses" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_PaymentsForParticipationContracts" abstract="false" name="PaymentsForParticipationContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_PaymentsForProceedsFromOtherShortTermInvestments" abstract="false" name="PaymentsForProceedsFromOtherShortTermInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ReleaseOfCashPreFundingsForManagedFunds" abstract="false" name="ReleaseOfCashPreFundingsForManagedFunds" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_PaymentsToAcquireTradingFixedMaturitiesInvestments" abstract="false" name="PaymentsToAcquireTradingFixedMaturitiesInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_PaymentsToAcquireEquitySecuritiesAndEquityMethodInvestments" abstract="false" name="PaymentsToAcquireEquitySecuritiesAndEquityMethodInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_UnrestrictedCashHeldForSale" abstract="false" name="UnrestrictedCashHeldForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_RestrictedCashHeldForSale" abstract="false" name="RestrictedCashHeldForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_SignificantTransactionsAbstract" abstract="true" name="SignificantTransactionsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wtm_SignificantTransactionsTextBlock" abstract="false" name="SignificantTransactionsTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="wtm_InvestmentFixedMaturitySecuritiesCreditQualityIndicatorsTableTextBlock" abstract="false" name="InvestmentFixedMaturitySecuritiesCreditQualityIndicatorsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="wtm_PrivateEquityLockUpPeriodTableTextBlock" abstract="false" name="PrivateEquityLockUpPeriodTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="wtm_ScheduleOfNominalAndFairValueOfNotesReceivableTableTextBlock" abstract="false" name="ScheduleOfNominalAndFairValueOfNotesReceivableTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="wtm_ScheduleOfMunicipalGuaranteeInsuredObligationsTableTextBlock" abstract="false" name="ScheduleOfMunicipalGuaranteeInsuredObligationsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="wtm_ScheduleOfUndistributedEarningsTableTextBlock" abstract="false" name="ScheduleOfUndistributedEarningsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="wtm_ScheduleOfNonvestedPerformanceShareActivityTableTextBlock" abstract="false" name="ScheduleOfNonvestedPerformanceShareActivityTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="wtm_ScheduleOfPerformanceSharesOutstandingAndAccruedExpenseByPerformanceCycleUnderIncentivePlanTableTextBlock" abstract="false" name="ScheduleOfPerformanceSharesOutstandingAndAccruedExpenseByPerformanceCycleUnderIncentivePlanTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="wtm_SubsidiaryArkInsuranceHoldingsLimitedMember" abstract="true" name="SubsidiaryArkInsuranceHoldingsLimitedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SubsidiaryWMOutriggerReMember" abstract="true" name="SubsidiaryWMOutriggerReMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SubsidiaryKuduInvestmentManagementLLCMember" abstract="true" name="SubsidiaryKuduInvestmentManagementLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SubsidiaryHGGlobalMember" abstract="true" name="SubsidiaryHGGlobalMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SubsidiaryDistinguishedManagingMember" abstract="true" name="SubsidiaryDistinguishedManagingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_OutriggerReMember" abstract="true" name="OutriggerReMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SubsidiaryOwnershipPercentageParentAfterEquityIncentives" abstract="false" name="SubsidiaryOwnershipPercentageParentAfterEquityIncentives" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_ManagementRolloverShareholdersAdditionalSharesPercentage" abstract="false" name="ManagementRolloverShareholdersAdditionalSharesPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_ProceedsFromReturnOfCapitalOnSubsidiaries" abstract="false" name="ProceedsFromReturnOfCapitalOnSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_SubsidiaryOwnershipPercentageOfBasicUnitsOutstandingParent" abstract="false" name="SubsidiaryOwnershipPercentageOfBasicUnitsOutstandingParent" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_SubsidiaryOwnershipPercentageFullyDilutedParent" abstract="false" name="SubsidiaryOwnershipPercentageFullyDilutedParent" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_PercentageOfParValueOfPolicyReinsured" abstract="false" name="PercentageOfParValueOfPolicyReinsured" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_PaymentsToAcquireSurplusNotes" abstract="false" name="PaymentsToAcquireSurplusNotes" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_OtherSignificantTransactionsTable" abstract="true" name="OtherSignificantTransactionsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="wtm_BambooGroupMember" abstract="true" name="BambooGroupMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_BambooSPVMember" abstract="true" name="BambooSPVMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_OtherSignificantTransactionsLineItems" abstract="true" name="OtherSignificantTransactionsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wtm_DisposalGroupIncludingDiscontinuedOperationOwnershipPercentageDisposedOf" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationOwnershipPercentageDisposedOf" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_DisposalGroupIncludingDiscontinuedOperationIncrementalProceedsReceived" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationIncrementalProceedsReceived" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_DisposalGroupIncludingDiscontinuedOperationIncrementalProceedsReceivedHeldInEscrow" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationIncrementalProceedsReceivedHeldInEscrow" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_DisposalGroupIncludingDiscontinuedOperationIncrementalProceedsReceivedPurchasePriceAdjustments" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationIncrementalProceedsReceivedPurchasePriceAdjustments" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_DisposalGroupNotDiscontinuedOperationNetGainLossOnDisposal" abstract="false" name="DisposalGroupNotDiscontinuedOperationNetGainLossOnDisposal" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_DistinguishedTransactionMember" abstract="true" name="DistinguishedTransactionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DistinguishedTransactionScaleCoProgramMember" abstract="true" name="DistinguishedTransactionScaleCoProgramMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DistinguishedManagementMember" abstract="true" name="DistinguishedManagementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SubsidiaryDistinguishedPartnersMember" abstract="true" name="SubsidiaryDistinguishedPartnersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_BusinessCombinationConsiderationTransferredPostClosingPurchasePriceAdjustment" abstract="false" name="BusinessCombinationConsiderationTransferredPostClosingPurchasePriceAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationConsiderationTransferredCashOnHand" abstract="false" name="BusinessCombinationConsiderationTransferredCashOnHand" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationVotingEquityInterestAcquiredBasicPercentage" abstract="false" name="BusinessCombinationVotingEquityInterestAcquiredBasicPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_SubsidiaryOwnershipPercentageEconomicInterest" abstract="false" name="SubsidiaryOwnershipPercentageEconomicInterest" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_BusinessCombinationVotingEquityInterestAcquiredPercentageOfBasicUnitsOutstanding" abstract="false" name="BusinessCombinationVotingEquityInterestAcquiredPercentageOfBasicUnitsOutstanding" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_BusinessCombinationRightToSellRedemptionValue" abstract="false" name="BusinessCombinationRightToSellRedemptionValue" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationRightToPurchaseUnitsUnitPriceMultiplier" abstract="false" name="BusinessCombinationRightToPurchaseUnitsUnitPriceMultiplier" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="wtm_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndGoodwill" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndGoodwill" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationRecognizedAssetAcquiredIdentifiableIntangibleAssetIncludingGoodwill" abstract="false" name="BusinessCombinationRecognizedAssetAcquiredIdentifiableIntangibleAssetIncludingGoodwill" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationRedeemableNoncontrollingInterestAcquired" abstract="false" name="BusinessCombinationRedeemableNoncontrollingInterestAcquired" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationNonredeemableNoncontrollingInterestAcquired" abstract="false" name="BusinessCombinationNonredeemableNoncontrollingInterestAcquired" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_GoodwillIntangibleAssetsAndOtherLiabilitiesAcquiredMeasurementPeriodAdjustment" abstract="false" name="GoodwillIntangibleAssetsAndOtherLiabilitiesAcquiredMeasurementPeriodAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationRecognizedAssetsAcquiredPremiumsAndCommissionsReceivable" abstract="false" name="BusinessCombinationRecognizedAssetsAcquiredPremiumsAndCommissionsReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationRecognizedAssetsAcquiredOtherAssets" abstract="false" name="BusinessCombinationRecognizedAssetsAcquiredOtherAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationRecognizedLiabilityAssumedPremiumsAndCommissionsPayable" abstract="false" name="BusinessCombinationRecognizedLiabilityAssumedPremiumsAndCommissionsPayable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationRecognizedLiabilitiesAssumedOtherLiabilities" abstract="false" name="BusinessCombinationRecognizedLiabilitiesAssumedOtherLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetTangibleAssets" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetTangibleAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationRecognizedAssetAcquiredIdentifiableIntangibleAssetExcludingGoodwillDeferredTaxLiability" abstract="false" name="BusinessCombinationRecognizedAssetAcquiredIdentifiableIntangibleAssetExcludingGoodwillDeferredTaxLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BroadStreetMember" abstract="true" name="BroadStreetMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_BishopStreetMember" abstract="true" name="BishopStreetMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_LimitedLiabilityCompanyOrLimitedPartnershipGeographicalPresence" abstract="false" name="LimitedLiabilityCompanyOrLimitedPartnershipGeographicalPresence" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="wtm_LimitedLiabilityCompanyOrLimitedPartnershipMembersOrLimitedPartnersOwnershipInterestLookThroughBasis" abstract="false" name="LimitedLiabilityCompanyOrLimitedPartnershipMembersOrLimitedPartnersOwnershipInterestLookThroughBasis" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_EnterpriseSolutionMember" abstract="true" name="EnterpriseSolutionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_PaymentsToAcquireInterestInSubsidiariesAndAffiliatesAdditionalContribution" abstract="false" name="PaymentsToAcquireInterestInSubsidiariesAndAffiliatesAdditionalContribution" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BusinessCombinationRecognizedLiabilityAssumedLongTermDebt" abstract="false" name="BusinessCombinationRecognizedLiabilityAssumedLongTermDebt" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_TotalInvestmentsBeforeTPCProvidersInvestmentsMember" abstract="true" name="TotalInvestmentsBeforeTPCProvidersInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_OtherShortTermInvestmentsMember" abstract="true" name="OtherShortTermInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_FixedMaturitiesAndOtherShortTermInvestmentsMember" abstract="true" name="FixedMaturitiesAndOtherShortTermInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_CommonStockAndEquityMethodInvestmentsMember" abstract="true" name="CommonStockAndEquityMethodInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_TotalInvestmentsAfterTPCProvidersInvestmentsMember" abstract="true" name="TotalInvestmentsAfterTPCProvidersInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_NetUnrealizedGainsLossesOnInvestments" abstract="false" name="NetUnrealizedGainsLossesOnInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_DebtSecuritiesTradingNetForeignCurrencyGainLoss" abstract="false" name="DebtSecuritiesTradingNetForeignCurrencyGainLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_FixedMaturitiesExcludingAssetBackedSecuritiesAndCollateralizedLoanObligationsMember" abstract="true" name="FixedMaturitiesExcludingAssetBackedSecuritiesAndCollateralizedLoanObligationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_AssetBackedSecuritiesAndCollateralizedLoanObligationsMember" abstract="true" name="AssetBackedSecuritiesAndCollateralizedLoanObligationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="wtm_CitibankLOCFacilityMember" abstract="true" name="CitibankLOCFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_LloydsLOCFacilityMember" abstract="true" name="LloydsLOCFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DebtCovenantPeriodAxis" abstract="true" name="DebtCovenantPeriodAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="wtm_DebtCovenantPeriodDomain" abstract="true" name="DebtCovenantPeriodDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DebtCovenantPeriod1Member" abstract="true" name="DebtCovenantPeriod1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DebtCovenantPeriod2Member" abstract="true" name="DebtCovenantPeriod2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DebtCovenantPeriod3Member" abstract="true" name="DebtCovenantPeriod3Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DebtCovenantPeriod4Member" abstract="true" name="DebtCovenantPeriod4Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DebtInstrumentFloatingInterestRatePercentage" abstract="false" name="DebtInstrumentFloatingInterestRatePercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_DerivativeMaximumInterestRate" abstract="false" name="DerivativeMaximumInterestRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_ShortTermInvestmentsInterestReserve" abstract="false" name="ShortTermInvestmentsInterestReserve" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_DebtInstrumentCovenantLoanToValueRatioMaximum" abstract="false" name="DebtInstrumentCovenantLoanToValueRatioMaximum" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_DebtInstrumentLoanToValuePercentage" abstract="false" name="DebtInstrumentLoanToValuePercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_DebtInstrumentCovenantDebtServiceCoverageRatioMinimum" abstract="false" name="DebtInstrumentCovenantDebtServiceCoverageRatioMinimum" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="wtm_DebtInstrumentBorrowingBasePercentage" abstract="false" name="DebtInstrumentBorrowingBasePercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_DebtInstrumentFundingDateAnniversary" abstract="false" name="DebtInstrumentFundingDateAnniversary" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="wtm_DebtInstrumentInterestReserveInterestAccruedMultiplier" abstract="false" name="DebtInstrumentInterestReserveInterestAccruedMultiplier" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="wtm_SubsidiaryDistinguishedMember" abstract="true" name="SubsidiaryDistinguishedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DebtInstrumentCovenantTotalLeverageRatio" abstract="false" name="DebtInstrumentCovenantTotalLeverageRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="wtm_WTMCreditFacilityMember" abstract="true" name="WTMCreditFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_NumberofSecuredCreditFacilities" abstract="false" name="NumberofSecuredCreditFacilities" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="wtm_ChangeInLongTermDebtRollForward" abstract="true" name="ChangeInLongTermDebtRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wtm_DeferredTaxLiabilityReversal" abstract="false" name="DeferredTaxLiabilityReversal" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_GainLossOnEconomicTransitionAdjustmentTaxExpenseBenefit" abstract="false" name="GainLossOnEconomicTransitionAdjustmentTaxExpenseBenefit" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_SubsidiaryDistinguishedInterestRateCapMember" abstract="true" name="SubsidiaryDistinguishedInterestRateCapMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_A2024InterestRateCapMember" abstract="true" name="A2024InterestRateCapMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_ProceedsFromDerivativeInstrumentOperatingActivities" abstract="false" name="ProceedsFromDerivativeInstrumentOperatingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_VariableInterestEntityPrimaryBeneficiaryBuildAmericaMutualAssuranceCompanyMember" abstract="true" name="VariableInterestEntityPrimaryBeneficiaryBuildAmericaMutualAssuranceCompanyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_FidusReLtd.Member" abstract="true" name="FidusReLtd.Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_ReinsurerTypeAxis" abstract="true" name="ReinsurerTypeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="wtm_ReinsurerTypeDomain" abstract="true" name="ReinsurerTypeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_Regulation114Member" abstract="true" name="Regulation114Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SupplementalTrustMember" abstract="true" name="SupplementalTrustMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_BAMSurplusNotesMember" abstract="true" name="BAMSurplusNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SurplusNotesMember" abstract="true" name="SurplusNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_MemberSurplusContributionsInsurancePremiumChargesPercentage" abstract="false" name="MemberSurplusContributionsInsurancePremiumChargesPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_PercentageofRiskPremiumCeded" abstract="false" name="PercentageofRiskPremiumCeded" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_ReinsuranceAgreementRenegotiationPeriod" abstract="false" name="ReinsuranceAgreementRenegotiationPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="wtm_ReinsuranceAgreementsAssetLimitAmount" abstract="false" name="ReinsuranceAgreementsAssetLimitAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_FundsHeldUnderReinsuranceAgreementsBalanceLimitPercentage" abstract="false" name="FundsHeldUnderReinsuranceAgreementsBalanceLimitPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_FundsHeldUnderReinsuranceAgreementsTargetBalance" abstract="false" name="FundsHeldUnderReinsuranceAgreementsTargetBalance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_FundsHeldUnderReinsuranceAgreementsAssetsDistributionReceived" abstract="false" name="FundsHeldUnderReinsuranceAgreementsAssetsDistributionReceived" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_FundsHeldUnderReinsuranceAgreementsAssetsAccruedInterest" abstract="false" name="FundsHeldUnderReinsuranceAgreementsAssetsAccruedInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_FundsHeldUnderReinsuranceAgreementsAssetsCashDistributionReceived" abstract="false" name="FundsHeldUnderReinsuranceAgreementsAssetsCashDistributionReceived" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_FundsHeldUnderReinsuranceAgreementsAssetsCashAndInvestments" abstract="false" name="FundsHeldUnderReinsuranceAgreementsAssetsCashAndInvestments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_FundsHeldUnderReinsuranceAgreementsAssetsSurplusNotes" abstract="false" name="FundsHeldUnderReinsuranceAgreementsAssetsSurplusNotes" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_FundsHeldUnderReinsuranceAgreementsAssetsInterestReceivable" abstract="false" name="FundsHeldUnderReinsuranceAgreementsAssetsInterestReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ChangesInNominalValueOfSurplusNotesRollForward" abstract="true" name="ChangesInNominalValueOfSurplusNotesRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wtm_NotesReceivableNominalFairValueDisclosure" abstract="false" name="NotesReceivableNominalFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_PaymentsOfNotesReceivablePrincipalAndInterest" abstract="false" name="PaymentsOfNotesReceivablePrincipalAndInterest" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ChangesInFairValueDiscountOfSurplusNotesRollForward" abstract="true" name="ChangesInFairValueDiscountOfSurplusNotesRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wtm_NotesReceivableInterestRateFairValueDiscount" abstract="false" name="NotesReceivableInterestRateFairValueDiscount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_GainLossOnFairValueAdjustmentOfSurplusNotes" abstract="false" name="GainLossOnFairValueAdjustmentOfSurplusNotes" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_FinancialGuaranteeInsuranceContractsNumberOfContracts" abstract="false" name="FinancialGuaranteeInsuranceContractsNumberOfContracts" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="wtm_FinancialGuaranteeInsuranceContractsRemainingWeightedAverageContractPeriod" abstract="false" name="FinancialGuaranteeInsuranceContractsRemainingWeightedAverageContractPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="wtm_FinancialGuaranteeInsuranceContractsPrincipalBalance" abstract="false" name="FinancialGuaranteeInsuranceContractsPrincipalBalance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_VariableInterestEntityPrimaryBeneficiaryHGGlobalMember" abstract="true" name="VariableInterestEntityPrimaryBeneficiaryHGGlobalMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_FinancialGuaranteeInsuranceContractPremiumRevenueToBeRecognizedDueAfterYearFour" abstract="false" name="FinancialGuaranteeInsuranceContractPremiumRevenueToBeRecognizedDueAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_AdjustmentForRedeemableNoncontrollingInterest" abstract="false" name="AdjustmentForRedeemableNoncontrollingInterest" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_DividendsCommonStockCashNetOfRestrictedStock" abstract="false" name="DividendsCommonStockCashNetOfRestrictedStock" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_PerformancePeriodAxis" abstract="true" name="PerformancePeriodAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="wtm_PerformancePeriodDomain" abstract="true" name="PerformancePeriodDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_PerformancePeriodThreeMember" abstract="true" name="PerformancePeriodThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPayoutMultiplier" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPayoutMultiplier" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceCyclePeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceCyclePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesGrantsInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesGrantsInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardTargetedPerformanceGoalAverageAnnualGrowthPercentage" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardTargetedPerformanceGoalAverageAnnualGrowthPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardAverageAnnualGrowthRatePercentage" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAverageAnnualGrowthRatePercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPayoutForMaximumGrowthTargetPercentage" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPayoutForMaximumGrowthTargetPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceShares" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceShares" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesSharesPaidInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesSharesPaidInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesForfeitedAndCancelledInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesForfeitedAndCancelledInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="wtm_AccruedExpenseRollForward" abstract="true" name="AccruedExpenseRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiability" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilitySharesPaidInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilitySharesPaidInPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilityGrantsInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilityGrantsInPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilityForfeitedAndCancelledInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilityForfeitedAndCancelledInPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilityExpenseInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilityExpenseInPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPercentageOfTargetAchievedPayout" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPercentageOfTargetAchievedPayout" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wtm_PerformancePeriodOneMember" abstract="true" name="PerformancePeriodOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_PerformancePeriodTwoMember" abstract="true" name="PerformancePeriodTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesNonvestedNumberBeforeAssumedForfeitures" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesNonvestedNumberBeforeAssumedForfeitures" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilityBeforeAssumedForfeitures" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilityBeforeAssumedForfeitures" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesForfeitedInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesForfeitedInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilityForfeitedInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceSharesAccruedLiabilityForfeitedInPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantDateFairValueRollForward" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantDateFairValueRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wtm_ShareBasedPaymentArrangementNonvestedAwardExcludingOptionCostNotYetRecognizedAmountVested" abstract="false" name="ShareBasedPaymentArrangementNonvestedAwardExcludingOptionCostNotYetRecognizedAmountVested" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ShareBasedPaymentArrangementNonvestedAwardExcludingOptionCostNotYetRecognizedAmountIssued" abstract="false" name="ShareBasedPaymentArrangementNonvestedAwardExcludingOptionCostNotYetRecognizedAmountIssued" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ShareBasedPaymentArrangementNonvestedAwardExcludingOptionCostNotYetRecognizedAmountForfeited" abstract="false" name="ShareBasedPaymentArrangementNonvestedAwardExcludingOptionCostNotYetRecognizedAmountForfeited" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_ShareBasedPaymentArrangementNonvestedAwardExcludingOptionCostNotYetRecognizedAmountOfExpenseRecognized" abstract="false" name="ShareBasedPaymentArrangementNonvestedAwardExcludingOptionCostNotYetRecognizedAmountOfExpenseRecognized" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_OtherNoncontrollingInterestMember" abstract="true" name="OtherNoncontrollingInterestMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SubsidiaryArkInsuranceHoldingsLimitedManagementEquityIncentiveMember" abstract="true" name="SubsidiaryArkInsuranceHoldingsLimitedManagementEquityIncentiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SubsidiaryKuduInvestmentManagementManagementEquityIncentiveMember" abstract="true" name="SubsidiaryKuduInvestmentManagementManagementEquityIncentiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_SubsidiaryDistinguishedPartnersManagementEquityIncentivesMember" abstract="true" name="SubsidiaryDistinguishedPartnersManagementEquityIncentivesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_BambooInsuranceServicesLLCSegmentNetOfReconcilingItemsMember" abstract="true" name="BambooInsuranceServicesLLCSegmentNetOfReconcilingItemsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_DistinguishedPartnersSegmentNetOfReconcilingItemsMember" abstract="true" name="DistinguishedPartnersSegmentNetOfReconcilingItemsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_WMOutriggerReSegmentMember" abstract="true" name="WMOutriggerReSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_RevenuesAdjusted" abstract="false" name="RevenuesAdjusted" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_GeneralAndAdministrativeExpenseOtherUnderwritingExpenses" abstract="false" name="GeneralAndAdministrativeExpenseOtherUnderwritingExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_GeneralAndAdministrativeExpenseAmortizationOfIntangibleAssets" abstract="false" name="GeneralAndAdministrativeExpenseAmortizationOfIntangibleAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_OtherCountryMember" abstract="true" name="OtherCountryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_OtherIncomeAdjusted" abstract="false" name="OtherIncomeAdjusted" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_RevenuesFromExternalCustomers" abstract="false" name="RevenuesFromExternalCustomers" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wtm_BambooCRVMember" abstract="true" name="BambooCRVMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_PassportCardDavidShieldMember" abstract="true" name="PassportCardDavidShieldMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_LimitedPartnershipsMember" abstract="true" name="LimitedPartnershipsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wtm_EquityMethodEligibleInvestmentsLessThanFiftyPercentMember" abstract="true" name="EquityMethodEligibleInvestmentsLessThanFiftyPercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
