v3.26.1
Commitments and Contingencies
3 Months Ended
Mar. 31, 2026
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies
Note 12 — Commitments and Contingencies
Off-balance sheet commitments were as follows:
(In millions)March 31, 2026December 31, 2025
Standby letters of credit outstanding$19,582 $20,275 
Commitments to issue consolidated obligation discount notes, par— 168 
Commitments to issue consolidated obligation bonds, par70 — 
The carrying value of guarantees related to standby letters of credit, representing unearned fees and recorded in other liabilities, was $70 million and $63 million at March 31, 2026, and December 31, 2025, respectively. Standby letters of credit are fully collateralized at the time of issuance. Based on the Bank’s credit analyses of members’ financial condition and collateral requirements, the Bank deemed it unnecessary to record any additional liability for credit losses on the letters of credit outstanding or other off-balance sheet commitments as of March 31, 2026, and December 31, 2025.