Reportable segments reconciliation to the Consolidated Financial Statements for the three months ended March 31, 2026 is as follows (in thousands):


	Commercial Banking		Consumer Banking		Wealth Management		Segment Total		Funds Management and Other		BOK Financial Corporation
Net interest income from external sources	$	241,317	$	17,788	$	19,867	$	278,972	$	63,582	$	342,554
Net interest income (expense) from internal sources	(67,844)		38,201		23,107		(6,536)		6,536		—
Net interest income	173,473		55,989		42,974		272,436		70,118		342,554
Net loans charged off and provision for credit losses	400		1,508		496		2,404		(2,404)		—
Net interest income after provision for credit losses	173,073		54,481		42,478		270,032		72,522		342,554
Other operating revenue	60,068		42,866		110,387		213,321		(2,053)		211,268
Personnel expense	51,267		25,466		69,413		146,146		65,028		211,174
Non-personnel expense	31,041		38,027		28,756		97,824		45,168		142,992
Total other operating expense	82,308		63,493		98,169		243,970		110,196		354,166
Corporate allocations	16,046		14,686		17,155		47,887		(47,887)		—
Net income before taxes	$	134,787	$	19,168	$	37,541	$	191,496	$	8,160	$	199,656

Average assets	$	22,679,465	$	8,452,393	$	11,370,683	$	42,502,541	$	10,620,468	$	53,123,009


	Commercial Banking		Consumer Banking		Wealth Management		Segment Total		Funds Management and Other		BOK Financial Corporation
Net interest income from external sources	$	231,423	$	8,740	$	13,942	$	254,105	$	62,146	$	316,251
Net interest income (expense) from internal sources	(53,165)		48,512		30,560		25,907		(25,907)		—
Net interest income	178,258		57,252		44,502		280,012		36,239		316,251
Net loans charged off and provision for credit losses	148		1,517		(8)		1,657		(1,657)		—
Net interest income after provision for credit losses	178,110		55,735		44,510		278,355		37,896		316,251
Other operating revenue	55,521		39,058		96,336		190,915		(4,874)		186,041
Personnel expense	49,574		25,837		67,245		142,656		71,529		214,185
Non-personnel expense	28,906		31,399		27,021		87,326		46,018		133,344
Total other operating expense	78,480		57,236		94,266		229,982		117,547		347,529
Corporate allocations	17,055		15,435		13,854		46,344		(46,344)		—
Net income before taxes	$	138,096	$	22,122	$	32,726	$	192,944	$	(38,181)	$	154,763

Average assets	$	21,400,745	$	8,201,821	$	11,367,435	$	40,970,001	$	10,016,902	$	50,986,903