| Schedule of Operating Information for Reportable Segments |
The following is a summary of certain operating information for reportable segments: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (In thousands) | | Community Banking | | Specialty Finance | | Wealth Management | | Total Operating Segments | | Intersegment Eliminations | | Consolidated | | Three Months Ended March 31, 2026: | | | | | | | | | | | | | | Interest income | | $ | 781,502 | | | $ | 124,576 | | | $ | 10,482 | | | $ | 916,560 | | | $ | 11,000 | | | $ | 927,560 | | | Interest expense | | 330,904 | | | 17,493 | | | 139 | | | 348,536 | | | — | | | 348,536 | | | Net interest income | | 450,598 | | | 107,083 | | | 10,343 | | | 568,024 | | | 11,000 | | | 579,024 | | | Provision for credit losses | | 27,281 | | | 2,313 | | | — | | | 29,594 | | | — | | | 29,594 | | | Non-interest income | | 77,882 | | | 35,733 | | | 43,275 | | | 156,890 | | | (22,748) | | | 134,142 | | | Non-interest expense: | | | | | | | | | | | | | | Salaries | | 101,576 | | | 18,023 | | | 8,973 | | | 128,572 | | | 514 | | | 129,086 | | | Commissions and incentive compensation | | 33,128 | | | 9,862 | | | 14,417 | | | 57,407 | | | — | | | 57,407 | | | Benefits | | 32,243 | | | 6,640 | | | 3,071 | | | 41,954 | | | — | | | 41,954 | | Other segment expenses (1) | | 132,607 | | | 24,682 | | | 9,158 | | | 166,447 | | | (12,262) | | | 154,185 | | | Total non-interest expense | | 299,554 | | | 59,207 | | | 35,619 | | | 394,380 | | | (11,748) | | | 382,632 | | | Income before taxes | | 201,645 | | | 81,296 | | | 17,999 | | | 300,940 | | | — | | | 300,940 | | | Income tax expense | | 51,114 | | | 18,203 | | | 4,235 | | | 73,552 | | | — | | | 73,552 | | | Net income | | $ | 150,531 | | | $ | 63,093 | | | $ | 13,764 | | | $ | 227,388 | | | $ | — | | | $ | 227,388 | | | Total assets at period end | | $ | 57,233,526 | | | $ | 13,533,665 | | | $ | 1,390,242 | | | $ | 72,157,433 | | | $ | — | | | $ | 72,157,433 | | | Three Months Ended March 31, 2025: | | | | | | | | | | | | | | Interest income | | $ | 768,968 | | | $ | 101,698 | | | $ | 5,531 | | | $ | 876,197 | | | $ | 10,768 | | | $ | 886,965 | | | Interest expense | | 349,957 | | | 10,391 | | | 143 | | | 360,491 | | | — | | | 360,491 | | | Net interest income | | 419,011 | | | 91,307 | | | 5,388 | | | 515,706 | | | 10,768 | | | 526,474 | | | Provision for credit losses | | 22,428 | | | 1,535 | | | — | | | 23,963 | | | — | | | 23,963 | | | Non-interest income | | 73,493 | | | 31,039 | | | 33,790 | | | 138,322 | | | (21,688) | | | 116,634 | | | Non-interest expense: | | | | | | | | | | | | | | Salaries | | 98,586 | | | 15,762 | | | 9,104 | | | 123,452 | | | 465 | | | 123,917 | | | Commissions and incentive compensation | | 32,137 | | | 9,041 | | | 11,358 | | | 52,536 | | | — | | | 52,536 | | | Benefits | | 27,374 | | | 4,718 | | | 2,981 | | | 35,073 | | | — | | | 35,073 | | Other segment expenses (1) | | 132,490 | | | 23,445 | | | 10,014 | | | 165,949 | | | (11,385) | | | 154,564 | | | Total non-interest expense | | 290,587 | | | 52,966 | | | 33,457 | | | 377,010 | | | (10,920) | | | 366,090 | | | Income before taxes | | 179,489 | | | 67,845 | | | 5,721 | | | 253,055 | | | — | | | 253,055 | | | Income tax expense | | 45,219 | | | 17,552 | | | 1,245 | | | 64,016 | | | — | | | 64,016 | | | Net income | | $ | 134,270 | | | $ | 50,293 | | | $ | 4,476 | | | $ | 189,039 | | | $ | — | | | $ | 189,039 | | | Total assets at period end | | $ | 53,531,046 | | | $ | 11,312,205 | | | $ | 1,026,815 | | | $ | 65,870,066 | | | $ | — | | | $ | 65,870,066 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
(1)Other segment items include non-interest expense categories such as ‘Software & Equipment’, ‘Data processing’, ‘Advertising and Marketing’, ‘FDIC Insurance’, and ‘Occupancy’. See “Non-Interest Expense” under Management’s Discussion and Analysis of Financial Condition and Results of Operations in Item 2 of this Form 10-Q for further discussion on non-interest expense.
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