v3.26.1
Segment Reporting (Tables)
3 Months Ended
Mar. 31, 2026
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information
The following tables present certain financial information for each reportable business segment for the three months ended March 31, 2026 and 2025 and as of March 31, 2026 and December 31, 2025. The application and development of management reporting methodologies is a dynamic process and is subject to periodic enhancements. As these enhancements are made, financial results presented by each reportable business segment may be periodically revised. Loan and deposit transfers occur from time to time between reportable business segments primarily to maintain the migration of clients and relationship managers between segments; however, prior period loan and deposit balances and any related net interest income and FTP are not adjusted for transfers.
Three Months Ended March 31, 2026
(in millions)BankingWealthTreasury and Corporate OtherPinnacle Consolidated
Net interest income (expense)$757 $8 $167 $933 
Provision for (reversal of) credit losses74  1 76 
Net interest income (expense) after provision for credit losses682 8 166 857 
Core banking fees81  10 91 
Wealth management revenue4 80  84 
Total loan sales and servicing10   10 
Capital markets income18   18 
Other non-interest revenue3  78 81 
Total non-interest revenue116 81 88 284 
Salaries and other personnel expense208 51 137 396 
Occupancy, equipment and software expense40 2 56 97 
Other operating expense(1)(2)
55 9 394 459 
Total non-interest expense303 62 587 952 
Income (loss) before income taxes$495 $28 $(333)$189 
Amounts may not total due to rounding
Three Months Ended March 31, 2025
(in millions)BankingWealthTreasury and Corporate OtherPinnacle Consolidated
Net interest income (expense)$349 $$14 $365 
Provision for (reversal of) credit losses16 — 17 
Net interest income (expense) after provision for credit losses333 13 348 
Core banking fees25 — 32 
Wealth management revenue28 — 33 
Total loan sales and servicing— — 
Capital markets income— — 
Other non-interest revenue— 21 23 
Total non-interest revenue41 28 28 97 
Salaries and other personnel expense111 19 42 172 
Occupancy, equipment and software expense18 — 24 42 
Other operating expense(1)
21 39 61 
Total non-interest expense151 20 104 275 
Income (loss) before income taxes$223 $10 $(63)$170 
Amounts may not total due to rounding
(1) Other operating expense for Banking and Wealth primarily includes, software platform expense, professional fees, and FDIC insurance and other regulatory fees.
(2) Treasury and Corporate Other includes $272 million of the total merger-related expense of $275 million related to the Merger.

March 31, 2026
(dollars in millions)BankingWealthTreasury and Corporate OtherPinnacle Consolidated
Loans, net of deferred fees and costs$83,642 $1 $1,554 $85,197 
Deposits$88,433 $2,477 $9,193 $100,103 
Full-time equivalent employees4,879 565 2,945 8,389 
December 31, 2025
(dollars in millions)BankingWealthTreasury and Corporate OtherPinnacle Consolidated
Loans, net of deferred fees and costs$37,985 $— $1,169 $39,154 
Deposits$42,339 $1,160 $3,902 $47,401 
Full-time equivalent employees2,367 250 1,093 3,710