| Schedule of Segment Reporting Information |
The following tables present certain financial information for each reportable business segment for the three months ended March 31, 2026 and 2025 and as of March 31, 2026 and December 31, 2025. The application and development of management reporting methodologies is a dynamic process and is subject to periodic enhancements. As these enhancements are made, financial results presented by each reportable business segment may be periodically revised. Loan and deposit transfers occur from time to time between reportable business segments primarily to maintain the migration of clients and relationship managers between segments; however, prior period loan and deposit balances and any related net interest income and FTP are not adjusted for transfers. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended March 31, 2026 | | (in millions) | Banking | | | | | | Wealth | | Treasury and Corporate Other | | Pinnacle Consolidated | | Net interest income (expense) | $ | 757 | | | | | | | $ | 8 | | | $ | 167 | | | $ | 933 | | | Provision for (reversal of) credit losses | 74 | | | | | | | — | | | 1 | | | 76 | | | Net interest income (expense) after provision for credit losses | 682 | | | | | | | 8 | | | 166 | | | 857 | | | Core banking fees | 81 | | | | | | | — | | | 10 | | | 91 | | | Wealth management revenue | 4 | | | | | | | 80 | | | — | | | 84 | | | Total loan sales and servicing | 10 | | | | | | | — | | | — | | | 10 | | | | | | | | | | | | | | | | | | | | | | | | | | | Capital markets income | 18 | | | | | | | — | | | — | | | 18 | | | Other non-interest revenue | 3 | | | | | | | — | | | 78 | | | 81 | | | Total non-interest revenue | 116 | | | | | | | 81 | | | 88 | | | 284 | | | Salaries and other personnel expense | 208 | | | | | | | 51 | | | 137 | | | 396 | | | Occupancy, equipment and software expense | 40 | | | | | | | 2 | | | 56 | | | 97 | | Other operating expense(1)(2) | 55 | | | | | | | 9 | | | 394 | | | 459 | | | Total non-interest expense | 303 | | | | | | | 62 | | | 587 | | | 952 | | | Income (loss) before income taxes | $ | 495 | | | | | | | $ | 28 | | | $ | (333) | | | $ | 189 | | | Amounts may not total due to rounding | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended March 31, 2025 | | (in millions) | Banking | | | | | | Wealth | | Treasury and Corporate Other | | Pinnacle Consolidated | | Net interest income (expense) | $ | 349 | | | | | | | $ | 2 | | | $ | 14 | | | $ | 365 | | | Provision for (reversal of) credit losses | 16 | | | | | | | — | | | 1 | | | 17 | | | Net interest income (expense) after provision for credit losses | 333 | | | | | | | 2 | | | 13 | | | 348 | | | Core banking fees | 25 | | | | | | | — | | | 7 | | | 32 | | | Wealth management revenue | 5 | | | | | | | 28 | | | — | | | 33 | | | Total loan sales and servicing | 6 | | | | | | | — | | | — | | | 6 | | | | | | | | | | | | | | | | | | | | | | | | | | | Capital markets income | 3 | | | | | | | — | | | — | | | 3 | | | Other non-interest revenue | 2 | | | | | | | — | | | 21 | | | 23 | | | Total non-interest revenue | 41 | | | | | | | 28 | | | 28 | | | 97 | | | Salaries and other personnel expense | 111 | | | | | | | 19 | | | 42 | | | 172 | | | Occupancy, equipment and software expense | 18 | | | | | | | — | | | 24 | | | 42 | | Other operating expense(1) | 21 | | | | | | | 1 | | | 39 | | | 61 | | | Total non-interest expense | 151 | | | | | | | 20 | | | 104 | | | 275 | | | Income (loss) before income taxes | $ | 223 | | | | | | | $ | 10 | | | $ | (63) | | | $ | 170 | | | Amounts may not total due to rounding | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
(1) Other operating expense for Banking and Wealth primarily includes, software platform expense, professional fees, and FDIC insurance and other regulatory fees. (2) Treasury and Corporate Other includes $272 million of the total merger-related expense of $275 million related to the Merger.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | March 31, 2026 | | (dollars in millions) | Banking | | | | | | Wealth | | Treasury and Corporate Other | | Pinnacle Consolidated | | Loans, net of deferred fees and costs | $ | 83,642 | | | | | | | $ | 1 | | | $ | 1,554 | | | $ | 85,197 | | | Deposits | $ | 88,433 | | | | | | | $ | 2,477 | | | $ | 9,193 | | | $ | 100,103 | | | Full-time equivalent employees | 4,879 | | | | | | | 565 | | | 2,945 | | | 8,389 | | | | | | | | | | | | | | | December 31, 2025 | | (dollars in millions) | Banking | | | | | | Wealth | | Treasury and Corporate Other | | Pinnacle Consolidated | | Loans, net of deferred fees and costs | $ | 37,985 | | | | | | | $ | — | | | $ | 1,169 | | | $ | 39,154 | | | Deposits | $ | 42,339 | | | | | | | $ | 1,160 | | | $ | 3,902 | | | $ | 47,401 | | | Full-time equivalent employees | 2,367 | | | | | | | 250 | | | 1,093 | | | 3,710 | | | | | | | | | | | | | |
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