v3.26.1
Borrowings (Tables)
 9 Months Ended
Mar. 31, 2026
Borrowings [Abstract]  
Summary Of Short-Term Credit Facilities
RMB
RMB
Nedbank
GBF
Other
Facilities
Total
Short-term facilities available as of March 31, 2026
$
67,064
$
3,383
$
9,179
$
79,626
Overdraft
67,064
-
-
67,064
Indirect and derivative facilities
-
3,383
9,179
12,562
Movement in utilized overdraft facilities:
No restrictions as to use
24,469
-
-
24,469
Balance as of June 30, 2025
24,469
-
-
24,469
Utilized
93,417
-
-
93,417
Repaid
(82,477)
-
-
(82,477)
Guarantee fee paid
(257)
-
-
(257)
Foreign currency adjustment
(1)
673
-
-
673
Balance as of March 31, 2026
35,825
-
-
35,825
No restrictions as to use
$
35,825
$
-
$
-
$
35,825
Interest rate as of March 31, 2026 (%)
(2)
9.75
N/A
N/A
Interest rate as of June 30, 2025 (%)
(2)
10.25
N/A
N/A
Movement in utilized indirect and derivative facilities:
Balance as of June 30, 2025
$
-
$
1,864
$
119
$
1,983
Guarantees cancelled
-
(1,635)
-
(1,635)
Utilized
-
1,559
-
1,559
Foreign currency adjustment
(1)
-
76
5
81
Balance as of March 31, 2026
$
-
$
1,864
$
124
$
1,988
(1) Represents the effects of the fluctuations between the
ZAR and the U.S. dollar.
(2) RMB GBF interest is set at prime less
0.50
%.
Summary Of Long-Term Borrowings
Facilities
Lesaka A
Lesaka B
Asset
backed
CCC
Total
Included in current
$
-
$
8,448
$
3,508
$
-
$
11,956
Included in long-term
120,375
47,873
3,671
16,894
188,813
Opening balance as of June 30, 2025
120,375
56,321
7,179
16,894
200,769
Facilities utilized
-
-
3,763
972
4,735
Facilities repaid
-
(8,953)
(3,635)
-
(12,588)
Non-refundable fees paid
-
-
-
(33)
(33)
Non-refundable fees amortized
233
-
5
20
258
Foreign currency adjustment
(1)
4,931
2,466
320
711
8,428
Closing balance as of March 31, 2026
125,539
49,834
7,632
18,564
201,569
Included in current
-
11,726
3,601
-
15,327
Included in long-term
125,539
38,108
4,031
18,564
186,242
Unamortized fees
(847)
-
-
(14)
(861)
Due within 2 years
-
17,588
2,416
-
20,004
Due within 3 years
126,386
20,520
1,403
18,578
166,887
Due within 4 years
-
-
212
-
212
Due within 5 years
$
-
$
-
$
-
$
-
$
-
Interest rates as of March 31, 2026 (%):
10.00
9.90
11.00
10.15
Base rate (%)
6.75
6.75
10.25
10.25
Margin (%)
3.25
3.15
0.75
(0.10)
(2)
(3)
(4)
(5)
Interest rates as of June 30, 2025 (%):
10.54
10.44
11.50
11.70
Base rate (%)
7.29
7.29
10.75
10.75
Margin (%)
3.25
3.15
0.75
0.95
Footnote number
(2)
(3)
(4)
(6)
(1) Represents the effects of the fluctuations between the ZAR and the
U.S. dollar.
(2) Interest on Facility A and Facility
B is based on the JIBAR (ZARONIA from April 1,
2026) in effect from time to time plus
an initial margin
of
3.25
% per annum until
June 30, 2025. From
July 1, 2025, the
margin on Facility
A is determined
with reference
to the Net Debt
to EBITDA Ratio, and
the margin will be
either (i)
3.25
%, if the Net Debt
to EBITDA Ratio is
greater than or
equal
to 2.5 times; or (ii)
2.5
%, if the Net Debt to EBITDA Ratio is less than 2.5 times.
(3) Interest on Facility B is calculated based on JIBAR (ZARONIA from April 1, 2026)
from time to time plus an initial margin
of
3.15
% per annum until June 30, 2025. From July 1, 2025, the margin
on Facility B is determined with reference to the Net Debt to
EBITDA Ratio, and the margin will be either
(i)
3.15
%, if the Net Debt to EBITDA Ratio is greater than
or equal to 2.5 times; or (ii)
2.4
%, if the Net Debt to EBITDA Ratio is less than 2.5 times.
(4) Interest is charged at prime plus
0.75
% per annum on the utilized balance.
(5) Interest is charged at prime less
0.10
% per annum on the utilized balance.
(6) Interest is charged at prime plus
0.95
% per annum on the utilized balance.